🙂A single person spends $688 per month in Iloilo vs $869 in Chiang Mai, rent included.
🙂A couple spends around $1,058 per month in Iloilo vs $1,362 in Chiang Mai, rent included.
🙂A family of three spends $1,428 per month in Iloilo vs $1,855 in Chiang Mai, rent included.
🙂Iloilo is about 21% cheaper than Chiang Mai, driven mainly by Groceries & Markets.
📊Both Iloilo and Chiang Mai are more affordable than the global median – Iloilo49% lower, Chiang Mai35% lower.
Currency
🍽 Eating Out
Iloilo
Chiang Mai
Difference
Meal at Budget Restaurant
$2.68₱163
$1.98฿64.3
35.35%
Three-Course Dinner for Two, Mid-Range
$20.94₱1,272
$18.80฿612
11.38%
Fast Food Meal(McDonalds, etc)
$3.62₱220
$7.75฿252
-53.29%
Cappuccino
$1.96₱119
$1.92฿62.5
2.08%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.53₱32.04
$0.79฿25.79
-32.91%
Water(0.33 liter bottle)
$0.32₱19.52
$0.36฿11.62
-11.11%
Local Beer(0.5 liter draught)
$0.94₱57.3
$2.21฿72.1
-57.47%
Imported Beer(0.33 liter bottle)
$1.72₱104
$3.66฿119
-53.01%
🛒 Groceries & Markets
Iloilo
Chiang Mai
Difference
Milk(1 liter)
$1.78₱108
$1.65฿53.8
7.88%
White Bread(500g)
$1.25₱76.1
$1.63฿53.2
-23.31%
Rice(white)(1kg)
$0.88₱53.7
$1.19฿38.86
-26.05%
Eggs
$2.20₱134
$2.00฿65.1
10.00%
Local Cheese(1kg)
$6.04₱367
$15.98฿520
-62.20%
Chicken Fillets(1kg)
$4.33₱263
$3.03฿98.5
42.90%
Beef Round Steak(1kg)
$6.80₱413
$10.86฿354
-37.38%
Apples(1kg)
$3.62₱220
$2.76฿90.0
31.16%
Banana(1kg)
$1.19₱72.5
$1.18฿38.42
0.85%
Oranges(1kg)
$3.28₱199
$1.64฿53.5
100.00%
Tomato(1kg)
$1.61₱98.0
$1.52฿49.51
5.92%
Potato(1kg)
$2.67₱162
$1.38฿45.10
93.48%
Onion(1kg)
$3.06₱186
$1.19฿38.84
157.14%
Lettuce(1 head)
$1.69₱103
$0.70฿22.86
141.43%
Water(1.5 liter bottle)
$0.92₱56.1
$0.56฿18.13
64.29%
Cigarettes 20 Pack(Marlboro, Camel)
$3.21₱195
$4.58฿149
-29.91%
Wine(Bottle)
$5.84₱354
$16.56฿539
-64.73%
Local Beer(0.5 liter bottle)
$1.33₱81.0
$1.83฿59.5
-27.32%
Imported Beer(0.33 liter bottle)
$1.39₱84.4
$3.20฿104
-56.56%
🚌 Getting Around
Iloilo
Chiang Mai
Difference
One-way Ticket(Public Transport)
$0.23₱13.89
$0.88฿28.56
-73.86%
Public Transport Monthly Pass(Regular Price)
$5.27₱320
$18.72฿610
-71.85%
Taxi Start(Normal Tariff)
$0.68₱41.39
$1.36฿44.16
-50.00%
Taxi(Normal Tariff)(1km)
$0.29₱17.43
$1.34฿43.65
-78.36%
Taxi 1hour Waiting(Normal Tariff)
$2.70₱164
$7.84฿256
-65.56%
Gasoline(1 liter)
$1.15₱69.5
$1.23฿39.92
-6.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K₱1.4M
$21.6K฿704.3K
10.18%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.7K₱1.2M
$22.5K฿734.3K
-12.83%
🧾 Monthly Utilities & Internet
Iloilo
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$67.2₱4,083
$70.5฿2,298
-4.68%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$31.38₱1,905
$13.68฿445
129.39%
Internet(50+ Mbps, Unlimited Data)
$30.48₱1,851
$17.45฿568
74.67%
🎉 Sport & Entertainment
Iloilo
Chiang Mai
Difference
Gym Membership(Monthly)
$26.89₱1,633
$41.33฿1,346
-34.94%
Tennis Court(1 Hour on Weekend)
-
$6.96฿227
-
Cinema Ticket
$5.23₱317
$5.77฿188
-9.36%
🧸 Childcare & Education
Iloilo
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$35.73₱2,169
$307฿10.0K
-88.36%
International Primary School, 1 Child(Yearly)
$4,343₱263.7K
$14.6K฿475.9K
-70.28%
👕👟 Clothing & Footwear
Iloilo
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$44.18₱2,682
$55.8฿1,817
-20.81%
Summer Dress(H&M, Zara, etc)
$22.85₱1,388
$26.21฿854
-12.82%
Sport Shoes(Adidas, Nike)
$61.5₱3,732
$85.8฿2,793
-28.33%
Men's Leather Business Shoes
$26.07₱1,583
$72.2฿2,353
-63.91%
🏠 Accommodation & Living
Iloilo
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$234₱14.2K
$430฿14.0K
-45.50%
1-bedroom Apartment, Outside City Center(Monthly)
$178₱10.8K
$239฿7,774
-25.49%
3-bedroom Apartment, City Center(Monthly)
$353₱21.4K
$817฿26.6K
-56.87%
3-bedroom Apartment, Outside City Center(Monthly)
$289₱17.5K
$511฿16.6K
-43.48%
Buy Apartment in City Center(m2)
$3,693₱224.2K
$1,983฿64.6K
86.21%
Buy Apartment Outside City Center(m2)
$1,047₱63.6K
$1,484฿48.3K
-29.43%
💵 Salaries & Financials
Iloilo
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$223₱13.5K
$619฿20.2K
-63.94%
20-Year Fixed Mortgage Interest Rate(Annual %)
8
5
60.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Iloilo: June 8, 2026
Last update for Chiang Mai: June 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $234 in Iloilo versus $430 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 177% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $21.00 in Iloilo versus $19.00 in Chiang Mai. Groceries tell a different story – $202 in Iloilo vs $241 in Chiang Mai – so Iloilo wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Iloilo vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Iloilo or Chiang Mai?
Chiang Mai costs about 26% more than Iloilo, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Iloilo vs Chiang Mai?
For a comfortable life, plan on about $1,032 per month in Iloilo and $1,303 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Iloilo or Chiang Mai?
Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Iloilo and Chiang Mai?
Kindergarten costs $35.73 per month in Iloilo and $307 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Iloilo or Chiang Mai?
Groceries cost about 19% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Iloilo or Chiang Mai?
$1,000 covers both cities comfortably – all-in costs are $688 in Iloilo and $869 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Iloilo or Chiang Mai?
For digital nomads, it depends on budget. Iloilo costs $688 versus $869 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Iloilo compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Iloilo or Chiang Mai?
If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.