ðA single person spends $695 per month in Iloilo vs $852 in Chiang Mai, rent included.
ðA couple spends around $1,054 per month in Iloilo vs $1,354 in Chiang Mai, rent included.
ðA family of three spends $1,413 per month in Iloilo vs $1,857 in Chiang Mai, rent included.
ðIloilo is about 18% cheaper than Chiang Mai, driven mainly by Groceries & Markets.
ðBoth Iloilo and Chiang Mai are more affordable than the global median â Iloilo48% lower, Chiang Mai36% lower.
Currency
ð― Eating Out
Iloilo
Chiang Mai
Difference
Meal at Budget Restaurant
$2.69âą166
$1.96āļŋ64.0
37.24%
Three-Course Dinner for Two, Mid-Range
$21.66âą1,336
$18.81āļŋ615
15.15%
Fast Food Meal(McDonalds, etc)
$3.50âą216
$7.92āļŋ259
-55.81%
Cappuccino
$2.00âą124
$1.91āļŋ62.6
4.71%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.57âą35.42
$0.84āļŋ27.41
-32.14%
Water(0.33 liter bottle)
$0.32âą19.77
$0.35āļŋ11.51
-8.57%
Local Beer(0.5 liter draught)
$0.94âą57.8
$2.21āļŋ72.1
-57.47%
Imported Beer(0.33 liter bottle)
$1.75âą108
$3.80āļŋ124
-53.95%
ð Groceries & Markets
Iloilo
Chiang Mai
Difference
Milk(1 liter)
$1.80âą111
$1.64āļŋ53.5
9.76%
White Bread(500g)
$1.21âą74.7
$1.62āļŋ53.1
-25.31%
Rice(white)(1kg)
$0.89âą55.1
$1.18āļŋ38.62
-24.58%
Eggs
$2.24âą138
$2.01āļŋ65.8
11.44%
Local Cheese(1kg)
$5.80âą358
$15.89āļŋ520
-63.50%
Chicken Fillets(1kg)
$4.19âą259
$3.01āļŋ98.5
39.20%
Beef Round Steak(1kg)
$7.05âą435
$10.77āļŋ352
-34.54%
Apples(1kg)
$3.72âą229
$2.61āļŋ85.5
42.53%
Banana(1kg)
$1.19âą73.2
$1.22āļŋ39.88
-2.46%
Oranges(1kg)
$3.31âą204
$1.70āļŋ55.7
94.71%
Tomato(1kg)
$1.60âą98.9
$1.58āļŋ51.5
1.27%
Potato(1kg)
$2.55âą157
$1.32āļŋ43.14
93.18%
Onion(1kg)
$3.05âą188
$1.17āļŋ38.23
160.68%
Lettuce(1 head)
$1.69âą104
$0.67āļŋ21.98
152.24%
Water(1.5 liter bottle)
$0.90âą55.6
$0.56āļŋ18.32
60.71%
Cigarettes 20 Pack(Marlboro, Camel)
$3.10âą191
$4.53āļŋ148
-31.57%
Wine(Bottle)
$5.70âą351
$18.20āļŋ595
-68.68%
Local Beer(0.5 liter bottle)
$1.29âą79.7
$1.83āļŋ60.0
-29.51%
Imported Beer(0.33 liter bottle)
$1.45âą89.4
$3.23āļŋ106
-55.11%
ð Getting Around
Iloilo
Chiang Mai
Difference
One-way Ticket(Public Transport)
$0.23âą14.18
$0.89āļŋ29.00
-74.16%
Public Transport Monthly Pass(Regular Price)
$5.11âą315
$19.38āļŋ634
-73.63%
Taxi Start(Normal Tariff)
$0.68âą42.18
$1.35āļŋ44.20
-49.63%
Taxi(Normal Tariff)(1km)
$0.31âą19.39
$1.35āļŋ44.05
-77.04%
Taxi 1hour Waiting(Normal Tariff)
$2.60âą160
$8.25āļŋ270
-68.48%
Gasoline(1 liter)
$1.13âą69.7
$1.27āļŋ41.64
-11.02%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4Kâą1.5M
$21.2Kāļŋ691.8K
15.24%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.3Kâą1.2M
$22.5Kāļŋ735.3K
-13.96%
ð§ū Monthly Utilities & Internet
Iloilo
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$66.7âą4,115
$70.2āļŋ2,294
-4.89%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$31.70âą1,955
$13.77āļŋ450
130.21%
Internet(50+ Mbps, Unlimited Data)
$29.55âą1,823
$17.60āļŋ575
67.90%
ð Sport & Entertainment
Iloilo
Chiang Mai
Difference
Gym Membership(Monthly)
$26.75âą1,650
$41.57āļŋ1,360
-35.65%
Tennis Court(1 Hour on Weekend)
