Last update: Oct 2026

Cost of Living Comparison Between Hervey Bay and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $2,395 in Hervey Bay, rent and utilities included – about $17,500 less a year. Rent and utilities account for most of the difference.

115

Cost of Living Index in Hervey Bay
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Hervey Bay Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Hervey Bay

🇦🇺 Australia

$2,395

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Hervey Bay and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hervey Bay and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,395 per month in Hervey Bay vs $938 in Chiang Mai, rent included.

Hervey Bay $2,395
Chiang Mai $938

A couple spends around $3,441 per month in Hervey Bay vs $1,426 in Chiang Mai, rent included.

Hervey Bay $3,441
Chiang Mai $1,426

A family of three spends $4,487 per month in Hervey Bay vs $1,914 in Chiang Mai, rent included.

Hervey Bay $4,487
Chiang Mai $1,914

Hervey Bay costs about 155% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Hervey Bay sits 77% above the global median, while Chiang Mai is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.74 A$25.52

$2.26 ฿75.4

684.96%

Three-Course Dinner for Two, Mid-Range

$70.4 A$101

$19.18 ฿641

266.94%

Fast Food Meal (McDonalds, etc)

$10.71 A$15.42

$5.59 ฿187

91.59%

Cappuccino

$3.72 A$5.35

$1.72 ฿57.6

116.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 A$4.17

$0.64 ฿21.54

351.56%

Water (0.33 liter bottle)

$2.28 A$3.29

$0.33 ฿11.18

590.91%

Local Beer (0.5 liter draught)

$5.82 A$8.38

$2.36 ฿78.7

146.61%

Imported Beer (0.33 liter bottle)

$8.27 A$11.90

$3.90 ฿130

112.05%

Milk (1 liter)

$1.61 A$2.32

$2.05 ฿68.6

-21.46%

White Bread (500g)

$2.62 A$3.76

$1.40 ฿46.70

87.14%

Rice (white) (1kg)

$2.23 A$3.21

$1.28 ฿42.89

74.22%

Eggs

$4.87 A$7.00

$2.25 ฿75.3

116.44%

Local Cheese (1kg)

$9.25 A$13.31

$16.94 ฿566

-45.40%

Chicken Fillets (1kg)

$9.04 A$13.01

$2.74 ฿91.6

229.93%

Beef Round Steak (1kg)

$14.11 A$20.31

$9.36 ฿313

50.75%

Apples (1kg)

$4.15 A$5.97

$2.40 ฿80.3

72.92%

Banana (1kg)

$3.09 A$4.45

$1.01 ฿33.92

205.94%

Oranges (1kg)

$2.88 A$4.15

$1.61 ฿53.9

78.88%

Tomato (1kg)

$4.94 A$7.11

$1.52 ฿50.7

225.00%

Potato (1kg)

$2.86 A$4.11

$1.28 ฿42.90

123.44%

Onion (1kg)

$2.35 A$3.38

$1.11 ฿37.22

111.71%

Lettuce (1 head)

$2.29 A$3.29

$0.72 ฿24.09

218.06%

Water (1.5 liter bottle)

$1.23 A$1.78

$0.52 ฿17.54

136.54%

Cigarettes 20 Pack (Marlboro, Camel)

$37.81 A$54.4

$4.33 ฿145

773.21%

Wine (Bottle)

$12.31 A$17.72

$17.73 ฿593

-30.57%

Local Beer (0.5 liter bottle)

$5.17 A$7.44

$1.63 ฿54.4

217.18%

Imported Beer (0.33 liter bottle)

$5.13 A$7.38

$2.85 ฿95.3

80.00%

One-way Ticket (Public Transport)

$2.95 A$4.24

$0.85 ฿28.31

247.06%

Public Transport Monthly Pass (Regular Price)

$78.8 A$113

$53.9 ฿1,801

46.23%

Taxi Start (Normal Tariff)

$3.03 A$4.35

$1.17 ฿39.18

158.97%

Taxi (Normal Tariff) (1km)

$1.78 A$2.56

$0.57 ฿19.00

212.28%

Taxi 1hour Waiting (Normal Tariff)

