Last update: Oct 2026

Cost of Living Comparison Between Herentals and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,026 in Herentals, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

104

Cost of Living Index in Herentals
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Herentals Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Herentals

🇧🇪 Belgium

$2,026

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Herentals and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Herentals and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,026 in Herentals versus $918 in Cebu.

Herentals $2,026
Cebu $918

Estimated couple costs with rent: $2,958 in Herentals versus $1,409 in Cebu.

Herentals $2,958
Cebu $1,409

Monthly costs for a family of three with rent: $3,890 in Herentals versus $1,900 in Cebu.

Herentals $3,890
Cebu $1,900

Living in Herentals is roughly 121% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Herentals is 50% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.69 €15.79

$3.09 ₱194

472.49%

Three-Course Dinner for Two, Mid-Range

$88.8 €79.3

$24.22 ₱1,520

266.60%

Fast Food Meal (McDonalds, etc)

$12.30 €10.98

$3.92 ₱246

213.78%

Cappuccino

$3.56 €3.17

$2.51 ₱157

41.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.51 €3.13

$1.59 ₱99.9

120.75%

Water (0.33 liter bottle)

$2.62 €2.34

$0.53 ₱33.33

394.34%

Local Beer (0.5 liter draught)

$5.65 €5.05

$1.78 ₱112

217.42%

Imported Beer (0.33 liter bottle)

$4.49 €4.01

$2.17 ₱136

106.91%

Milk (1 liter)

$1.24 €1.11

$1.92 ₱120

-35.42%

White Bread (500g)

$2.75 €2.45

$1.36 ₱85.2

102.21%

Rice (white) (1kg)

$3.63 €3.24

$1.01 ₱63.3

259.41%

Eggs

$3.64 €3.25

$2.03 ₱127

79.31%

Local Cheese (1kg)

$17.75 €15.84

$9.86 ₱619

80.02%

Chicken Fillets (1kg)

$11.59 €10.34

$4.39 ₱276

164.01%

Beef Round Steak (1kg)

$14.90 €13.30

$7.60 ₱477

96.05%

Apples (1kg)

$3.04 €2.72

$3.30 ₱207

-7.88%

Banana (1kg)

$2.41 €2.15

$1.39 ₱87.5

73.38%

Oranges (1kg)

$2.99 €2.67

$2.33 ₱146

28.33%

Tomato (1kg)

$2.97 €2.66

$1.50 ₱94.0

98.00%

Potato (1kg)

$2.30 €2.05

$2.36 ₱148

-2.54%

Onion (1kg)

$2.03 €1.81

$1.90 ₱119

6.84%

Lettuce (1 head)

$1.77 €1.58

$1.19 ₱74.7

48.74%

Water (1.5 liter bottle)

$1.06 €0.95

$0.63 ₱39.59

68.25%

Cigarettes 20 Pack (Marlboro, Camel)

$9.39 €8.38

$3.00 ₱189

213.00%

Wine (Bottle)

$7.78 €6.94

$6.03 ₱378

29.02%

Local Beer (0.5 liter bottle)

$2.46 €2.19

$1.23 ₱77.4

100.00%

Imported Beer (0.33 liter bottle)

$3.14 €2.81

$1.75 ₱110

79.43%

One-way Ticket (Public Transport)

$3.20 €2.86

$0.25 ₱15.81

1180.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱793

Taxi Start (Normal Tariff)

$5.10 €4.55

$0.77 ₱48.47

562.34%

Taxi (Normal Tariff) (1km)

$2.62 €2.34

$0.23 ₱14.49

1039.13%

Taxi 1hour Waiting (Normal Tariff)

$16.97 €15.14

$4.46 ₱280

280.49%

Gasoline (1 liter)

$1.75 €1.56

$1.31 ₱82.5

33.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K €31.2K

$21.2K ₱1.3M

64.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.3K €29.7K

$19.1K ₱1.2M

73.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$339 €303

$120 ₱7,547

182.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.22 €22.51

$14.00 ₱879

80.14%

Internet (50+ Mbps, Unlimited Data)

$60.1 €53.7

$27.54 ₱1,729

118.37%

Gym Membership (Monthly)

$40.55 €36.19

$32.33 ₱2,029

25.43%

Tennis Court (1 Hour on Weekend)

$21.71 €19.38

$6.65 ₱417

226.47%

Cinema Ticket

$14.44 €12.88

$5.65 ₱355

155.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$821 €733

$275 ₱17.3K

198.37%

International Primary School, 1 Child (Yearly)

$22.4K €20.0K

$7,918 ₱497.0K

182.76%

Jeans (Levis 501 Or Similar)

$83.5 €74.5

$49.33 ₱3,097

69.21%

Summer Dress (H&M, Zara, etc)

$49.70 €44.36

$25.24 ₱1,585

96.91%

Sport Shoes (Adidas, Nike)

$102 €90.9

$77.0 ₱4,831

32.30%

Men's Leather Business Shoes

$129 €115

$57.2 ₱3,590

124.67%

1-bedroom Apartment, City Center (Monthly)

$819 €731

$500 ₱31.4K

64.04%

1-bedroom Apartment, Outside City Center (Monthly)

$709 €633

$309 ₱19.4K

129.52%

3-bedroom Apartment, City Center (Monthly)

$1,517 €1,354

$1,078 ₱67.7K

40.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,035 €924

$615 ₱38.6K

68.29%

Buy Apartment in City Center (m2)

$4,347 €3,880

$2,886 ₱181.2K

50.61%

Buy Apartment Outside City Center (m2)

$2,636 €2,352

$1,917 ₱120.3K

37.52%

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.65

7.2

-49.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herentals: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Herentals

$709 35%

Cebu

$309 33.6% 56.4% $400

Monthly Utilities & Internet

Herentals

$424 21%

Cebu

$162 17.6% 61.9% $263

Groceries & Markets

Herentals

$346 17.1%

Cebu

$206 22.4% 40.6% $140

Eating Out

Herentals

$283 14%

Cebu

$88 9.6% 68.8% $195

Clothing & Footwear

Herentals

$164 8.1%

Cebu

$94 10.2% 42.6% $70

Sport & Entertainment

Herentals

$69 3.4%

Cebu

$44 4.8% 37.2% $26

Getting Around

Herentals

$31 * 1.5%

Cebu

$16 1.7% 49.8% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $819 in Herentals and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $89.0 in Herentals vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $346 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Herentals

🇵🇭 Cebu

🕒 Local time

08:45 8:45 AM

14:45 2:45 PM

6 h ahead of Herentals

🌤 Weather

👥 Population

25,912

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 14, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.77 PHP (100 PHP = 1.59 USD). 1 EUR = 70.25 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

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Between locations

Herentals Cebu 11,030 km ≈ 14 h nonstop flight

From you

Herentals
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herentals vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 121% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,040 in Herentals and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $819 in Herentals versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 68% higher in Herentals. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,026 per month in Herentals versus $918 in Cebu – a 121% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,026 in Herentals, a $1,500 budget is realistic in Cebu but tight or insufficient in Herentals. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Herentals, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Herentals and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 121% less than in Herentals. Beyond cost, consider language, visa policies, and how big the international community is in each city.