Last update: Oct 2026

Cost of Living Comparison Between Huainan and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Huainan: $718 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,700 less a year. Higher rent and utilities in Ho Chi Minh City (Saigon) outweigh lower spending on other living expenses.

Huainan
🇨🇳 China
$718
/mo nomad
Ho Chi Minh City (Saigon)
🇻🇳 Vietnam
$859
/mo nomad
Monthly Cost of Living

How much you'll spend in Huainan and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Huainan and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $718 in Huainan versus $859 in Ho Chi Minh City (Saigon).

  • Huainan $718
  • Ho Chi Minh City (Saigon) $859

Estimated couple costs with rent: $1,132 in Huainan versus $1,395 in Ho Chi Minh City (Saigon).

  • Huainan $1,132
  • Ho Chi Minh City (Saigon) $1,395

Monthly costs for a family of three with rent: $1,546 in Huainan versus $1,931 in Ho Chi Minh City (Saigon).

  • Huainan $1,546
  • Ho Chi Minh City (Saigon) $1,931

Living in Huainan costs roughly 16% less than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Huainan 47% lower, Ho Chi Minh City (Saigon) 36% lower.

Currency
🍽 Eating Out
Huainan
Ho Chi Minh City (Saigon)
Difference
Meal at Budget Restaurant
$2.82 ¥18.87
$1.91 ₫49.6K
47.64%
Three-Course Dinner for Two, Mid-Range
$21.93 ¥147
$22.84 ₫591.2K
-3.98%
Fast Food Meal (McDonalds, etc)
$4.75 ¥31.75
$4.54 ₫117.6K
4.63%
Cappuccino
$2.99 ¥19.96
$1.85 ₫48.0K
61.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 ¥2.88
$0.56 ₫14.6K
-23.21%
Water (0.33 liter bottle)
$0.27 ¥1.80
$0.32 ₫8,185
-15.62%
Local Beer (0.5 liter draught)
$0.95 ¥6.38
$1.06 ₫27.5K
-10.38%
Imported Beer (0.33 liter bottle)
$2.07 ¥13.82
$1.72 ₫44.5K
20.35%
🛒 Groceries & Markets
Huainan
Ho Chi Minh City (Saigon)
Difference
Milk (1 liter)
$1.78 ¥11.90
$1.66 ₫42.9K
7.23%
White Bread (500g)
$1.63 ¥10.88
$1.11 ₫28.7K
46.85%
Rice (white) (1kg)
$0.95 ¥6.35
$1.00 ₫25.9K
-5.00%
Eggs
$1.54 ¥10.27
$1.67 ₫43.1K
-7.78%
Local Cheese (1kg)
$13.01 ¥87.0
$12.08 ₫312.8K
7.70%
Chicken Fillets (1kg)
$3.12 ¥20.83
$3.68 ₫95.2K
-15.22%
Beef Round Steak (1kg)
$10.04 ¥67.2
$10.24 ₫265.1K
-1.95%
Apples (1kg)
$1.89 ¥12.62
$2.96 ₫76.5K
-36.15%
Banana (1kg)
$1.22 ¥8.15
$1.24 ₫32.2K
-1.61%
Oranges (1kg)
$1.53 ¥10.25
$1.56 ₫40.3K
-1.92%
Tomato (1kg)
$1.13 ¥7.57
$1.30 ₫33.6K
-13.08%
Potato (1kg)
$0.71 ¥4.72
$1.23 ₫31.9K
-42.28%
Onion (1kg)
$0.96 ¥6.41
$1.15 ₫29.8K
-16.52%
Lettuce (1 head)
$0.59 ¥3.95
$0.74 ₫19.1K
-20.27%
Water (1.5 liter bottle)
$0.55 ¥3.67
$0.56 ₫14.4K
-1.79%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 ¥21.30
$1.24 ₫32.1K
157.26%
Wine (Bottle)
$10.53 ¥70.4
$12.60 ₫326.1K
-16.43%
Local Beer (0.5 liter bottle)
$0.76 ¥5.05
$0.96 ₫24.9K
-20.83%
Imported Beer (0.33 liter bottle)
$1.60 ¥10.67
$1.53 ₫39.6K
4.58%
🚌 Getting Around
Huainan
Ho Chi Minh City (Saigon)
Difference
One-way Ticket (Public Transport)
$0.29 ¥1.95
$0.26 ₫6,694
11.54%
Public Transport Monthly Pass (Regular Price)
$16.92 ¥113
$11.51 ₫297.9K
47.00%
Taxi Start (Normal Tariff)
$1.42 ¥9.47
$0.75 ₫19.5K
89.33%
Taxi (Normal Tariff) (1km)
$0.36 ¥2.38
$0.67 ₫17.4K
-46.27%
Taxi 1hour Waiting (Normal Tariff)
$6.65 ¥44.45
$3.03 ₫78.5K
119.47%
Gasoline (1 liter)
$1.13 ¥7.55
$0.96 ₫24.8K
17.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.6K ¥131.4K
$31.1K ₫804.3M
-36.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.4K ¥116.5K
$30.4K ₫785.9M
-42.61%
🧾 Monthly Utilities & Internet
Huainan
Ho Chi Minh City (Saigon)
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$44.59 ¥298
$102 ₫2.6M
-56.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.99 ¥66.8
$5.89 ₫152.5K
69.61%
Internet (50+ Mbps, Unlimited Data)
$11.74 ¥78.5
$10.49 ₫271.6K
11.92%
🎉 Sport & Entertainment
Huainan
Ho Chi Minh City (Saigon)
Difference
Gym Membership (Monthly)
$41.38 ¥277
$25.54 ₫661.2K
62.02%
Tennis Court (1 Hour on Weekend)
$14.14 ¥94.5
$11.92 ₫308.5K
18.62%
Cinema Ticket
$6.03 ¥40.31
$3.53 ₫91.3K
70.82%
🧸 Childcare & Education
Huainan
Ho Chi Minh City (Saigon)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$338 ¥2,257
$436 ₫11.3M
-22.65%
International Primary School, 1 Child (Yearly)
$16.7K ¥111.3K
$23.3K ₫602.8M
-28.48%
👕👟 Clothing & Footwear
Huainan
Ho Chi Minh City (Saigon)
Difference
Jeans (Levis 501 Or Similar)
$44.50 ¥298
$52.8 ₫1.4M
-15.64%
Summer Dress (H&M, Zara, etc)
$30.22 ¥202
$34.15 ₫884.1K
-11.51%
Sport Shoes (Adidas, Nike)
$71.5 ¥478
$90.3 ₫2.3M
-20.74%
Men's Leather Business Shoes
$72.3 ¥483
$95.0 ₫2.5M
-23.92%
🏠 Accommodation & Living
Huainan
Ho Chi Minh City (Saigon)
Difference
1-bedroom Apartment, City Center (Monthly)
$278 ¥1,859
$589 ₫15.3M
-52.84%
1-bedroom Apartment, Outside City Center (Monthly)
$196 ¥1,310
$298 ₫7.7M
-34.22%
3-bedroom Apartment, City Center (Monthly)
$582 ¥3,892
$1,292 ₫33.5M
-54.95%
3-bedroom Apartment, Outside City Center (Monthly)
$354 ¥2,366
$711 ₫18.4M
-50.20%
Buy Apartment in City Center (m2)
$2,984 ¥20.0K
$4,676 ₫121.1M
-36.19%
Buy Apartment Outside City Center (m2)
$2,043 ¥13.7K
$1,904 ₫49.3M
7.31%
💵 Salaries & Financials
Huainan
Ho Chi Minh City (Saigon)
Difference
Average Monthly Net Salary (After Tax)
-
$490 ₫12.7M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.89
8.64
-54.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Huainan: October 13, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Huainan
$198
Ho Chi Minh City (Saigon)
$207 4.5% $8.9
Accommodation & Living
Huainan
$196
Ho Chi Minh City (Saigon)
$298 52% $102
Clothing & Footwear
Huainan
$98
Ho Chi Minh City (Saigon)
$122 24.5% $24
Eating Out
Huainan
$84
Ho Chi Minh City (Saigon)
$63 24.8% $21
Monthly Utilities & Internet
Huainan
$66
Ho Chi Minh City (Saigon)
$118 78.5% $52
Sport & Entertainment
Huainan
$53
Ho Chi Minh City (Saigon)
$33 39% $21
Getting Around
Huainan
$21
Ho Chi Minh City (Saigon)
$17 21.8% $4.6

