Cost of Living Comparison Between Lisbon and Herceg Novi Cost of Living Comparison Between Lisbon and Herceg Novi

Monthly Cost of Living

Monthly costs for one person with rent: $2,291 in Lisbon versus $1,465 in Herceg Novi.

Estimated couple costs with rent: $3,322 in Lisbon versus $2,156 in Herceg Novi.

Monthly costs for a family of three with rent: $4,354 in Lisbon versus $2,848 in Herceg Novi.

Living in Lisbon is roughly 56% more expensive than in Herceg Novi, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Lisbon 71% above, Herceg Novi 10% above.

Meal at Budget Restaurant

$16.19 €14.18

$11.53 €10.09

40.42%

Three-Course Dinner for Two, Mid-Range

$63.3 €55.5

$37.39 €32.75

69.38%

Fast Food Meal (McDonalds, etc)

$10.32 €9.04

$10.47 €9.17

-1.43%

Cappuccino

$2.83 €2.48

$2.61 €2.29

8.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.01

$2.82 €2.47

-18.79%

Water (0.33 liter bottle)

$1.58 €1.38

$1.94 €1.70

-18.56%

Local Beer (0.5 liter draught)

$3.40 €2.98

$2.93 €2.57

16.04%

Imported Beer (0.33 liter bottle)

$4.03 €3.53

$2.98 €2.61

35.23%

Milk (1 liter)

$1.09 €0.96

$1.39 €1.22

-21.58%

White Bread (500g)

$1.75 €1.53

$0.93 €0.81

88.17%

Rice (white) (1kg)

$1.76 €1.54

$2.53 €2.22

-30.43%

Eggs

$3.17 €2.77

$3.18 €2.78

-0.31%

Local Cheese (1kg)

$13.19 €11.56

$8.94 €7.83

47.54%

Chicken Fillets (1kg)

$7.97 €6.98

$7.63 €6.68

4.46%

Beef Round Steak (1kg)

$15.53 €13.60

$11.69 €10.23

32.85%

Apples (1kg)

$2.37 €2.07

$1.32 €1.16

79.55%

Banana (1kg)

$1.71 €1.49

$1.69 €1.48

1.18%

Oranges (1kg)

$2.01 €1.76

$1.63 €1.43

23.31%

Tomato (1kg)

$2.43 €2.13

$3.00 €2.62

-19.00%

Potato (1kg)

$1.76 €1.54

$1.09 €0.96

61.47%

Onion (1kg)

$2.03 €1.78

$1.40 €1.23

45.00%

Lettuce (1 head)

$1.92 €1.68

$1.55 €1.36

23.87%

Water (1.5 liter bottle)

$0.85 €0.74

$0.82 €0.71

3.66%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.76

$3.66 €3.21

79.78%

Wine (Bottle)

$5.58 €4.89

$4.66 €4.08

19.74%

Local Beer (0.5 liter bottle)

$1.33 €1.17

$1.23 €1.08

8.13%

Imported Beer (0.33 liter bottle)

$2.97 €2.60

$1.77 €1.55

67.80%

One-way Ticket (Public Transport)

$2.28 €1.99

$1.15 €1.00

98.26%

Public Transport Monthly Pass (Regular Price)

$45.79 €40.10

$58.1 €50.9

-21.15%

Taxi Start (Normal Tariff)

$4.23 €3.70

$2.28 €1.99

85.53%

Taxi (Normal Tariff) (1km)

$0.81 €0.71

$0.74 €0.65

9.46%

Taxi 1hour Waiting (Normal Tariff)

$18.44 €16.15

$17.59 €15.41

4.83%

Gasoline (1 liter)

$2.08 €1.82

$1.79 €1.57

16.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €30.4K

$34.1K €29.9K

1.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K €34.3K

$22.1K €19.4K

76.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €130

$139 €122

6.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.46 €17.92

$16.73 €14.65

22.30%

Internet (50+ Mbps, Unlimited Data)

$39.56 €34.64

$31.83 €27.88

24.29%

Gym Membership (Monthly)

$47.99 €42.03

$58.0 €50.8

-17.19%

Tennis Court (1 Hour on Weekend)

$18.60 €16.29

$11.58 €10.15

60.62%

Cinema Ticket

$9.22 €8.08

$8.24 €7.21

11.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$616 €540

$521 €456

18.26%

International Primary School, 1 Child (Yearly)

$16.4K €14.4K

$7,796 €6,828

110.88%

Jeans (Levis 501 Or Similar)

$103 €90.0

$87.2 €76.3

17.82%

Summer Dress (H&M, Zara, etc)

$41.74 €36.55

$35.17 €30.80

18.68%

Sport Shoes (Adidas, Nike)

$94.8 €83.0

$75.7 €66.3

25.21%

Men's Leather Business Shoes

$122 €107

$96.4 €84.5

26.52%

1-bedroom Apartment, City Center (Monthly)

$1,633 €1,430

$741 €649

120.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,232 €1,079

$564 €494

118.54%

3-bedroom Apartment, City Center (Monthly)

$3,098 €2,713

$1,392 €1,219

122.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,031 €1,779

$974 €853

108.53%

Buy Apartment in City Center (m2)

$7,831 €6,858

$3,656 €3,202

114.22%

Buy Apartment Outside City Center (m2)

$4,389 €3,844

$2,513 €2,201

74.68%

Average Monthly Net Salary (After Tax)

$1,607 €1,408

$1,059 €928

51.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

-23.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: July 14, 2026

Last update for Herceg Novi: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,633 in Lisbon and $741 in Herceg Novi. Housing cost is often the main lever when comparing two cities.

Lisbon pays 52% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Lisbon vs $37.00 in Herceg Novi for a mid-range dinner for two. Groceries echo the gap at $267 vs $225 per month, with Herceg Novi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Herceg Novi: Cost of Living - Frequently Asked Questions

Lisbon and Herceg Novi differ by about 56% in total monthly costs ($2,291 vs $1,465 including rent). Herceg Novi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 52% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,633 in Lisbon versus $741 in Herceg Novi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 19% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Herceg Novi – a meal for two runs $37.00 versus $63.0 in Lisbon. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,465 in Herceg Novi versus $2,291 in Lisbon, a $2,000 budget is realistic in Herceg Novi but tight or insufficient in Lisbon. The gap between the two cities makes Herceg Novi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Herceg Novi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Herceg Novi gentler on the wallet – expenses run 56% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.