Last update: Oct 2026

Cost of Living Comparison Between Herceg Novi and Bar

For one person, living costs are similar in Herceg Novi and in Bar: $1,257 and $1,249 a month, rent and utilities included.

61

Cost of Living Index in Herceg Novi
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Herceg Novi Living Index
60

Cost of Living Index in Bar
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Bar Living Index

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Herceg Novi

🇲🇪 Montenegro

$1,257

/mo nomad

Bar

🇲🇪 Montenegro

$1,249

/mo nomad

Monthly Cost of Living

How much you'll spend in Herceg Novi and in Bar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Herceg Novi and in Bar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,257 in Herceg Novi versus $1,249 in Bar.

Herceg Novi $1,257
Bar $1,249

Estimated couple costs with rent: $1,997 in Herceg Novi versus $1,957 in Bar.

Herceg Novi $1,997
Bar $1,957

Monthly costs for a family of three with rent: $2,737 in Herceg Novi versus $2,665 in Bar.

Herceg Novi $2,737
Bar $2,665

Living in Herceg Novi is roughly 1% more expensive than in Bar, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Herceg Novi 7% lower, Bar 8% lower.

Meal at Budget Restaurant

$11.23 €9.99

$11.24 €10.00

-0.09%

Three-Course Dinner for Two, Mid-Range

$36.29 €32.28

$47.71 €42.44

-23.94%

Fast Food Meal (McDonalds, etc)

$9.16 €8.15

$10.21 €9.08

-10.28%

Cappuccino

$2.65 €2.36

$2.75 €2.45

-3.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 €2.23

$2.19 €1.95

14.16%

Water (0.33 liter bottle)

$1.63 €1.45

$1.86 €1.66

-12.37%

Local Beer (0.5 liter draught)

$2.84 €2.53

$2.76 €2.46

2.90%

Imported Beer (0.33 liter bottle)

$3.34 €2.97

$3.04 €2.70

9.87%

Milk (1 liter)

$1.20 €1.07

$1.19 €1.06

0.84%

White Bread (500g)

$1.01 €0.90

$1.34 €1.19

-24.63%

Rice (white) (1kg)

$2.93 €2.61

$2.64 €2.35

10.98%

Eggs

$2.98 €2.65

$3.18 €2.82

-6.29%

Local Cheese (1kg)

$9.02 €8.02

$8.66 €7.70

4.16%

Chicken Fillets (1kg)

$7.43 €6.61

$8.12 €7.22

-8.50%

Beef Round Steak (1kg)

$12.99 €11.56

$11.32 €10.07

14.75%

Apples (1kg)

$1.33 €1.18

$1.43 €1.27

-6.99%

Banana (1kg)

$1.57 €1.39

$1.98 €1.77

-20.71%

Oranges (1kg)

$1.63 €1.45

$1.52 €1.35

7.24%

Tomato (1kg)

$2.96 €2.63

$2.79 €2.48

6.09%

Potato (1kg)

$0.95 €0.85

$0.93 €0.82

2.15%

Onion (1kg)

$1.29 €1.15

$1.05 €0.94

22.86%

Lettuce (1 head)

$1.54 €1.37

$2.11 €1.88

-27.01%

Water (1.5 liter bottle)

$0.95 €0.85

$0.92 €0.82

3.26%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 €3.56

$4.48 €3.98

-10.71%

Wine (Bottle)

$4.37 €3.89

$8.25 €7.34

-47.03%

Local Beer (0.5 liter bottle)

$1.28 €1.14

$0.89 €0.79

43.82%

Imported Beer (0.33 liter bottle)

$1.74 €1.55

$1.40 €1.24

24.29%

One-way Ticket (Public Transport)

$1.64 €1.46

$2.27 €2.02

-27.75%

Public Transport Monthly Pass (Regular Price)

$44.46 €39.55

$22.86 €20.34

94.49%

Taxi Start (Normal Tariff)

$2.84 €2.53

$2.19 €1.95

29.68%

Taxi (Normal Tariff) (1km)

$1.10 €0.97

$1.10 €0.98

Taxi 1hour Waiting (Normal Tariff)

$17.09 €15.20

$14.17 €12.60

20.61%

Gasoline (1 liter)

