Last update: Oct 2026

Cost of Living Comparison Between Herceg Novi and Lisbon

For one person, living is cheaper in Herceg Novi: $1,257 a month against $2,202 in Lisbon, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Herceg Novi
Learn more

Herceg Novi Living Index
107

Cost of Living Index in Lisbon
Learn more

Lisbon Living Index

Jump to prices

Herceg Novi

🇲🇪 Montenegro

$1,257

/mo nomad

Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Monthly Cost of Living

How much you'll spend in Herceg Novi and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Herceg Novi and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,257 in Herceg Novi versus $2,202 in Lisbon.

Herceg Novi $1,257
Lisbon $2,202

Estimated couple costs with rent: $1,997 in Herceg Novi versus $3,274 in Lisbon.

Herceg Novi $1,997
Lisbon $3,274

Monthly costs for a family of three with rent: $2,737 in Herceg Novi versus $4,346 in Lisbon.

Herceg Novi $2,737
Lisbon $4,346

Living in Herceg Novi costs roughly 43% less than in Lisbon, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Herceg Novi is 7% below, Lisbon is 62% above.

Meal at Budget Restaurant

$11.23 €9.99

$17.04 €15.15

-34.10%

Three-Course Dinner for Two, Mid-Range

$36.29 €32.28

$62.3 €55.4

-41.74%

Fast Food Meal (McDonalds, etc)

$9.16 €8.15

$11.02 €9.80

-16.88%

Cappuccino

$2.65 €2.36

$3.12 €2.78

-15.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 €2.23

$2.27 €2.02

10.13%

Water (0.33 liter bottle)

$1.63 €1.45

$1.74 €1.55

-6.32%

Local Beer (0.5 liter draught)

$2.84 €2.53

$3.42 €3.04

-16.96%

Imported Beer (0.33 liter bottle)

$3.34 €2.97

$3.74 €3.33

-10.70%

Milk (1 liter)

$1.20 €1.07

$1.17 €1.04

2.56%

White Bread (500g)

$1.01 €0.90

$1.86 €1.66

-45.70%

Rice (white) (1kg)

$2.93 €2.61

$1.54 €1.37

90.26%

Eggs

$2.98 €2.65

$4.06 €3.61

-26.60%

Local Cheese (1kg)

$9.02 €8.02

$12.91 €11.49

-30.13%

Chicken Fillets (1kg)

$7.43 €6.61

$7.90 €7.03

-5.95%

Beef Round Steak (1kg)

$12.99 €11.56

$17.64 €15.69

-26.36%

Apples (1kg)

$1.33 €1.18

$2.26 €2.01

-41.15%

Banana (1kg)

$1.57 €1.39

$1.75 €1.55

-10.29%

Oranges (1kg)

$1.63 €1.45

$1.89 €1.68

-13.76%

Tomato (1kg)

$2.96 €2.63

$2.56 €2.27

15.62%

Potato (1kg)

$0.95 €0.85

$1.85 €1.64

-48.65%

Onion (1kg)

$1.29 €1.15

$1.97 €1.75

-34.52%

Lettuce (1 head)

$1.54 €1.37

$1.45 €1.29

6.21%

Water (1.5 liter bottle)

$0.95 €0.85

$0.77 €0.69

23.38%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 €3.56

$6.71 €5.97

-40.39%

Wine (Bottle)

$4.37 €3.89

$5.67 €5.04

-22.93%

Local Beer (0.5 liter bottle)

$1.28 €1.14

$1.37 €1.22

-6.57%

Imported Beer (0.33 liter bottle)

$1.74 €1.55

$2.11 €1.88

-17.54%

One-way Ticket (Public Transport)

$1.64 €1.46

$2.32 €2.07

-29.31%

Public Transport Monthly Pass (Regular Price)

$44.46 €39.55

$44.43 €39.52

0.07%

Taxi Start (Normal Tariff)

$2.84 €2.53

$3.95 €3.51

-28.10%

Taxi (Normal Tariff) (1km)

$1.10 €0.97

$1.05 €0.93

4.76%

Taxi 1hour Waiting (Normal Tariff)

$17.09 €15.20

$17.15 €15.26

-0.35%

Gasoline (1 liter)

