Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Holmestrand

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,962 in Holmestrand, rent and utilities included – about $19,400 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
141

Cost of Living Index in Holmestrand
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Holmestrand Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Holmestrand

🇳🇴 Norway

$2,962

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Holmestrand

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Holmestrand actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,962 in Holmestrand.

Ubud, Bali $1,349
Holmestrand $2,962

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $4,320 in Holmestrand.

Ubud, Bali $2,305
Holmestrand $4,320

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $5,678 in Holmestrand.

Ubud, Bali $3,261
Holmestrand $5,678

Living in Ubud, Bali costs roughly 54% less than in Holmestrand, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$21.38 NOK 198

-84.47%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$129 NOK 1,197

-72.45%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$16.34 NOK 151

-66.16%

Cappuccino

$2.72 Rp 49.4K

$5.96 NOK 55.1

-54.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$4.52 NOK 41.84

-62.39%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$3.51 NOK 32.48

-78.35%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$11.99 NOK 111

-77.90%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$12.82 NOK 119

-65.83%

Milk (1 liter)

$1.49 Rp 27.1K

$2.63 NOK 24.28

-43.35%

White Bread (500g)

$2.28 Rp 41.4K

$4.35 NOK 40.22

-47.59%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.82 NOK 44.60

-75.31%

Eggs

$2.04 Rp 37.0K

$6.16 NOK 57.0

-66.88%

Local Cheese (1kg)

$17.70 Rp 321.9K

$15.02 NOK 139

17.84%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$15.70 NOK 145

-74.78%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$31.92 NOK 295

-61.81%

Apples (1kg)

$3.66 Rp 66.5K

$3.45 NOK 31.89

6.09%

Banana (1kg)

$1.52 Rp 27.6K

$2.68 NOK 24.83

-43.28%

Oranges (1kg)

$2.23 Rp 40.5K

$3.64 NOK 33.63

-38.74%

Tomato (1kg)

$1.97 Rp 35.9K

$6.00 NOK 55.5

-67.17%

Potato (1kg)

$1.85 Rp 33.6K

$2.76 NOK 25.53

-32.97%

Onion (1kg)

$2.42 Rp 44.1K

$2.89 NOK 26.76

-16.26%

Lettuce (1 head)

$0.99 Rp 18.0K

$3.25 NOK 30.05

-69.54%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$2.44 NOK 22.57

-79.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$19.30 NOK 179

-88.50%

Wine (Bottle)

$22.24 Rp 404.4K

$17.17 NOK 159

29.53%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$3.45 NOK 31.90

-34.49%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$4.26 NOK 39.42

-30.28%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$4.21 NOK 38.94

-94.06%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$95.4 NOK 883

-91.81%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$12.16 NOK 113

-96.38%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.85 NOK 17.15

-76.76%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$71.0 NOK 656

-92.38%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.51 NOK 23.25

-67.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$49.9K NOK 461.8K

-52.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$44.8K NOK 414.0K

-29.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$436 NOK 4,037

-81.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$34.38 NOK 318

-81.24%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$55.8 NOK 516

-66.71%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$44.21 NOK 409

11.92%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$42.90 NOK 397

-58.86%

Cinema Ticket

$4.27 Rp 77.7K

$20.72 NOK 192

-79.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$244 NOK 2,258

100.95%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$16.1K NOK 149.2K

-64.82%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$103 NOK 956

-56.79%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$62.2 NOK 575

-43.81%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$134 NOK 1,237

-40.23%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$162 NOK 1,497

-50.93%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$1,064 NOK 9,846

5.68%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,072 NOK 9,912

-37.33%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$2,238 NOK 20.7K

59.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,495 NOK 13.8K

15.27%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$5,639 NOK 52.2K

-51.56%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$4,569 NOK 42.3K

-50.01%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.94

178.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Holmestrand: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Holmestrand

$1.1K 36.2% 59.6% $400

Groceries & Markets

Ubud, Bali

$288 21.4%

Holmestrand

$527 17.8% 82.8% $239

Eating Out

Ubud, Bali

$108 8%

Holmestrand

$409 13.8% 280% $302

Clothing & Footwear

Ubud, Bali

$108 8%

Holmestrand

$207 7% 93% $100

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Holmestrand

$527 17.8% 406% $423

Sport & Entertainment

Ubud, Bali

$58 4.3%

Holmestrand

$86 2.9% 47.6% $28

Getting Around

Ubud, Bali

$11 0.9%

Holmestrand

$134 4.5% 1071% $122

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,064 in Holmestrand. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $129 in Holmestrand for a mid-range dinner for two. Groceries echo the gap at $288 vs $527 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇴 Holmestrand

🕒 Local time

11:09 11:09 AM

04:09 4:09 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

26,932

💱 Currency

Indonesian Rupiah IDR Rp

Norwegian Krone NOK kr

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 NOK = 10.81 USD

100 NOK = 9.71 EUR

Exchange rates and currency converter

NOK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Norwegian Krone exchange rates as of October 29, 2026: 1 USD = 9.25 NOK (1 NOK = 0.108 USD). 1 EUR = 10.3 NOK (100 NOK = 9.71 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Holmestrand 11,670 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Holmestrand

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Holmestrand: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 54% lower than in Holmestrand. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $4,442 in Holmestrand to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,064 in Holmestrand. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $244 in Holmestrand. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 83% higher in Holmestrand. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Holmestrand are both considered safe, so it’s unlikely to be the deciding factor between them.