Last update: Oct 2026

Cost of Living Comparison Between London and Hvar

For one person, living is cheaper in Hvar: $1,522 a month against $4,086 in London, rent and utilities included – about $30,800 less a year. Rent and utilities account for most of the difference.

195

Cost of Living Index in London
Learn more

London Living Index
74

Cost of Living Index in Hvar
Learn more

Hvar Living Index

Jump to prices

London

🇬🇧 United Kingdom

$4,086

/mo nomad

Hvar

🇭🇷 Croatia

$1,522

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Hvar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Hvar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,086 in London versus $1,522 in Hvar.

London $4,086
Hvar $1,522

Estimated couple costs with rent: $5,891 in London versus $2,310 in Hvar.

London $5,891
Hvar $2,310

Monthly costs for a family of three with rent: $7,696 in London versus $3,097 in Hvar.

London $7,696
Hvar $3,097

Living in London is roughly 168% more expensive than in Hvar, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: London 200% above, Hvar 12% above.

Meal at Budget Restaurant

$26.55 £19.95

$13.08 €11.75

102.98%

Three-Course Dinner for Two, Mid-Range

$107 £80.4

$72.8 €65.4

46.95%

Fast Food Meal (McDonalds, etc)

$10.78 £8.11

$9.13 €8.20

18.07%

Cappuccino

$5.71 £4.29

$2.53 €2.27

125.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 £2.26

$3.12 €2.80

-3.53%

Water (0.33 liter bottle)

$2.29 £1.72

$2.28 €2.05

0.44%

Local Beer (0.5 liter draught)

$9.08 £6.83

$3.54 €3.18

156.50%

Imported Beer (0.33 liter bottle)

$8.07 £6.06

$4.09 €3.68

97.31%

Milk (1 liter)

$1.90 £1.43

$1.19 €1.07

59.66%

White Bread (500g)

$2.03 £1.52

$1.54 €1.39

31.82%

Rice (white) (1kg)

$2.45 £1.84

$2.99 €2.69

-18.06%

Eggs

$5.07 £3.81

$3.88 €3.49

30.67%

Local Cheese (1kg)

$12.71 £9.55

$10.69 €9.60

18.90%

Chicken Fillets (1kg)

$10.61 £7.97

$9.48 €8.52

11.92%

Beef Round Steak (1kg)

$17.68 £13.29

$11.72 €10.53

50.85%

Apples (1kg)

$3.17 £2.38

$1.72 €1.55

84.30%

Banana (1kg)

$1.45 £1.09

$1.67 €1.50

-13.17%

Oranges (1kg)

$3.13 £2.35

$1.99 €1.79

57.29%

Tomato (1kg)

$3.41 £2.56

$2.57 €2.31

32.68%

Potato (1kg)

$1.67 £1.25

$1.29 €1.16

29.46%

Onion (1kg)

$1.77 £1.33

$1.28 €1.15

38.28%

Lettuce (1 head)

$1.43 £1.08

$1.27 €1.14

12.60%

Water (1.5 liter bottle)

$1.87 £1.40

$1.20 €1.08

55.83%

Cigarettes 20 Pack (Marlboro, Camel)

$23.91 £17.97

$5.73 €5.14

317.28%

Wine (Bottle)

$13.48 £10.13

$6.89 €6.19

95.65%

Local Beer (0.5 liter bottle)

$3.08 £2.32

$1.50 €1.35

105.33%

Imported Beer (0.33 liter bottle)

$4.39 £3.30

$1.99 €1.79

120.60%

One-way Ticket (Public Transport)

$4.08 £3.06

$1.76 €1.58

131.82%

Public Transport Monthly Pass (Regular Price)

$252 £190

$43.21 €38.83

483.71%

Taxi Start (Normal Tariff)

$5.74 £4.32

$3.08 €2.77

86.36%

Taxi (Normal Tariff) (1km)

$3.35 £2.52

$1.11 €1.00

201.80%

Taxi 1hour Waiting (Normal Tariff)

