Cost of Living Comparison Between Hvar and Tbilisi Cost of Living Comparison Between Hvar and Tbilisi

Monthly Cost of Living

Monthly costs for one person with rent: $1,552 in Hvar versus $1,185 in Tbilisi.

Estimated couple costs with rent: $2,306 in Hvar versus $1,834 in Tbilisi.

Monthly costs for a family of three with rent: $3,061 in Hvar versus $2,483 in Tbilisi.

Living in Hvar is roughly 31% more expensive than Tbilisi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Hvar is 16% above, Tbilisi is 12% below.

Currency
🍽 Eating Out
Hvar
Tbilisi
Difference
Meal at Budget Restaurant
$13.46 €11.50
$11.15 β‚Ύ30.00
20.72%
Three-Course Dinner for Two, Mid-Range
$73.3 €62.6
$43.13 β‚Ύ116
70.00%
Fast Food Meal (McDonalds, etc)
$9.02 €7.71
$8.22 β‚Ύ22.11
9.73%
Cappuccino
$2.50 €2.13
$3.13 β‚Ύ8.42
-20.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 €2.78
$0.74 β‚Ύ2.00
340.54%
Water (0.33 liter bottle)
$2.27 €1.94
$0.45 β‚Ύ1.22
404.44%
Local Beer (0.5 liter draught)
$3.57 €3.05
$2.13 β‚Ύ5.74
67.61%
Imported Beer (0.33 liter bottle)
$4.32 €3.69
$2.99 β‚Ύ8.06
44.48%
πŸ›’ Groceries & Markets
Hvar
Tbilisi
Difference
Milk (1 liter)
$1.24 €1.06
$1.89 β‚Ύ5.09
-34.39%
White Bread (500g)
$1.54 €1.32
$0.73 β‚Ύ1.97
110.96%
Rice (white) (1kg)
$3.05 €2.61
$1.85 β‚Ύ4.98
64.86%
Eggs
$3.70 €3.16
$2.45 β‚Ύ6.58
51.02%
Local Cheese (1kg)
$10.81 €9.23
$7.85 β‚Ύ21.12
37.71%
Chicken Fillets (1kg)
$9.49 €8.10
$6.25 β‚Ύ16.82
51.84%
Beef Round Steak (1kg)
$12.13 €10.36
$9.77 β‚Ύ26.28
24.16%
Apples (1kg)
$1.70 €1.45
$1.21 β‚Ύ3.26
40.50%
Banana (1kg)
$1.66 €1.42
$1.59 β‚Ύ4.28
4.40%
Oranges (1kg)
$1.92 €1.64
$1.79 β‚Ύ4.81
7.26%
Tomato (1kg)
$2.46 €2.10
$2.32 β‚Ύ6.25
6.03%
Potato (1kg)
$1.33 €1.13
$0.71 β‚Ύ1.91
87.32%
Onion (1kg)
$1.32 €1.13
$0.67 β‚Ύ1.81
97.01%
Lettuce (1 head)
$1.22 €1.04
$1.18 β‚Ύ3.16
3.39%
Water (1.5 liter bottle)
$1.27 €1.08
$0.71 β‚Ύ1.92
78.87%
Cigarettes 20 Pack (Marlboro, Camel)
$5.62 €4.80
$2.92 β‚Ύ7.85
92.47%
Wine (Bottle)
$6.91 €5.90
$7.25 β‚Ύ19.50
-4.69%
Local Beer (0.5 liter bottle)
$1.49 €1.28
$1.55 β‚Ύ4.17
-3.87%
Imported Beer (0.33 liter bottle)
$2.06 €1.76
$2.31 β‚Ύ6.21
-10.82%
🚌 Getting Around
Hvar
Tbilisi
Difference
One-way Ticket (Public Transport)
$1.74 €1.48
$0.38 β‚Ύ1.03
357.89%
Public Transport Monthly Pass (Regular Price)
$43.66 €37.28
$14.81 β‚Ύ39.83
194.80%
Taxi Start (Normal Tariff)
$3.01 €2.57
$1.48 β‚Ύ3.98
103.38%
Taxi (Normal Tariff) (1km)
$1.11 €0.95
$0.69 β‚Ύ1.86
60.87%
Taxi 1hour Waiting (Normal Tariff)
$8.95 €7.64
$7.45 β‚Ύ20.05
20.13%
Gasoline (1 liter)
$1.78 €1.52
$1.15 β‚Ύ3.10
54.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.5K €32.9K
$18.0K β‚Ύ48.4K
113.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K €22.0K
$19.8K β‚Ύ53.4K
30.09%
🧾 Monthly Utilities & Internet
Hvar
Tbilisi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$186 €159
$73.4 β‚Ύ198
153.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.42 €19.15
$11.64 β‚Ύ31.32
92.61%
Internet (50+ Mbps, Unlimited Data)
$31.25 €26.69
$17.77 β‚Ύ47.79
75.86%
πŸŽ‰ Sport & Entertainment
Hvar
Tbilisi
Difference
Gym Membership (Monthly)
$51.4 €43.86
$60.6 β‚Ύ163
-15.22%
Tennis Court (1 Hour on Weekend)