$1.72 €1.53

$2.19 €1.95

-21.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K €28.8K

$33.8K €30.0K

-4.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K €19.0K

$38.3K €34.0K

-44.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 €121

$164 €146

-16.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.14 €11.69

$18.48 €16.43

-28.90%

Internet (50+ Mbps, Unlimited Data)

$33.88 €30.14

$32.96 €29.32

2.79%

Gym Membership (Monthly)

$56.6 €50.3

$45.87 €40.80

23.33%

Tennis Court (1 Hour on Weekend)

$11.39 €10.13

$18.68 €16.61

-39.03%

Cinema Ticket

$7.81 €6.94

$9.75 €8.67

-19.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$444 €395

$684 €608

-35.14%

International Primary School, 1 Child (Yearly)

$7,024 €6,248

$17.6K €15.7K

-60.15%

Jeans (Levis 501 Or Similar)

$84.3 €75.0

$104 €92.3

-18.78%

Summer Dress (H&M, Zara, etc)

$33.74 €30.01

$46.20 €41.09

-26.97%

Sport Shoes (Adidas, Nike)

$72.7 €64.7

$99.7 €88.7

-27.12%

Men's Leather Business Shoes

$95.8 €85.2

$125 €111

-23.18%

1-bedroom Apartment, City Center (Monthly)

$651 €579

$1,589 €1,414

-59.03%

1-bedroom Apartment, Outside City Center (Monthly)

$399 €355

$1,169 €1,040

-65.89%

3-bedroom Apartment, City Center (Monthly)

$1,257 €1,118

$2,851 €2,536

-55.92%

3-bedroom Apartment, Outside City Center (Monthly)

$888 €790

$1,993 €1,773

-55.44%

Buy Apartment in City Center (m2)

$3,685 €3,278

$7,793 €6,932

-52.71%

Buy Apartment Outside City Center (m2)

$2,421 €2,153

$4,418 €3,930

-45.20%

Average Monthly Net Salary (After Tax)

$1,031 €917

$1,600 €1,423

-35.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

29.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: October 19, 2026

Last update for Lisbon: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Herceg Novi

$399 31.7%

Lisbon

$1.2K 53.1% 193% $770

Groceries & Markets

Herceg Novi

$228 18.1%

Lisbon

$273 12.4% 19.7% $45

Eating Out

Herceg Novi

$187 14.8%

Lisbon

$247 11.2% 32.6% $61

Monthly Utilities & Internet

Herceg Novi

$183 14.6%

Lisbon

$215 9.8% 17.5% $32

Clothing & Footwear

Herceg Novi

$129 10.3%

Lisbon

$168 7.7% 30.7% $40

Sport & Entertainment

Herceg Novi

$72 5.7%

Lisbon

$65 3% 9.4% $6.8

Getting Around

Herceg Novi

$59 4.7%

Lisbon

$63 2.9% 6% $3.6

Cost Breakdown

A one-bedroom apartment in the center runs $651 in Herceg Novi and $1,589 in Lisbon. Housing cost is often the main lever when comparing two cities.

Lisbon pays 55% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Herceg Novi vs $62.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $228 vs $273 per month, with Herceg Novi cheaper across the board.

Good to know

🇲🇪 Herceg Novi

🇵🇹 Lisbon

🕒 Local time

12:50 12:50 PM

11:50 11:50 AM

1 h behind Herceg Novi

🌤 Weather

👥 Population

11,059

545,923 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Herceg Novi Lisbon 2,360 km ≈ 3 h 30 min nonstop flight

From you

Herceg Novi
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Lisbon: Cost of Living - Frequently Asked Questions

Herceg Novi and Lisbon differ by about 75% in total monthly costs ($1,257 vs $2,202 including rent). Herceg Novi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 55% lower in Lisbon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $651 in Herceg Novi versus $1,589 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 20% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Herceg Novi – a meal for two runs $36.00 versus $62.0 in Lisbon. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,257 in Herceg Novi versus $2,202 in Lisbon, a $2,000 budget is realistic in Herceg Novi but tight or insufficient in Lisbon. The gap between the two cities makes Herceg Novi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Herceg Novi and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Herceg Novi gentler on the wallet – expenses run 75% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.