Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Herceg Novi

For one person, living is cheaper in Herceg Novi: $1,257 a month against $2,202 in Lisbon, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
61

Cost of Living Index in Herceg Novi
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Herceg Novi Living Index

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Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Herceg Novi

🇲🇪 Montenegro

$1,257

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Herceg Novi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Herceg Novi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,202 in Lisbon versus $1,257 in Herceg Novi.

Lisbon $2,202
Herceg Novi $1,257

Estimated couple costs with rent: $3,274 in Lisbon versus $1,997 in Herceg Novi.

Lisbon $3,274
Herceg Novi $1,997

Monthly costs for a family of three with rent: $4,346 in Lisbon versus $2,737 in Herceg Novi.

Lisbon $4,346
Herceg Novi $2,737

Living in Lisbon is roughly 75% more expensive than in Herceg Novi, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lisbon is 62% above, Herceg Novi is 7% below.

Meal at Budget Restaurant

$17.04 €15.15

$11.23 €9.99

51.74%

Three-Course Dinner for Two, Mid-Range

$62.3 €55.4

$36.29 €32.28

71.65%

Fast Food Meal (McDonalds, etc)

$11.02 €9.80

$9.16 €8.15

20.31%

Cappuccino

$3.12 €2.78

$2.65 €2.36

17.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 €2.02

$2.50 €2.23

-9.20%

Water (0.33 liter bottle)

$1.74 €1.55

$1.63 €1.45

6.75%

Local Beer (0.5 liter draught)

$3.42 €3.04

$2.84 €2.53

20.42%

Imported Beer (0.33 liter bottle)

$3.74 €3.33

$3.34 €2.97

11.98%

Milk (1 liter)

$1.17 €1.04

$1.20 €1.07

-2.50%

White Bread (500g)

$1.86 €1.66

$1.01 €0.90

84.16%

Rice (white) (1kg)

$1.54 €1.37

$2.93 €2.61

-47.44%

Eggs

$4.06 €3.61

$2.98 €2.65

36.24%

Local Cheese (1kg)

$12.91 €11.49

$9.02 €8.02

43.13%

Chicken Fillets (1kg)

$7.90 €7.03

$7.43 €6.61

6.33%

Beef Round Steak (1kg)

$17.64 €15.69

$12.99 €11.56

35.80%

Apples (1kg)

$2.26 €2.01

$1.33 €1.18

69.92%

Banana (1kg)

$1.75 €1.55

$1.57 €1.39

11.46%

Oranges (1kg)

$1.89 €1.68

$1.63 €1.45

15.95%

Tomato (1kg)

$2.56 €2.27

$2.96 €2.63

-13.51%

Potato (1kg)

$1.85 €1.64

$0.95 €0.85

94.74%

Onion (1kg)

$1.97 €1.75

$1.29 €1.15

52.71%

Lettuce (1 head)

$1.45 €1.29

$1.54 €1.37

-5.84%

Water (1.5 liter bottle)

$0.77 €0.69

$0.95 €0.85

-18.95%

Cigarettes 20 Pack (Marlboro, Camel)

$6.71 €5.97

$4.00 €3.56

67.75%

Wine (Bottle)

$5.67 €5.04

$4.37 €3.89

29.75%

Local Beer (0.5 liter bottle)

$1.37 €1.22

$1.28 €1.14

7.03%

Imported Beer (0.33 liter bottle)

$2.11 €1.88

$1.74 €1.55

21.26%

One-way Ticket (Public Transport)

$2.32 €2.07

$1.64 €1.46

41.46%

Public Transport Monthly Pass (Regular Price)

$44.43 €39.52

$44.46 €39.55

-0.07%

Taxi Start (Normal Tariff)

$3.95 €3.51

$2.84 €2.53

39.08%

Taxi (Normal Tariff) (1km)

$1.05 €0.93

$1.10 €0.97

-4.55%

Taxi 1hour Waiting (Normal Tariff)

