Cost of Living Comparison Between Ubud, Bali and Holmestrand Cost of Living Comparison Between Ubud, Bali and Holmestrand

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $2,359 in Holmestrand.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $3,603 in Holmestrand.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $4,846 in Holmestrand.

Living in Ubud, Bali costs roughly 41% less than in Holmestrand, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Holmestrand 77% above.

Currency
🍽 Eating Out
Ubud, Bali
Holmestrand
Difference
Meal at Budget Restaurant
$3.57 Rp 64.6K
$19.56 NOK 188
-81.75%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 584.4K
$100 NOK 959
-67.68%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.5K
$13.39 NOK 128
-62.58%
Cappuccino
$2.82 Rp 51.1K
$4.85 NOK 46.48
-41.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.4K
$1.97 NOK 18.90
-31.47%
Water (0.33 liter bottle)
$0.73 Rp 13.2K
$1.98 NOK 18.95
-63.13%
Local Beer (0.5 liter draught)
$2.93 Rp 53.0K
$9.17 NOK 88.0
-68.05%
Imported Beer (0.33 liter bottle)
$3.94 Rp 71.2K
$9.41 NOK 90.2
-58.13%
🛒 Groceries & Markets
Ubud, Bali
Holmestrand
Difference
Milk (1 liter)
$1.78 Rp 32.2K
$1.65 NOK 15.86
7.88%
White Bread (500g)
$2.45 Rp 44.3K
$3.29 NOK 31.59
-25.53%
Rice (white) (1kg)
$1.15 Rp 20.8K
$1.96 NOK 18.82
-41.33%
Eggs
$2.41 Rp 43.7K
$4.17 NOK 39.96
-42.21%
Local Cheese (1kg)
$14.33 Rp 259.1K
$11.15 NOK 107
28.52%
Chicken Fillets (1kg)
$4.19 Rp 75.7K
$14.10 NOK 135
-70.28%
Beef Round Steak (1kg)
$12.06 Rp 218.1K
$40.17 NOK 385
-69.98%
Apples (1kg)
$3.64 Rp 65.8K
$1.99 NOK 19.09
82.91%
Banana (1kg)
$1.57 Rp 28.3K
$2.34 NOK 22.42
-32.91%
Oranges (1kg)
$2.79 Rp 50.4K
$3.17 NOK 30.38
-11.99%
Tomato (1kg)
$2.24 Rp 40.5K
$2.37 NOK 22.70
-5.49%
Potato (1kg)
$1.98 Rp 35.8K
$0.80 NOK 7.63
147.50%
Onion (1kg)
$2.28 Rp 41.2K
$1.35 NOK 12.97
68.89%
Lettuce (1 head)
$1.05 Rp 19.1K
$2.84 NOK 27.27
-63.03%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$1.92 NOK 18.43
-58.85%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.7K
$13.92 NOK 134
-77.08%
Wine (Bottle)
$23.49 Rp 424.8K
$17.98 NOK 172
30.65%
Local Beer (0.5 liter bottle)
$2.90 Rp 52.4K
$3.00 NOK 28.80
-3.33%
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.8K
$4.03 NOK 38.63
-31.51%
🚌 Getting Around
Ubud, Bali
Holmestrand
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,821
$4.21 NOK 40.39
-93.59%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 151.3K
$74.7 NOK 716
-88.79%
Taxi Start (Normal Tariff)
$0.45 Rp 8,180
$9.04 NOK 86.7
-95.02%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,311
$0.94 NOK 9.02
-51.06%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.7K
$99.3 NOK 952
-93.89%
Gasoline (1 liter)
$0.86 Rp 15.6K
$2.12 NOK 20.30
-59.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 480.7M
$38.3K NOK 367.3K
-30.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 588.6M
$33.5K NOK 321.7K
-2.93%
🧾 Monthly Utilities & Internet
Ubud, Bali
Holmestrand
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$219 NOK 2,104
-63.97%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 74.0K
$43.10 NOK 413
-90.51%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 431.2K
$38.56 NOK 370
-38.15%
🎉 Sport & Entertainment
Ubud, Bali
Holmestrand
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$48.42 NOK 464
104.01%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.9K
$35.31 NOK 339
-82.02%
Cinema Ticket
$4.01 Rp 72.5K
$15.14 NOK 145
-73.51%
🧸 Childcare & Education
Ubud, Bali
Holmestrand
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.4M
$302 NOK 2,899
-1.65%
International Primary School, 1 Child (Yearly)
$6,602 Rp 119.4M
$10.1K NOK 97.3K
-34.90%
👕👟 Clothing & Footwear
Ubud, Bali
Holmestrand
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 966.0K
$110 NOK 1,051
-51.23%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 689.2K
$30.04 NOK 288
26.86%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$98.6 NOK 946
-10.09%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$133 NOK 1,280
-42.58%
🏠 Accommodation & Living
Ubud, Bali
Holmestrand
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.4M
$1,217 NOK 11.7K
-16.20%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.3M
$899 NOK 8,625
-24.34%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.7M
$1,795 NOK 17.2K
93.24%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.8M
$1,556 NOK 14.9K
34.28%
Buy Apartment in City Center (m2)
$2,729 Rp 49.3M
$5,686 NOK 54.5K
-52.01%
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.5M
$3,422 NOK 32.8K
-32.92%
💵 Salaries & Financials
Ubud, Bali
Holmestrand
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
2
564.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Holmestrand: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $1,217 in Holmestrand. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $100 in Holmestrand for a mid-range dinner for two. Groceries echo the gap at $298 vs $445 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Holmestrand: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Holmestrand?
Ubud, Bali wins on cost – living expenses run 69% lower than in Holmestrand. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Holmestrand?
You'd need roughly $2,088 in Ubud, Bali and $3,538 in Holmestrand to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Holmestrand?
Rent for a central apartment: $1,020 in Ubud, Bali versus $1,217 in Holmestrand. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Holmestrand?
Childcare runs $297 in Ubud, Bali versus $302 in Holmestrand. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Holmestrand?
Supermarket bills run roughly 50% higher in Holmestrand. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Holmestrand?
At $1,392 in Ubud, Bali versus $2,359 in Holmestrand, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Holmestrand. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Holmestrand?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Holmestrand?
Safety-wise, Ubud, Bali and Holmestrand are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 69% less than in Holmestrand. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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