🙂Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $2,843 in Holmestrand.
🙂Estimated couple costs with rent: $2,327 in Ubud, Bali versus $4,373 in Holmestrand.
🙂Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $5,903 in Holmestrand.
🌍Living in Ubud, Bali costs roughly 52% less than in Holmestrand, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ubud, Bali0% above, Holmestrand106% above.
Currency
🍽 Eating Out
Ubud, Bali
Holmestrand
Difference
Meal at Budget Restaurant
$3.33Rp 58.7K
$21.68NOK 201
-84.64%
Three-Course Dinner for Two, Mid-Range
$35.82Rp 630.7K
$130NOK 1,203
-72.37%
Fast Food Meal(McDonalds, etc)
$5.63Rp 99.1K
$16.34NOK 152
-65.54%
Cappuccino
$2.82Rp 49.7K
$5.91NOK 54.8
-52.28%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 30.8K
$4.23NOK 39.27
-58.63%
Water(0.33 liter bottle)
$0.80Rp 14.0K
$3.36NOK 31.21
-76.19%
Local Beer(0.5 liter draught)
$3.04Rp 53.6K
$11.75NOK 109
-74.13%
Imported Beer(0.33 liter bottle)
$4.30Rp 75.7K
$13.11NOK 122
-67.20%
🛒 Groceries & Markets
Ubud, Bali
Holmestrand
Difference
Milk(1 liter)
$1.61Rp 28.3K
$2.66NOK 24.69
-39.47%
White Bread(500g)
$2.27Rp 39.9K
$4.16NOK 38.60
-45.43%
Rice(white)(1kg)
$1.17Rp 20.6K
$4.66NOK 43.25
-74.89%
Eggs
$2.17Rp 38.2K
$6.17NOK 57.3
-64.83%
Local Cheese(1kg)
$17.63Rp 310.5K
$14.72NOK 137
19.77%
Chicken Fillets(1kg)
$4.05Rp 71.4K
$15.47NOK 144
-73.82%
Beef Round Steak(1kg)
$12.18Rp 214.5K
$30.67NOK 285
-60.29%
Apples(1kg)
$3.62Rp 63.7K
$3.31NOK 30.72
9.37%
Banana(1kg)
$1.64Rp 28.8K
$2.68NOK 24.85
-38.81%
Oranges(1kg)
$2.31Rp 40.6K
$3.65NOK 33.84
-36.71%
Tomato(1kg)
$1.96Rp 34.5K
$6.18NOK 57.3
-68.28%
Potato(1kg)
$1.84Rp 32.5K
$2.62NOK 24.32
-29.77%
Onion(1kg)
$2.37Rp 41.7K
$2.85NOK 26.44
-16.84%
Lettuce(1 head)
$1.05Rp 18.5K
$3.14NOK 29.13
-66.56%
Water(1.5 liter bottle)
$0.54Rp 9,560
$2.51NOK 23.28
-78.49%
Cigarettes 20 Pack(Marlboro, Camel)
$2.30Rp 40.6K
$19.52NOK 181
-88.22%
Wine(Bottle)
$23.08Rp 406.4K
$16.62NOK 154
38.87%
Local Beer(0.5 liter bottle)
$2.34Rp 41.2K
$3.49NOK 32.41
-32.95%
Imported Beer(0.33 liter bottle)
$3.07Rp 54.0K
$4.38NOK 40.60
-29.91%
🚌 Getting Around
Ubud, Bali
Holmestrand
Difference
One-way Ticket(Public Transport)
$0.25Rp 4,365
$4.84NOK 44.94
-94.83%
Public Transport Monthly Pass(Regular Price)
$9.42Rp 165.9K
$85.3NOK 791
-88.95%
Taxi Start(Normal Tariff)
$0.49Rp 8,631
$12.18NOK 113
-95.98%
Taxi(Normal Tariff)(1km)
$0.47Rp 8,349
$1.93NOK 17.87
-75.65%
Taxi 1hour Waiting(Normal Tariff)
$5.60Rp 98.6K
$72.4NOK 671
-92.26%
Gasoline(1 liter)
$0.81Rp 14.2K
$2.24NOK 20.79
-63.84%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0KRp 440.3M
$49.1KNOK 455.6K
-49.08%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1KRp 547.0M
$45.0KNOK 417.5K
-30.98%
🧾 Monthly Utilities & Internet
Ubud, Bali
Holmestrand
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.7Rp 1.5M
$423NOK 3,920
-80.42%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 114.2K
$32.30NOK 300
-79.91%
Internet(50+ Mbps, Unlimited Data)
$18.79Rp 330.8K
$56.9NOK 528
-66.97%
🎉 Sport & Entertainment
