Cost of Living Comparison Between Iloilo and Manila Cost of Living Comparison Between Iloilo and Manila

Monthly Cost of Living

A single person spends $663 per month in Iloilo vs $934 in Manila, rent included.

A couple spends around $1,033 per month in Iloilo vs $1,491 in Manila, rent included.

A family of three spends $1,404 per month in Iloilo vs $2,048 in Manila, rent included.

Iloilo is about 29% cheaper than Manila, driven mainly by Clothing & Footwear.

Both Iloilo and Manila are more affordable than the global median – Iloilo 52% lower, Manila 32% lower.

Currency
🍽 Eating Out
Iloilo
Manila
Difference
Meal at Budget Restaurant
$2.84 ₱177
$5.70 ₱355
-50.18%
Three-Course Dinner for Two, Mid-Range
$19.33 ₱1,206
$25.88 ₱1,615
-25.31%
Fast Food Meal (McDonalds, etc)
$3.27 ₱204
$4.11 ₱256
-20.44%
Cappuccino
$1.97 ₱123
$2.49 ₱155
-20.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 ₱40.35
$1.37 ₱85.3
-52.55%
Water (0.33 liter bottle)
$0.34 ₱21.46
$0.84 ₱52.3
-59.52%
Local Beer (0.5 liter draught)
$1.09 ₱68.2
$1.14 ₱71.4
-4.39%
Imported Beer (0.33 liter bottle)
$1.74 ₱108
$2.67 ₱167
-34.83%
🛒 Groceries & Markets
Iloilo
Manila
Difference
Milk (1 liter)
$1.63 ₱102
$1.89 ₱118
-13.76%
White Bread (500g)
$1.20 ₱75.0
$1.46 ₱91.1
-17.81%
Rice (white) (1kg)
$0.89 ₱55.7
$0.99 ₱61.6
-10.10%
Eggs
$2.04 ₱127
$2.32 ₱145
-12.07%
Local Cheese (1kg)
$5.86 ₱366
$7.85 ₱490
-25.35%
Chicken Fillets (1kg)
$4.10 ₱256
$4.96 ₱309
-17.34%
Beef Round Steak (1kg)
$6.32 ₱394
$7.07 ₱441
-10.61%
Apples (1kg)
$3.29 ₱205
$3.39 ₱212
-2.95%
Banana (1kg)
$1.09 ₱68.0
$1.93 ₱120
-43.52%
Oranges (1kg)
$3.10 ₱193
$3.01 ₱188
2.99%
Tomato (1kg)
$1.44 ₱89.9
$1.78 ₱111
-19.10%
Potato (1kg)
$2.30 ₱144
$2.24 ₱140
2.68%
Onion (1kg)
$2.81 ₱175
$2.59 ₱161
8.49%
Lettuce (1 head)
$1.42 ₱88.8
$2.12 ₱132
-33.02%
Water (1.5 liter bottle)
$0.82 ₱51.0
$0.56 ₱34.82
46.43%
Cigarettes 20 Pack (Marlboro, Camel)
$3.09 ₱193
$3.03 ₱189
1.98%
Wine (Bottle)
$6.56 ₱410
$9.84 ₱614
-33.33%
Local Beer (0.5 liter bottle)
$1.10 ₱68.5
$1.28 ₱79.9
-14.06%
Imported Beer (0.33 liter bottle)
$1.31 ₱82.1
$2.11 ₱132
-37.91%
🚌 Getting Around
Iloilo
Manila
Difference
One-way Ticket (Public Transport)
$0.24 ₱15.04
$0.47 ₱29.17
-48.94%
Public Transport Monthly Pass (Regular Price)
$4.60 ₱287
$12.73 ₱794
-63.86%
Taxi Start (Normal Tariff)
$0.74 ₱45.94
$0.83 ₱52.0
-10.84%
Taxi (Normal Tariff) (1km)
$0.33 ₱20.85
$0.23 ₱14.39
43.48%
Taxi 1hour Waiting (Normal Tariff)
$2.43 ₱151
$1.98 ₱123
22.73%
Gasoline (1 liter)
$1.10 ₱68.4
$1.24 ₱77.3
-11.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K ₱1.3M
$21.8K ₱1.4M
-1.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.5K ₱1.2M
$19.7K ₱1.2M
-0.93%
🧾 Monthly Utilities & Internet
Iloilo
Manila
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$63.0 ₱3,932
$121 ₱7,581
-48.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.60 ₱599
$15.06 ₱940
-36.25%
Internet (50+ Mbps, Unlimited Data)
$27.04 ₱1,687
$23.90 ₱1,492
13.14%
🎉 Sport & Entertainment
Iloilo
