Last update: Oct 2026

Cost of Living Comparison Between Holmestrand and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,962 in Holmestrand, rent and utilities included – about $19,400 less a year. Rent and utilities account for about half of the difference.

141

Cost of Living Index in Holmestrand
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Holmestrand Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Holmestrand

🇳🇴 Norway

$2,962

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Holmestrand and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Holmestrand and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,962 in Holmestrand versus $1,349 in Ubud, Bali.

Holmestrand $2,962
Ubud, Bali $1,349

Estimated couple costs with rent: $4,320 in Holmestrand versus $2,305 in Ubud, Bali.

Holmestrand $4,320
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,678 in Holmestrand versus $3,261 in Ubud, Bali.

Holmestrand $5,678
Ubud, Bali $3,261

Living in Holmestrand is roughly 120% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$21.38 NOK 198

$3.32 Rp 60.4K

543.98%

Three-Course Dinner for Two, Mid-Range

$129 NOK 1,197

$35.64 Rp 648.1K

262.99%

Fast Food Meal (McDonalds, etc)

$16.34 NOK 151

$5.53 Rp 100.6K

195.48%

Cappuccino

$5.96 NOK 55.1

$2.72 Rp 49.4K

119.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.52 NOK 41.84

$1.70 Rp 30.9K

165.88%

Water (0.33 liter bottle)

$3.51 NOK 32.48

$0.76 Rp 13.8K

361.84%

Local Beer (0.5 liter draught)

$11.99 NOK 111

$2.65 Rp 48.3K

352.45%

Imported Beer (0.33 liter bottle)

$12.82 NOK 119

$4.38 Rp 79.7K

192.69%

Milk (1 liter)

$2.63 NOK 24.28

$1.49 Rp 27.1K

76.51%

White Bread (500g)

$4.35 NOK 40.22

$2.28 Rp 41.4K

90.79%

Rice (white) (1kg)

$4.82 NOK 44.60

$1.19 Rp 21.6K

305.04%

Eggs

$6.16 NOK 57.0

$2.04 Rp 37.0K

201.96%

Local Cheese (1kg)

$15.02 NOK 139

$17.70 Rp 321.9K

-15.14%

Chicken Fillets (1kg)

$15.70 NOK 145

$3.96 Rp 72.1K

296.46%

Beef Round Steak (1kg)

$31.92 NOK 295

$12.19 Rp 221.7K

161.85%

Apples (1kg)

$3.45 NOK 31.89

$3.66 Rp 66.5K

-5.74%

Banana (1kg)

$2.68 NOK 24.83

$1.52 Rp 27.6K

76.32%

Oranges (1kg)

$3.64 NOK 33.63

$2.23 Rp 40.5K

63.23%

Tomato (1kg)

$6.00 NOK 55.5

$1.97 Rp 35.9K

204.57%

Potato (1kg)

$2.76 NOK 25.53

$1.85 Rp 33.6K

49.19%

Onion (1kg)

$2.89 NOK 26.76

$2.42 Rp 44.1K

19.42%

Lettuce (1 head)

$3.25 NOK 30.05

$0.99 Rp 18.0K

228.28%

Water (1.5 liter bottle)

$2.44 NOK 22.57

$0.51 Rp 9,336

378.43%

Cigarettes 20 Pack (Marlboro, Camel)

$19.30 NOK 179

$2.22 Rp 40.4K

769.37%

Wine (Bottle)

$17.17 NOK 159

$22.24 Rp 404.4K

-22.80%

Local Beer (0.5 liter bottle)

$3.45 NOK 31.90

$2.26 Rp 41.1K

52.65%

Imported Beer (0.33 liter bottle)

$4.26 NOK 39.42

$2.97 Rp 54.0K

43.43%

One-way Ticket (Public Transport)

$4.21 NOK 38.94

$0.25 Rp 4,564

1584.00%

Public Transport Monthly Pass (Regular Price)

$95.4 NOK 883

$7.82 Rp 142.3K

1120.46%

Taxi Start (Normal Tariff)

$12.16 NOK 113

$0.44 Rp 7,992

2663.64%

Taxi (Normal Tariff) (1km)

$1.85 NOK 17.15

$0.43 Rp 7,821

330.23%

Taxi 1hour Waiting (Normal Tariff)

