Last update: Oct 2026

Cost of Living Comparison Between Herceg Novi and Cetinje

For one person, living is cheaper in Cetinje: $1,044 a month against $1,234 in Herceg Novi, rent and utilities included – about $2,300 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Herceg Novi
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Herceg Novi Living Index
51

Cost of Living Index in Cetinje
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Cetinje Living Index

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Herceg Novi

🇲🇪 Montenegro

$1,234

/mo nomad

Cetinje

🇲🇪 Montenegro

$1,044

/mo nomad

Monthly Cost of Living

How much you'll spend in Herceg Novi and in Cetinje

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Herceg Novi and in Cetinje actually costs, broken down by who's living it.

A single person spends $1,234 per month in Herceg Novi vs $1,044 in Cetinje, rent included.

Herceg Novi $1,234
Cetinje $1,044

A couple spends around $1,969 per month in Herceg Novi vs $1,599 in Cetinje, rent included.

Herceg Novi $1,969
Cetinje $1,599

A family of three spends $2,705 per month in Herceg Novi vs $2,153 in Cetinje, rent included.

Herceg Novi $2,705
Cetinje $2,153

Herceg Novi costs about 18% more than Cetinje, and outside of rent the biggest gap is in transport.

Both Herceg Novi and Cetinje are more affordable than the global median – Herceg Novi 9% lower, Cetinje 23% lower.

Meal at Budget Restaurant

$11.15 €9.91

$11.11 €9.88

0.36%

Three-Course Dinner for Two, Mid-Range

$36.61 €32.57

$36.32 €32.31

0.80%

Fast Food Meal (McDonalds, etc)

$9.07 €8.07

$8.79 €7.82

3.19%

Cappuccino

$2.58 €2.30

$2.55 €2.26

1.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 €2.28

$2.23 €1.98

14.80%

Water (0.33 liter bottle)

$1.63 €1.45

$1.46 €1.30

11.64%

Local Beer (0.5 liter draught)

$2.82 €2.50

$2.86 €2.54

-1.40%

Imported Beer (0.33 liter bottle)

$3.43 €3.05

$3.31 €2.95

3.63%

Milk (1 liter)

$1.19 €1.06

$1.26 €1.12

-5.56%

White Bread (500g)

$1.02 €0.90

$1.01 €0.90

0.99%

Rice (white) (1kg)

$2.79 €2.49

$2.26 €2.01

23.45%

Eggs

$3.00 €2.67

$3.07 €2.73

-2.28%

Local Cheese (1kg)

$9.06 €8.06

$8.86 €7.88

2.26%

Chicken Fillets (1kg)

$7.19 €6.40

$7.22 €6.42

-0.42%

Beef Round Steak (1kg)

$12.92 €11.49

$12.24 €10.89

5.56%

Apples (1kg)

$1.33 €1.19

$1.34 €1.19

-0.75%

Banana (1kg)

$1.51 €1.34

$1.75 €1.56

-13.71%

Oranges (1kg)

$1.60 €1.43

$1.54 €1.37

3.90%

Tomato (1kg)

$3.00 €2.67

$2.86 €2.55

4.90%

Potato (1kg)

$0.87 €0.78

$0.88 €0.78

-1.14%

Onion (1kg)

$1.30 €1.15

$1.09 €0.97

19.27%

Lettuce (1 head)

$1.51 €1.35

$1.64 €1.45

-7.93%

Water (1.5 liter bottle)

$0.94 €0.84

$0.88 €0.78

6.82%

Cigarettes 20 Pack (Marlboro, Camel)

$3.98 €3.54

$3.81 €3.39

4.46%

Wine (Bottle)

$4.52 €4.02

$5.54 €4.93

-18.41%

Local Beer (0.5 liter bottle)

$1.28 €1.14

$1.10 €0.98

16.36%

Imported Beer (0.33 liter bottle)

$1.72 €1.53

$1.66 €1.48

3.61%

One-way Ticket (Public Transport)

$1.69 €1.50

Public Transport Monthly Pass (Regular Price)

$44.23 €39.34

Taxi Start (Normal Tariff)

$2.95 €2.62

$2.17 €1.93

35.94%

Taxi (Normal Tariff) (1km)

