Last update: Oct 2026

Cost of Living Comparison Between Herceg Novi and Athens

For one person, living is cheaper in Herceg Novi: $1,237 a month against $1,806 in Athens, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Herceg Novi
Learn more

Herceg Novi Living Index
87

Cost of Living Index in Athens
Learn more

Athens Living Index

Jump to prices

Herceg Novi

🇲🇪 Montenegro

$1,237

/mo nomad

Athens

🇬🇷 Greece

$1,806

/mo nomad

Monthly Cost of Living

How much you'll spend in Herceg Novi and in Athens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Herceg Novi and in Athens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,237 in Herceg Novi versus $1,806 in Athens.

Herceg Novi $1,237
Athens $1,806

Estimated couple costs with rent: $1,973 in Herceg Novi versus $2,731 in Athens.

Herceg Novi $1,973
Athens $2,731

Monthly costs for a family of three with rent: $2,710 in Herceg Novi versus $3,656 in Athens.

Herceg Novi $2,710
Athens $3,656

Living in Herceg Novi costs roughly 32% less than in Athens, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Herceg Novi is 8% below, Athens is 35% above.

Meal at Budget Restaurant

$11.23 €10.02

$16.66 €14.87

-32.59%

Three-Course Dinner for Two, Mid-Range

$36.34 €32.43

$66.2 €59.1

-45.11%

Fast Food Meal (McDonalds, etc)

$9.19 €8.20

$11.06 €9.87

-16.91%

Cappuccino

$2.59 €2.31

$4.14 €3.69

-37.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.47 €2.20

$2.80 €2.50

-11.79%

Water (0.33 liter bottle)

$1.64 €1.46

$0.57 €0.51

187.72%

Local Beer (0.5 liter draught)

$2.82 €2.52

$5.64 €5.03

-50.00%

Imported Beer (0.33 liter bottle)

$3.39 €3.02

$5.46 €4.87

-37.91%

Milk (1 liter)

$1.16 €1.04

$1.96 €1.75

-40.82%

White Bread (500g)

$1.02 €0.91

$1.41 €1.26

-27.66%

Rice (white) (1kg)

$2.82 €2.52

$2.83 €2.53

-0.35%

Eggs

$3.03 €2.70

$5.04 €4.50

-39.88%

Local Cheese (1kg)

$8.94 €7.98

$15.35 €13.70

-41.76%

Chicken Fillets (1kg)

$7.27 €6.48

$10.34 €9.23

-29.69%

Beef Round Steak (1kg)

$12.81 €11.43

$18.97 €16.93

-32.47%

Apples (1kg)

$1.34 €1.20

$2.17 €1.93

-38.25%

Banana (1kg)

$1.55 €1.38

$1.91 €1.70

-18.85%

Oranges (1kg)

$1.58 €1.41

$1.38 €1.23

14.49%

Tomato (1kg)

$3.02 €2.70

$2.20 €1.96

37.27%

Potato (1kg)

$0.89 €0.80

$1.10 €0.98

-19.09%

Onion (1kg)

$1.30 €1.16

$1.13 €1.00

15.04%

Lettuce (1 head)

$1.52 €1.36

$1.10 €0.99

38.18%

Water (1.5 liter bottle)

$0.93 €0.83

$0.83 €0.74

12.05%

Cigarettes 20 Pack (Marlboro, Camel)

$3.98 €3.55

$5.60 €4.99

-28.93%

Wine (Bottle)

$4.43 €3.96

$10.19 €9.09

-56.53%

Local Beer (0.5 liter bottle)

$1.24 €1.11

$2.18 €1.95

-43.12%

Imported Beer (0.33 liter bottle)

$1.72 €1.54

$2.45 €2.19

-29.80%

One-way Ticket (Public Transport)

$1.69 €1.51

$1.38 €1.23

22.46%

Public Transport Monthly Pass (Regular Price)

$45.08 €40.23

$30.87 €27.55

46.03%

Taxi Start (Normal Tariff)

$2.91 €2.60

$4.37 €3.90

-33.41%

Taxi (Normal Tariff) (1km)

$1.09 €0.97

$1.04 €0.93

4.81%

Taxi 1hour Waiting (Normal Tariff)

$16.59 €14.81

$17.11 €15.27

-3.04%

Gasoline (1 liter)

$1.72 €1.53

$2.31 €2.07

-25.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.5K

$28.0K €25.0K

18.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K €18.7K

$28.0K €25.0K

-25.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 €117

$210 €187

-37.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.86 €11.48

$26.70 €23.83

-51.84%

Internet (50+ Mbps, Unlimited Data)

$33.38 €29.79

$30.13 €26.89

10.79%

Gym Membership (Monthly)

$55.7 €49.71

$54.6 €48.72

2.03%

Tennis Court (1 Hour on Weekend)

$11.00 €9.81

$26.03 €23.23

-57.74%

Cinema Ticket

$8.00 €7.14

$10.78 €9.62

-25.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$443 €395

$575 €513

-22.94%

International Primary School, 1 Child (Yearly)

$7,028 €6,272

$13.1K €11.7K

-46.44%

Jeans (Levis 501 Or Similar)

$82.5 €73.7

$93.2 €83.1

-11.41%

Summer Dress (H&M, Zara, etc)

$33.95 €30.30

$40.68 €36.30

-16.54%

Sport Shoes (Adidas, Nike)

$73.9 €65.9

$104 €92.9

-28.99%

Men's Leather Business Shoes

$94.6 €84.4

$128 €115

-26.32%

1-bedroom Apartment, City Center (Monthly)

$657 €587

$756 €674

-13.02%

1-bedroom Apartment, Outside City Center (Monthly)

$395 €353

$652 €582

-39.44%

3-bedroom Apartment, City Center (Monthly)

$1,232 €1,100

$1,294 €1,154

-4.75%

3-bedroom Apartment, Outside City Center (Monthly)

$886 €791

$1,163 €1,038

-23.79%

Buy Apartment in City Center (m2)

$3,642 €3,250

$4,008 €3,577

-9.15%

Buy Apartment Outside City Center (m2)

$2,415 €2,155

$3,452 €3,081

-30.03%

Average Monthly Net Salary (After Tax)

$1,037 €926

$1,243 €1,110

-16.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

11.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: October 6, 2026

Last update for Athens: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Herceg Novi

$395 31.8%

Athens

$652 36.5% 65.1% $257

Groceries & Markets

Herceg Novi

$225 18.1%

Athens

$315 17.6% 39.7% $89

Eating Out

Herceg Novi

$186 14.9%

Athens

$269 15% 44.6% $83

Monthly Utilities & Internet

Herceg Novi

$178 14.3%

Athens

$267 14.9% 50% $89

Clothing & Footwear

Herceg Novi

$128 10.3%

Athens

$165 9.2% 28.5% $37

Sport & Entertainment

Herceg Novi

$72 5.8%

Athens

$76 4.3% 6.2% $4.5

Getting Around

Herceg Novi

$60 4.8%

Athens

$46 2.6% 23.7% $14

Cost Breakdown

A one-bedroom apartment in the center runs $657 in Herceg Novi and $756 in Athens. Housing cost is often the main lever when comparing two cities.

Athens pays 20% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Herceg Novi vs $66.0 in Athens for a mid-range dinner for two. Groceries echo the gap at $225 vs $315 per month, with Herceg Novi cheaper across the board.

Good to know

🇲🇪 Herceg Novi

🇬🇷 Athens

🕒 Local time

12:36 12:36 PM

13:36 1:36 PM

1 h ahead of Herceg Novi

🌤 Weather

👥 Population

11,059

3,090,508 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Herceg Novi Athens 660 km ≈ 1 h 15 min nonstop flight

From you

Herceg Novi
Athens

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Athens: Cost of Living - Frequently Asked Questions

Herceg Novi wins on cost – living expenses run 46% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Herceg Novi the obvious pick if budget is a priority.

On paper, salaries run 20% lower in Athens. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $657 in Herceg Novi versus $756 in Athens. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Herceg Novi – a meal for two runs $36.00 versus $66.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,237 per month in Herceg Novi versus $1,806 in Athens – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,237 in Herceg Novi versus $1,806 in Athens, a $2,000 budget is realistic in Herceg Novi but tight or insufficient in Athens. The gap between the two cities makes Herceg Novi the clear choice for anyone on this budget.

Both work as nomad bases, but Herceg Novi delivers better value – similar infrastructure at $1,237 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Herceg Novi hard to pass up.

Safety-wise, Herceg Novi and Athens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Herceg Novi gentler on the wallet – expenses run 46% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.