$1.72 €1.53

$1.73 €1.54

-0.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K €28.8K

$31.8K €28.3K

1.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K €19.0K

$29.4K €26.2K

-27.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 €121

$108 €96.2

25.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.14 €11.69

$15.96 €14.20

-17.67%

Internet (50+ Mbps, Unlimited Data)

$33.88 €30.14

$28.86 €25.67

17.39%

Gym Membership (Monthly)

$56.6 €50.3

$43.22 €38.44

30.89%

Tennis Court (1 Hour on Weekend)

$11.39 €10.13

$14.64 €13.02

-22.20%

Cinema Ticket

$7.81 €6.94

$4.51 €4.01

73.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$444 €395

$315 €280

40.81%

International Primary School, 1 Child (Yearly)

$7,024 €6,248

$6,910 €6,146

1.65%

Jeans (Levis 501 Or Similar)

$84.3 €75.0

$64.0 €56.9

31.68%

Summer Dress (H&M, Zara, etc)

$33.74 €30.01

$29.94 €26.63

12.69%

Sport Shoes (Adidas, Nike)

$72.7 €64.7

$93.4 €83.1

-22.20%

Men's Leather Business Shoes

$95.8 €85.2

$112 €99.4

-14.27%

1-bedroom Apartment, City Center (Monthly)

$651 €579

$620 €552

5.00%

1-bedroom Apartment, Outside City Center (Monthly)

$399 €355

$443 €394

-9.99%

3-bedroom Apartment, City Center (Monthly)

$1,257 €1,118

$1,157 €1,029

8.62%

3-bedroom Apartment, Outside City Center (Monthly)

$888 €790

$830 €738

7.04%

Buy Apartment in City Center (m2)

$3,685 €3,278

$2,886 €2,567

27.68%

Buy Apartment Outside City Center (m2)

$2,421 €2,153

$2,181 €1,940

11.01%

Average Monthly Net Salary (After Tax)

$1,031 €917

$971 €864

6.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: October 19, 2026

Last update for Bar: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Herceg Novi

$399 31.7%

Bar

$443 35.5% 11.1% $44

Groceries & Markets

Herceg Novi

$228 18.1%

Bar

$236 18.9% 3.6% $8.2

Eating Out

Herceg Novi

$187 14.8%

Bar

$190 15.2% 1.7% $3.1

Monthly Utilities & Internet

Herceg Novi

$183 14.6%

Bar

$153 12.3% 16.5% $30

Clothing & Footwear

Herceg Novi

$129 10.3%

Bar

$135 10.8% 4.4% $5.7

Sport & Entertainment

Herceg Novi

$72 5.7%

Bar

$52 4.2% 27.6% $20

Getting Around

Herceg Novi

$59 4.7%

Bar

$40 3.2% 33.3% $20

Cost Breakdown

A one-bedroom apartment in the center runs $651 in Herceg Novi and $620 in Bar. Housing cost is often the main lever when comparing two cities.

Herceg Novi pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Herceg Novi vs $48.00 in Bar for a mid-range dinner for two. Groceries echo the gap at $228 vs $236 per month, with Herceg Novi cheaper across the board.

Good to know

🇲🇪 Herceg Novi

🇲🇪 Bar

🕒 Local time

16:23 4:23 PM

Same time as Herceg Novi

🌤 Weather

👥 Population

11,059

17,727

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Herceg Novi Bar 61 km

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Herceg Novi
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Bar: Cost of Living - Frequently Asked Questions

Bar wins on cost – living expenses run 1% lower than in Herceg Novi. Housing and daily spending are where you'll feel the difference most, making Bar the obvious pick if budget is a priority.

Average pay runs 6% higher in Herceg Novi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $651 in Herceg Novi versus $620 in Bar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $444 in Herceg Novi versus $315 in Bar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Herceg Novi pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,249 in Bar versus $1,257 in Herceg Novi, a $1,000 budget is realistic in Bar but tight or insufficient in Herceg Novi. The gap between the two cities makes Bar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Herceg Novi and Bar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bar gentler on the wallet – expenses run 1% less than in Herceg Novi. Beyond cost, consider language, visa policies, and how big the international community is in each city.