Cost of Living Comparison Between Herceg Novi and Cetinje Cost of Living Comparison Between Herceg Novi and Cetinje

Monthly Cost of Living

A single person spends $1,282 per month in Herceg Novi vs $1,071 in Cetinje, rent included.

A couple spends around $2,079 per month in Herceg Novi vs $1,672 in Cetinje, rent included.

A family of three spends $2,876 per month in Herceg Novi vs $2,273 in Cetinje, rent included.

Herceg Novi costs about 20% more than Cetinje, driven mainly by Getting Around.

Both Herceg Novi and Cetinje are more affordable than the global median – Herceg Novi 7% lower, Cetinje 22% lower.

Meal at Budget Restaurant

$11.40 €9.81

$11.45 €9.85

-0.44%

Three-Course Dinner for Two, Mid-Range

$38.04 €32.74

$37.22 €32.03

2.20%

Fast Food Meal (McDonalds, etc)

$9.14 €7.87

$9.18 €7.90

-0.44%

Cappuccino

$2.61 €2.25

$2.59 €2.23

0.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 €2.21

$2.26 €1.94

13.27%

Water (0.33 liter bottle)

$1.64 €1.41

$1.53 €1.32

7.19%

Local Beer (0.5 liter draught)

$2.92 €2.51

$2.87 €2.47

1.74%

Imported Beer (0.33 liter bottle)

$3.53 €3.04

$3.42 €2.94

3.22%

Milk (1 liter)

$1.20 €1.03

$1.28 €1.10

-6.25%

White Bread (500g)

$1.00 €0.86

$1.08 €0.93

-7.41%

Rice (white) (1kg)

$2.94 €2.53

$2.38 €2.05

23.53%

Eggs

$3.10 €2.67

$3.12 €2.68

-0.64%

Local Cheese (1kg)

$9.19 €7.90

$9.47 €8.15

-2.96%

Chicken Fillets (1kg)

$7.43 €6.39

$7.47 €6.43

-0.54%

Beef Round Steak (1kg)

$13.00 €11.19

$12.63 €10.87

2.93%

Apples (1kg)

$1.34 €1.15

$1.38 €1.18

-2.90%

Banana (1kg)

$1.57 €1.35

$1.74 €1.50

-9.77%

Oranges (1kg)

$1.67 €1.44

$1.60 €1.38

4.37%

Tomato (1kg)

$2.99 €2.58

$2.99 €2.57

Potato (1kg)

$0.91 €0.78

$0.93 €0.80

-2.15%

Onion (1kg)

$1.36 €1.17

$1.10 €0.95

23.64%

Lettuce (1 head)

$1.50 €1.29

$1.76 €1.52

-14.77%

Water (1.5 liter bottle)

$0.99 €0.85

$0.97 €0.84

2.06%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 €3.44

$3.98 €3.42

0.50%

Wine (Bottle)

$4.53 €3.90

$5.96 €5.13

-23.99%

Local Beer (0.5 liter bottle)

$1.32 €1.14

$1.19 €1.02

10.92%

Imported Beer (0.33 liter bottle)

$1.84 €1.59

$1.79 €1.54

2.79%

One-way Ticket (Public Transport)

$1.79 €1.54

Public Transport Monthly Pass (Regular Price)

$47.38 €40.77

Taxi Start (Normal Tariff)

$3.10 €2.67

$2.39 €2.05

29.71%

Taxi (Normal Tariff) (1km)

$1.18 €1.02

$1.13 €0.97

4.42%

Taxi 1hour Waiting (Normal Tariff)

$17.63 €15.17

$17.11 €14.72

3.04%

Gasoline (1 liter)

$1.80 €1.55

$1.79 €1.54

0.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €29.1K

$30.0K €25.8K

12.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K €18.8K

$21.8K €18.7K

0.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 €118

0.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.28 €11.43

$13.79 €11.87

-3.70%

Internet (50+ Mbps, Unlimited Data)

$35.68 €30.70

$35.25 €30.33

1.22%

Gym Membership (Monthly)

$57.8 €49.72

$41.42 €35.64

39.50%

Tennis Court (1 Hour on Weekend)

$11.71 €10.08

Cinema Ticket

$8.31 €7.15

$4.02 €3.46

106.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$466 €401

$412 €355

12.89%

International Primary School, 1 Child (Yearly)

$7,235 €6,226

$7,275 €6,261

-0.55%

Jeans (Levis 501 Or Similar)

$85.9 €73.9

$87.3 €75.1

-1.58%

Summer Dress (H&M, Zara, etc)

$35.37 €30.43

$34.42 €29.62

2.76%

Sport Shoes (Adidas, Nike)

$74.6 €64.2

$74.0 €63.7

0.81%

Men's Leather Business Shoes

$97.7 €84.1

$97.9 €84.3

-0.20%

1-bedroom Apartment, City Center (Monthly)

$682 €587

$439 €378

55.55%

1-bedroom Apartment, Outside City Center (Monthly)

$415 €357

$290 €250

42.88%

3-bedroom Apartment, City Center (Monthly)

$1,303 €1,121

$596 €513

118.42%

3-bedroom Apartment, Outside City Center (Monthly)

$927 €798

$514 €443

80.30%

Buy Apartment in City Center (m2)

$3,887 €3,345

$1,749 €1,505

122.22%

Buy Apartment Outside City Center (m2)

$2,457 €2,114

$1,027 €884

139.25%

Average Monthly Net Salary (After Tax)

$1,069 €920

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: August 31, 2026

Last update for Cetinje: September 1, 2026

Cost Breakdown

A central one-bedroom costs $682 in Herceg Novi versus $439 in Cetinje. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $38.00 in Herceg Novi versus $37.00 in Cetinje. Groceries tell a different story – $230 in Herceg Novi vs $233 in Cetinje – so Herceg Novi wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Cetinje: Cost of Living - Frequently Asked Questions

Herceg Novi costs about 20% more than Cetinje, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,923 per month in Herceg Novi and $1,607 in Cetinje. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cetinje, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $38.00 in Herceg Novi and $37.00 in Cetinje. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 1% cheaper in Herceg Novi – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Cetinje, where all-in costs run around $1,071, than in Herceg Novi at $1,282. In Cetinje it covers expenses comfortably, while in Herceg Novi it requires careful planning or may not stretch far enough.

Families tend to lean toward Cetinje – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cetinje. If higher salaries, better infrastructure, or specific career opportunities are the priority, Herceg Novi makes more sense. Both are solid long-term options with distinct trade-offs.