Last update: Oct 2026

Cost of Living Comparison Between Bar and Herceg Novi

For one person, living costs are similar in Bar and in Herceg Novi: $1,249 and $1,257 a month, rent and utilities included.

60

Cost of Living Index in Bar
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Bar Living Index
61

Cost of Living Index in Herceg Novi
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Herceg Novi Living Index

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Bar

🇲🇪 Montenegro

$1,249

/mo nomad

Herceg Novi

🇲🇪 Montenegro

$1,257

/mo nomad

Monthly Cost of Living

How much you'll spend in Bar and in Herceg Novi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bar and in Herceg Novi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,249 in Bar versus $1,257 in Herceg Novi.

Bar $1,249
Herceg Novi $1,257

Estimated couple costs with rent: $1,957 in Bar versus $1,997 in Herceg Novi.

Bar $1,957
Herceg Novi $1,997

Monthly costs for a family of three with rent: $2,665 in Bar versus $2,737 in Herceg Novi.

Bar $2,665
Herceg Novi $2,737

Living in Bar costs roughly 1% less than in Herceg Novi, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Bar 8% lower, Herceg Novi 7% lower.

Meal at Budget Restaurant

$11.24 €10.00

$11.23 €9.99

0.09%

Three-Course Dinner for Two, Mid-Range

$47.71 €42.44

$36.29 €32.28

31.47%

Fast Food Meal (McDonalds, etc)

$10.21 €9.08

$9.16 €8.15

11.46%

Cappuccino

$2.75 €2.45

$2.65 €2.36

3.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 €1.95

$2.50 €2.23

-12.40%

Water (0.33 liter bottle)

$1.86 €1.66

$1.63 €1.45

14.11%

Local Beer (0.5 liter draught)

$2.76 €2.46

$2.84 €2.53

-2.82%

Imported Beer (0.33 liter bottle)

$3.04 €2.70

$3.34 €2.97

-8.98%

Milk (1 liter)

$1.19 €1.06

$1.20 €1.07

-0.83%

White Bread (500g)

$1.34 €1.19

$1.01 €0.90

32.67%

Rice (white) (1kg)

$2.64 €2.35

$2.93 €2.61

-9.90%

Eggs

$3.18 €2.82

$2.98 €2.65

6.71%

Local Cheese (1kg)

$8.66 €7.70

$9.02 €8.02

-3.99%

Chicken Fillets (1kg)

$8.12 €7.22

$7.43 €6.61

9.29%

Beef Round Steak (1kg)

$11.32 €10.07

$12.99 €11.56

-12.86%

Apples (1kg)

$1.43 €1.27

$1.33 €1.18

7.52%

Banana (1kg)

$1.98 €1.77

$1.57 €1.39

26.11%

Oranges (1kg)

$1.52 €1.35

$1.63 €1.45

-6.75%

Tomato (1kg)

$2.79 €2.48

$2.96 €2.63

-5.74%

Potato (1kg)

$0.93 €0.82

$0.95 €0.85

-2.11%

Onion (1kg)

$1.05 €0.94

$1.29 €1.15

-18.60%

Lettuce (1 head)

$2.11 €1.88

$1.54 €1.37

37.01%

Water (1.5 liter bottle)

$0.92 €0.82

$0.95 €0.85

-3.16%

Cigarettes 20 Pack (Marlboro, Camel)

$4.48 €3.98

$4.00 €3.56

12.00%

Wine (Bottle)

$8.25 €7.34

$4.37 €3.89

88.79%

Local Beer (0.5 liter bottle)

$0.89 €0.79

$1.28 €1.14

-30.47%

Imported Beer (0.33 liter bottle)

$1.40 €1.24

$1.74 €1.55

-19.54%

One-way Ticket (Public Transport)

$2.27 €2.02

$1.64 €1.46

38.41%

Public Transport Monthly Pass (Regular Price)

$22.86 €20.34

$44.46 €39.55

-48.58%

Taxi Start (Normal Tariff)

$2.19 €1.95

$2.84 €2.53

-22.89%

Taxi (Normal Tariff) (1km)

$1.10 €0.98

$1.10 €0.97

Taxi 1hour Waiting (Normal Tariff)

$14.17 €12.60

$17.09 €15.20

-17.09%

Gasoline (1 liter)

$1.73 €1.54

$1.72 €1.53

0.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K €28.3K

$32.3K €28.8K

-1.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K €26.2K

$21.4K €19.0K

37.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$108 €96.2

$136 €121

-20.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.96 €14.20

$13.14 €11.69

21.46%

Internet (50+ Mbps, Unlimited Data)

$28.86 €25.67

$33.88 €30.14

-14.82%

Gym Membership (Monthly)

$43.22 €38.44

$56.6 €50.3

-23.60%

Tennis Court (1 Hour on Weekend)

$14.64 €13.02

$11.39 €10.13

28.53%

Cinema Ticket

$4.51 €4.01

$7.81 €6.94

-42.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$315 €280

$444 €395

-28.98%

International Primary School, 1 Child (Yearly)

$6,910 €6,146

$7,024 €6,248

-1.63%

Jeans (Levis 501 Or Similar)

$64.0 €56.9

$84.3 €75.0

-24.06%

Summer Dress (H&M, Zara, etc)

$29.94 €26.63

$33.74 €30.01

-11.26%

Sport Shoes (Adidas, Nike)

$93.4 €83.1

$72.7 €64.7

28.54%

Men's Leather Business Shoes

$112 €99.4

$95.8 €85.2

16.64%

1-bedroom Apartment, City Center (Monthly)

$620 €552

$651 €579

-4.76%

1-bedroom Apartment, Outside City Center (Monthly)

$443 €394

$399 €355

11.10%

3-bedroom Apartment, City Center (Monthly)

$1,157 €1,029

$1,257 €1,118

-7.93%

3-bedroom Apartment, Outside City Center (Monthly)

$830 €738

$888 €790

-6.58%

Buy Apartment in City Center (m2)

$2,886 €2,567

$3,685 €3,278

-21.68%

Buy Apartment Outside City Center (m2)

$2,181 €1,940

$2,421 €2,153

-9.91%

Average Monthly Net Salary (After Tax)

$971 €864

$1,031 €917

-5.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bar: October 17, 2026

Last update for Herceg Novi: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bar

$443 35.5%

Herceg Novi

$399 31.7% 10% $44

Groceries & Markets

Bar

$236 18.9%

Herceg Novi

$228 18.1% 3.5% $8.2

Eating Out

Bar

$190 15.2%

Herceg Novi

$187 14.8% 1.7% $3.1

Monthly Utilities & Internet

Bar

$153 12.3%

Herceg Novi

$183 14.6% 19.8% $30

Clothing & Footwear

Bar

$135 10.8%

Herceg Novi

$129 10.3% 4.2% $5.7

Sport & Entertainment

Bar

$52 4.2%

Herceg Novi

$72 5.7% 38.2% $20

Getting Around

Bar

$40 3.2%

Herceg Novi

$59 4.7% 49.8% $20

Cost Breakdown

A one-bedroom apartment in the center runs $620 in Bar and $651 in Herceg Novi. Housing cost is often the main lever when comparing two cities.

Herceg Novi pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $48.00 in Bar vs $36.00 in Herceg Novi for a mid-range dinner for two. Groceries echo the gap at $236 vs $228 per month, with Herceg Novi cheaper across the board.

Good to know

🇲🇪 Bar

🇲🇪 Herceg Novi

🕒 Local time

17:30 5:30 PM

Same time as Bar

🌤 Weather

👥 Population

17,727

11,059

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Bar Herceg Novi 61 km

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Bar
Herceg Novi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bar vs Herceg Novi: Cost of Living - Frequently Asked Questions

Bar wins on cost – living expenses run 1% lower than in Herceg Novi. Housing and daily spending are where you'll feel the difference most, making Bar the obvious pick if budget is a priority.

On paper, salaries run 6% lower in Herceg Novi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $620 in Bar versus $651 in Herceg Novi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $315 in Bar versus $444 in Herceg Novi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Herceg Novi pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,249 in Bar versus $1,257 in Herceg Novi, a $1,000 budget is realistic in Bar but tight or insufficient in Herceg Novi. The gap between the two cities makes Bar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bar and Herceg Novi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bar gentler on the wallet – expenses run 1% less than in Herceg Novi. Beyond cost, consider language, visa policies, and how big the international community is in each city.