Last update: Oct 2026

Cost of Living Comparison Between Hvar and Tbilisi

For one person, living is cheaper in Tbilisi: $1,269 a month against $1,522 in Hvar, rent and utilities included – about $3,000 less a year. Rent and utilities account for most of the difference.

Hvar, Croatia
Tbilisi, Georgia
Hvar
🇭🇷 Croatia
$1,522
/mo nomad
Tbilisi
🇬🇪 Georgia
$1,269
/mo nomad
Monthly Cost of Living

How much you'll spend in Hvar and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hvar and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,522 in Hvar versus $1,269 in Tbilisi.

  • Hvar $1,522
  • Tbilisi $1,269

Estimated couple costs with rent: $2,310 in Hvar versus $2,016 in Tbilisi.

  • Hvar $2,310
  • Tbilisi $2,016

Monthly costs for a family of three with rent: $3,097 in Hvar versus $2,763 in Tbilisi.

  • Hvar $3,097
  • Tbilisi $2,763

Living in Hvar is roughly 20% more expensive than in Tbilisi, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Hvar is 12% above, Tbilisi is 7% below.

Currency
🍽 Eating Out
Hvar
Tbilisi
Difference
Meal at Budget Restaurant
$13.08 €11.75
$11.63 ₾30.07
12.47%
Three-Course Dinner for Two, Mid-Range
$72.8 €65.4
$37.83 ₾97.9
92.49%
Fast Food Meal (McDonalds, etc)
$9.13 €8.20
$9.66 ₾24.98
-5.49%
Cappuccino
$2.53 €2.27
$3.57 ₾9.24
-29.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.12 €2.80
$1.08 ₾2.78
188.89%
Water (0.33 liter bottle)
$2.28 €2.05
$0.56 ₾1.45
307.14%
Local Beer (0.5 liter draught)
$3.54 €3.18
$2.62 ₾6.78
35.11%
Imported Beer (0.33 liter bottle)
$4.09 €3.68
$3.04 ₾7.86
34.54%
🛒 Groceries & Markets
Hvar
Tbilisi
Difference
Milk (1 liter)
$1.19 €1.07
$2.17 ₾5.60
-45.16%
White Bread (500g)
$1.54 €1.39
$0.80 ₾2.06
92.50%
Rice (white) (1kg)
$2.99 €2.69
$1.74 ₾4.51
71.84%
Eggs
$3.88 €3.49
$2.83 ₾7.31
37.10%
Local Cheese (1kg)
$10.69 €9.60
$9.31 ₾24.08
14.82%
Chicken Fillets (1kg)
$9.48 €8.52
$6.52 ₾16.86
45.40%
Beef Round Steak (1kg)
$11.72 €10.53
$12.95 ₾33.50
-9.50%
Apples (1kg)
$1.72 €1.55
$1.68 ₾4.34
2.38%
Banana (1kg)
$1.67 €1.50
$1.85 ₾4.80
-9.73%
Oranges (1kg)
$1.99 €1.79
$1.97 ₾5.10
1.02%
Tomato (1kg)
$2.57 €2.31
$2.42 ₾6.25
6.20%
Potato (1kg)
$1.29 €1.16
$0.82 ₾2.11
57.32%
Onion (1kg)
$1.28 €1.15
$0.74 ₾1.91
72.97%
Lettuce (1 head)
$1.27 €1.14
$1.34 ₾3.47
-5.22%
Water (1.5 liter bottle)
$1.20 €1.08
$0.77 ₾2.00
55.84%
Cigarettes 20 Pack (Marlboro, Camel)
$5.73 €5.14
$3.57 ₾9.24
60.50%
Wine (Bottle)
$6.89 €6.19
$7.67 ₾19.84
-10.17%
Local Beer (0.5 liter bottle)
$1.50 €1.35
$1.70 ₾4.39
-11.76%
Imported Beer (0.33 liter bottle)
$1.99 €1.79
$2.40 ₾6.21
-17.08%
🚌 Getting Around
Hvar
Tbilisi
Difference
One-way Ticket (Public Transport)
$1.76 €1.58
$0.40 ₾1.05
340.00%
Public Transport Monthly Pass (Regular Price)
$43.21 €38.83
$15.23 ₾39.39
183.72%
Taxi Start (Normal Tariff)
$3.08 €2.77
$1.14 ₾2.95
170.18%
Taxi (Normal Tariff) (1km)
$1.11 €1.00
$0.78 ₾2.02
42.31%
Taxi 1hour Waiting (Normal Tariff)
$8.80 €7.91
$11.83 ₾30.59
-25.61%
Gasoline (1 liter)
$1.78 €1.60
$1.45 ₾3.75
22.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K €34.4K
$24.6K ₾63.6K
55.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6K €23.9K
$22.3K ₾57.8K
18.92%
🧾 Monthly Utilities & Internet
Hvar
Tbilisi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$190 €171
$88.8 ₾230
113.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.50 €20.22
$13.12 ₾33.94
71.49%
Internet (50+ Mbps, Unlimited Data)
$31.64 €28.43
$19.67 ₾50.9
60.85%
🎉 Sport & Entertainment
Hvar
Tbilisi
Difference
Gym Membership (Monthly)
$50.5 €45.38
$64.1 ₾166
-21.14%
Tennis Court (1 Hour on Weekend)
$14.55 €13.07
$19.04 ₾49.25
-23.58%
Cinema Ticket
$8.86 €7.96
$7.12 ₾18.42
24.44%
🧸 Childcare & Education
Hvar
Tbilisi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$243 €218
$375 ₾971
-35.29%
International Primary School, 1 Child (Yearly)
$8,090 €7,269
$10.5K ₾27.1K
-22.73%
👕👟 Clothing & Footwear
Hvar
Tbilisi
Difference
Jeans (Levis 501 Or Similar)
$94.0 €84.4
$104 ₾268
-9.35%
Summer Dress (H&M, Zara, etc)
$39.00 €35.04
$39.26 ₾102
-0.66%
Sport Shoes (Adidas, Nike)
$105 €94.2
$117 ₾304
-10.63%
Men's Leather Business Shoes
$106 €94.8
$122 ₾315
-13.32%
🏠 Accommodation & Living
Hvar
Tbilisi
Difference
1-bedroom Apartment, City Center (Monthly)
$681 €612
$695 ₾1,798
-2.08%
1-bedroom Apartment, Outside City Center (Monthly)
$526 €473
$451 ₾1,167
16.68%
3-bedroom Apartment, City Center (Monthly)
$1,116 €1,002
$1,355 ₾3,505
-17.67%
3-bedroom Apartment, Outside City Center (Monthly)
$828 €744
$906 ₾2,344
-8.61%
Buy Apartment in City Center (m2)
$4,155 €3,734
$2,295 ₾5,936
81.07%
Buy Apartment Outside City Center (m2)
$3,241 €2,912
$1,345 ₾3,479
140.98%
💵 Salaries & Financials
Hvar
Tbilisi
Difference
Average Monthly Net Salary (After Tax)
-
$664 ₾1,718
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.35
12.62
-65.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hvar: October 26, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Hvar
$526
Tbilisi
$451 14.3% $75
Groceries & Markets
Hvar
$260
Tbilisi
$234 10% $26
Monthly Utilities & Internet
Hvar
$244
Tbilisi
$122 50.1% $122
Eating Out
Hvar
$210
Tbilisi
$191 9.2% $19
Clothing & Footwear
Hvar
$155
Tbilisi
$172 11.2% $17
Sport & Entertainment
Hvar
$68
Tbilisi
$78 14.8% $10
Getting Around
Hvar
$59
Tbilisi
$22 62.8% $37

