Cost of Living Comparison Between Ubud, Bali and Holmestrand Cost of Living Comparison Between Ubud, Bali and Holmestrand

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $2,359 in Holmestrand.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $3,585 in Holmestrand.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $4,811 in Holmestrand.

Living in Ubud, Bali costs roughly 40% less than in Holmestrand, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Holmestrand 76% above.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$18.88 NOK 176

-81.89%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$101 NOK 943

-67.48%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$13.22 NOK 123

-61.57%

Cappuccino

$2.82 Rp 48.5K

$5.02 NOK 46.68

-43.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$1.98 NOK 18.38

-30.81%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$2.05 NOK 19.02

-65.37%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$9.17 NOK 85.3

-67.61%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$9.77 NOK 90.9

-59.98%

Milk (1 liter)

$1.75 Rp 30.0K

$1.66 NOK 15.43

5.42%

White Bread (500g)

$2.52 Rp 43.2K

$3.32 NOK 30.87

-24.10%

Rice (white) (1kg)

$1.21 Rp 20.8K

$2.05 NOK 19.09

-40.98%

Eggs

$2.33 Rp 40.1K

$3.94 NOK 36.68

-40.86%

Local Cheese (1kg)

$14.50 Rp 249.2K

$11.16 NOK 104

29.93%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$14.18 NOK 132

-69.25%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$41.11 NOK 382

-70.69%

Apples (1kg)

$3.82 Rp 65.6K

$2.08 NOK 19.30

83.65%

Banana (1kg)

$1.61 Rp 27.7K

$2.32 NOK 21.57

-30.60%

Oranges (1kg)

$2.70 Rp 46.5K

$3.26 NOK 30.33

-17.18%

Tomato (1kg)

$2.23 Rp 38.3K

$2.49 NOK 23.16

-10.44%

Potato (1kg)

$1.90 Rp 32.6K

$0.79 NOK 7.39

140.51%

Onion (1kg)

$2.18 Rp 37.5K

$1.34 NOK 12.43

62.69%

Lettuce (1 head)

$1.03 Rp 17.7K

$2.86 NOK 26.60

-63.99%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$1.85 NOK 17.21

-58.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$14.02 NOK 130

-77.32%

Wine (Bottle)

$23.23 Rp 399.2K

$18.81 NOK 175

23.50%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$3.00 NOK 27.92

-5.00%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$4.02 NOK 37.36

-32.34%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$4.35 NOK 40.42

-93.33%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$73.0 NOK 679

-88.46%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$8.66 NOK 80.5

-94.34%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$0.97 NOK 8.99

-53.61%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$102 NOK 949

-93.84%

Gasoline (1 liter)

$0.85 Rp 14.6K

$2.13 NOK 19.78

-60.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$38.2K NOK 355.0K

-31.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$34.2K NOK 317.8K

-7.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$219 NOK 2,032

-63.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$42.93 NOK 399

-90.47%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$38.27 NOK 356

-37.13%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$48.71 NOK 453

97.47%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

$36.08 NOK 336

-81.90%

Cinema Ticket

$4.13 Rp 71.1K

$14.94 NOK 139

-72.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$303 NOK 2,814

-1.93%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$10.1K NOK 94.1K

-34.16%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$112 NOK 1,038

-50.75%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$30.85 NOK 287

25.61%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$99.9 NOK 929

-10.29%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$129 NOK 1,200

-38.83%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$1,206 NOK 11.2K

-15.53%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$878 NOK 8,168

-24.86%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$1,800 NOK 16.7K

90.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$1,543 NOK 14.4K

33.06%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$6,023 NOK 56.0K

-50.51%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$4,461 NOK 41.5K

-46.92%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$3,733 NOK 34.7K

-95.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

564.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Holmestrand: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $1,206 in Holmestrand. Housing cost is often the main lever when comparing two cities.

Holmestrand pays 2069% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33 in Ubud, Bali vs $101 in Holmestrand for a mid-range dinner for two. Groceries echo the gap at $299 vs $451 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Holmestrand: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 68% lower than in Holmestrand. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Holmestrand earns 2069% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Ubud, Bali versus $1,206 in Holmestrand. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $303 in Holmestrand. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 51% higher in Holmestrand. For households that cook at home regularly, that difference adds up over a month.

At $1,408 in Ubud, Bali versus $2,359 in Holmestrand, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Holmestrand. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Holmestrand are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 68% less than in Holmestrand. Beyond cost, consider language, visa policies, and how big the international community is in each city.