Last update: Oct 2026

Cost of Living Comparison Between Hvar and Austin, TX

For one person, living is cheaper in Hvar: $1,522 a month against $2,607 in Austin, TX, rent and utilities included – about $13,000 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Hvar
Learn more

Hvar Living Index
125

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index

Jump to prices

Hvar

🇭🇷 Croatia

$1,522

/mo nomad

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Monthly Cost of Living

How much you'll spend in Hvar and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hvar and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,522 in Hvar versus $2,607 in Austin, TX.

Hvar $1,522
Austin, TX $2,607

Estimated couple costs with rent: $2,310 in Hvar versus $4,031 in Austin, TX.

Hvar $2,310
Austin, TX $4,031

Monthly costs for a family of three with rent: $3,097 in Hvar versus $5,454 in Austin, TX.

Hvar $3,097
Austin, TX $5,454

Living in Hvar costs roughly 42% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Hvar 12% above, Austin, TX 92% above.

Meal at Budget Restaurant

$13.08 €11.75

$20.35 $20.35

-35.72%

Three-Course Dinner for Two, Mid-Range

$72.8 €65.4

$84.7 $84.7

-14.04%

Fast Food Meal (McDonalds, etc)

$9.13 €8.20

$12.12 $12.12

-24.67%

Cappuccino

$2.53 €2.27

$5.65 $5.65

-55.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 €2.80

$3.68 $3.68

-15.22%

Water (0.33 liter bottle)

$2.28 €2.05

$2.36 $2.36

-3.39%

Local Beer (0.5 liter draught)

$3.54 €3.18

$7.87 $7.87

-55.02%

Imported Beer (0.33 liter bottle)

$4.09 €3.68

$8.82 $8.82

-53.63%

Milk (1 liter)

$1.19 €1.07

$1.14 $1.14

4.39%

White Bread (500g)

$1.54 €1.39

$3.69 $3.69

-58.27%

Rice (white) (1kg)

$2.99 €2.69

$3.31 $3.31

-9.67%

Eggs

$3.88 €3.49

$4.15 $4.15

-6.51%

Local Cheese (1kg)

$10.69 €9.60

$12.98 $12.98

-17.64%

Chicken Fillets (1kg)

$9.48 €8.52

$13.86 $13.86

-31.60%

Beef Round Steak (1kg)

$11.72 €10.53

$16.34 $16.34

-28.27%

Apples (1kg)

$1.72 €1.55

$4.69 $4.69

-63.33%

Banana (1kg)

$1.67 €1.50

$1.45 $1.45

15.17%

Oranges (1kg)

$1.99 €1.79

$5.11 $5.11

-61.06%

Tomato (1kg)

$2.57 €2.31

$4.52 $4.52

-43.14%

Potato (1kg)

$1.29 €1.16

$3.08 $3.08

-58.12%

Onion (1kg)

$1.28 €1.15

$2.38 $2.38

-46.22%

Lettuce (1 head)

$1.27 €1.14

$1.80 $1.80

-29.44%

Water (1.5 liter bottle)

$1.20 €1.08

$2.22 $2.22

-45.95%

Cigarettes 20 Pack (Marlboro, Camel)

$5.73 €5.14

$9.97 $9.97

-42.53%

Wine (Bottle)

$6.89 €6.19

$15.05 $15.05

-54.22%

Local Beer (0.5 liter bottle)

$1.50 €1.35

$2.91 $2.91

-48.45%

Imported Beer (0.33 liter bottle)

$1.99 €1.79

$3.33 $3.33

-40.24%

One-way Ticket (Public Transport)

$1.76 €1.58

$1.22 $1.22

44.26%

Public Transport Monthly Pass (Regular Price)

$43.21 €38.83

$40.53 $40.53

6.61%

Taxi Start (Normal Tariff)

$3.08 €2.77

$2.78 $2.78

10.79%

Taxi (Normal Tariff) (1km)

