Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Hvar

For one person, living is cheaper in Hvar: $1,522 a month against $2,607 in Austin, TX, rent and utilities included – about $13,000 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
74

Cost of Living Index in Hvar
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Hvar Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Hvar

🇭🇷 Croatia

$1,522

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Hvar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Hvar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $1,522 in Hvar.

Austin, TX $2,607
Hvar $1,522

Estimated couple costs with rent: $4,031 in Austin, TX versus $2,310 in Hvar.

Austin, TX $4,031
Hvar $2,310

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $3,097 in Hvar.

Austin, TX $5,454
Hvar $3,097

Living in Austin, TX is roughly 71% more expensive than in Hvar, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 92% above, Hvar 12% above.

Meal at Budget Restaurant

$20.35 $20.35

$13.08 €11.75

55.58%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$72.8 €65.4

16.33%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$9.13 €8.20

32.75%

Cappuccino

$5.65 $5.65

$2.53 €2.27

123.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$3.12 €2.80

17.95%

Water (0.33 liter bottle)

$2.36 $2.36

$2.28 €2.05

3.51%

Local Beer (0.5 liter draught)

$7.87 $7.87

$3.54 €3.18

122.32%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$4.09 €3.68

115.65%

Milk (1 liter)

$1.14 $1.14

$1.19 €1.07

-4.20%

White Bread (500g)

$3.69 $3.69

$1.54 €1.39

139.61%

Rice (white) (1kg)

$3.31 $3.31

$2.99 €2.69

10.70%

Eggs

$4.15 $4.15

$3.88 €3.49

6.96%

Local Cheese (1kg)

$12.98 $12.98

$10.69 €9.60

21.42%

Chicken Fillets (1kg)

$13.86 $13.86

$9.48 €8.52

46.20%

Beef Round Steak (1kg)

$16.34 $16.34

$11.72 €10.53

39.42%

Apples (1kg)

$4.69 $4.69

$1.72 €1.55

172.67%

Banana (1kg)

$1.45 $1.45

$1.67 €1.50

-13.17%

Oranges (1kg)

$5.11 $5.11

$1.99 €1.79

156.78%

Tomato (1kg)

$4.52 $4.52

$2.57 €2.31

75.88%

Potato (1kg)

$3.08 $3.08

$1.29 €1.16

138.76%

Onion (1kg)

$2.38 $2.38

$1.28 €1.15

85.94%

Lettuce (1 head)

$1.80 $1.80

$1.27 €1.14

41.73%

Water (1.5 liter bottle)

$2.22 $2.22

$1.20 €1.08

85.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$5.73 €5.14

74.00%

Wine (Bottle)

$15.05 $15.05

$6.89 €6.19

118.43%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$1.50 €1.35

94.00%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$1.99 €1.79

67.34%

One-way Ticket (Public Transport)

$1.22 $1.22

$1.76 €1.58

-30.68%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$43.21 €38.82

-6.20%

Taxi Start (Normal Tariff)

$2.78 $2.78

$3.08 €2.77

-9.74%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.11 €1.00

48.65%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$8.80 €7.91

302.16%

Gasoline (1 liter)

$0.95 $0.95

$1.78 €1.60

-46.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$38.2K €34.3K

-10.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.6K €23.9K

0.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$190 €170

17.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$22.50 €20.21

159.91%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$31.64 €28.42

124.94%

Gym Membership (Monthly)

$53.0 $53.0

$50.5 €45.37

5.01%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

$14.55 €13.07

15.12%

Cinema Ticket

$14.06 $14.06

$8.86 €7.96

58.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$243 €218

500.51%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$8,090 €7,267

163.89%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$94.0 €84.4

-44.13%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$39.00 €35.03

9.62%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$105 €94.2

-17.60%

Men's Leather Business Shoes

$104 $104

$106 €94.8

-1.66%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$681 €612

210.18%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$526 €473

133.74%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$1,116 €1,002

246.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$828 €744

190.64%

Buy Apartment in City Center (m2)

$7,426 $7,426

$4,155 €3,733

78.70%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$3,241 €2,911

-5.57%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

4.35

56.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Hvar: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Hvar

$526 34.6% 57.2% $704

Groceries & Markets

Austin, TX

$410 15.7%

Hvar

$260 17.1% 36.5% $150

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Hvar

$244 16% 30.8% $109

Eating Out

Austin, TX

$348 13.4%

Hvar

$210 13.8% 39.7% $138

Clothing & Footwear

Austin, TX

$128 4.9%

Hvar

$155 10.2% 20.3% $26

Sport & Entertainment

Austin, TX

$81 3.1%

Hvar

$68 4.5% 15.9% $13

Getting Around

Austin, TX

$56 2.2%

Hvar

$59 3.9% 4.3% $2.4

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $681 in Hvar. Housing cost is often the main lever when comparing two cities.

Dining out: $85 in Austin, TX vs $73 in Hvar for a mid-range dinner for two. Groceries echo the gap at $410 vs $260 per month, with Hvar cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇭🇷 Hvar

🕒 Local time

08:49 8:49 AM

14:49 2:49 PM

6 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

3,979

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.899 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

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Austin, TX Hvar 9,450 km ≈ 12 h nonstop flight

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Austin, TX
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Hvar: Cost of Living - Frequently Asked Questions

Hvar wins on cost – living expenses run 42% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Hvar the obvious pick if budget is a priority.

You’d need roughly $3,911 in Austin, TX and $2,283 in Hvar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,112 in Austin, TX versus $681 in Hvar. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,607 per month in Austin, TX versus $1,522 in Hvar – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 6% less than in Hvar. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $1,500. Hvar is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.