$71.0 NOK 656

$5.41 Rp 98.4K

1211.83%

Gasoline (1 liter)

$2.51 NOK 23.25

$0.82 Rp 15.0K

206.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.9K NOK 461.8K

$23.8K Rp 433.5M

109.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.8K NOK 414.0K

$31.7K Rp 577.3M

40.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$436 NOK 4,037

$79.1 Rp 1.4M

452.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.38 NOK 318

$6.45 Rp 117.2K

433.02%

Internet (50+ Mbps, Unlimited Data)

$55.8 NOK 516

$18.58 Rp 337.8K

200.43%

Gym Membership (Monthly)

$44.21 NOK 409

$49.48 Rp 899.8K

-10.65%

Tennis Court (1 Hour on Weekend)

$42.90 NOK 397

$17.65 Rp 320.9K

143.06%

Cinema Ticket

$20.72 NOK 192

$4.27 Rp 77.7K

385.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$244 NOK 2,258

$491 Rp 8.9M

-50.24%

International Primary School, 1 Child (Yearly)

$16.1K NOK 149.2K

$5,674 Rp 103.2M

184.29%

Jeans (Levis 501 Or Similar)

$103 NOK 956

$44.64 Rp 811.7K

131.45%

Summer Dress (H&M, Zara, etc)

$62.2 NOK 575

$34.95 Rp 635.6K

77.97%

Sport Shoes (Adidas, Nike)

$134 NOK 1,237

$79.9 Rp 1.5M

67.31%

Men's Leather Business Shoes

$162 NOK 1,497

$79.4 Rp 1.4M

103.80%

1-bedroom Apartment, City Center (Monthly)

$1,064 NOK 9,846

$1,125 Rp 20.5M

-5.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,072 NOK 9,912

$671 Rp 12.2M

59.57%

3-bedroom Apartment, City Center (Monthly)

$2,238 NOK 20.7K

$3,565 Rp 64.8M

-37.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,495 NOK 13.8K

$1,723 Rp 31.3M

-13.25%

Buy Apartment in City Center (m2)

$5,639 NOK 52.2K

$2,732 Rp 49.7M

106.43%

Buy Apartment Outside City Center (m2)

$4,569 NOK 42.3K

$2,284 Rp 41.5M

100.05%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

13.78

-64.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Holmestrand: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Holmestrand

$1.1K 36.2%

Ubud, Bali

$672 49.8% 37.3% $400

Groceries & Markets

Holmestrand

$527 17.8%

Ubud, Bali

$288 21.4% 45.3% $239

Monthly Utilities & Internet

Holmestrand

$527 17.8%

Ubud, Bali

$104 7.7% 80.2% $423

Eating Out

Holmestrand

$409 13.8%

Ubud, Bali

$108 8% 73.7% $302

Clothing & Footwear

Holmestrand

$207 7%

Ubud, Bali

$108 8% 48.2% $100

Getting Around

Holmestrand

$134 4.5%

Ubud, Bali

$11 0.9% 91.5% $122

Sport & Entertainment

Holmestrand

$86 2.9%

Ubud, Bali

$58 4.3% 32.3% $28

Cost Breakdown

A one-bedroom apartment in the center runs $1,064 in Holmestrand and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $129 in Holmestrand vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $527 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇳🇴 Holmestrand

🇮🇩 Ubud, Bali

🕒 Local time

03:14 3:14 AM

10:14 10:14 AM

7 h ahead of Holmestrand

🌤 Weather

👥 Population

26,932

74,800

💱 Currency

Norwegian Krone NOK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NOK = 10.81 USD

100 NOK = 9.71 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 29, 2026: 1 USD = 9.25 NOK (1 NOK = 0.108 USD). 1 EUR = 10.3 NOK (100 NOK = 9.71 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to NOK in detail →

On the map

Lowest

Highest

Between locations

Holmestrand Ubud, Bali 11,670 km ≈ 15 h nonstop flight

From you

Holmestrand
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Holmestrand vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 54% lower than in Holmestrand. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $4,442 in Holmestrand and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,064 in Holmestrand versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $244 in Holmestrand versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 83% higher in Holmestrand. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Holmestrand and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.