Last update: Oct 2026

Cost of Living Comparison Between Horta and Ubud, Bali

For one person, living is cheaper in Horta: $1,211 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

58

Cost of Living Index in Horta
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Horta Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Horta

🇵🇹 Portugal

$1,211

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Horta and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Horta and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,211 per month in Horta vs $1,349 in Ubud, Bali, rent included.

Horta $1,211
Ubud, Bali $1,349

A couple spends around $1,810 per month in Horta vs $2,305 in Ubud, Bali, rent included.

Horta $1,810
Ubud, Bali $2,305

A family of three spends $2,409 per month in Horta vs $3,261 in Ubud, Bali, rent included.

Horta $2,409
Ubud, Bali $3,261

Horta is about 10% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$8.00 €7.19

$3.32 Rp 59.9K

140.96%

Three-Course Dinner for Two, Mid-Range

$31.33 €28.15

$35.64 Rp 642.4K

-12.09%

Fast Food Meal (McDonalds, etc)

$8.58 €7.71

$5.53 Rp 99.7K

55.15%

Cappuccino

$2.25 €2.02

$2.72 Rp 49.0K

-17.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 €1.78

$1.70 Rp 30.7K

17.06%

Water (0.33 liter bottle)

$1.46 €1.31

$0.76 Rp 13.7K

92.11%

Local Beer (0.5 liter draught)

$2.76 €2.48

$2.65 Rp 47.8K

4.15%

Imported Beer (0.33 liter bottle)

$3.28 €2.95

$4.38 Rp 79.0K

-25.11%

Milk (1 liter)

$1.04 €0.94

$1.49 Rp 26.9K

-30.20%

White Bread (500g)

$1.47 €1.32

$2.28 Rp 41.0K

-35.53%

Rice (white) (1kg)

$1.59 €1.43

$1.19 Rp 21.5K

33.61%

Eggs

$4.13 €3.72

$2.04 Rp 36.7K

102.45%

Local Cheese (1kg)

$10.78 €9.69

$17.70 Rp 319.1K

-39.10%

Chicken Fillets (1kg)

$7.37 €6.62

$3.96 Rp 71.4K

86.11%

Beef Round Steak (1kg)

$14.39 €12.93

$12.19 Rp 219.7K

18.05%

Apples (1kg)

$2.47 €2.22

$3.66 Rp 65.9K

-32.51%

Banana (1kg)

$1.35 €1.21

$1.52 Rp 27.4K

-11.18%

Oranges (1kg)

$1.84 €1.65

$2.23 Rp 40.2K

-17.49%

Tomato (1kg)

$2.26 €2.03

$1.97 Rp 35.6K

14.72%

Potato (1kg)

$1.81 €1.63

$1.85 Rp 33.3K

-2.16%

Onion (1kg)

$1.97 €1.77

$2.42 Rp 43.7K

-18.60%

Lettuce (1 head)

$1.55 €1.39

$0.99 Rp 17.8K

56.57%

Water (1.5 liter bottle)

$0.80 €0.72

$0.51 Rp 9,255

56.86%

Cigarettes 20 Pack (Marlboro, Camel)

$5.43 €4.88

$2.22 Rp 40.0K

144.59%

Wine (Bottle)

$5.52 €4.96

$22.24 Rp 400.9K

-75.18%

Local Beer (0.5 liter bottle)

$1.24 €1.11

$2.26 Rp 40.7K

-45.13%

Imported Beer (0.33 liter bottle)

$2.13 €1.92

$2.97 Rp 53.5K

-28.28%

One-way Ticket (Public Transport)

$2.02 €1.82

$0.25 Rp 4,525

708.00%

Public Transport Monthly Pass (Regular Price)

$42.23 €37.94

$7.82 Rp 141.0K

440.03%

Taxi Start (Normal Tariff)

$3.39 €3.05

$0.44 Rp 7,923

670.45%

Taxi (Normal Tariff) (1km)

$1.19 €1.06

$0.43 Rp 7,753

176.74%

Taxi 1hour Waiting (Normal Tariff)