$1.11 €1.00

$1.65 $1.65

-32.73%

Taxi 1hour Waiting (Normal Tariff)

$8.80 €7.91

$35.39 $35.39

-75.13%

Gasoline (1 liter)

$1.78 €1.60

$0.95 $0.95

87.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K €34.4K

$34.2K $34.2K

11.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K €23.9K

$26.8K $26.8K

-0.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 €171

$223 $223

-14.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.50 €20.22

$58.5 $58.5

-61.53%

Internet (50+ Mbps, Unlimited Data)

$31.64 €28.43

$71.2 $71.2

-55.54%

Gym Membership (Monthly)

$50.5 €45.38

$53.0 $53.0

-4.77%

Tennis Court (1 Hour on Weekend)

$14.55 €13.07

$16.75 $16.75

-13.13%

Cinema Ticket

$8.86 €7.96

$14.06 $14.06

-36.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$243 €218

$1,459 $1,459

-83.35%

International Primary School, 1 Child (Yearly)

$8,090 €7,269

$21.3K $21.3K

-62.11%

Jeans (Levis 501 Or Similar)

$94.0 €84.4

$52.5 $52.5

78.99%

Summer Dress (H&M, Zara, etc)

$39.00 €35.04

$42.75 $42.75

-8.77%

Sport Shoes (Adidas, Nike)

$105 €94.2

$86.4 $86.4

21.36%

Men's Leather Business Shoes

$106 €94.8

$104 $104

1.69%

1-bedroom Apartment, City Center (Monthly)

$681 €612

$2,112 $2,112

-67.76%

1-bedroom Apartment, Outside City Center (Monthly)

$526 €473

$1,230 $1,230

-57.22%

3-bedroom Apartment, City Center (Monthly)

$1,116 €1,002

$3,863 $3,863

-71.12%

3-bedroom Apartment, Outside City Center (Monthly)

$828 €744

$2,407 $2,407

-65.59%

Buy Apartment in City Center (m2)

$4,155 €3,734

$7,426 $7,426

-44.04%

Buy Apartment Outside City Center (m2)

$3,241 €2,912

$3,060 $3,060

5.90%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

20-Year Fixed Mortgage Interest Rate (Annual %)

4.35

6.82

-36.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hvar: October 26, 2026

Last update for Austin, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hvar

$526 34.6%

Austin, TX

$1.2K 47.2% 134% $704

Groceries & Markets

Hvar

$260 17.1%

Austin, TX

$410 15.7% 57.6% $150

Monthly Utilities & Internet

Hvar

$244 16%

Austin, TX

$353 13.5% 44.6% $109

Eating Out

Hvar

$210 13.8%

Austin, TX

$348 13.4% 65.9% $138

Clothing & Footwear

Hvar

$155 10.2%

Austin, TX

$128 4.9% 16.9% $26

Sport & Entertainment

Hvar

$68 4.5%

Austin, TX

$81 3.1% 19% $13

Getting Around

Hvar

$59 3.9%

Austin, TX

$56 2.2% 4.1% $2.4

Cost Breakdown

A one-bedroom apartment in the center runs $681 in Hvar and $2,112 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $73 in Hvar vs $85 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $260 vs $410 per month, with Hvar cheaper across the board.

Good to know

🇭🇷 Hvar

🇺🇸 Austin, TX

🕒 Local time

11:59 11:59 AM

05:59 5:59 AM

6 h behind Hvar

🌤 Weather

👥 Population

3,979

974,447

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.11 USD

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Hvar Austin, TX 9,450 km ≈ 12 h nonstop flight

From you

Hvar
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hvar vs Austin, TX: Cost of Living - Frequently Asked Questions

Hvar wins on cost – living expenses run 42% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Hvar the obvious pick if budget is a priority.

You’d need roughly $2,283 in Hvar and $3,911 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $681 in Hvar versus $2,112 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,522 per month in Hvar versus $2,607 in Austin, TX – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 6% less than in Hvar. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $1,500. Hvar is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.