Last update: Oct 2026

Cost of Living Comparison Between Horta and Lisbon

For one person, living is cheaper in Horta: $1,211 a month against $2,210 in Lisbon, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

Horta, Portugal
Lisbon, Portugal
Horta
🇵🇹 Portugal
$1,211
/mo nomad
Lisbon
🇵🇹 Portugal
$2,210
/mo nomad
Monthly Cost of Living

How much you'll spend in Horta and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Horta and in Lisbon actually costs, broken down by who's living it.

A single person spends $1,211 per month in Horta vs $2,210 in Lisbon, rent included.

  • Horta $1,211
  • Lisbon $2,210

A couple spends around $1,810 per month in Horta vs $3,275 in Lisbon, rent included.

  • Horta $1,810
  • Lisbon $3,275

A family of three spends $2,409 per month in Horta vs $4,341 in Lisbon, rent included.

  • Horta $2,409
  • Lisbon $4,341

Horta is about 45% cheaper than Lisbon, and outside of rent the biggest gap is in eating out.

Horta sits 11% below the global median, while Lisbon is 62% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Horta
Lisbon
Difference
Meal at Budget Restaurant
$8.00 €7.19
$16.65 €14.96
-51.95%
Three-Course Dinner for Two, Mid-Range
$31.33 €28.15
$61.7 €55.5
-49.25%
Fast Food Meal (McDonalds, etc)
$8.58 €7.71
$11.36 €10.20
-24.47%
Cappuccino
$2.25 €2.02
$2.97 €2.67
-24.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.99 €1.78
$2.29 €2.06
-13.10%
Water (0.33 liter bottle)
$1.46 €1.31
$1.74 €1.56
-16.09%
Local Beer (0.5 liter draught)
$2.76 €2.48
$3.40 €3.06
-18.82%
Imported Beer (0.33 liter bottle)
$3.28 €2.95
$3.31 €2.97
-0.91%
🛒 Groceries & Markets
Horta
Lisbon
Difference
Milk (1 liter)
$1.04 €0.94
$1.16 €1.04
-10.34%
White Bread (500g)
$1.47 €1.32
$1.91 €1.72
-23.04%
Rice (white) (1kg)
$1.59 €1.43
$1.51 €1.36
5.30%
Eggs
$4.13 €3.72
$4.02 €3.61
2.74%
Local Cheese (1kg)
$10.78 €9.69
$12.94 €11.62
-16.69%
Chicken Fillets (1kg)
$7.37 €6.62
$7.77 €6.99
-5.15%
Beef Round Steak (1kg)
$14.39 €12.93
$17.76 €15.96
-18.98%
Apples (1kg)
$2.47 €2.22
$2.30 €2.07
7.39%
Banana (1kg)
$1.35 €1.21
$1.73 €1.56
-21.97%
Oranges (1kg)
$1.84 €1.65
$1.86 €1.67
-1.08%
Tomato (1kg)
$2.26 €2.03
$2.59 €2.33
-12.74%
Potato (1kg)
$1.81 €1.63
$1.82 €1.64
-0.55%
Onion (1kg)
$1.97 €1.77
$1.97 €1.77
-
Lettuce (1 head)
$1.55 €1.39
$1.47 €1.32
5.44%
Water (1.5 liter bottle)
$0.80 €0.72
$0.72 €0.65
11.11%
Cigarettes 20 Pack (Marlboro, Camel)
$5.43 €4.88
$6.58 €5.92
-17.48%
Wine (Bottle)
$5.52 €4.96
$5.61 €5.04
-1.60%
Local Beer (0.5 liter bottle)
$1.24 €1.11
$1.36 €1.22
-8.82%
Imported Beer (0.33 liter bottle)
$2.13 €1.92
$2.14 €1.92
-0.47%
🚌 Getting Around
Horta
Lisbon
Difference
One-way Ticket (Public Transport)
$2.02 €1.82
$2.33 €2.10
-13.30%
Public Transport Monthly Pass (Regular Price)
$42.23 €37.94
$44.68 €40.14
-5.48%
Taxi Start (Normal Tariff)
$3.39 €3.05
$3.85 €3.46
-11.95%
Taxi (Normal Tariff) (1km)
$1.19 €1.06
$1.07 €0.96
11.21%
Taxi 1hour Waiting (Normal Tariff)
$14.62 €13.13
$16.46 €14.79
-11.18%
Gasoline (1 liter)
$2.10 €1.89
$2.20 €1.98
-4.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.9K €33.2K
$34.2K €30.7K
8.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$43.3K €38.9K
$38.7K €34.8K
11.87%
🧾 Monthly Utilities & Internet
Horta
Lisbon
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 €108
$161 €145
-25.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.28 €18.22
$18.41 €16.54
10.16%
Internet (50+ Mbps, Unlimited Data)
$49.57 €44.54
$32.74 €29.41
51.41%
🎉 Sport & Entertainment
Horta
Lisbon
Difference
Gym Membership (Monthly)
$48.22 €43.33
$44.55 €40.03
8.24%
Tennis Court (1 Hour on Weekend)
$15.07 €13.54
$19.10 €17.16
-21.10%
Cinema Ticket
$5.04 €4.53
$9.60 €8.62
-47.50%
🧸 Childcare & Education
Horta
Lisbon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$476 €428
$668 €600
-28.67%
International Primary School, 1 Child (Yearly)
$9,662 €8,682
$17.6K €15.8K
-45.15%
👕👟 Clothing & Footwear
Horta
Lisbon
Difference
Jeans (Levis 501 Or Similar)
$76.9 €69.1
$102 €91.7
-24.62%
Summer Dress (H&M, Zara, etc)
$23.57 €21.18
$44.46 €39.95
-46.99%
Sport Shoes (Adidas, Nike)
$52.8 €47.43
$98.5 €88.5
-46.41%
Men's Leather Business Shoes
$102 €91.5
$124 €111
-17.62%
🏠 Accommodation & Living
Horta
Lisbon
Difference
1-bedroom Apartment, City Center (Monthly)
$497 €447
$1,608 €1,445
-69.08%
1-bedroom Apartment, Outside City Center (Monthly)
$392 €352
$1,190 €1,069
-67.09%
3-bedroom Apartment, City Center (Monthly)
$738 €663
$2,812 €2,527
-73.74%
3-bedroom Apartment, Outside City Center (Monthly)
$651 €585
$2,013 €1,809
-67.65%
Buy Apartment in City Center (m2)
$3,101 €2,787
$7,839 €7,043
-60.44%
Buy Apartment Outside City Center (m2)
$2,314 €2,079
$4,576 €4,111
-49.44%
💵 Salaries & Financials
Horta
Lisbon
Difference
Average Monthly Net Salary (After Tax)
$968 €870
$1,575 €1,415
-38.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.67
3.85
-4.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horta: October 25, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Horta
$392
Lisbon
$1.2K 204% $798
Groceries & Markets
Horta
$246
Lisbon
$272 10.7% $26
Monthly Utilities & Internet
Horta
$190
Lisbon
$212 12% $23
Eating Out
Horta
$151
Lisbon
$243 60.7% $92
Clothing & Footwear
Horta
$115
Lisbon
$166 44.5% $51
Getting Around
Horta
$60
Lisbon
$63 6% $3.6
Sport & Entertainment
Horta
$58
Lisbon
$64 9.3% $5.4

