Cost of Living Comparison Between Holmestrand and Ubud, Bali Cost of Living Comparison Between Holmestrand and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,359 in Holmestrand versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $3,603 in Holmestrand versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,846 in Holmestrand versus $3,723 in Ubud, Bali.

Living in Holmestrand is roughly 69% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Holmestrand 77% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$19.56 NOK 188

$3.57 Rp 64.6K

447.90%

Three-Course Dinner for Two, Mid-Range

$100 NOK 959

$32.32 Rp 584.4K

209.44%

Fast Food Meal (McDonalds, etc)

$13.39 NOK 128

$5.01 Rp 90.5K

167.27%

Cappuccino

$4.85 NOK 46.48

$2.82 Rp 51.1K

71.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.97 NOK 18.90

$1.35 Rp 24.4K

45.93%

Water (0.33 liter bottle)

$1.98 NOK 18.95

$0.73 Rp 13.2K

171.23%

Local Beer (0.5 liter draught)

$9.17 NOK 88.0

$2.93 Rp 53.0K

212.97%

Imported Beer (0.33 liter bottle)

$9.41 NOK 90.2

$3.94 Rp 71.2K

138.83%

Milk (1 liter)

$1.65 NOK 15.86

$1.78 Rp 32.2K

-7.30%

White Bread (500g)

$3.29 NOK 31.59

$2.45 Rp 44.3K

34.29%

Rice (white) (1kg)

$1.96 NOK 18.82

$1.15 Rp 20.8K

70.43%

Eggs

$4.17 NOK 39.96

$2.41 Rp 43.7K

73.03%

Local Cheese (1kg)

$11.15 NOK 107

$14.33 Rp 259.1K

-22.19%

Chicken Fillets (1kg)

$14.10 NOK 135

$4.19 Rp 75.7K

236.52%

Beef Round Steak (1kg)

$40.17 NOK 385

$12.06 Rp 218.1K

233.08%

Apples (1kg)

$1.99 NOK 19.09

$3.64 Rp 65.8K

-45.33%

Banana (1kg)

$2.34 NOK 22.42

$1.57 Rp 28.3K

49.04%

Oranges (1kg)

$3.17 NOK 30.38

$2.79 Rp 50.4K

13.62%

Tomato (1kg)

$2.37 NOK 22.70

$2.24 Rp 40.5K

5.80%

Potato (1kg)

$0.80 NOK 7.63

$1.98 Rp 35.8K

-59.60%

Onion (1kg)

$1.35 NOK 12.97

$2.28 Rp 41.2K

-40.79%

Lettuce (1 head)

$2.84 NOK 27.27

$1.05 Rp 19.1K

170.48%

Water (1.5 liter bottle)

$1.92 NOK 18.43

$0.79 Rp 14.2K

143.04%

Cigarettes 20 Pack (Marlboro, Camel)

$13.92 NOK 134

$3.19 Rp 57.7K

336.36%

Wine (Bottle)

$17.98 NOK 172

$23.49 Rp 424.8K

-23.46%

Local Beer (0.5 liter bottle)

$3.00 NOK 28.80

$2.90 Rp 52.4K

3.45%

Imported Beer (0.33 liter bottle)

$4.03 NOK 38.63

$2.76 Rp 49.8K

46.01%

One-way Ticket (Public Transport)

$4.21 NOK 40.39

$0.27 Rp 4,821

1459.26%

Public Transport Monthly Pass (Regular Price)

$74.7 NOK 716

$8.37 Rp 151.3K

791.88%

Taxi Start (Normal Tariff)

$9.04 NOK 86.7

$0.45 Rp 8,180

1908.89%

Taxi (Normal Tariff) (1km)

$0.94 NOK 9.02

$0.46 Rp 8,311

104.35%

Taxi 1hour Waiting (Normal Tariff)

$99.3 NOK 952

$6.07 Rp 109.7K

1535.42%

Gasoline (1 liter)

$2.12 NOK 20.30

$0.86 Rp 15.6K

146.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K NOK 367.3K

$26.6K Rp 480.7M

44.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.5K NOK 321.7K

$32.5K Rp 588.6M

3.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 NOK 2,104

$79.0 Rp 1.4M

177.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.10 NOK 413

$4.09 Rp 74.0K

953.79%

Internet (50+ Mbps, Unlimited Data)

$38.56 NOK 370

$23.85 Rp 431.2K

61.68%

Gym Membership (Monthly)

$48.42 NOK 464

$98.8 Rp 1.8M

-50.98%

Tennis Court (1 Hour on Weekend)

$35.31 NOK 339

$6.35 Rp 114.9K

456.06%

Cinema Ticket

$15.14 NOK 145

$4.01 Rp 72.5K

277.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 NOK 2,899

$297 Rp 5.4M

1.68%

International Primary School, 1 Child (Yearly)

$10.1K NOK 97.3K

$6,602 Rp 119.4M

53.62%

Jeans (Levis 501 Or Similar)

$110 NOK 1,051

$53.4 Rp 966.0K

105.05%

Summer Dress (H&M, Zara, etc)

$30.04 NOK 288

$38.11 Rp 689.2K

-21.18%

Sport Shoes (Adidas, Nike)

$98.6 NOK 946

$88.7 Rp 1.6M

11.22%

Men's Leather Business Shoes

$133 NOK 1,280

$76.6 Rp 1.4M

74.16%

1-bedroom Apartment, City Center (Monthly)

$1,217 NOK 11.7K

$1,020 Rp 18.4M

19.33%

1-bedroom Apartment, Outside City Center (Monthly)

$899 NOK 8,625

$680 Rp 12.3M

32.18%

3-bedroom Apartment, City Center (Monthly)

$1,795 NOK 17.2K

$3,469 Rp 62.7M

-48.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,556 NOK 14.9K

$2,090 Rp 37.8M

-25.53%

Buy Apartment in City Center (m2)

$5,686 NOK 54.5K

$2,729 Rp 49.3M

108.38%

Buy Apartment Outside City Center (m2)

$3,422 NOK 32.8K

$2,295 Rp 41.5M

49.08%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-84.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Holmestrand: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,217 in Holmestrand and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $100 in Holmestrand vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $445 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Holmestrand vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 69% lower than in Holmestrand. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $3,538 in Holmestrand and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,217 in Holmestrand versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $302 in Holmestrand versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 50% higher in Holmestrand. For households that cook at home regularly, that difference adds up over a month.

At $1,392 in Ubud, Bali versus $2,359 in Holmestrand, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Holmestrand. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Holmestrand and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 69% less than in Holmestrand. Beyond cost, consider language, visa policies, and how big the international community is in each city.