Cost of Living Comparison Between Holmestrand and Ubud, Bali Cost of Living Comparison Between Holmestrand and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,843 in Holmestrand versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $4,373 in Holmestrand versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,903 in Holmestrand versus $3,275 in Ubud, Bali.

Living in Holmestrand is roughly 106% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Holmestrand 106% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$21.68 NOK 201

$3.33 Rp 58.7K

551.05%

Three-Course Dinner for Two, Mid-Range

$130 NOK 1,203

$35.82 Rp 630.7K

261.98%

Fast Food Meal (McDonalds, etc)

$16.34 NOK 152

$5.63 Rp 99.1K

190.23%

Cappuccino

$5.91 NOK 54.8

$2.82 Rp 49.7K

109.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.23 NOK 39.27

$1.75 Rp 30.8K

141.71%

Water (0.33 liter bottle)

$3.36 NOK 31.21

$0.80 Rp 14.0K

320.00%

Local Beer (0.5 liter draught)

$11.75 NOK 109

$3.04 Rp 53.6K

286.51%

Imported Beer (0.33 liter bottle)

$13.11 NOK 122

$4.30 Rp 75.7K

204.88%

Milk (1 liter)

$2.66 NOK 24.69

$1.61 Rp 28.3K

65.22%

White Bread (500g)

$4.16 NOK 38.60

$2.27 Rp 39.9K

83.26%

Rice (white) (1kg)

$4.66 NOK 43.25

$1.17 Rp 20.6K

298.29%

Eggs

$6.17 NOK 57.3

$2.17 Rp 38.2K

184.33%

Local Cheese (1kg)

$14.72 NOK 137

$17.63 Rp 310.5K

-16.51%

Chicken Fillets (1kg)

$15.47 NOK 144

$4.05 Rp 71.4K

281.98%

Beef Round Steak (1kg)

$30.67 NOK 285

$12.18 Rp 214.5K

151.81%

Apples (1kg)

$3.31 NOK 30.72

$3.62 Rp 63.7K

-8.56%

Banana (1kg)

$2.68 NOK 24.85

$1.64 Rp 28.8K

63.41%

Oranges (1kg)

$3.65 NOK 33.84

$2.31 Rp 40.6K

58.01%

Tomato (1kg)

$6.18 NOK 57.3

$1.96 Rp 34.5K

215.31%

Potato (1kg)

$2.62 NOK 24.32

$1.84 Rp 32.5K

42.39%

Onion (1kg)

$2.85 NOK 26.44

$2.37 Rp 41.7K

20.25%

Lettuce (1 head)

$3.14 NOK 29.13

$1.05 Rp 18.5K

199.05%

Water (1.5 liter bottle)

$2.51 NOK 23.28

$0.54 Rp 9,560

364.81%

Cigarettes 20 Pack (Marlboro, Camel)

$19.52 NOK 181

$2.30 Rp 40.6K

748.70%

Wine (Bottle)

$16.62 NOK 154

$23.08 Rp 406.4K

-27.99%

Local Beer (0.5 liter bottle)

$3.49 NOK 32.41

$2.34 Rp 41.2K

49.15%

Imported Beer (0.33 liter bottle)

$4.38 NOK 40.60

$3.07 Rp 54.0K

42.67%

One-way Ticket (Public Transport)

$4.84 NOK 44.94

$0.25 Rp 4,365

1836.00%

Public Transport Monthly Pass (Regular Price)

$85.3 NOK 791

$9.42 Rp 165.9K

805.20%

Taxi Start (Normal Tariff)

$12.18 NOK 113

$0.49 Rp 8,631

2385.71%

Taxi (Normal Tariff) (1km)

$1.93 NOK 17.87

$0.47 Rp 8,349

310.64%

Taxi 1hour Waiting (Normal Tariff)

$72.4 NOK 671

$5.60 Rp 98.6K

1192.14%

Gasoline (1 liter)

$2.24 NOK 20.79

$0.81 Rp 14.2K

176.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.1K NOK 455.6K

$25.0K Rp 440.3M

96.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.0K NOK 417.5K

$31.1K Rp 547.0M

44.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$423 NOK 3,920

$82.7 Rp 1.5M

410.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.30 NOK 300

$6.49 Rp 114.2K

397.69%

Internet (50+ Mbps, Unlimited Data)

$56.9 NOK 528

$18.79 Rp 330.8K

202.71%

Gym Membership (Monthly)

$50.7 NOK 470

$55.2 Rp 972.6K

-8.24%

Tennis Court (1 Hour on Weekend)

$38.04 NOK 353

$18.21 Rp 320.6K

108.90%

Cinema Ticket

$19.34 NOK 179

$4.30 Rp 75.7K

349.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$247 NOK 2,288

$494 Rp 8.7M

-50.09%

International Primary School, 1 Child (Yearly)

$16.1K NOK 149.4K

$5,917 Rp 104.2M

172.21%

Jeans (Levis 501 Or Similar)

$102 NOK 950

$46.28 Rp 814.8K

121.37%

Summer Dress (H&M, Zara, etc)

$62.7 NOK 582

$36.44 Rp 641.6K

72.01%

Sport Shoes (Adidas, Nike)

$135 NOK 1,256

$80.7 Rp 1.4M

67.83%

Men's Leather Business Shoes

$160 NOK 1,480

$78.8 Rp 1.4M

102.47%

1-bedroom Apartment, City Center (Monthly)

$1,229 NOK 11.4K

$1,114 Rp 19.6M

10.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,053 NOK 9,764

$693 Rp 12.2M

51.82%

3-bedroom Apartment, City Center (Monthly)

$2,062 NOK 19.1K

$3,639 Rp 64.1M

-43.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,724 NOK 16.0K

$1,712 Rp 30.1M

0.68%

Buy Apartment in City Center (m2)

$6,541 NOK 60.7K

$2,761 Rp 48.6M

136.93%

Buy Apartment Outside City Center (m2)

$4,202 NOK 39.0K

$2,293 Rp 40.4M

83.29%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.96

13.78

-64.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Holmestrand: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,229 in Holmestrand and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $130 in Holmestrand vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $519 vs $294 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Holmestrand vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 106% lower than in Holmestrand. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $4,265 in Holmestrand and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,229 in Holmestrand versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $247 in Holmestrand versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 77% higher in Holmestrand. For households that cook at home regularly, that difference adds up over a month.

At $1,378 in Ubud, Bali versus $2,843 in Holmestrand, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Holmestrand. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Holmestrand and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 106% less than in Holmestrand. Beyond cost, consider language, visa policies, and how big the international community is in each city.