Cost of Living Comparison Between Lisbon and Herceg Novi Cost of Living Comparison Between Lisbon and Herceg Novi

Monthly Cost of Living

Monthly costs for one person with rent: $2,316 in Lisbon versus $1,282 in Herceg Novi.

Estimated couple costs with rent: $3,361 in Lisbon versus $2,079 in Herceg Novi.

Monthly costs for a family of three with rent: $4,405 in Lisbon versus $2,876 in Herceg Novi.

Living in Lisbon is roughly 81% more expensive than in Herceg Novi, driven mainly by Eating Out.

The two cities straddle the global median: Lisbon is 69% above, Herceg Novi is 7% below.

Meal at Budget Restaurant

$17.30 €14.87

$11.40 €9.80

51.75%

Three-Course Dinner for Two, Mid-Range

$63.3 €54.4

$38.04 €32.71

66.32%

Fast Food Meal (McDonalds, etc)

$11.39 €9.79

$9.14 €7.86

24.62%

Cappuccino

$3.19 €2.74

$2.61 €2.24

22.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 €2.10

$2.56 €2.20

-4.30%

Water (0.33 liter bottle)

$1.76 €1.52

$1.64 €1.41

7.32%

Local Beer (0.5 liter draught)

$3.59 €3.09

$2.92 €2.51

22.95%

Imported Beer (0.33 liter bottle)

$3.39 €2.92

$3.53 €3.03

-3.97%

Milk (1 liter)

$1.24 €1.06

$1.20 €1.03

3.33%

White Bread (500g)

$1.98 €1.71

$1.00 €0.86

98.00%

Rice (white) (1kg)

$1.52 €1.31

$2.94 €2.53

-48.30%

Eggs

$4.04 €3.47

$3.10 €2.66

30.32%

Local Cheese (1kg)

$13.54 €11.64

$9.19 €7.90

47.33%

Chicken Fillets (1kg)

$8.39 €7.21

$7.43 €6.39

12.92%

Beef Round Steak (1kg)

$18.25 €15.69

$13.00 €11.18

40.38%

Apples (1kg)

$2.29 €1.97

$1.34 €1.15

70.90%

Banana (1kg)

$1.74 €1.50

$1.57 €1.35

10.83%

Oranges (1kg)

$1.86 €1.60

$1.67 €1.44

11.38%

Tomato (1kg)

$2.63 €2.26

$2.99 €2.57

-12.04%

Potato (1kg)

$1.92 €1.65

$0.91 €0.78

110.99%

Onion (1kg)

$2.09 €1.80

$1.36 €1.17

53.68%

Lettuce (1 head)

$1.44 €1.24

$1.50 €1.29

-4.00%

Water (1.5 liter bottle)

$0.84 €0.72

$0.99 €0.85

-15.15%

Cigarettes 20 Pack (Marlboro, Camel)

$6.78 €5.83

$4.00 €3.44

69.50%

Wine (Bottle)

$5.71 €4.91

$4.53 €3.90

26.05%

Local Beer (0.5 liter bottle)

$1.38 €1.18

$1.32 €1.14

4.55%

Imported Beer (0.33 liter bottle)

$2.22 €1.91

$1.84 €1.59

20.65%

One-way Ticket (Public Transport)

$2.40 €2.06

$1.79 €1.54

34.08%

Public Transport Monthly Pass (Regular Price)

$46.78 €40.22

$47.38 €40.73

-1.27%

Taxi Start (Normal Tariff)

$4.17 €3.59

$3.10 €2.66

34.52%

Taxi (Normal Tariff) (1km)

$1.14 €0.98

$1.18 €1.02

-3.39%

Taxi 1hour Waiting (Normal Tariff)

$17.68 €15.20

$17.63 €15.15

0.28%

Gasoline (1 liter)

$2.32 €2.00

$1.80 €1.55

28.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K €30.4K

$33.8K €29.0K

4.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.4K €35.6K

$21.8K €18.8K

89.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 €146

$137 €118

24.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.34 €16.62

$13.28 €11.42

45.63%

Internet (50+ Mbps, Unlimited Data)

$33.64 €28.92

$35.68 €30.67

-5.72%

Gym Membership (Monthly)

$48.10 €41.35

$57.8 €49.67

-16.75%

Tennis Court (1 Hour on Weekend)

$19.90 €17.11

$11.71 €10.07

69.94%

Cinema Ticket

$9.92 €8.53

$8.31 €7.14

19.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$717 €617

$466 €400

54.04%

International Primary School, 1 Child (Yearly)

$17.5K €15.0K

$7,235 €6,220

141.55%

Jeans (Levis 501 Or Similar)

$105 €90.1

$85.9 €73.9

21.96%

Summer Dress (H&M, Zara, etc)

$46.95 €40.36

$35.37 €30.41

32.74%

Sport Shoes (Adidas, Nike)

$103 €88.9

$74.6 €64.2

38.58%

Men's Leather Business Shoes

$124 €107

$97.7 €84.0

26.84%

1-bedroom Apartment, City Center (Monthly)

$1,677 €1,441

$682 €587

145.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,271 €1,093

$415 €357

206.22%

3-bedroom Apartment, City Center (Monthly)

$2,985 €2,566

$1,303 €1,120

129.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,992 €1,713

$927 €797

114.89%

Buy Apartment in City Center (m2)

$7,826 €6,728

$3,887 €3,342

101.31%

Buy Apartment Outside City Center (m2)

$4,658 €4,004

$2,457 €2,112

89.58%

Average Monthly Net Salary (After Tax)

$1,583 €1,361

$1,069 €919

48.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

-24.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: August 30, 2026

Last update for Herceg Novi: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,677 in Lisbon and $682 in Herceg Novi. Housing cost is often the main lever when comparing two cities.

Lisbon pays 48% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Lisbon vs $38.00 in Herceg Novi for a mid-range dinner for two. Groceries echo the gap at $283 vs $230 per month, with Herceg Novi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Herceg Novi: Cost of Living - Frequently Asked Questions

Lisbon and Herceg Novi differ by about 81% in total monthly costs ($2,316 vs $1,282 including rent). Herceg Novi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 48% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,677 in Lisbon versus $682 in Herceg Novi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 23% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Herceg Novi – a meal for two runs $38.00 versus $63.0 in Lisbon. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,282 in Herceg Novi versus $2,316 in Lisbon, a $2,000 budget is realistic in Herceg Novi but tight or insufficient in Lisbon. The gap between the two cities makes Herceg Novi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Herceg Novi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Herceg Novi gentler on the wallet – expenses run 81% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.