Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Hervey Bay

For one person, living is cheaper in Chiang Mai: $936 a month against $2,403 in Hervey Bay, rent and utilities included – about $17,600 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
117

Cost of Living Index in Hervey Bay
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Hervey Bay Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Hervey Bay

🇦🇺 Australia

$2,403

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Hervey Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Hervey Bay actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $2,403 in Hervey Bay, rent included.

Chiang Mai $936
Hervey Bay $2,403

A couple spends around $1,457 per month in Chiang Mai vs $3,452 in Hervey Bay, rent included.

Chiang Mai $1,457
Hervey Bay $3,452

A family of three spends $1,979 per month in Chiang Mai vs $4,500 in Hervey Bay, rent included.

Chiang Mai $1,979
Hervey Bay $4,500

Chiang Mai is about 61% cheaper than Hervey Bay, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 31% below the global median, while Hervey Bay is 77% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.24 ฿75.6

$17.48 A$24.86

-87.19%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿641

$74.4 A$106

-74.47%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$10.56 A$15.01

-47.44%

Cappuccino

$1.67 ฿56.5

$3.85 A$5.47

-56.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.55

$2.90 A$4.12

-77.93%

Water (0.33 liter bottle)

$0.31 ฿10.31

$2.26 A$3.21

-86.28%

Local Beer (0.5 liter draught)

$2.36 ฿79.6

$5.99 A$8.52

-60.60%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$8.23 A$11.71

-55.53%

Milk (1 liter)

$1.95 ฿65.8

$1.62 A$2.31

20.37%

White Bread (500g)

$1.44 ฿48.48

$2.71 A$3.86

-46.86%

Rice (white) (1kg)

$1.33 ฿45.04

$2.21 A$3.15

-39.82%

Eggs

$2.28 ฿77.1

$4.76 A$6.77

-52.10%

Local Cheese (1kg)

$16.45 ฿555

$9.13 A$12.99

80.18%

Chicken Fillets (1kg)

$2.78 ฿93.9

$9.35 A$13.30

-70.27%

Beef Round Steak (1kg)

$9.31 ฿314

$14.41 A$20.50

-35.39%

Apples (1kg)

$2.35 ฿79.4

$4.30 A$6.12

-45.35%

Banana (1kg)

$0.97 ฿32.80

$3.14 A$4.47

-69.11%

Oranges (1kg)

$1.60 ฿53.9

$3.02 A$4.30

-47.02%

Tomato (1kg)

$1.50 ฿50.6

$4.96 A$7.05

-69.76%

Potato (1kg)

$1.28 ฿43.12

$2.72 A$3.87

-52.94%

Onion (1kg)

$1.10 ฿37.19

$2.43 A$3.45

-54.73%

Lettuce (1 head)

$0.71 ฿23.82

$2.29 A$3.26

-69.00%

Water (1.5 liter bottle)

$0.49 ฿16.37

$1.19 A$1.69

-58.82%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$38.10 A$54.2

-89.13%

Wine (Bottle)

$17.52 ฿591

$12.47 A$17.73

40.50%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$5.17 A$7.35

-68.86%

Imported Beer (0.33 liter bottle)

$2.78 ฿94.0

$5.12 A$7.29

-45.70%

One-way Ticket (Public Transport)

$0.87 ฿29.31

$2.94 A$4.18

-70.41%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,826

$80.7 A$115

-33.00%

Taxi Start (Normal Tariff)

$1.16 ฿39.06

$3.10 A$4.40

-62.58%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.80

$1.81 A$2.58

-70.72%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.8

$41.81 A$59.5

-94.21%

Gasoline (1 liter)

$1.45 ฿48.90

$1.45 A$2.06

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿710.7K

$29.5K A$41.9K

-28.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.3K

$25.8K A$36.7K

4.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,098

$163 A$231

-61.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$25.76 A$36.63

-52.76%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿679

$61.1 A$86.9

-67.05%

Gym Membership (Monthly)

$37.31 ฿1,259

$49.51 A$70.4

-24.64%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$15.99 A$22.75

-76.42%

Cinema Ticket

$6.49 ฿219

$13.76 A$19.58

-52.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$2,043 A$2,906

-63.97%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.3K

$12.8K A$18.2K

15.65%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,801

$63.3 A$90.1

-15.70%

Summer Dress (H&M, Zara, etc)

$24.64 ฿831

$44.32 A$63.0

-44.40%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,087

$63.3 A$90.0

44.61%

Men's Leather Business Shoes

$71.9 ฿2,428

$63.8 A$90.7

12.76%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$1,400 A$1,992

-65.56%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$1,218 A$1,733

-74.65%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$2,268 A$3,226

-55.65%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$1,834 A$2,608

-65.46%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

$5,566 A$7,917

-57.54%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$4,622 A$6,574

-65.62%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$2,751 A$3,913

-78.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

5.81

-4.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Hervey Bay: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Hervey Bay

$1.2K 50.7% 294% $910

Groceries & Markets

Chiang Mai

$234 25.1%

Hervey Bay

$363 15.1% 55.1% $129

Clothing & Footwear

Chiang Mai

$109 11.6%

Hervey Bay

$106 4.4% 2.8% $3

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Hervey Bay

$249 10.4% 164% $155

Eating Out

Chiang Mai

$78 8.3%

Hervey Bay

$285 11.9% 267% $207

Getting Around

Chiang Mai

$61 6.6%

Hervey Bay

$105 4.4% 70.6% $43

Sport & Entertainment

Chiang Mai

$50 5.4%

Hervey Bay

$77 3.2% 53.2% $27

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $1,400 in Hervey Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hervey Bay are about 4.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $74 in Hervey Bay. Monthly groceries follow the same trend: $234 vs $363 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇦🇺 Hervey Bay

🕒 Local time

15:11 3:11 PM

18:11 6:11 PM

3 h ahead of Chiang Mai

🌤 Weather

👥 Population

127,240

57,722

💱 Currency

Thai Baht THB ฿

Australian Dollar AUD $

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

1 AUD = 0.703 USD

1 AUD = 0.63 EUR

Exchange rates and currency converter

AUD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.66 THB (100 THB = 2.66 EUR).

Australian Dollar exchange rates as of November 2, 2026: 1 USD = 1.42 AUD (1 AUD = 0.703 USD). 1 EUR = 1.59 AUD (1 AUD = 0.63 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Hervey Bay 7,610 km ≈ 10 h nonstop flight

From you

Chiang Mai
Hervey Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Hervey Bay: Cost of Living - Frequently Asked Questions

Hervey Bay costs about 157% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $3,605 in Hervey Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $1,400 in Hervey Bay.

Kindergarten costs $736 per month in Chiang Mai and $2,043 in Hervey Bay. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 55% more in Hervey Bay, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $2,403 in Hervey Bay. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Hervey Bay makes more sense. Both are solid long-term options with distinct trade-offs.