$14.81 €12.65
$16.44 β‚Ύ44.21
-9.91%
Cinema Ticket
$9.12 €7.79
$6.51 β‚Ύ17.52
40.09%
🧸 Childcare & Education
Hvar
Tbilisi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$240 €205
$263 β‚Ύ707
-8.54%
International Primary School, 1 Child (Yearly)
$7,968 €6,805
$5,136 β‚Ύ13.8K
55.13%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Hvar
Tbilisi
Difference
Jeans (Levis 501 Or Similar)
$91.2 €77.9
$77.7 β‚Ύ209
17.32%
Summer Dress (H&M, Zara, etc)
$39.26 €33.52
$44.39 β‚Ύ119
-11.56%
Sport Shoes (Adidas, Nike)
$103 €87.9
$118 β‚Ύ317
-12.52%
Men's Leather Business Shoes
$105 €89.6
$114 β‚Ύ307
-8.12%
🏠 Accommodation & Living
Hvar
Tbilisi
Difference
1-bedroom Apartment, City Center (Monthly)
$687 €587
$693 β‚Ύ1,865
-0.86%
1-bedroom Apartment, Outside City Center (Monthly)
$526 €449
$462 β‚Ύ1,244
13.65%
3-bedroom Apartment, City Center (Monthly)
$1,105 €943
$1,337 β‚Ύ3,597
-17.38%
3-bedroom Apartment, Outside City Center (Monthly)
$849 €725
$779 β‚Ύ2,096
8.99%
Buy Apartment in City Center (m2)
$4,109 €3,509
$2,530 β‚Ύ6,805
62.45%
Buy Apartment Outside City Center (m2)
$3,317 €2,833
$1,430 β‚Ύ3,847
131.97%
πŸ’΅ Salaries & Financials
Hvar
Tbilisi
Difference
Average Monthly Net Salary (After Tax)
-
$633 β‚Ύ1,702
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.35
11.89
-63.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hvar: April 26, 2026

Last update for Tbilisi: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $687 in Hvar and $693 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Dining out: $73 in Hvar vs $43 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $262 vs $206 per month, with Tbilisi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hvar vs Tbilisi: Cost of Living - Frequently Asked Questions
Is Tbilisi cheaper than Hvar?
Tbilisi is cheaper overall, especially in Groceries & Markets, Eating Out, Getting Around, Monthly Utilities & Internet. The 31% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,328 in Hvar and $1,777 in Tbilisi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Hvar and Tbilisi?
Rent for a central apartment: $687 in Hvar versus $693 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Hvar or Tbilisi?
Dining out is cheaper in Tbilisi – a meal for two runs $43.00 versus $73.0 in Hvar. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Hvar vs Tbilisi?
All in, you'll spend $1,552 per month in Hvar versus $1,185 in Tbilisi – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $2,000 a realistic budget for Hvar or Tbilisi?
At $1,185 in Tbilisi versus $1,552 in Hvar, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Hvar. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.
Is Hvar or Tbilisi more family-friendly?
For families, Tbilisi is more practical. Housing and childcare are both notably cheaper than in Hvar, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Hvar or Tbilisi?
Safety-wise, Hvar and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Tbilisi gentler on the wallet – expenses run 31% less than in Hvar. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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