Last update: Oct 2026

Cost of Living Comparison Between Hvar and London

For one person, living is cheaper in Hvar: $1,522 a month against $4,086 in London, rent and utilities included – about $30,800 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Hvar
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Hvar Living Index
195

Cost of Living Index in London
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London Living Index

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Hvar

🇭🇷 Croatia

$1,522

/mo nomad

London

🇬🇧 United Kingdom

$4,086

/mo nomad

Monthly Cost of Living

How much you'll spend in Hvar and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hvar and in London actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,522 in Hvar versus $4,086 in London.

Hvar $1,522
London $4,086

Estimated couple costs with rent: $2,310 in Hvar versus $5,891 in London.

Hvar $2,310
London $5,891

Monthly costs for a family of three with rent: $3,097 in Hvar versus $7,696 in London.

Hvar $3,097
London $7,696

Living in Hvar costs roughly 63% less than in London, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Hvar 12% above, London 200% above.

Meal at Budget Restaurant

$13.08 €11.75

$26.55 £19.98

-50.73%

Three-Course Dinner for Two, Mid-Range

$72.8 €65.4

$107 £80.5

-31.95%

Fast Food Meal (McDonalds, etc)

$9.13 €8.20

$10.78 £8.12

-15.31%

Cappuccino

$2.53 €2.27

$5.71 £4.30

-55.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 €2.80

$3.01 £2.26

3.65%

Water (0.33 liter bottle)

$2.28 €2.05

$2.29 £1.72

-0.44%

Local Beer (0.5 liter draught)

$3.54 €3.18

$9.08 £6.84

-61.01%

Imported Beer (0.33 liter bottle)

$4.09 €3.68

$8.07 £6.07

-49.32%

Milk (1 liter)

$1.19 €1.07

$1.90 £1.43

-37.37%

White Bread (500g)

$1.54 €1.39

$2.03 £1.53

-24.14%

Rice (white) (1kg)

$2.99 €2.69

$2.45 £1.84

22.04%

Eggs

$3.88 €3.49

$5.07 £3.82

-23.47%

Local Cheese (1kg)

$10.69 €9.60

$12.71 £9.56

-15.89%

Chicken Fillets (1kg)

$9.48 €8.52

$10.61 £7.99

-10.65%

Beef Round Steak (1kg)

$11.72 €10.53

$17.68 £13.31

-33.71%

Apples (1kg)

$1.72 €1.55

$3.17 £2.39

-45.74%

Banana (1kg)

$1.67 €1.50

$1.45 £1.09

15.17%

Oranges (1kg)

$1.99 €1.79

$3.13 £2.36

-36.42%

Tomato (1kg)

$2.57 €2.31

$3.41 £2.57

-24.63%

Potato (1kg)

$1.29 €1.16

$1.67 £1.26

-22.75%

Onion (1kg)

$1.28 €1.15

$1.77 £1.33

-27.68%

Lettuce (1 head)

$1.27 €1.14

$1.43 £1.08

-11.19%

Water (1.5 liter bottle)

$1.20 €1.08

$1.87 £1.41

-35.83%

Cigarettes 20 Pack (Marlboro, Camel)

$5.73 €5.14

$23.91 £17.99

-76.04%

Wine (Bottle)

$6.89 €6.19

$13.48 £10.14

-48.89%

Local Beer (0.5 liter bottle)

$1.50 €1.35

$3.08 £2.32

-51.30%

Imported Beer (0.33 liter bottle)

$1.99 €1.79

$4.39 £3.31

-54.67%

One-way Ticket (Public Transport)

$1.76 €1.58

$4.08 £3.07

-56.86%

Public Transport Monthly Pass (Regular Price)

$43.21 €38.82

$252 £190

-82.87%

Taxi Start (Normal Tariff)

$3.08 €2.77

$5.74 £4.32

-46.34%

Taxi (Normal Tariff) (1km)

$1.11 €1.00

$3.35 £2.52

-66.87%

Taxi 1hour Waiting (Normal Tariff)

$8.80 €7.91

$57.2 £43.07

-84.62%

Gasoline (1 liter)