$41.31 A$59.4

$2.37 ฿79.2

1643.04%

Gasoline (1 liter)

$1.45 A$2.09

$1.45 ฿48.32

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K A$38.7K

$20.5K ฿684.3K

31.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K A$40.9K

$26.5K ฿886.1K

7.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 A$229

$62.3 ฿2,083

154.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.97 A$37.37

$12.27 ฿410

111.65%

Internet (50+ Mbps, Unlimited Data)

$59.6 A$85.8

$19.97 ฿668

198.45%

Gym Membership (Monthly)

$58.1 A$83.6

$37.91 ฿1,267

53.31%

Tennis Court (1 Hour on Weekend)

$19.78 A$28.46

$3.76 ฿126

426.06%

Cinema Ticket

$17.66 A$25.41

$6.71 ฿224

163.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,949 A$2,804

$797 ฿26.6K

144.50%

International Primary School, 1 Child (Yearly)

$12.3K A$17.7K

$14.8K ฿495.7K

-17.04%

Jeans (Levis 501 Or Similar)

$62.2 A$89.5

$53.3 ฿1,780

16.77%

Summer Dress (H&M, Zara, etc)

$44.70 A$64.3

$25.05 ฿837

78.44%

Sport Shoes (Adidas, Nike)

$61.9 A$89.1

$91.6 ฿3,062

-32.46%

Men's Leather Business Shoes

$62.2 A$89.5

$73.5 ฿2,455

-15.36%

1-bedroom Apartment, City Center (Monthly)

$1,391 A$2,001

$464 ฿15.5K

199.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,206 A$1,736

$305 ฿10.2K

295.88%

3-bedroom Apartment, City Center (Monthly)

$2,157 A$3,104

$915 ฿30.6K

135.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,825 A$2,627

$552 ฿18.5K

230.46%

Buy Apartment in City Center (m2)

$5,692 A$8,191

$1,912 ฿63.9K

197.73%

Buy Apartment Outside City Center (m2)

$5,053 A$7,271

$1,438 ฿48.1K

251.29%

Average Monthly Net Salary (After Tax)

$2,791 A$4,016

$595 ฿19.9K

368.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.81

5.57

4.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hervey Bay: October 10, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hervey Bay

$1.2K 50.4%

Chiang Mai

$305 32.5% 74.7% $901

Groceries & Markets

Hervey Bay

$359 15%

Chiang Mai

$238 25.4% 33.8% $121

Eating Out

Hervey Bay

$285 11.9%

Chiang Mai

$79 8.4% 72.3% $206

Monthly Utilities & Internet

Hervey Bay

$245 10.2%

Chiang Mai

$95 10.1% 61.3% $150

Clothing & Footwear

Hervey Bay

$104 4.3%

Chiang Mai

$110 11.7% 5.4% $5.6

Getting Around

Hervey Bay

$103 4.3%

Chiang Mai

$61 6.5% 40.2% $41

Sport & Entertainment

Hervey Bay

$93 3.9%

Chiang Mai

$51 5.5% 45.1% $42

Cost Breakdown

A central one-bedroom costs $1,391 in Hervey Bay versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 369% higher in Hervey Bay, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Hervey Bay versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $359 vs $238 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇦🇺 Hervey Bay

🇹🇭 Chiang Mai

🕒 Local time

17:22 5:22 PM

14:22 2:22 PM

3 h behind Hervey Bay

🌤 Weather

👥 Population

57,722

127,240

💱 Currency

Australian Dollar AUD $

Thai Baht THB ฿

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 19, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Thai Baht exchange rates as of October 19, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to AUD in detail →

On the map

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Between locations

Hervey Bay Chiang Mai 7,610 km ≈ 10 h nonstop flight

From you

Hervey Bay
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hervey Bay vs Chiang Mai: Cost of Living - Frequently Asked Questions

Hervey Bay costs about 155% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,592 per month in Hervey Bay and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,949 per month in Hervey Bay and $797 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 51% more in Hervey Bay, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Hervey Bay at $2,395. In Chiang Mai it covers expenses comfortably, while in Hervey Bay it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $2,395 in Hervey Bay. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hervey Bay makes more sense. Both are solid long-term options with distinct trade-offs.