$17.15 €15.26

$17.09 €15.20

0.35%

Gasoline (1 liter)

$2.19 €1.95

$1.72 €1.53

27.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €30.0K

$32.3K €28.8K

4.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.0K

$21.4K €19.0K

78.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 €146

$136 €121

20.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.48 €16.43

$13.14 €11.69

40.64%

Internet (50+ Mbps, Unlimited Data)

$32.96 €29.32

$33.88 €30.14

-2.72%

Gym Membership (Monthly)

$45.87 €40.80

$56.6 €50.3

-18.91%

Tennis Court (1 Hour on Weekend)

$18.68 €16.61

$11.39 €10.13

64.00%

Cinema Ticket

$9.75 €8.67

$7.81 €6.94

24.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$684 €608

$444 €395

54.17%

International Primary School, 1 Child (Yearly)

$17.6K €15.7K

$7,024 €6,248

150.94%

Jeans (Levis 501 Or Similar)

$104 €92.3

$84.3 €75.0

23.12%

Summer Dress (H&M, Zara, etc)

$46.20 €41.09

$33.74 €30.01

36.93%

Sport Shoes (Adidas, Nike)

$99.7 €88.7

$72.7 €64.7

37.22%

Men's Leather Business Shoes

$125 €111

$95.8 €85.2

30.17%

1-bedroom Apartment, City Center (Monthly)

$1,589 €1,414

$651 €579

144.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,169 €1,040

$399 €355

193.19%

3-bedroom Apartment, City Center (Monthly)

$2,851 €2,536

$1,257 €1,118

126.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,993 €1,773

$888 €790

124.40%

Buy Apartment in City Center (m2)

$7,793 €6,932

$3,685 €3,278

111.48%

Buy Apartment Outside City Center (m2)

$4,418 €3,930

$2,421 €2,153

82.49%

Average Monthly Net Salary (After Tax)

$1,600 €1,423

$1,031 €917

55.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

-23.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 19, 2026

Last update for Herceg Novi: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.1%

Herceg Novi

$399 31.7% 65.9% $770

Groceries & Markets

Lisbon

$273 12.4%

Herceg Novi

$228 18.1% 16.5% $45

Eating Out

Lisbon

$247 11.2%

Herceg Novi

$187 14.8% 24.6% $61

Monthly Utilities & Internet

Lisbon

$215 9.8%

Herceg Novi

$183 14.6% 14.9% $32

Clothing & Footwear

Lisbon

$168 7.7%

Herceg Novi

$129 10.3% 23.5% $40

Sport & Entertainment

Lisbon

$65 3%

Herceg Novi

$72 5.7% 10.4% $6.8

Getting Around

Lisbon

$63 2.9%

Herceg Novi

$59 4.7% 5.7% $3.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,589 in Lisbon and $651 in Herceg Novi. Housing cost is often the main lever when comparing two cities.

Lisbon pays 55% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $62.0 in Lisbon vs $36.00 in Herceg Novi for a mid-range dinner for two. Groceries echo the gap at $273 vs $228 per month, with Herceg Novi cheaper across the board.

Good to know

🇵🇹 Lisbon

🇲🇪 Herceg Novi

🕒 Local time

12:38 12:38 PM

13:38 1:38 PM

1 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

11,059

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Lisbon Herceg Novi 2,360 km ≈ 3 h 30 min nonstop flight

From you

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Herceg Novi: Cost of Living - Frequently Asked Questions

Lisbon and Herceg Novi differ by about 75% in total monthly costs ($2,202 vs $1,257 including rent). Herceg Novi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 55% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,589 in Lisbon versus $651 in Herceg Novi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 20% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Herceg Novi – a meal for two runs $36.00 versus $62.0 in Lisbon. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,257 in Herceg Novi versus $2,202 in Lisbon, a $2,000 budget is realistic in Herceg Novi but tight or insufficient in Lisbon. The gap between the two cities makes Herceg Novi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Herceg Novi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Herceg Novi gentler on the wallet – expenses run 75% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.