$14.62 €13.13

$5.41 Rp 97.5K

170.24%

Gasoline (1 liter)

$2.10 €1.89

$0.82 Rp 14.9K

156.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.9K €33.2K

$23.8K Rp 429.7M

54.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.3K €38.9K

$31.7K Rp 572.3M

36.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 €108

$79.1 Rp 1.4M

51.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.28 €18.22

$6.45 Rp 116.2K

214.42%

Internet (50+ Mbps, Unlimited Data)

$49.57 €44.54

$18.58 Rp 334.9K

166.79%

Gym Membership (Monthly)

$48.22 €43.33

$49.48 Rp 892.0K

-2.55%

Tennis Court (1 Hour on Weekend)

$15.07 €13.54

$17.65 Rp 318.1K

-14.62%

Cinema Ticket

$5.04 €4.53

$4.27 Rp 77.0K

18.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 €428

$491 Rp 8.8M

-2.92%

International Primary School, 1 Child (Yearly)

$9,662 €8,682

$5,674 Rp 102.3M

70.29%

Jeans (Levis 501 Or Similar)

$76.9 €69.1

$44.64 Rp 804.7K

72.27%

Summer Dress (H&M, Zara, etc)

$23.57 €21.18

$34.95 Rp 630.1K

-32.56%

Sport Shoes (Adidas, Nike)

$52.8 €47.43

$79.9 Rp 1.4M

-33.93%

Men's Leather Business Shoes

$102 €91.5

$79.4 Rp 1.4M

28.28%

1-bedroom Apartment, City Center (Monthly)

$497 €447

$1,125 Rp 20.3M

-55.78%

1-bedroom Apartment, Outside City Center (Monthly)

$392 €352

$671 Rp 12.1M

-41.68%

3-bedroom Apartment, City Center (Monthly)

$738 €663

$3,565 Rp 64.3M

-79.28%

3-bedroom Apartment, Outside City Center (Monthly)

$651 €585

$1,723 Rp 31.1M

-62.21%

Buy Apartment in City Center (m2)

$3,101 €2,787

$2,732 Rp 49.2M

13.53%

Buy Apartment Outside City Center (m2)

$2,314 €2,079

$2,284 Rp 41.2M

1.29%

Average Monthly Net Salary (After Tax)

$968 €870

$164 Rp 3.0M

490.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.67

13.78

-73.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horta: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Horta

$392 32.3%

Ubud, Bali

$672 49.8% 71.5% $280

Groceries & Markets

Horta

$246 20.3%

Ubud, Bali

$288 21.4% 17.2% $42

Monthly Utilities & Internet

Horta

$190 15.7%

Ubud, Bali

$104 7.7% 45.1% $86

Eating Out

Horta

$151 12.5%

Ubud, Bali

$108 8% 28.7% $43

Clothing & Footwear

Horta

$115 9.5%

Ubud, Bali

$108 8% 6.4% $7.3

Getting Around

Horta

$60 4.9%

Ubud, Bali

$11 0.9% 80.9% $48

Sport & Entertainment

Horta

$58 4.8%

Ubud, Bali

$58 4.3% 0.5% $0.3

Cost Breakdown

A central one-bedroom costs $497 in Horta versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Horta are about 5.9 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $31 in Horta versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $246 vs $288 – making Horta the more affordable choice for daily food spending.

Good to know

🇵🇹 Horta

🇮🇩 Ubud, Bali

🕒 Local time

10:58 10:58 AM

19:58 7:58 PM

9 h ahead of Horta

🌤 Weather

👥 Population

14,334

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to EUR in detail →

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Between locations

Horta Ubud, Bali 15,110 km ≈ 19 h nonstop flight

From you

Horta
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Horta vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,211 in Horta, $1,349 in Ubud, Bali – roughly 11% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,816 per month in Horta and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Horta, especially for central apartments: a one-bedroom in the center costs $497 there versus $1,125 in Ubud, Bali.

Public transport costs about 81% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $476 per month in Horta and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,211 in Horta and $1,349 in Ubud, Bali, leaving budget for savings and extras in both cases.

Families tend to lean toward Horta – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.