Cost of Living Comparison Between Herceg Novi and Cetinje Cost of Living Comparison Between Herceg Novi and Cetinje

Monthly Cost of Living

A single person spends $1,433 per month in Herceg Novi vs $1,387 in Cetinje, rent included.

A couple spends around $2,138 per month in Herceg Novi vs $2,144 in Cetinje, rent included.

A family of three spends $2,842 per month in Herceg Novi vs $2,901 in Cetinje, rent included.

Herceg Novi costs about 3% more than Cetinje, driven mainly by Sport & Entertainment.

Both Herceg Novi and Cetinje sit above the global median – Herceg Novi by 7%, Cetinje by 4%.

Meal at Budget Restaurant

$11.79 €10.14

$13.97 €12.01

-15.60%

Three-Course Dinner for Two, Mid-Range

$37.10 €31.92

$59.0 €50.7

-37.07%

Fast Food Meal (McDonalds, etc)

$10.30 €8.86

$10.08 €8.67

2.18%

Cappuccino

$2.63 €2.26

$2.84 €2.44

-7.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 €2.44

$2.24 €1.93

26.34%

Water (0.33 liter bottle)

$1.93 €1.66

$1.39 €1.19

38.85%

Local Beer (0.5 liter draught)

$2.95 €2.53

$3.43 €2.95

-13.99%

Imported Beer (0.33 liter bottle)

$2.95 €2.54

$3.41 €2.93

-13.49%

Milk (1 liter)

$1.41 €1.21

$1.38 €1.19

2.17%

White Bread (500g)

$0.91 €0.79

$1.11 €0.96

-18.02%

Rice (white) (1kg)

$2.61 €2.24

$2.15 €1.85

21.40%

Eggs

$3.23 €2.78

$3.15 €2.71

2.54%

Local Cheese (1kg)

$8.90 €7.66

$8.78 €7.55

1.37%

Chicken Fillets (1kg)

$7.71 €6.64

$7.31 €6.29

5.47%

Beef Round Steak (1kg)

$11.74 €10.10

$10.39 €8.94

12.99%

Apples (1kg)

$1.27 €1.09

$1.37 €1.18

-7.30%

Banana (1kg)

$1.68 €1.45

$2.19 €1.89

-23.29%

Oranges (1kg)

$1.64 €1.41

$1.43 €1.23

14.69%

Tomato (1kg)

$3.04 €2.62

$2.82 €2.42

7.80%

Potato (1kg)

$1.14 €0.98

$1.08 €0.93

5.56%

Onion (1kg)

$1.41 €1.21

$1.06 €0.91

33.02%

Lettuce (1 head)

$1.52 €1.31

$1.77 €1.52

-14.12%

Water (1.5 liter bottle)

$0.76 €0.66

$1.18 €1.01

-35.59%

Cigarettes 20 Pack (Marlboro, Camel)

$3.85 €3.31

$4.09 €3.52

-5.87%

Wine (Bottle)

$4.57 €3.93

$5.67 €4.88

-19.40%

Local Beer (0.5 liter bottle)

$1.25 €1.08

$1.29 €1.11

-3.10%

Imported Beer (0.33 liter bottle)

$1.72 €1.48

$1.75 €1.50

-1.71%

One-way Ticket (Public Transport)

$1.19 €1.03

$1.41 €1.21

-15.60%

Public Transport Monthly Pass (Regular Price)

$58.2 €50.1

$37.64 €32.38

54.62%

Taxi Start (Normal Tariff)

$2.38 €2.04

$1.18 €1.01

101.69%

Taxi (Normal Tariff) (1km)

$0.70 €0.60

$1.02 €0.88

-31.37%

Taxi 1hour Waiting (Normal Tariff)

$17.51 €15.06

$11.51 €9.90

52.13%

Gasoline (1 liter)

$1.77 €1.53

$1.69 €1.45

4.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K €28.3K

$30.4K €26.1K

8.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K €19.2K

$26.7K €23.0K

-16.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 €119

$143 €123

-3.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.74 €14.40

$18.04 €15.51

-7.21%

Internet (50+ Mbps, Unlimited Data)

$31.48 €27.08

$32.71 €28.14

-3.76%

Gym Membership (Monthly)

$58.5 €50.3

$43.70 €37.59

33.82%

Tennis Court (1 Hour on Weekend)

$11.53 €9.92

$14.35 €12.34

-19.65%

Cinema Ticket

$7.94 €6.83

$4.03 €3.47

97.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$515 €443

$422 €363

22.19%

International Primary School, 1 Child (Yearly)

$7,897 €6,793

$10.0K €8,610

-21.11%

Jeans (Levis 501 Or Similar)

$85.6 €73.7

$23.55 €20.26

263.57%

Summer Dress (H&M, Zara, etc)

$34.95 €30.07

$38.61 €33.21

-9.48%

Sport Shoes (Adidas, Nike)

$76.1 €65.4

$113 €97.0

-32.55%

Men's Leather Business Shoes

$97.5 €83.9

$127 €109

-23.27%

1-bedroom Apartment, City Center (Monthly)

$760 €653

$429 €369

77.08%

1-bedroom Apartment, Outside City Center (Monthly)

$550 €473

$548 €472

0.37%

3-bedroom Apartment, City Center (Monthly)

$1,385 €1,192

$594 €511

133.24%

3-bedroom Apartment, Outside City Center (Monthly)

$993 €854

$918 €790

8.11%

Buy Apartment in City Center (m2)

$3,821 €3,287

$1,726 €1,485

121.36%

Buy Apartment Outside City Center (m2)

$2,603 €2,239

$1,039 €894

150.52%

Average Monthly Net Salary (After Tax)

$1,082 €931

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

-7.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: June 1, 2026

Last update for Cetinje: June 2, 2026

Cost Breakdown

A central one-bedroom costs $760 in Herceg Novi versus $429 in Cetinje. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $37.00 in Herceg Novi versus $59.0 in Cetinje. Monthly groceries follow the same trend: $226 vs $228 – making Herceg Novi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Cetinje: Cost of Living - Frequently Asked Questions

Herceg Novi costs about 3% more than Cetinje, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,150 per month in Herceg Novi and $2,080 in Cetinje. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cetinje, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 55% less in Cetinje. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $515 per month in Herceg Novi and $422 in Cetinje. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Cetinje, where all-in costs run around $1,387, than in Herceg Novi at $1,433. In Cetinje it covers expenses comfortably, while in Herceg Novi it requires careful planning or may not stretch far enough.

Families tend to lean toward Cetinje – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cetinje. If higher salaries, better infrastructure, or specific career opportunities are the priority, Herceg Novi makes more sense. Both are solid long-term options with distinct trade-offs.