Cost Breakdown

A central one-bedroom costs $497 in Horta versus $1,608 in Lisbon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 63% higher in Lisbon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $31 in Horta versus $62 in Lisbon. Monthly groceries follow the same trend: $246 vs $272 – making Horta the more affordable choice for daily food spending.

Good to know
🇵🇹 Horta
🇵🇹 Lisbon
🕒 Local time
10:03 10:03 AM
11:03 11:03 AM
1 h ahead of Horta
🌤 Weather
👥 Population
14,334
545,923 Capital
💱 Currency
Euro EUR €
Euro EUR €
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

On the map
Between locations
  • Horta Lisbon 1,700 km ≈ 2 h 30 min nonstop flight
From you
  • Horta
  • Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Horta vs Lisbon: Cost of Living - Frequently Asked Questions
How do living costs in Horta and in Lisbon compare overall?
Monthly costs with rent: $1,211 in Horta, $2,210 in Lisbon – roughly 83% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Horta compared to Lisbon?
For a comfortable life, plan on about $1,816 per month in Horta and $3,315 in Lisbon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Horta and Lisbon?
Rent is clearly cheaper in Horta, especially for central apartments: a one-bedroom in the center costs $497 there versus $1,608 in Lisbon.
How do commuting costs compare in Horta and in Lisbon?
Public transport costs about 5% less in Horta. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Horta and Lisbon?
Kindergarten costs $476 per month in Horta and $668 in Lisbon. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Horta, where all-in costs run around $1,211, than in Lisbon at $2,210. In Horta it covers expenses comfortably, while in Lisbon it requires careful planning or may not stretch far enough.
Where should families live: Horta or Lisbon?
Families tend to lean toward Horta – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Horta or Lisbon safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Horta and Lisbon?
If budget matters most, go with Horta. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lisbon makes more sense. Both are solid long-term options with distinct trade-offs.

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