$57.2 £43.01

$8.80 €7.91

550.34%

Gasoline (1 liter)

$2.08 £1.57

$1.78 €1.60

16.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.0K £28.6K

$38.2K €34.4K

-0.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.4K £30.4K

$26.6K €23.9K

52.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$387 £291

$190 €171

103.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.57 £13.96

$22.50 €20.22

-17.47%

Internet (50+ Mbps, Unlimited Data)

$40.69 £30.58

$31.64 €28.43

28.60%

Gym Membership (Monthly)

$57.6 £43.27

$50.5 €45.38

13.98%

Tennis Court (1 Hour on Weekend)

$19.75 £14.85

$14.55 €13.07

35.74%

Cinema Ticket

$18.33 £13.77

$8.86 €7.96

106.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,957 £2,222

$243 €218

1117.08%

International Primary School, 1 Child (Yearly)

$35.9K £27.0K

$8,090 €7,269

343.55%

Jeans (Levis 501 Or Similar)

$119 £89.3

$94.0 €84.4

26.43%

Summer Dress (H&M, Zara, etc)

$56.3 £42.29

$39.00 €35.04

44.28%

Sport Shoes (Adidas, Nike)

$131 £98.4

$105 €94.2

24.78%

Men's Leather Business Shoes

$165 £124

$106 €94.8

56.01%

1-bedroom Apartment, City Center (Monthly)

$2,811 £2,113

$681 €612

312.94%

1-bedroom Apartment, Outside City Center (Monthly)

$2,291 £1,722

$526 €473

335.23%

3-bedroom Apartment, City Center (Monthly)

$5,185 £3,897

$1,116 €1,002

364.81%

3-bedroom Apartment, Outside City Center (Monthly)

$3,805 £2,860

$828 €744

359.51%

Buy Apartment in City Center (m2)

$17.7K £13.3K

$4,155 €3,734

325.12%

Buy Apartment Outside City Center (m2)

$8,405 £6,317

$3,241 €2,912

159.35%

Average Monthly Net Salary (After Tax)

$5,070 £3,811

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

4.35

10.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 26, 2026

Last update for Hvar: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 56.1%

Hvar

$526 34.6% 77% $1.8K

Monthly Utilities & Internet

London

$446 10.9%

Hvar

$244 16% 45.3% $202

Eating Out

London

$396 9.7%

Hvar

$210 13.8% 47% $186

Groceries & Markets

London

$356 8.7%

Hvar

$260 17.1% 26.9% $96

Getting Around

London

$291 7.1%

Hvar

$59 3.9% 79.8% $232

Clothing & Footwear

London

$212 5.2%

Hvar

$155 10.2% 27% $57

Sport & Entertainment

London

$94 2.3%

Hvar

$68 4.5% 27.6% $26

Cost Breakdown

A one-bedroom apartment in the center runs $2,811 in London and $681 in Hvar. Housing cost is often the main lever when comparing two cities.

Dining out: $107 in London vs $73 in Hvar for a mid-range dinner for two. Groceries echo the gap at $356 vs $260 per month, with Hvar cheaper across the board.

Good to know

🇬🇧 London

🇭🇷 Hvar

🕒 Local time

10:50 10:50 AM

11:50 11:50 AM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

3,979

💱 Currency

British Pound GBP £

Euro EUR €

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.2 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 28, 2026: 1 USD = 0.752 GBP (1 GBP = 1.33 USD). 1 EUR = 0.836 GBP (1 GBP = 1.2 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

London Hvar 1,550 km ≈ 2 h 30 min nonstop flight

From you

London
Hvar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Hvar: Cost of Living - Frequently Asked Questions

Hvar is cheaper overall, especially in transport, eating out, and groceries. The 168% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $6,129 in London and $2,283 in Hvar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,811 in London versus $681 in Hvar. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Hvar – a meal for two runs $73 versus $107 in London. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $4,086 per month in London versus $1,522 in Hvar – a 168% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,500. Hvar is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Hvar gentler on the wallet – expenses run 63% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.