🙂Monthly costs for one person with rent: $368 in Howrah versus $779 in Mumbai (Bombay).
🙂Estimated couple costs with rent: $586 in Howrah versus $1,255 in Mumbai (Bombay).
🙂Monthly costs for a family of three with rent: $803 in Howrah versus $1,732 in Mumbai (Bombay).
🙂Living in Howrah costs roughly 53% less than in Mumbai (Bombay), driven mainly by Eating Out.
📊Both cities sit below the global median: Howrah73% lower, Mumbai (Bombay)42% lower.
Currency
🍽 Eating Out
Howrah
Mumbai (Bombay)
Difference
Meal at Budget Restaurant
$1.70₹162
$5.32₹506
-68.05%
Three-Course Dinner for Two, Mid-Range
$11.60₹1,105
$22.40₹2,133
-48.21%
Fast Food Meal(McDonalds, etc)
$4.31₹410
$4.63₹441
-6.91%
Cappuccino
$1.41₹135
$2.52₹240
-44.05%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.25₹23.55
$0.51₹48.25
-50.98%
Water(0.33 liter bottle)
$0.13₹12.26
$0.15₹14.64
-13.33%
Local Beer(0.5 liter draught)
$1.19₹114
$2.28₹217
-47.81%
Imported Beer(0.33 liter bottle)
$2.94₹280
$3.95₹376
-25.57%
🛒 Groceries & Markets
Howrah
Mumbai (Bombay)
Difference
Milk(1 liter)
$0.65₹62.0
$0.75₹71.1
-13.33%
White Bread(500g)
$0.39₹37.25
$0.51₹48.81
-23.53%
Rice(white)(1kg)
$0.63₹60.1
$0.77₹73.7
-18.18%
Eggs
$0.97₹92.7
$1.08₹103
-10.19%
Local Cheese(1kg)
$5.55₹529
$7.14₹680
-22.27%
Chicken Fillets(1kg)
$2.97₹283
$3.88₹370
-23.45%
Apples(1kg)
$0.94₹89.9
$2.30₹219
-59.13%
Banana(1kg)
$0.79₹75.4
$0.81₹77.3
-2.47%
Oranges(1kg)
$0.60₹56.9
$1.26₹120
-52.38%
Tomato(1kg)
$0.62₹58.9
$0.64₹60.7
-3.13%
Potato(1kg)
$0.36₹34.64
$0.58₹54.8
-37.93%
Onion(1kg)
$0.45₹43.20
$0.63₹60.1
-28.57%
Lettuce(1 head)
$0.14₹13.04
$0.64₹61.0
-78.13%
Water(1.5 liter bottle)
$0.16₹14.87
$0.33₹31.00
-51.52%
Cigarettes 20 Pack(Marlboro, Camel)
$2.18₹208
$4.20₹400
-48.10%
Wine(Bottle)
$8.58₹817
$8.25₹786
4.00%
Local Beer(0.5 liter bottle)
$1.27₹121
$2.17₹207
-41.47%
Imported Beer(0.33 liter bottle)
$2.10₹200
$3.40₹324
-38.24%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$7.54₹718
$7.03₹670
7.25%
🚌 Getting Around
Howrah
Mumbai (Bombay)
Difference
One-way Ticket(Public Transport)
$0.16₹15.67
$0.24₹22.97
-33.33%
Public Transport Monthly Pass(Regular Price)
$8.46₹806
$4.51₹430
87.58%
Taxi Start(Normal Tariff)
$0.56₹53.0
$0.37₹34.87
51.35%
Taxi(Normal Tariff)(1km)
$0.30₹28.49
-
-
Taxi 1hour Waiting(Normal Tariff)
$2.08₹198
$1.41₹135
47.52%
Gasoline(1 liter)
$1.23₹117
$1.19₹113
3.36%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$15.6K₹1.5M
$17.4K₹1.7M
-10.17%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.6K₹2.2M
$24.5K₹2.3M
-7.77%
🧾 Monthly Utilities & Internet
Howrah
Mumbai (Bombay)
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$41.94₹3,995
$50.8₹4,838
-17.42%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$2.06₹196
$4.81₹458
-57.17%
Internet(50+ Mbps, Unlimited Data)
$7.28₹694
$8.75₹834
-16.80%
🎉 Sport & Entertainment
Howrah
Mumbai (Bombay)
Difference
Gym Membership(Monthly)
$16.09₹1,533
$23.11₹2,201
-30.38%
Tennis Court(1 Hour on Weekend)
$7.18₹684
$11.99₹1,142
-40.12%
Cinema Ticket
$3.97₹379
$4.71₹448
-15.71%
🧸 Childcare & Education
Howrah
Mumbai (Bombay)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$43.10₹4,106
$122₹11.6K
-64.54%
