Cost of Living Comparison Between Holmestrand and Ubud, Bali Cost of Living Comparison Between Holmestrand and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,297 in Holmestrand versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $3,561 in Holmestrand versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,826 in Holmestrand versus $3,694 in Ubud, Bali.

Living in Holmestrand is roughly 64% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Holmestrand 71% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$19.11 NOK 181

$3.57 Rp 64.0K

435.29%

Three-Course Dinner for Two, Mid-Range

$99.4 NOK 943

$32.50 Rp 582.3K

205.75%

Fast Food Meal (McDonalds, etc)

$13.51 NOK 128

$4.86 Rp 87.1K

177.98%

Cappuccino

$4.90 NOK 46.47

$2.75 Rp 49.2K

78.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.06 NOK 19.52

$1.32 Rp 23.7K

56.06%

Water (0.33 liter bottle)

$2.07 NOK 19.69

$0.70 Rp 12.6K

195.71%

Local Beer (0.5 liter draught)

$9.18 NOK 87.1

$2.91 Rp 52.2K

215.46%

Imported Beer (0.33 liter bottle)

$9.51 NOK 90.3

$3.79 Rp 68.0K

150.92%

Milk (1 liter)

$1.59 NOK 15.11

$1.71 Rp 30.6K

-7.02%

White Bread (500g)

$3.27 NOK 30.99

$2.47 Rp 44.3K

32.39%

Rice (white) (1kg)

$2.06 NOK 19.60

$1.20 Rp 21.5K

71.67%

Eggs

$4.01 NOK 38.07

$2.44 Rp 43.8K

64.34%

Local Cheese (1kg)

$10.84 NOK 103

$14.38 Rp 257.7K

-24.62%

Chicken Fillets (1kg)

$13.95 NOK 132

$4.31 Rp 77.1K

223.67%

Beef Round Steak (1kg)

$40.21 NOK 382

$12.21 Rp 218.7K

229.32%

Apples (1kg)

$1.98 NOK 18.77

$3.68 Rp 66.0K

-46.20%

Banana (1kg)

$2.33 NOK 22.15

$1.55 Rp 27.8K

50.32%

Oranges (1kg)

$3.32 NOK 31.51

$2.79 Rp 49.9K

19.00%

Tomato (1kg)

$2.36 NOK 22.41

$2.33 Rp 41.8K

1.29%

Potato (1kg)

$0.77 NOK 7.33

$1.97 Rp 35.3K

-60.91%

Onion (1kg)

$1.29 NOK 12.22

$2.31 Rp 41.4K

-44.16%

Lettuce (1 head)

$3.01 NOK 28.55

$1.06 Rp 19.1K

183.96%

Water (1.5 liter bottle)

$1.83 NOK 17.33

$0.73 Rp 13.1K

150.68%

Cigarettes 20 Pack (Marlboro, Camel)

$14.13 NOK 134

$3.28 Rp 58.8K

330.79%

Wine (Bottle)

$18.61 NOK 177

$22.79 Rp 408.4K

-18.34%

Local Beer (0.5 liter bottle)

$3.01 NOK 28.60

$2.81 Rp 50.3K

7.12%

Imported Beer (0.33 liter bottle)

$3.92 NOK 37.21

$2.78 Rp 49.9K

41.01%

One-way Ticket (Public Transport)

$4.13 NOK 39.19

$0.29 Rp 5,217

1324.14%

Public Transport Monthly Pass (Regular Price)

$73.0 NOK 692

$8.06 Rp 144.4K

805.09%

Taxi Start (Normal Tariff)

$8.90 NOK 84.4

$0.45 Rp 8,047

1877.78%

Taxi (Normal Tariff) (1km)

$0.95 NOK 9.01

$0.45 Rp 8,094

111.11%

Taxi 1hour Waiting (Normal Tariff)

$102 NOK 970

$6.24 Rp 111.7K

1537.82%

Gasoline (1 liter)

$2.12 NOK 20.12

$0.85 Rp 15.2K

149.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K NOK 363.7K

$26.0K Rp 465.4M

47.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.4K NOK 326.1K

$31.7K Rp 567.2M

8.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 NOK 2,052

$80.8 Rp 1.4M

167.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.01 NOK 418

$4.06 Rp 72.7K

983.99%

Internet (50+ Mbps, Unlimited Data)

$37.22 NOK 353

$24.42 Rp 437.6K

52.42%

Gym Membership (Monthly)

$48.95 NOK 465

$97.7 Rp 1.7M

-49.88%

Tennis Court (1 Hour on Weekend)

$34.80 NOK 330

$6.45 Rp 115.5K

439.53%

Cinema Ticket

$14.91 NOK 142

$4.04 Rp 72.4K

269.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$310 NOK 2,941

$304 Rp 5.4M

1.92%

International Primary School, 1 Child (Yearly)

$10.3K NOK 97.3K

$6,621 Rp 118.6M

54.83%

Jeans (Levis 501 Or Similar)

$110 NOK 1,040

$54.2 Rp 971.7K

102.12%

Summer Dress (H&M, Zara, etc)

$29.87 NOK 284

$38.78 Rp 694.7K

-22.98%

Sport Shoes (Adidas, Nike)

$98.2 NOK 932

$86.1 Rp 1.5M

13.97%

Men's Leather Business Shoes

$133 NOK 1,264

$76.7 Rp 1.4M

73.68%

1-bedroom Apartment, City Center (Monthly)

$1,213 NOK 11.5K

$986 Rp 17.7M

23.06%

1-bedroom Apartment, Outside City Center (Monthly)

$906 NOK 8,597

$658 Rp 11.8M

37.65%

3-bedroom Apartment, City Center (Monthly)

$1,846 NOK 17.5K

$3,369 Rp 60.4M

-45.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,527 NOK 14.5K

$2,066 Rp 37.0M

-26.11%

Buy Apartment in City Center (m2)

$6,481 NOK 61.5K

$2,741 Rp 49.1M

136.41%

Buy Apartment Outside City Center (m2)

$3,913 NOK 37.1K

$2,228 Rp 39.9M

75.65%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-84.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Holmestrand: June 9, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,213 in Holmestrand and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $99.0 in Holmestrand vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $444 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Holmestrand vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 64% lower than in Holmestrand. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $3,445 in Holmestrand and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,213 in Holmestrand versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $310 in Holmestrand versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 49% higher in Holmestrand. For households that cook at home regularly, that difference adds up over a month.

At $1,404 in Ubud, Bali versus $2,297 in Holmestrand, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Holmestrand. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Holmestrand and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 64% less than in Holmestrand. Beyond cost, consider language, visa policies, and how big the international community is in each city.