🙂Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $2,359 in Holmestrand.
🙂Estimated couple costs with rent: $2,557 in Ubud, Bali versus $3,603 in Holmestrand.
🙂Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $4,846 in Holmestrand.
🌍Living in Ubud, Bali costs roughly 41% less than in Holmestrand, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ubud, Bali5% above, Holmestrand77% above.
Currency
🍽 Eating Out
Ubud, Bali
Holmestrand
Difference
Meal at Budget Restaurant
$3.57Rp 64.6K
$19.56NOK 188
-81.75%
Three-Course Dinner for Two, Mid-Range
$32.32Rp 584.4K
$100NOK 959
-67.68%
Fast Food Meal(McDonalds, etc)
$5.01Rp 90.5K
$13.39NOK 128
-62.58%
Cappuccino
$2.82Rp 51.1K
$4.85NOK 46.48
-41.86%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35Rp 24.4K
$1.97NOK 18.90
-31.47%
Water(0.33 liter bottle)
$0.73Rp 13.2K
$1.98NOK 18.95
-63.13%
Local Beer(0.5 liter draught)
$2.93Rp 53.0K
$9.17NOK 88.0
-68.05%
Imported Beer(0.33 liter bottle)
$3.94Rp 71.2K
$9.41NOK 90.2
-58.13%
🛒 Groceries & Markets
Ubud, Bali
Holmestrand
Difference
Milk(1 liter)
$1.78Rp 32.2K
$1.65NOK 15.86
7.88%
White Bread(500g)
$2.45Rp 44.3K
$3.29NOK 31.59
-25.53%
Rice(white)(1kg)
$1.15Rp 20.8K
$1.96NOK 18.82
-41.33%
Eggs
$2.41Rp 43.7K
$4.17NOK 39.96
-42.21%
Local Cheese(1kg)
$14.33Rp 259.1K
$11.15NOK 107
28.52%
Chicken Fillets(1kg)
$4.19Rp 75.7K
$14.10NOK 135
-70.28%
Beef Round Steak(1kg)
$12.06Rp 218.1K
$40.17NOK 385
-69.98%
Apples(1kg)
$3.64Rp 65.8K
$1.99NOK 19.09
82.91%
Banana(1kg)
$1.57Rp 28.3K
$2.34NOK 22.42
-32.91%
Oranges(1kg)
$2.79Rp 50.4K
$3.17NOK 30.38
-11.99%
Tomato(1kg)
$2.24Rp 40.5K
$2.37NOK 22.70
-5.49%
Potato(1kg)
$1.98Rp 35.8K
$0.80NOK 7.63
147.50%
Onion(1kg)
$2.28Rp 41.2K
$1.35NOK 12.97
68.89%
Lettuce(1 head)
$1.05Rp 19.1K
$2.84NOK 27.27
-63.03%
Water(1.5 liter bottle)
$0.79Rp 14.2K
$1.92NOK 18.43
-58.85%
Cigarettes 20 Pack(Marlboro, Camel)
$3.19Rp 57.7K
$13.92NOK 134
-77.08%
Wine(Bottle)
$23.49Rp 424.8K
$17.98NOK 172
30.65%
Local Beer(0.5 liter bottle)
$2.90Rp 52.4K
$3.00NOK 28.80
-3.33%
Imported Beer(0.33 liter bottle)
$2.76Rp 49.8K
$4.03NOK 38.63
-31.51%
🚌 Getting Around
Ubud, Bali
Holmestrand
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,821
$4.21NOK 40.39
-93.59%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 151.3K
$74.7NOK 716
-88.79%
Taxi Start(Normal Tariff)
$0.45Rp 8,180
$9.04NOK 86.7
-95.02%
Taxi(Normal Tariff)(1km)
$0.46Rp 8,311
$0.94NOK 9.02
-51.06%
Taxi 1hour Waiting(Normal Tariff)
$6.07Rp 109.7K
$99.3NOK 952
-93.89%
Gasoline(1 liter)
$0.86Rp 15.6K
$2.12NOK 20.30
-59.43%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 480.7M
$38.3KNOK 367.3K
-30.57%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 588.6M
$33.5KNOK 321.7K
-2.93%
🧾 Monthly Utilities & Internet
Ubud, Bali
Holmestrand
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.0Rp 1.4M
$219NOK 2,104
-63.97%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 74.0K
$43.10NOK 413
-90.51%
Internet(50+ Mbps, Unlimited Data)
$23.85Rp 431.2K
$38.56NOK 370
-38.15%
🎉 Sport & Entertainment