Ubud, Bali
Holmestrand
Difference
Gym Membership(Monthly)
$55.2Rp 972.6K
$50.7NOK 470
8.98%
Tennis Court(1 Hour on Weekend)
$18.21Rp 320.6K
$38.04NOK 353
-52.13%
Cinema Ticket
$4.30Rp 75.7K
$19.34NOK 179
-77.77%
🧸 Childcare & Education
Ubud, Bali
Holmestrand
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$494Rp 8.7M
$247NOK 2,288
100.34%
International Primary School, 1 Child(Yearly)
$5,917Rp 104.2M
$16.1KNOK 149.4K
-63.26%
👕👟 Clothing & Footwear
Ubud, Bali
Holmestrand
Difference
Jeans(Levis 501 Or Similar)
$46.28Rp 814.8K
$102NOK 950
-54.83%
Summer Dress(H&M, Zara, etc)
$36.44Rp 641.6K
$62.7NOK 582
-41.86%
Sport Shoes(Adidas, Nike)
$80.7Rp 1.4M
$135NOK 1,256
-40.42%
Men's Leather Business Shoes
$78.8Rp 1.4M
$160NOK 1,480
-50.61%
🏠 Accommodation & Living
Ubud, Bali
Holmestrand
Difference
1-bedroom Apartment, City Center(Monthly)
$1,114Rp 19.6M
$1,229NOK 11.4K
-9.38%
1-bedroom Apartment, Outside City Center(Monthly)
$693Rp 12.2M
$1,053NOK 9,764
-34.13%
3-bedroom Apartment, City Center(Monthly)
$3,639Rp 64.1M
$2,062NOK 19.1K
76.44%
3-bedroom Apartment, Outside City Center(Monthly)
$1,712Rp 30.1M
$1,724NOK 16.0K
-0.68%
Buy Apartment in City Center(m2)
$2,761Rp 48.6M
$6,541NOK 60.7K
-57.79%
Buy Apartment Outside City Center(m2)
$2,293Rp 40.4M
$4,202NOK 39.0K
-45.44%
💵 Salaries & Financials
Ubud, Bali
Holmestrand
Difference
Average Monthly Net Salary(After Tax)
$167Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
4.96
177.82%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 6, 2026
Last update for Holmestrand: September 7, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $1,229 in Holmestrand. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $36.00 in Ubud, Bali vs $130 in Holmestrand for a mid-range dinner for two. Groceries echo the gap at $294 vs $519 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Holmestrand: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Holmestrand?
Ubud, Bali wins on cost – living expenses run 106% lower than in Holmestrand. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Holmestrand?
You'd need roughly $2,067 in Ubud, Bali and $4,265 in Holmestrand to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Holmestrand?
Rent for a central apartment: $1,114 in Ubud, Bali versus $1,229 in Holmestrand. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Holmestrand?
Childcare runs $494 in Ubud, Bali versus $247 in Holmestrand. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Holmestrand?
Supermarket bills run roughly 77% higher in Holmestrand. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Holmestrand?
At $1,378 in Ubud, Bali versus $2,843 in Holmestrand, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Holmestrand. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Holmestrand?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Holmestrand?
Safety-wise, Ubud, Bali and Holmestrand are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 106% less than in Holmestrand. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared