Last update: Oct 2026

Cost of Living Comparison Between Cebu and Herentals

For one person, living is cheaper in Cebu: $918 a month against $2,026 in Herentals, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Herentals
🇧🇪 Belgium
$2,026
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Herentals

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Herentals actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,026 in Herentals.

  • Cebu $918
  • Herentals $2,026

Estimated couple costs with rent: $1,409 in Cebu versus $2,958 in Herentals.

  • Cebu $1,409
  • Herentals $2,958

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,890 in Herentals.

  • Cebu $1,900
  • Herentals $3,890

Living in Cebu costs roughly 55% less than in Herentals, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Herentals is 50% above.

Currency
🍽 Eating Out
Cebu
Herentals
Difference
Meal at Budget Restaurant
$3.09 ₱194
$17.69 €15.79
-82.53%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,520
$88.8 €79.3
-72.72%
Fast Food Meal (McDonalds, etc)
$3.92 ₱246
$12.30 €10.98
-68.13%
Cappuccino
$2.51 ₱157
$3.56 €3.17
-29.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱99.9
$3.51 €3.13
-54.70%
Water (0.33 liter bottle)
$0.53 ₱33.33
$2.62 €2.34
-79.77%
Local Beer (0.5 liter draught)
$1.78 ₱112
$5.65 €5.05
-68.50%
Imported Beer (0.33 liter bottle)
$2.17 ₱136
$4.49 €4.01
-51.67%
🛒 Groceries & Markets
Cebu
Herentals
Difference
Milk (1 liter)
$1.92 ₱120
$1.24 €1.11
54.84%
White Bread (500g)
$1.36 ₱85.2
$2.75 €2.45
-50.55%
Rice (white) (1kg)
$1.01 ₱63.3
$3.63 €3.24
-72.18%
Eggs
$2.03 ₱127
$3.64 €3.25
-44.23%
Local Cheese (1kg)
$9.86 ₱619
$17.75 €15.84
-44.45%
Chicken Fillets (1kg)
$4.39 ₱276
$11.59 €10.34
-62.12%
Beef Round Steak (1kg)
$7.60 ₱477
$14.90 €13.30
-48.99%
Apples (1kg)
$3.30 ₱207
$3.04 €2.72
8.55%
Banana (1kg)
$1.39 ₱87.5
$2.41 €2.15
-42.32%
Oranges (1kg)
$2.33 ₱146
$2.99 €2.67
-22.07%
Tomato (1kg)
$1.50 ₱94.0
$2.97 €2.66
-49.49%
Potato (1kg)
$2.36 ₱148
$2.30 €2.05
2.61%
Onion (1kg)
$1.90 ₱119
$2.03 €1.81
-6.40%
Lettuce (1 head)
$1.19 ₱74.7
$1.77 €1.58
-32.77%
Water (1.5 liter bottle)
$0.63 ₱39.59
$1.06 €0.95
-40.57%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$9.39 €8.38
-68.05%
Wine (Bottle)
$6.03 ₱378
$7.78 €6.94
-22.49%
Local Beer (0.5 liter bottle)
$1.23 ₱77.4
$2.46 €2.19
-50.00%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$3.14 €2.81
-44.27%
🚌 Getting Around
Cebu
Herentals
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.81
$3.20 €2.86
-92.19%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱793
-
-
Taxi Start (Normal Tariff)
$0.77 ₱48.47
$5.10 €4.55
-84.90%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.49
$2.62 €2.34
-91.22%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱280
$16.97 €15.14
-73.72%
Gasoline (1 liter)
$1.31 ₱82.5
$1.75 €1.56
-25.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$35.0K €31.2K
-39.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$33.3K €29.7K
-42.52%
🧾 Monthly Utilities & Internet
Cebu
Herentals
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,547
$339 €303
-64.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱879
$25.22 €22.51
-44.49%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,729
$60.1 €53.7
-54.21%
🎉 Sport & Entertainment
Cebu
Herentals
Difference
Gym Membership (Monthly)
$32.33 ₱2,029
$40.55 €36.19
-20.27%
Tennis Court (1 Hour on Weekend)
$6.65 ₱417
$21.71 €19.38
-69.37%
Cinema Ticket
$5.65 ₱355
$14.44 €12.88
-60.87%
🧸 Childcare & Education
Cebu
Herentals
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$821 €733
-66.48%
International Primary School, 1 Child (Yearly)
$7,918 ₱497.0K
$22.4K €20.0K
-64.63%
👕👟 Clothing & Footwear
Cebu
Herentals
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,097
$83.5 €74.5
-40.90%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,585
$49.70 €44.36
-49.22%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,831
$102 €90.9
-24.42%
Men's Leather Business Shoes
$57.2 ₱3,590
$129 €115
-55.49%
🏠 Accommodation & Living
Cebu
Herentals
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.4K
$819 €731
-39.04%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$709 €633
-56.43%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.7K
$1,517 €1,354
-28.93%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.6K
$1,035 €924
-40.58%
Buy Apartment in City Center (m2)
$2,886 ₱181.2K
$4,347 €3,880
-33.61%
Buy Apartment Outside City Center (m2)
$1,917 ₱120.3K
$2,636 €2,352
-27.29%
💵 Salaries & Financials
Cebu
Herentals
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.7K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
3.65
97.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Herentals: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Herentals
$709 130% $400
Groceries & Markets
Cebu
$206
Herentals
$346 68.2% $140
Monthly Utilities & Internet
Cebu
$162
Herentals
$424 162% $263
Clothing & Footwear
Cebu
$94
Herentals
$164 74.2% $70
Eating Out
Cebu
$88
Herentals
$283 221% $195
Sport & Entertainment
Cebu
$44
Herentals
$69 59.2% $26
Getting Around
Cebu
$16
Herentals
$31 * 99% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $819 in Herentals. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $89.0 in Herentals for a mid-range dinner for two. Groceries echo the gap at $206 vs $346 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇧🇪 Herentals
🕒 Local time
15:55 3:55 PM
09:55 9:55 AM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
25,912
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.77 PHP (100 PHP = 1.59 USD). 1 EUR = 70.25 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 14, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Cebu Herentals 11,030 km ≈ 14 h nonstop flight
From you
  • Cebu
  • Herentals

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Herentals: Cost of Living - Frequently Asked Questions
Is Herentals cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 121% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,377 in Cebu and $3,040 in Herentals to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Cebu and Herentals?
Rent for a central apartment: $500 in Cebu versus $819 in Herentals. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Cebu and in Herentals?
Supermarket bills run roughly 68% higher in Herentals. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Cebu and in Herentals?
All in, you'll spend $918 per month in Cebu versus $2,026 in Herentals – a 121% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Cebu or in Herentals?
At $918 in Cebu versus $2,026 in Herentals, a $1,500 budget is realistic in Cebu but tight or insufficient in Herentals. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Herentals more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Herentals, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Herentals?
Safety-wise, Cebu and Herentals are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 121% less than in Herentals. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Cebu vs other spots: cost of living compared

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