Manila
Difference
Gym Membership (Monthly)
$9.36 ₱584
$43.84 ₱2,736
-78.65%
Tennis Court (1 Hour on Weekend)
-
$5.97 ₱373
-
Cinema Ticket
$4.67 ₱292
$7.03 ₱439
-33.57%
🧸 Childcare & Education
Iloilo
Manila
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$32.35 ₱2,019
$629 ₱39.3K
-94.86%
International Primary School, 1 Child (Yearly)
-
$9,036 ₱563.9K
-
👕👟 Clothing & Footwear
Iloilo
Manila
Difference
Jeans (Levis 501 Or Similar)
$24.00 ₱1,498
$59.1 ₱3,691
-59.42%
Summer Dress (H&M, Zara, etc)
$17.31 ₱1,080
$28.07 ₱1,752
-38.33%
Sport Shoes (Adidas, Nike)
$57.0 ₱3,556
$75.6 ₱4,714
-24.58%
Men's Leather Business Shoes
$24.08 ₱1,502
$57.9 ₱3,613
-58.41%
🏠 Accommodation & Living
Iloilo
Manila
Difference
1-bedroom Apartment, City Center (Monthly)
$291 ₱18.2K
$537 ₱33.5K
-45.77%
1-bedroom Apartment, Outside City Center (Monthly)
$224 ₱14.0K
$283 ₱17.6K
-20.77%
3-bedroom Apartment, City Center (Monthly)
$1,293 ₱80.7K
$1,898 ₱118.4K
-31.88%
3-bedroom Apartment, Outside City Center (Monthly)
$434 ₱27.1K
$671 ₱41.9K
-35.34%
Buy Apartment in City Center (m2)
$3,759 ₱234.6K
$4,351 ₱271.5K
-13.60%
Buy Apartment Outside City Center (m2)
$1,048 ₱65.4K
$2,494 ₱155.6K
-57.99%
💵 Salaries & Financials
Iloilo
Manila
Difference
Average Monthly Net Salary (After Tax)
$205 ₱12.8K
$484 ₱30.2K
-57.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.33
7.43
-1.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Iloilo: August 30, 2026

Last update for Manila: August 31, 2026

Cost Breakdown

A central one-bedroom costs $291 in Iloilo versus $537 in Manila. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 136% higher in Manila, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Iloilo versus $26.00 in Manila. Monthly groceries follow the same trend: $189 vs $223 – making Iloilo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Iloilo vs Manila: Cost of Living - Frequently Asked Questions
Is Manila cheaper than Iloilo?
Yes – Manila is pricier by about 41%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $994 per month in Iloilo and $1,401 in Manila. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Iloilo or in Manila?
A mid-range dinner for two costs $19.00 in Iloilo and $26.00 in Manila. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Iloilo and in Manila?
Monthly expenses with rent come to $663 in Iloilo and $934 in Manila. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for living in Iloilo or in Manila?
A $1,500 monthly budget goes further in Iloilo, where all-in costs run around $663, than in Manila at $934. In Iloilo it covers expenses comfortably, while in Manila it requires careful planning or may not stretch far enough.
Is Iloilo or Manila more family-friendly?
Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Iloilo or Manila?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manila makes more sense. Both are solid long-term options with distinct trade-offs.

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