-
$6.60āļŋ216
-
Cinema Ticket
$5.42âą335
$5.78āļŋ189
-6.23%
ð§ļ Childcare & Education
Iloilo
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$35.20âą2,171
$306āļŋ10.0K
-88.50%
International Primary School, 1 Child(Yearly)
$4,394âą271.0K
$14.8Kāļŋ484.8K
-70.36%
ðð Clothing & Footwear
Iloilo
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$45.02âą2,777
$54.4āļŋ1,778
-17.20%
Summer Dress(H&M, Zara, etc)
$23.36âą1,441
$26.14āļŋ855
-10.64%
Sport Shoes(Adidas, Nike)
$62.8âą3,875
$84.5āļŋ2,764
-25.69%
Men's Leather Business Shoes
$26.69âą1,646
$69.4āļŋ2,270
-61.56%
ð Accommodation & Living
Iloilo
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$233âą14.3K
$424āļŋ13.9K
-45.10%
1-bedroom Apartment, Outside City Center(Monthly)
$177âą10.9K
$238āļŋ7,788
-25.88%
3-bedroom Apartment, City Center(Monthly)
$350âą21.6K
$825āļŋ27.0K
-57.58%
3-bedroom Apartment, Outside City Center(Monthly)
$286âą17.6K
$515āļŋ16.8K
-44.51%
Buy Apartment in City Center(m2)
$3,857âą237.9K
$2,049āļŋ67.0K
88.22%
Buy Apartment Outside City Center(m2)
$1,051âą64.8K
$1,523āļŋ49.8K
-30.99%
ðĩ Salaries & Financials
Iloilo
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$207âą12.8K
$635āļŋ20.8K
-67.45%
20-Year Fixed Mortgage Interest Rate(Annual %)
8
5
60.00%
CityCost data is based on AI and user input â minor inaccuracies may occur.
Last update for Iloilo: April 26, 2026
Last update for Chiang Mai: April 27, 2026
Cost Breakdown
ð A central one-bedroom costs $233 in Iloilo versus $424 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
ð°Salaries run about 207% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
ðA mid-range dinner for two costs $22.00 in Iloilo versus $19.00 in Chiang Mai. Groceries tell a different story â $201 in Iloilo vs $243 in Chiang Mai â so Iloilo wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Iloilo vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Iloilo or Chiang Mai?
Chiang Mai costs about 23% more than Iloilo, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Iloilo vs Chiang Mai?
For a comfortable life, plan on about $1,042 per month in Iloilo and $1,278 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled â not just surviving.
Where is rent cheaper, Iloilo or Chiang Mai?
Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Iloilo and Chiang Mai?
Kindergarten costs $35.20 per month in Iloilo and $306 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Iloilo or Chiang Mai?
Groceries cost about 21% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Iloilo or Chiang Mai?
$1,000 covers both cities comfortably â all-in costs are $695 in Iloilo and $852 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Iloilo or Chiang Mai?
For digital nomads, it depends on budget. Iloilo costs $695 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Iloilo compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison â central, well-trafficked areas feel secure in both.
Should I move to Iloilo or Chiang Mai?
If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.