😐A single person spends $1,517 per month in Belgrade vs $1,433 in Herceg Novi, rent included.
😐A couple spends around $2,312 per month in Belgrade vs $2,138 in Herceg Novi, rent included.
😐A family of three spends $3,108 per month in Belgrade vs $2,842 in Herceg Novi, rent included.
😐Belgrade costs about 6% more than Herceg Novi, driven mainly by Getting Around.
📊Both Belgrade and Herceg Novi sit above the global median – Belgrade by 13%, Herceg Novi by 7%.
Currency
🍽 Eating Out
Belgrade
Herceg Novi
Difference
Meal at Budget Restaurant
$12.19RSD 1,226
$11.79€10.14
3.39%
Three-Course Dinner for Two, Mid-Range
$49.60RSD 4,989
$37.10€31.92
33.69%
Fast Food Meal(McDonalds, etc)
$11.68RSD 1,174
$10.30€8.86
13.40%
Cappuccino
$2.86RSD 288
$2.63€2.26
8.75%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.70RSD 272
$2.83€2.44
-4.59%
Water(0.33 liter bottle)
$2.17RSD 218
$1.93€1.66
12.44%
Local Beer(0.5 liter draught)
$3.55RSD 357
$2.95€2.53
20.34%
Imported Beer(0.33 liter bottle)
$4.02RSD 405
$2.95€2.54
36.27%
🛒 Groceries & Markets
Belgrade
Herceg Novi
Difference
Milk(1 liter)
$1.52RSD 153
$1.41€1.21
7.80%
White Bread(500g)
$0.92RSD 92.5
$0.91€0.79
1.10%
Rice(white)(1kg)
$3.05RSD 307
$2.61€2.24
16.86%
Eggs
$2.85RSD 287
$3.23€2.78
-11.76%
Local Cheese(1kg)
$11.46RSD 1,153
$8.90€7.66
28.76%
Chicken Fillets(1kg)
$7.46RSD 750
$7.71€6.64
-3.24%
Beef Round Steak(1kg)
$12.96RSD 1,304
$11.74€10.10
10.39%
Apples(1kg)
$1.41RSD 142
$1.27€1.09
11.02%
Banana(1kg)
$1.89RSD 190
$1.68€1.45
12.50%
Oranges(1kg)
$1.96RSD 197
$1.64€1.41
19.51%
Tomato(1kg)
$2.78RSD 279
$3.04€2.62
-8.55%
Potato(1kg)
$1.03RSD 103
$1.14€0.98
-9.65%
Onion(1kg)
$0.75RSD 75.9
$1.41€1.21
-46.81%
Lettuce(1 head)
$0.89RSD 89.1
$1.52€1.31
-41.45%
Water(1.5 liter bottle)
$0.78RSD 78.9
$0.76€0.66
2.63%
Cigarettes 20 Pack(Marlboro, Camel)
$4.66RSD 469
$3.85€3.31
21.04%
Wine(Bottle)
$9.65RSD 970
$4.57€3.93
111.16%
Local Beer(0.5 liter bottle)
$0.87RSD 87.3
$1.25€1.08
-30.40%
Imported Beer(0.33 liter bottle)
$1.51RSD 152
$1.72€1.48
-12.21%
🚌 Getting Around
Belgrade
Herceg Novi
Difference
One-way Ticket(Public Transport)
$0.98RSD 98.2
$1.19€1.03
-17.65%
Public Transport Monthly Pass(Regular Price)
-
$58.2€50.1
-
Taxi Start(Normal Tariff)
$3.09RSD 311
$2.38€2.04
29.83%
Taxi(Normal Tariff)(1km)
$0.90RSD 90.1
$0.70€0.60
28.57%
Taxi 1hour Waiting(Normal Tariff)
$17.87RSD 1,797
$17.51€15.06
2.06%
Gasoline(1 liter)
$1.83RSD 184
$1.77€1.53
3.39%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9KRSD 3.1M
$32.9K€28.3K
-5.99%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1KRSD 2.7M
$22.3K€19.2K
21.32%
🧾 Monthly Utilities & Internet
Belgrade
Herceg Novi
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$210RSD 21.1K
$138€119
52.15%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.09RSD 2,221
$16.74€14.40
31.96%
Internet(50+ Mbps, Unlimited Data)
$32.98RSD 3,316
$31.48€27.08
4.76%
🎉 Sport & Entertainment
Belgrade
Herceg Novi
Difference
Gym Membership(Monthly)
$38.57RSD 3,879
$58.5€50.3
-34.05%
Tennis Court(1 Hour on Weekend)
$20.97RSD 2,109
$11.53€9.92
81.87%
Cinema Ticket
$7.70RSD 774
$7.94€6.83
-3.02%
🧸 Childcare & Education
Belgrade
Herceg Novi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$449RSD 45.2K
$515€443
-12.87%
International Primary School, 1 Child(Yearly)
$9,106RSD 915.7K
$7,897€6,793
15.30%
👕👟 Clothing & Footwear
Belgrade
Herceg Novi
Difference
Jeans(Levis 501 Or Similar)
$100RSD 10.1K
$85.6€73.7
17.15%
Summer Dress(H&M, Zara, etc)
$42.41RSD 4,265
$34.95€30.07
21.34%
Sport Shoes(Adidas, Nike)
$113RSD 11.3K
$76.1€65.4
48.37%
Men's Leather Business Shoes
$118RSD 11.9K
$97.5€83.9
21.14%
🏠 Accommodation & Living
Belgrade
Herceg Novi
Difference
1-bedroom Apartment, City Center(Monthly)
$852RSD 85.7K
$760€653
12.16%
1-bedroom Apartment, Outside City Center(Monthly)
$571RSD 57.4K
$550€473
3.74%
3-bedroom Apartment, City Center(Monthly)
$1,569RSD 157.8K
$1,385€1,192
13.25%
3-bedroom Apartment, Outside City Center(Monthly)
$1,024RSD 103.0K
$993€854
3.12%
Buy Apartment in City Center(m2)
$5,218RSD 524.8K
$3,821€3,287
36.56%
Buy Apartment Outside City Center(m2)
$3,155RSD 317.3K
$2,603€2,239
21.22%
💵 Salaries & Financials
Belgrade
Herceg Novi
Difference
Average Monthly Net Salary(After Tax)
$1,234RSD 124.1K
$1,082€931
14.05%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.59
5
11.80%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Belgrade: May 31, 2026
Last update for Herceg Novi: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $852 in Belgrade versus $760 in Herceg Novi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 14% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $50.0 in Belgrade versus $37.00 in Herceg Novi. Monthly groceries follow the same trend: $243 vs $226 – making Herceg Novi the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Belgrade vs Herceg Novi: Cost of Living - Frequently Asked Questions
How do living costs in Belgrade and Herceg Novi compare overall?
Monthly costs with rent: $1,517 in Belgrade, $1,433 in Herceg Novi – roughly 6% apart. Belgrade costs more across the board, with Getting Around showing the biggest gap.
What salary covers living expenses in Belgrade compared to Herceg Novi?
For a comfortable life, plan on about $2,275 per month in Belgrade and $2,150 in Herceg Novi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Belgrade and Herceg Novi?
Rent is clearly cheaper in Herceg Novi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $50.0 in Belgrade and $37.00 in Herceg Novi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 8% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Herceg Novi, where all-in costs run around $1,433, than in Belgrade at $1,517. In Herceg Novi it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.
Where should families live: Belgrade or Herceg Novi?
Families tend to lean toward Herceg Novi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Belgrade or Herceg Novi safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Belgrade and Herceg Novi?
If budget matters most, go with Herceg Novi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.