$1.14 €1.02

$1.10 €0.97

3.64%

Taxi 1hour Waiting (Normal Tariff)

$16.48 €14.66

$16.46 €14.64

0.12%

Gasoline (1 liter)

$1.77 €1.57

$1.70 €1.51

4.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.2K €28.6K

$29.2K €25.9K

10.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K €19.1K

$21.1K €18.8K

1.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 €117

$136 €121

-3.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.96 €11.53

$13.01 €11.57

-0.38%

Internet (50+ Mbps, Unlimited Data)

$33.87 €30.13

$33.07 €29.41

2.42%

Gym Membership (Monthly)

$55.6 €49.47

$39.33 €34.99

41.42%

Tennis Court (1 Hour on Weekend)

$11.01 €9.79

Cinema Ticket

$7.60 €6.76

$3.84 €3.41

97.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$442 €393

$392 €349

12.79%

International Primary School, 1 Child (Yearly)

$7,034 €6,257

$7,046 €6,268

-0.17%

Jeans (Levis 501 Or Similar)

$85.2 €75.8

$83.0 €73.8

2.65%

Summer Dress (H&M, Zara, etc)

$33.74 €30.01

$33.11 €29.45

1.90%

Sport Shoes (Adidas, Nike)

$71.6 €63.7

$73.3 €65.2

-2.40%

Men's Leather Business Shoes

$94.3 €83.9

$95.1 €84.6

-0.85%

1-bedroom Apartment, City Center (Monthly)

$661 €588

$425 €378

55.57%

1-bedroom Apartment, Outside City Center (Monthly)

$386 €344

$275 €245

40.46%

3-bedroom Apartment, City Center (Monthly)

$1,227 €1,092

$570 €507

115.25%

3-bedroom Apartment, Outside City Center (Monthly)

$872 €776

$497 €442

75.58%

Buy Apartment in City Center (m2)

$3,727 €3,315

$1,696 €1,508

119.82%

Buy Apartment Outside City Center (m2)

$2,355 €2,095

$1,012 €900

132.82%

Average Monthly Net Salary (After Tax)

$1,053 €937

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: October 12, 2026

Last update for Cetinje: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Herceg Novi

$386 31.3%

Cetinje

$275 26.4% 28.8% $111

Groceries & Markets

Herceg Novi

$226 18.3%

Cetinje

$223 21.4% 1.3% $2.8

Eating Out

Herceg Novi

$185 15%

Cetinje

$181 17.4% 1.9% $3.6

Monthly Utilities & Internet

Herceg Novi

$178 14.5%

Cetinje

$182 17.4% 2% $3.6

Clothing & Footwear

Herceg Novi

$128 10.4%

Cetinje

$128 12.3% 0.1% $0.1

Sport & Entertainment

Herceg Novi

$71 5.7%

Cetinje

$47 4.5% 33.6% $24

Getting Around

Herceg Novi

$60 4.8%

Cetinje

$7.7 * 0.7% 87.2% $52

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $661 in Herceg Novi versus $425 in Cetinje. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $37.00 in Herceg Novi versus $36.00 in Cetinje. Monthly groceries follow the same trend: $226 vs $223 – making Cetinje the more affordable choice for daily food spending.

Good to know

🇲🇪 Herceg Novi

🇲🇪 Cetinje

🕒 Local time

09:39 9:39 AM

Same time as Herceg Novi

🌤 Weather

👥 Population

11,059

13,918

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Herceg Novi Cetinje 33 km

From you

Herceg Novi
Cetinje

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Cetinje: Cost of Living - Frequently Asked Questions

Herceg Novi costs about 18% more than Cetinje, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,851 per month in Herceg Novi and $1,566 in Cetinje. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cetinje, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $37.00 in Herceg Novi and $36.00 in Cetinje. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 1% more in Herceg Novi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Cetinje, where all-in costs run around $1,044, than in Herceg Novi at $1,234. In Cetinje it covers expenses comfortably, while in Herceg Novi it requires careful planning or may not stretch far enough.

Families tend to lean toward Cetinje – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cetinje. If higher salaries, better infrastructure, or specific career opportunities are the priority, Herceg Novi makes more sense. Both are solid long-term options with distinct trade-offs.