Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Horta

For one person, living is cheaper in Horta: $1,211 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
58

Cost of Living Index in Horta
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Horta Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Horta

🇵🇹 Portugal

$1,211

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Horta

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Horta actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,211 in Horta, rent included.

Ubud, Bali $1,349
Horta $1,211

A couple spends around $2,305 per month in Ubud, Bali vs $1,810 in Horta, rent included.

Ubud, Bali $2,305
Horta $1,810

A family of three spends $3,261 per month in Ubud, Bali vs $2,409 in Horta, rent included.

Ubud, Bali $3,261
Horta $2,409

Ubud, Bali costs about 11% more than Horta, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$8.00 €7.19

-58.50%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$31.33 €28.15

13.76%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$8.58 €7.71

-35.55%

Cappuccino

$2.72 Rp 49.0K

$2.25 €2.02

20.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$1.99 €1.78

-14.57%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$1.46 €1.31

-47.95%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$2.76 €2.48

-3.99%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$3.28 €2.95

33.54%

Milk (1 liter)

$1.49 Rp 26.9K

$1.04 €0.94

43.27%

White Bread (500g)

$2.28 Rp 41.0K

$1.47 €1.32

55.10%

Rice (white) (1kg)

$1.19 Rp 21.5K

$1.59 €1.43

-25.16%

Eggs

$2.04 Rp 36.7K

$4.13 €3.72

-50.61%

Local Cheese (1kg)

$17.70 Rp 319.1K

$10.78 €9.69

64.19%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$7.37 €6.62

-46.27%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$14.39 €12.93

-15.29%

Apples (1kg)

$3.66 Rp 65.9K

$2.47 €2.22

48.18%

Banana (1kg)

$1.52 Rp 27.4K

$1.35 €1.21

12.59%

Oranges (1kg)

$2.23 Rp 40.2K

$1.84 €1.65

21.20%

Tomato (1kg)

$1.97 Rp 35.6K

$2.26 €2.03

-12.83%

Potato (1kg)

$1.85 Rp 33.3K

$1.81 €1.63

2.21%

Onion (1kg)

$2.42 Rp 43.7K

$1.97 €1.77

22.84%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.55 €1.39

-36.13%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$0.80 €0.72

-36.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$5.43 €4.88

-59.12%

Wine (Bottle)

$22.24 Rp 400.9K

$5.52 €4.96

302.90%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$1.24 €1.11

82.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$2.13 €1.92

39.44%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$2.02 €1.82

-87.62%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$42.23 €37.94

-81.48%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$3.39 €3.05

-87.02%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$1.19 €1.06

-63.87%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$14.62 €13.13

-63.00%

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.10 €1.89

-60.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$36.9K €33.2K

-35.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$43.3K €38.9K

-26.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$120 €108

-33.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$20.28 €18.22

-68.20%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$49.57 €44.54

-62.52%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$48.22 €43.33

2.61%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$15.07 €13.54

17.12%

Cinema Ticket

$4.27 Rp 77.0K

$5.04 €4.53

-15.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$476 €428

3.00%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$9,662 €8,682

-41.28%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$76.9 €69.1

-41.95%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$23.57 €21.18

48.28%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$52.8 €47.43

51.35%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$102 €91.5

-22.05%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$497 €447

126.16%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$392 €352

71.47%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$738 €663

382.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$651 €585

164.59%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$3,101 €2,787

-11.92%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$2,314 €2,079

-1.28%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$968 €870

-83.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.67

275.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Horta: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Horta

$392 32.3% 41.7% $280

Groceries & Markets

Ubud, Bali

$288 21.4%

Horta

$246 20.3% 14.7% $42

Eating Out

Ubud, Bali

$108 8%

Horta

$151 12.5% 40.2% $43

Clothing & Footwear

Ubud, Bali

$108 8%

Horta

$115 9.5% 6.8% $7.3

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Horta

$190 15.7% 82.1% $86

Sport & Entertainment

Ubud, Bali

$58 4.3%

Horta

$58 4.8% 0.5% $0.3

Getting Around

Ubud, Bali

$11 0.9%

Horta

$60 4.9% 422% $48

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $497 in Horta. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Horta are about 5.9 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $31 in Horta. Monthly groceries follow the same trend: $288 vs $246 – making Horta the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇹 Horta

🕒 Local time

18:20 6:20 PM

09:20 9:20 AM

9 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

14,334

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Horta 15,110 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Horta

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Horta: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,211 in Horta – roughly 11% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,816 in Horta. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Horta, especially for central apartments: a one-bedroom in the center costs $497 there versus $1,125 in Ubud, Bali.

Public transport costs about 81% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $476 in Horta. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,211 in Horta, leaving budget for savings and extras in both cases.

Families tend to lean toward Horta – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.