Cost Breakdown

A one-bedroom apartment in the center runs $681 in Hvar and $695 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Dining out: $73 in Hvar vs $38 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $260 vs $234 per month, with Tbilisi cheaper across the board.

Good to know
🇭🇷 Hvar
🇬🇪 Tbilisi
🕒 Local time
12:56 12:56 PM
15:56 3:56 PM
3 h ahead of Hvar
🌤 Weather
👥 Population
3,979
1,241,700 Capital
💱 Currency
Euro EUR €
Exchange rates and currency converter

GEL, USD to EUR – Euro Converter

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Georgian Lari exchange rates as of October 28, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.88 GEL (1 GEL = 0.347 EUR).

On the map
Between locations
  • Hvar Tbilisi 2,320 km ≈ 3 h 30 min nonstop flight
From you
  • Hvar
  • Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hvar vs Tbilisi: Cost of Living - Frequently Asked Questions
Is Tbilisi cheaper than Hvar?
Tbilisi is cheaper overall, especially in transport, groceries, and utilities. The 20% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $2,283 in Hvar and $1,904 in Tbilisi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Hvar and Tbilisi?
Rent for a central apartment: $681 in Hvar versus $695 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Hvar or in Tbilisi?
Dining out is cheaper in Tbilisi – a meal for two runs $38 versus $73 in Hvar. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Hvar and in Tbilisi?
All in, you’ll spend $1,522 per month in Hvar versus $1,269 in Tbilisi – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $2,000 enough for either Hvar or Tbilisi?
Either city works on $2,000 a month, though Tbilisi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Hvar or in Tbilisi?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Hvar or Tbilisi?
Safety-wise, Hvar and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

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