$1.78 €1.60

$2.08 £1.57

-14.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K €34.3K

$38.0K £28.6K

0.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K €23.9K

$40.4K £30.4K

-34.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 €170

$387 £291

-50.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.50 €20.21

$18.57 £13.98

21.16%

Internet (50+ Mbps, Unlimited Data)

$31.64 €28.42

$40.69 £30.62

-22.24%

Gym Membership (Monthly)

$50.5 €45.37

$57.6 £43.33

-12.26%

Tennis Court (1 Hour on Weekend)

$14.55 €13.07

$19.75 £14.87

-26.33%

Cinema Ticket

$8.86 €7.96

$18.33 £13.79

-51.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$243 €218

$2,957 £2,225

-91.78%

International Primary School, 1 Child (Yearly)

$8,090 €7,267

$35.9K £27.0K

-77.45%

Jeans (Levis 501 Or Similar)

$94.0 €84.4

$119 £89.4

-20.90%

Summer Dress (H&M, Zara, etc)

$39.00 €35.03

$56.3 £42.35

-30.69%

Sport Shoes (Adidas, Nike)

$105 €94.2

$131 £98.5

-19.86%

Men's Leather Business Shoes

$106 €94.8

$165 £124

-35.90%

1-bedroom Apartment, City Center (Monthly)

$681 €612

$2,811 £2,116

-75.78%

1-bedroom Apartment, Outside City Center (Monthly)

$526 €473

$2,291 £1,724

-77.02%

3-bedroom Apartment, City Center (Monthly)

$1,116 €1,002

$5,185 £3,902

-78.49%

3-bedroom Apartment, Outside City Center (Monthly)

$828 €744

$3,805 £2,864

-78.24%

Buy Apartment in City Center (m2)

$4,155 €3,733

$17.7K £13.3K

-76.48%

Buy Apartment Outside City Center (m2)

$3,241 €2,911

$8,405 £6,325

-61.44%

Average Monthly Net Salary (After Tax)

$5,070 £3,816

20-Year Fixed Mortgage Interest Rate (Annual %)

4.35

4.79

-9.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hvar: October 26, 2026

Last update for London: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hvar

$526 34.6%

London

$2.3K 56.1% 335% $1.8K

Groceries & Markets

Hvar

$260 17.1%

London

$356 8.7% 36.7% $96

Monthly Utilities & Internet

Hvar

$244 16%

London

$446 10.9% 83% $202

Eating Out

Hvar

$210 13.8%

London

$396 9.7% 88.7% $186

Clothing & Footwear

Hvar

$155 10.2%

London

$212 5.2% 37% $57

Sport & Entertainment

Hvar

$68 4.5%

London

$94 2.3% 38.1% $26

Getting Around

Hvar

$59 3.9%

London

$291 7.1% 394% $232

Cost Breakdown

A one-bedroom apartment in the center runs $681 in Hvar and $2,811 in London. Housing cost is often the main lever when comparing two cities.

Dining out: $73 in Hvar vs $107 in London for a mid-range dinner for two. Groceries echo the gap at $260 vs $356 per month, with Hvar cheaper across the board.

Good to know

🇭🇷 Hvar

🇬🇧 London

🕒 Local time

15:45 3:45 PM

14:45 2:45 PM

1 h behind Hvar

🌤 Weather

👥 Population

3,979

8,908,083 Capital

💱 Currency

Euro EUR €

British Pound GBP £

📈 Exchange rate

1 EUR = 1.11 USD

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

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Between locations

Hvar London 1,550 km ≈ 2 h 30 min nonstop flight

From you

Hvar
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hvar vs London: Cost of Living - Frequently Asked Questions

Hvar is cheaper overall, especially in transport, eating out, and groceries. The 168% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,283 in Hvar and $6,129 in London to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $681 in Hvar versus $2,811 in London. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Hvar – a meal for two runs $73 versus $107 in London. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,522 per month in Hvar versus $4,086 in London – a 168% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,500. Hvar is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Hvar gentler on the wallet – expenses run 63% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.