Cost Breakdown

A one-bedroom apartment in the center runs $278 in Huainan and $589 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Dining out: $22.00 in Huainan vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $198 vs $207 per month, with Huainan cheaper across the board.

Good to know
🇨🇳 Huainan
🇻🇳 Ho Chi Minh City (Saigon)
🕒 Local time
12:37 12:37 PM
11:37 11:37 AM
1 h behind Huainan
🌤 Weather
👥 Population
3,033,528
9,456,700
💱 Currency
Exchange rates and currency converter

VND, USD, EUR to CNY – Chinese Yuan Converter

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

Vietnamese Dong exchange rates as of October 20, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

On the map
Between locations
  • Huainan Ho Chi Minh City (Saigon) 2,650 km ≈ 3 h 45 min nonstop flight
From you
  • Huainan
  • Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Huainan vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions
Which city is more expensive, Huainan or Ho Chi Minh City (Saigon)?
Huainan wins on cost – living expenses run 20% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Huainan the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Huainan and in Ho Chi Minh City (Saigon)?
You'd need roughly $1,077 in Huainan and $1,288 in Ho Chi Minh City (Saigon) to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Huainan compared to Ho Chi Minh City (Saigon)?
Rent for a central apartment: $278 in Huainan versus $589 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Huainan compared to Ho Chi Minh City (Saigon)?
All in, you'll spend $718 per month in Huainan versus $859 in Ho Chi Minh City (Saigon) – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Huainan compared to Ho Chi Minh City (Saigon)?
A monthly transit pass in Huainan runs roughly 47% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,500/month in Huainan or in Ho Chi Minh City (Saigon)?
At $718 in Huainan versus $859 in Ho Chi Minh City (Saigon), a $1,500 budget is realistic in Huainan but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Huainan the clear choice for anyone on this budget.
Which city is better for digital nomads, Huainan or Ho Chi Minh City (Saigon)?
Both work as nomad bases, but Huainan delivers better value – similar infrastructure at $718 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Huainan hard to pass up.
How safe is Huainan compared to Ho Chi Minh City (Saigon)?
Safety-wise, Huainan and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Huainan gentler on the wallet – expenses run 20% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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