Ubud, Bali
Holmestrand
Difference
Gym Membership(Monthly)
$98.8Rp 1.8M
$48.42NOK 464
104.01%
Tennis Court(1 Hour on Weekend)
$6.35Rp 114.9K
$35.31NOK 339
-82.02%
Cinema Ticket
$4.01Rp 72.5K
$15.14NOK 145
-73.51%
🧸 Childcare & Education
Ubud, Bali
Holmestrand
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.4M
$302NOK 2,899
-1.65%
International Primary School, 1 Child(Yearly)
$6,602Rp 119.4M
$10.1KNOK 97.3K
-34.90%
👕👟 Clothing & Footwear
Ubud, Bali
Holmestrand
Difference
Jeans(Levis 501 Or Similar)
$53.4Rp 966.0K
$110NOK 1,051
-51.23%
Summer Dress(H&M, Zara, etc)
$38.11Rp 689.2K
$30.04NOK 288
26.86%
Sport Shoes(Adidas, Nike)
$88.7Rp 1.6M
$98.6NOK 946
-10.09%
Men's Leather Business Shoes
$76.6Rp 1.4M
$133NOK 1,280
-42.58%
🏠 Accommodation & Living
Ubud, Bali
Holmestrand
Difference
1-bedroom Apartment, City Center(Monthly)
$1,020Rp 18.4M
$1,217NOK 11.7K
-16.20%
1-bedroom Apartment, Outside City Center(Monthly)
$680Rp 12.3M
$899NOK 8,625
-24.34%
3-bedroom Apartment, City Center(Monthly)
$3,469Rp 62.7M
$1,795NOK 17.2K
93.24%
3-bedroom Apartment, Outside City Center(Monthly)
$2,090Rp 37.8M
$1,556NOK 14.9K
34.28%
Buy Apartment in City Center(m2)
$2,729Rp 49.3M
$5,686NOK 54.5K
-52.01%
Buy Apartment Outside City Center(m2)
$2,295Rp 41.5M
$3,422NOK 32.8K
-32.92%
💵 Salaries & Financials
Ubud, Bali
Holmestrand
Difference
Average Monthly Net Salary(After Tax)
$164Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
2
564.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 28, 2026
Last update for Holmestrand: July 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $1,217 in Holmestrand. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $32.00 in Ubud, Bali vs $100 in Holmestrand for a mid-range dinner for two. Groceries echo the gap at $298 vs $445 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Holmestrand: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Holmestrand?
Ubud, Bali wins on cost – living expenses run 69% lower than in Holmestrand. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Holmestrand?
You'd need roughly $2,088 in Ubud, Bali and $3,538 in Holmestrand to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Holmestrand?
Rent for a central apartment: $1,020 in Ubud, Bali versus $1,217 in Holmestrand. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Holmestrand?
Childcare runs $297 in Ubud, Bali versus $302 in Holmestrand. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Holmestrand?
Supermarket bills run roughly 50% higher in Holmestrand. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Holmestrand?
At $1,392 in Ubud, Bali versus $2,359 in Holmestrand, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Holmestrand. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Holmestrand?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Holmestrand?
Safety-wise, Ubud, Bali and Holmestrand are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 69% less than in Holmestrand. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared