Last update: Oct 2026

Cost of Living Comparison Between Cetinje and Herceg Novi

For one person, living is cheaper in Cetinje: $1,044 a month against $1,234 in Herceg Novi, rent and utilities included – about $2,300 less a year. Rent and utilities account for most of the difference.

51

Cost of Living Index in Cetinje
Learn more

Cetinje Living Index
60

Cost of Living Index in Herceg Novi
Learn more

Herceg Novi Living Index

Jump to prices

Cetinje

🇲🇪 Montenegro

$1,044

/mo nomad

Herceg Novi

🇲🇪 Montenegro

$1,234

/mo nomad

Monthly Cost of Living

How much you'll spend in Cetinje and in Herceg Novi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cetinje and in Herceg Novi actually costs, broken down by who's living it.

A single person spends $1,044 per month in Cetinje vs $1,234 in Herceg Novi, rent included.

Cetinje $1,044
Herceg Novi $1,234

A couple spends around $1,599 per month in Cetinje vs $1,969 in Herceg Novi, rent included.

Cetinje $1,599
Herceg Novi $1,969

A family of three spends $2,153 per month in Cetinje vs $2,705 in Herceg Novi, rent included.

Cetinje $2,153
Herceg Novi $2,705

Cetinje is about 15% cheaper than Herceg Novi, and outside of rent the biggest gap is in transport.

Both Cetinje and Herceg Novi are more affordable than the global median – Cetinje 23% lower, Herceg Novi 9% lower.

Meal at Budget Restaurant

$11.11 €9.88

$11.15 €9.91

-0.36%

Three-Course Dinner for Two, Mid-Range

$36.32 €32.31

$36.61 €32.57

-0.79%

Fast Food Meal (McDonalds, etc)

$8.79 €7.82

$9.07 €8.07

-3.09%

Cappuccino

$2.55 €2.26

$2.58 €2.30

-1.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 €1.98

$2.56 €2.28

-12.89%

Water (0.33 liter bottle)

$1.46 €1.30

$1.63 €1.45

-10.43%

Local Beer (0.5 liter draught)

$2.86 €2.54

$2.82 €2.50

1.42%

Imported Beer (0.33 liter bottle)

$3.31 €2.95

$3.43 €3.05

-3.50%

Milk (1 liter)

$1.26 €1.12

$1.19 €1.06

5.88%

White Bread (500g)

$1.01 €0.90

$1.02 €0.90

-0.98%

Rice (white) (1kg)

$2.26 €2.01

$2.79 €2.49

-19.00%

Eggs

$3.07 €2.73

$3.00 €2.67

2.33%

Local Cheese (1kg)

$8.86 €7.88

$9.06 €8.06

-2.21%

Chicken Fillets (1kg)

$7.22 €6.42

$7.19 €6.40

0.42%

Beef Round Steak (1kg)

$12.24 €10.89

$12.92 €11.49

-5.26%

Apples (1kg)

$1.34 €1.19

$1.33 €1.19

0.75%

Banana (1kg)

$1.75 €1.56

$1.51 €1.34

15.89%

Oranges (1kg)

$1.54 €1.37

$1.60 €1.43

-3.75%

Tomato (1kg)

$2.86 €2.55

$3.00 €2.67

-4.67%

Potato (1kg)

$0.88 €0.78

$0.87 €0.78

1.15%

Onion (1kg)

$1.09 €0.97

$1.30 €1.15

-16.15%

Lettuce (1 head)

$1.64 €1.45

$1.51 €1.35

8.61%

Water (1.5 liter bottle)

$0.88 €0.78

$0.94 €0.84

-6.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.81 €3.39

$3.98 €3.54

-4.27%

Wine (Bottle)

$5.54 €4.93

$4.52 €4.02

22.57%

Local Beer (0.5 liter bottle)

$1.10 €0.98

$1.28 €1.14

-14.06%

Imported Beer (0.33 liter bottle)

$1.66 €1.48

$1.72 €1.53

-3.49%

One-way Ticket (Public Transport)

$1.69 €1.50

Public Transport Monthly Pass (Regular Price)

$44.23 €39.34

Taxi Start (Normal Tariff)

$2.17 €1.93

$2.95 €2.62

-26.44%

Taxi (Normal Tariff) (1km)

$1.10 €0.97

$1.14 €1.02

-3.51%

Taxi 1hour Waiting (Normal Tariff)

$16.46 €14.64

$16.48 €14.66

-0.12%

Gasoline (1 liter)

$1.70 €1.51

$1.77 €1.57

-3.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K €25.9K

$32.2K €28.6K

-9.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K €18.8K

$21.4K €19.1K

-1.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 €121

$132 €117

3.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.01 €11.57

$12.96 €11.53

0.39%

Internet (50+ Mbps, Unlimited Data)

$33.07 €29.41

$33.87 €30.13

-2.36%

Gym Membership (Monthly)

$39.33 €34.99

$55.6 €49.47

-29.29%

Tennis Court (1 Hour on Weekend)

$11.01 €9.79

Cinema Ticket

$3.84 €3.41

$7.60 €6.76

-49.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$392 €349

$442 €393

-11.34%

International Primary School, 1 Child (Yearly)

$7,046 €6,268

$7,034 €6,257

0.17%

Jeans (Levis 501 Or Similar)

$83.0 €73.8

$85.2 €75.8

-2.58%

Summer Dress (H&M, Zara, etc)

$33.11 €29.45

$33.74 €30.01

-1.87%

Sport Shoes (Adidas, Nike)

$73.3 €65.2

$71.6 €63.7

2.46%

Men's Leather Business Shoes

$95.1 €84.6

$94.3 €83.9

0.86%

1-bedroom Apartment, City Center (Monthly)

$425 €378

$661 €588

-35.72%

1-bedroom Apartment, Outside City Center (Monthly)

$275 €245

$386 €344

-28.80%

3-bedroom Apartment, City Center (Monthly)

$570 €507

$1,227 €1,092

-53.54%

3-bedroom Apartment, Outside City Center (Monthly)

$497 €442

$872 €776

-43.05%

Buy Apartment in City Center (m2)

$1,696 €1,508

$3,727 €3,315

-54.51%

Buy Apartment Outside City Center (m2)

$1,012 €900

$2,355 €2,095

-57.05%

Average Monthly Net Salary (After Tax)

$1,053 €937

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cetinje: October 10, 2026

Last update for Herceg Novi: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cetinje

$275 26.4%

Herceg Novi

$386 31.3% 40.4% $111

Groceries & Markets

Cetinje

$223 21.4%

Herceg Novi

$226 18.3% 1.3% $2.8

Monthly Utilities & Internet

Cetinje

$182 17.4%

Herceg Novi

$178 14.5% 2% $3.6

Eating Out

Cetinje

$181 17.4%

Herceg Novi

$185 15% 2% $3.6

Clothing & Footwear

Cetinje

$128 12.3%

Herceg Novi

$128 10.4% 0.1% $0.1

Sport & Entertainment

Cetinje

$47 4.5%

Herceg Novi

$71 5.7% 50.7% $24

Getting Around

Cetinje

$7.7 * 0.7%

Herceg Novi

$60 4.8% 680% $52

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $425 in Cetinje versus $661 in Herceg Novi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Cetinje versus $37.00 in Herceg Novi. Monthly groceries follow the same trend: $223 vs $226 – making Cetinje the more affordable choice for daily food spending.

Good to know

🇲🇪 Cetinje

🇲🇪 Herceg Novi

🕒 Local time

08:26 8:26 AM

Same time as Cetinje

🌤 Weather

👥 Population

13,918

11,059

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Cetinje Herceg Novi 33 km

From you

Cetinje
Herceg Novi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cetinje vs Herceg Novi: Cost of Living - Frequently Asked Questions

Herceg Novi costs about 18% more than Cetinje, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,566 per month in Cetinje and $1,851 in Herceg Novi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cetinje, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Cetinje and $37.00 in Herceg Novi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 1% more in Herceg Novi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Cetinje, where all-in costs run around $1,044, than in Herceg Novi at $1,234. In Cetinje it covers expenses comfortably, while in Herceg Novi it requires careful planning or may not stretch far enough.

Families tend to lean toward Cetinje – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cetinje. If higher salaries, better infrastructure, or specific career opportunities are the priority, Herceg Novi makes more sense. Both are solid long-term options with distinct trade-offs.