International Primary School, 1 Child(Yearly)
$1,601₹152.5K
$3,393₹323.2K
-52.83%
👕👟 Clothing & Footwear
Howrah
Mumbai (Bombay)
Difference
Jeans(Levis 501 Or Similar)
$17.69₹1,685
$29.14₹2,776
-39.29%
Summer Dress(H&M, Zara, etc)
$30.69₹2,924
$30.61₹2,916
0.26%
Sport Shoes(Adidas, Nike)
$49.96₹4,759
$55.2₹5,253
-9.41%
Men's Leather Business Shoes
$11.43₹1,089
$39.74₹3,786
-71.24%
🏠 Accommodation & Living
Howrah
Mumbai (Bombay)
Difference
1-bedroom Apartment, City Center(Monthly)
$128₹12.2K
$705₹67.1K
-81.89%
1-bedroom Apartment, Outside City Center(Monthly)
$86.1₹8,196
$357₹34.0K
-75.87%
3-bedroom Apartment, City Center(Monthly)
$277₹26.4K
$1,792₹170.7K
-84.56%
3-bedroom Apartment, Outside City Center(Monthly)
$180₹17.1K
$825₹78.6K
-78.23%
Buy Apartment in City Center(m2)
$950₹90.5K
$6,436₹613.1K
-85.24%
Buy Apartment Outside City Center(m2)
$511₹48.7K
$2,627₹250.2K
-80.53%
💵 Salaries & Financials
Howrah
Mumbai (Bombay)
Difference
Average Monthly Net Salary(After Tax)
$358₹34.1K
$744₹70.9K
-51.88%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.18
9.22
-0.43%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Howrah: June 1, 2026
Last update for Mumbai (Bombay): May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $128 in Howrah and $705 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.
💰Mumbai (Bombay) pays 108% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $12.00 in Howrah vs $22.00 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $95.0 vs $129 per month, with Howrah cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Howrah vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions
Which city is more expensive, Howrah or Mumbai (Bombay)?
Howrah wins on cost – living expenses run 111% lower than in Mumbai (Bombay). Housing and daily spending are where you'll feel the difference most, making Howrah the obvious pick if budget is a priority.
Are salaries higher in Howrah or Mumbai (Bombay)?
On paper, Mumbai (Bombay) earns 108% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Howrah vs Mumbai (Bombay)?
Rent for a central apartment: $128 in Howrah versus $705 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Howrah vs Mumbai (Bombay)?
A monthly transit pass in Howrah runs roughly 88% less than in Mumbai (Bombay). Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Howrah and Mumbai (Bombay)?
Childcare runs $43.10 in Howrah versus $122 in Mumbai (Bombay). Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Howrah or Mumbai (Bombay)?
At $368 in Howrah versus $779 in Mumbai (Bombay), a $1,000 budget is realistic in Howrah but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Howrah the clear choice for anyone on this budget.
Which city is better for digital nomads, Howrah or Mumbai (Bombay)?
Both work as nomad bases, but Howrah delivers better value – similar infrastructure at $368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Howrah hard to pass up.
How safe is Howrah compared to Mumbai (Bombay)?
Safety-wise, Howrah and Mumbai (Bombay) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Howrah gentler on the wallet – expenses run 111% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.