Cost of Living Comparison Between Herceg Novi and Bar Cost of Living Comparison Between Herceg Novi and Bar

Monthly Cost of Living

Monthly costs for one person with rent: $1,282 in Herceg Novi versus $1,289 in Bar.

Estimated couple costs with rent: $2,079 in Herceg Novi versus $2,017 in Bar.

Monthly costs for a family of three with rent: $2,876 in Herceg Novi versus $2,744 in Bar.

Living in Herceg Novi costs roughly 1% less than in Bar, driven mainly by Getting Around.

Both cities sit below the global median: Herceg Novi 7% lower, Bar 6% lower.

Meal at Budget Restaurant

$11.40 €9.80

$11.76 €10.11

-3.06%

Three-Course Dinner for Two, Mid-Range

$38.04 €32.71

$49.94 €42.94

-23.83%

Fast Food Meal (McDonalds, etc)

$9.14 €7.86

$10.61 €9.12

-13.85%

Cappuccino

$2.61 €2.24

$2.84 €2.44

-8.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 €2.20

$2.29 €1.97

11.79%

Water (0.33 liter bottle)

$1.64 €1.41

$1.90 €1.63

-13.68%

Local Beer (0.5 liter draught)

$2.92 €2.51

$2.82 €2.42

3.55%

Imported Beer (0.33 liter bottle)

$3.53 €3.03

$3.16 €2.72

11.71%

Milk (1 liter)

$1.20 €1.03

$1.22 €1.05

-1.64%

White Bread (500g)

$1.00 €0.86

$1.34 €1.15

-25.37%

Rice (white) (1kg)

$2.94 €2.53

$2.66 €2.28

10.53%

Eggs

$3.10 €2.66

$3.24 €2.79

-4.32%

Local Cheese (1kg)

$9.19 €7.90

$8.99 €7.73

2.22%

Chicken Fillets (1kg)

$7.43 €6.39

$8.30 €7.14

-10.48%

Beef Round Steak (1kg)

$13.00 €11.18

$11.82 €10.16

9.98%

Apples (1kg)

$1.34 €1.15

$1.48 €1.27

-9.46%

Banana (1kg)

$1.57 €1.35

$2.02 €1.74

-22.28%

Oranges (1kg)

$1.67 €1.44

$1.58 €1.36

5.70%

Tomato (1kg)

$2.99 €2.57

$2.75 €2.36

8.73%

Potato (1kg)

$0.91 €0.78

$1.02 €0.88

-10.78%

Onion (1kg)

$1.36 €1.17

$1.05 €0.90

29.52%

Lettuce (1 head)

$1.50 €1.29

$2.10 €1.80

-28.57%

Water (1.5 liter bottle)

$0.99 €0.85

$0.90 €0.78

10.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 €3.44

$4.59 €3.94

-12.85%

Wine (Bottle)

$4.53 €3.90

$8.48 €7.29

-46.58%

Local Beer (0.5 liter bottle)

$1.32 €1.14

$0.95 €0.82

38.95%

Imported Beer (0.33 liter bottle)

$1.84 €1.59

$1.45 €1.25

26.90%

One-way Ticket (Public Transport)

$1.79 €1.54

$2.31 €1.98

-22.51%

Public Transport Monthly Pass (Regular Price)

$47.38 €40.73

$23.38 €20.10

102.65%

Taxi Start (Normal Tariff)

$3.10 €2.66

$2.36 €2.03

31.36%

Taxi (Normal Tariff) (1km)

$1.18 €1.02

$1.19 €1.02

-0.84%

Taxi 1hour Waiting (Normal Tariff)

$17.63 €15.15

$14.46 €12.43

21.92%

Gasoline (1 liter)

$1.80 €1.55

$1.76 €1.51

2.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €29.0K

$32.1K €27.6K

5.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K €18.8K

$30.0K €25.8K

-27.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 €118

$114 €98.0

20.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.28 €11.42

$16.53 €14.21

-19.66%

Internet (50+ Mbps, Unlimited Data)

$35.68 €30.67

$30.80 €26.48

15.84%

Gym Membership (Monthly)

$57.8 €49.67

$44.80 €38.52

28.97%

Tennis Court (1 Hour on Weekend)

$11.71 €10.07

$15.35 €13.19

-23.71%

Cinema Ticket

$8.31 €7.14

$4.54 €3.90

83.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$466 €400

$328 €282

41.82%

International Primary School, 1 Child (Yearly)

$7,235 €6,220

$7,162 €6,158

1.02%

Jeans (Levis 501 Or Similar)

$85.9 €73.9

$65.4 €56.3

31.29%

Summer Dress (H&M, Zara, etc)

$35.37 €30.41

$30.19 €25.95

17.16%

Sport Shoes (Adidas, Nike)

$74.6 €64.2

$98.9 €85.0

-24.54%

Men's Leather Business Shoes

$97.7 €84.0

$120 €104

-18.87%

1-bedroom Apartment, City Center (Monthly)

$682 €587

$631 €542

8.16%

1-bedroom Apartment, Outside City Center (Monthly)

$415 €357

$448 €386

-7.44%

3-bedroom Apartment, City Center (Monthly)

$1,303 €1,120

$1,185 €1,019

9.92%

3-bedroom Apartment, Outside City Center (Monthly)

$927 €797

$842 €724

10.06%

Buy Apartment in City Center (m2)

$3,887 €3,342

$3,039 €2,612

27.93%

Buy Apartment Outside City Center (m2)

$2,457 €2,112

$2,246 €1,931

9.41%

Average Monthly Net Salary (After Tax)

$1,069 €919

$916 €788

16.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: August 31, 2026

Last update for Bar: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $682 in Herceg Novi and $631 in Bar. Housing cost is often the main lever when comparing two cities.

Herceg Novi pays 17% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38.00 in Herceg Novi vs $50.0 in Bar for a mid-range dinner for two. Groceries echo the gap at $230 vs $242 per month, with Herceg Novi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Bar: Cost of Living - Frequently Asked Questions

Herceg Novi wins on cost – living expenses run 1% lower than in Bar. Housing and daily spending are where you'll feel the difference most, making Herceg Novi the obvious pick if budget is a priority.

Average pay runs 17% higher in Herceg Novi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $682 in Herceg Novi versus $631 in Bar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $466 in Herceg Novi versus $328 in Bar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in Bar. For households that cook at home regularly, that difference adds up over a month.

At $1,282 in Herceg Novi versus $1,289 in Bar, a $2,000 budget is realistic in Herceg Novi but tight or insufficient in Bar. The gap between the two cities makes Herceg Novi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Herceg Novi and Bar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Herceg Novi gentler on the wallet – expenses run 1% less than in Bar. Beyond cost, consider language, visa policies, and how big the international community is in each city.