Cost of Living Comparison Between Horta and Ubud, Bali Cost of Living Comparison Between Horta and Ubud, Bali

Monthly Cost of Living

A single person spends $1,306 per month in Horta vs $1,419 in Ubud, Bali, rent included.

A couple spends around $2,196 per month in Horta vs $2,540 in Ubud, Bali, rent included.

A family of three spends $3,086 per month in Horta vs $3,660 in Ubud, Bali, rent included.

Horta is about 8% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.

Horta sits 3% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.17 €7.90

$3.56 Rp 64.3K

157.58%

Three-Course Dinner for Two, Mid-Range

$34.49 €29.69

$32.73 Rp 590.3K

5.38%

Fast Food Meal (McDonalds, etc)

$7.00 €6.02

$4.95 Rp 89.2K

41.41%

Cappuccino

$1.70 €1.47

$2.71 Rp 48.9K

-37.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 €1.65

$1.34 Rp 24.2K

42.54%

Water (0.33 liter bottle)

$1.37 €1.18

$0.70 Rp 12.6K

95.71%

Local Beer (0.5 liter draught)

$1.36 €1.17

$2.92 Rp 52.7K

-53.42%

Imported Beer (0.33 liter bottle)

$3.40 €2.93

$3.96 Rp 71.4K

-14.14%

Milk (1 liter)

$0.97 €0.84

$1.81 Rp 32.6K

-46.41%

White Bread (500g)

$1.81 €1.56

$2.52 Rp 45.4K

-28.17%

Rice (white) (1kg)

$1.80 €1.55

$1.16 Rp 20.9K

55.17%

Eggs

$3.06 €2.64

$2.46 Rp 44.4K

24.39%

Local Cheese (1kg)

$8.99 €7.74

$14.71 Rp 265.3K

-38.89%

Chicken Fillets (1kg)

$11.58 €9.97

$4.32 Rp 77.9K

168.06%

Beef Round Steak (1kg)

$17.15 €14.77

$12.14 Rp 218.9K

41.27%

Apples (1kg)

$2.53 €2.18

$3.84 Rp 69.3K

-34.11%

Banana (1kg)

$1.81 €1.56

$1.56 Rp 28.1K

16.03%

Oranges (1kg)

$2.14 €1.84

$2.83 Rp 51.1K

-24.38%

Tomato (1kg)

$3.30 €2.84

$2.33 Rp 41.9K

41.63%

Potato (1kg)

$1.60 €1.38

$1.91 Rp 34.5K

-16.23%

Onion (1kg)

$1.69 €1.45

$2.20 Rp 39.7K

-23.18%

Lettuce (1 head)

$2.97 €2.55

$1.01 Rp 18.3K

194.06%

Water (1.5 liter bottle)

$1.06 €0.91

$0.78 Rp 14.0K

35.90%

Cigarettes 20 Pack (Marlboro, Camel)

$4.69 €4.04

$3.32 Rp 59.8K

41.27%

Wine (Bottle)

$5.18 €4.46

$23.74 Rp 428.0K

-78.18%

Local Beer (0.5 liter bottle)

$2.14 €1.84

$2.79 Rp 50.3K

-23.30%

Imported Beer (0.33 liter bottle)

$3.29 €2.83

$2.86 Rp 51.6K

15.03%

One-way Ticket (Public Transport)

$2.28 €1.96

$0.27 Rp 4,848

744.44%

Public Transport Monthly Pass (Regular Price)

$42.24 €36.36

$8.03 Rp 144.8K

426.03%

Taxi Start (Normal Tariff)

$5.65 €4.87

$0.46 Rp 8,230

1128.26%

Taxi (Normal Tariff) (1km)

$0.86 €0.74

$0.45 Rp 8,116

91.11%

Taxi 1hour Waiting (Normal Tariff)

$5.72 €4.92

$6.10 Rp 109.9K

-6.23%

Gasoline (1 liter)

$1.86 €1.60

$0.79 Rp 14.3K

135.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K €24.8K

$26.1K Rp 471.6M

10.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.4K €35.6K

$32.1K Rp 579.2M

28.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 €125

$79.9 Rp 1.4M

81.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.12 €16.46

$4.06 Rp 73.3K

370.94%

Internet (50+ Mbps, Unlimited Data)

$30.93 €26.63

$23.52 Rp 424.1K

31.51%

Gym Membership (Monthly)

$43.18 €37.17

$98.7 Rp 1.8M

-56.25%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

Cinema Ticket

$5.86 €5.05

$4.15 Rp 74.8K

41.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$288 €248

$304 Rp 5.5M

-5.10%

International Primary School, 1 Child (Yearly)

$6,827 €5,878

$6,613 Rp 119.3M

3.24%

Jeans (Levis 501 Or Similar)

$48.95 €42.15

$55.5 Rp 1.0M

-11.87%

Summer Dress (H&M, Zara, etc)

$34.36 €29.58

$38.31 Rp 690.9K

-10.31%

Sport Shoes (Adidas, Nike)

$57.9 €49.87

$88.6 Rp 1.6M

-34.62%

Men's Leather Business Shoes

$137 €118

$77.9 Rp 1.4M

75.66%

1-bedroom Apartment, City Center (Monthly)

$501 €432

$1,006 Rp 18.1M

-50.19%

1-bedroom Apartment, Outside City Center (Monthly)

$403 €347

$675 Rp 12.2M

-40.36%

3-bedroom Apartment, City Center (Monthly)

$713 €614

$3,442 Rp 62.1M

-79.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,173 €1,010

$2,039 Rp 36.8M

-42.47%

Buy Apartment in City Center (m2)

$2,952 €2,541

$2,841 Rp 51.2M

3.89%

Buy Apartment Outside City Center (m2)

$2,095 €1,804

$2,264 Rp 40.8M

-7.46%

Average Monthly Net Salary (After Tax)

$923 €795

$165 Rp 3.0M

458.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.02

13.28

-69.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horta: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $501 in Horta versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 459% higher in Horta, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $34.00 in Horta versus $33.00 in Ubud, Bali. Groceries tell a different story – $292 in Horta vs $302 in Ubud, Bali – so Horta wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Horta vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,306 in Horta, $1,419 in Ubud, Bali – roughly 9% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $1,960 per month in Horta and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Horta, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 426% less in Horta. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $288 per month in Horta and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Horta, where all-in costs run around $1,306, than in Ubud, Bali at $1,419. In Horta it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,306 in Horta to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Horta. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.