Cost of Living Comparison Between Herceg Novi and Bar Cost of Living Comparison Between Herceg Novi and Bar

Monthly Cost of Living

Monthly costs for one person with rent: $1,465 in Herceg Novi versus $1,352 in Bar.

Estimated couple costs with rent: $2,156 in Herceg Novi versus $2,006 in Bar.

Monthly costs for a family of three with rent: $2,848 in Herceg Novi versus $2,660 in Bar.

Living in Herceg Novi is roughly 8% more expensive than in Bar, driven mainly by Getting Around.

Both cities are pricier than the global median: Herceg Novi 10% above, Bar 1% above.

Meal at Budget Restaurant

$11.53 €10.08

$11.62 €10.17

-0.77%

Three-Course Dinner for Two, Mid-Range

$37.39 €32.72

$39.74 €34.77

-5.91%

Fast Food Meal (McDonalds, etc)

$10.47 €9.16

$9.45 €8.27

10.79%

Cappuccino

$2.61 €2.29

$2.25 €1.96

16.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 €2.46

$1.73 €1.52

63.01%

Water (0.33 liter bottle)

$1.94 €1.70

$1.41 €1.23

37.59%

Local Beer (0.5 liter draught)

$2.93 €2.57

$2.94 €2.57

-0.34%

Imported Beer (0.33 liter bottle)

$2.98 €2.60

$3.16 €2.76

-5.70%

Milk (1 liter)

$1.39 €1.21

$1.22 €1.06

13.93%

White Bread (500g)

$0.93 €0.81

$1.10 €0.96

-15.45%

Rice (white) (1kg)

$2.53 €2.22

$2.43 €2.13

4.12%

Eggs

$3.18 €2.78

$3.01 €2.64

5.65%

Local Cheese (1kg)

$8.94 €7.82

$8.47 €7.41

5.55%

Chicken Fillets (1kg)

$7.63 €6.67

$7.66 €6.70

-0.39%

Beef Round Steak (1kg)

$11.69 €10.22

$12.17 €10.64

-3.94%

Apples (1kg)

$1.32 €1.16

$1.39 €1.22

-5.04%

Banana (1kg)

$1.69 €1.48

$2.15 €1.88

-21.40%

Oranges (1kg)

$1.63 €1.43

$1.49 €1.31

9.40%

Tomato (1kg)

$3.00 €2.62

$2.75 €2.41

9.09%

Potato (1kg)

$1.09 €0.96

$1.06 €0.93

2.83%

Onion (1kg)

$1.40 €1.23

$1.24 €1.08

12.90%

Lettuce (1 head)

$1.55 €1.36

$2.46 €2.15

-36.99%

Water (1.5 liter bottle)

$0.82 €0.71

$1.36 €1.19

-39.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.66 €3.21

$3.86 €3.38

-5.18%

Wine (Bottle)

$4.66 €4.08

$7.76 €6.79

-39.95%

Local Beer (0.5 liter bottle)

$1.23 €1.08

$0.99 €0.87

24.24%

Imported Beer (0.33 liter bottle)

$1.77 €1.55

$1.38 €1.21

28.26%

One-way Ticket (Public Transport)

$1.15 €1.00

$1.71 €1.50

-32.75%

Public Transport Monthly Pass (Regular Price)

$58.1 €50.8

$22.90 €20.04

153.58%

Taxi Start (Normal Tariff)

$2.28 €1.99

$2.27 €1.99

0.44%

Taxi (Normal Tariff) (1km)

$0.74 €0.65

$0.77 €0.67

-3.90%

Taxi 1hour Waiting (Normal Tariff)

$17.59 €15.39

$14.71 €12.87

19.58%

Gasoline (1 liter)

$1.79 €1.57

$1.74 €1.53

2.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €29.8K

$33.0K €28.9K

3.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K €19.4K

$30.2K €26.4K

-26.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 €121

$138 €121

0.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.73 €14.63

$19.04 €16.65

-12.13%

Internet (50+ Mbps, Unlimited Data)

$31.83 €27.85

$30.35 €26.55

4.88%

Gym Membership (Monthly)

$58.0 €50.7

$41.07 €35.93

41.10%

Tennis Court (1 Hour on Weekend)

$11.58 €10.14

$15.30 €13.39

-24.31%

Cinema Ticket

$8.24 €7.21

$4.53 €3.97

81.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$521 €456

$258 €225

102.28%

International Primary School, 1 Child (Yearly)

$7,796 €6,821

$6,334 €5,542

23.08%

Jeans (Levis 501 Or Similar)

$87.2 €76.3

$65.4 €57.2

33.25%

Summer Dress (H&M, Zara, etc)

$35.17 €30.77

$29.80 €26.07

18.02%

Sport Shoes (Adidas, Nike)

$75.7 €66.2

$98.9 €86.5

-23.47%

Men's Leather Business Shoes

$96.4 €84.4

$119 €104

-18.93%

1-bedroom Apartment, City Center (Monthly)

$741 €649

$690 €604

7.45%

1-bedroom Apartment, Outside City Center (Monthly)

$564 €493

$527 €461

6.97%

3-bedroom Apartment, City Center (Monthly)

$1,392 €1,218

$1,171 €1,024

18.90%

3-bedroom Apartment, Outside City Center (Monthly)

$974 €852

$865 €757

12.61%

Buy Apartment in City Center (m2)

$3,656 €3,198

$3,067 €2,684

19.18%

Buy Apartment Outside City Center (m2)

$2,513 €2,198

$2,149 €1,880

16.95%

Average Monthly Net Salary (After Tax)

$1,059 €927

$892 €781

18.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: July 11, 2026

Last update for Bar: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $741 in Herceg Novi and $690 in Bar. Housing cost is often the main lever when comparing two cities.

Herceg Novi pays 19% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Herceg Novi vs $40.00 in Bar for a mid-range dinner for two. Groceries echo the gap at $225 vs $240 per month, with Herceg Novi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Bar: Cost of Living - Frequently Asked Questions

Bar wins on cost – living expenses run 8% lower than in Herceg Novi. Housing and daily spending are where you'll feel the difference most, making Bar the obvious pick if budget is a priority.

Average pay runs 19% higher in Herceg Novi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $741 in Herceg Novi versus $690 in Bar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $521 in Herceg Novi versus $258 in Bar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Herceg Novi pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,352 in Bar versus $1,465 in Herceg Novi, a $1,000 budget is realistic in Bar but tight or insufficient in Herceg Novi. The gap between the two cities makes Bar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Herceg Novi and Bar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bar gentler on the wallet – expenses run 8% less than in Herceg Novi. Beyond cost, consider language, visa policies, and how big the international community is in each city.