Last update: Oct 2026

Cost of Living Comparison Between Hays, KS and Santiago

For one person, living is cheaper in Santiago: $1,183 a month against $1,737 in Hays, KS, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

Hays, KS
🇺🇸 United States
$1,737
/mo nomad
Santiago
🇨🇱 Chile
$1,183
/mo nomad
Monthly Cost of Living

How much you'll spend in Hays, KS and in Santiago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hays, KS and in Santiago actually costs, broken down by who's living it.

A single person spends $1,737 per month in Hays, KS vs $1,183 in Santiago, rent included.

  • Hays, KS $1,737
  • Santiago $1,183

A couple spends around $2,467 per month in Hays, KS vs $1,882 in Santiago, rent included.

  • Hays, KS $2,467
  • Santiago $1,882

A family of three spends $3,198 per month in Hays, KS vs $2,581 in Santiago, rent included.

  • Hays, KS $3,198
  • Santiago $2,581

Hays, KS costs about 47% more than Santiago, and outside of rent the biggest gap is in groceries.

Hays, KS sits 28% above the global median, while Santiago is 13% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Hays, KS
Santiago
Difference
Meal at Budget Restaurant
$13.33 $13.33
$10.15 CLP 9,995
31.33%
Three-Course Dinner for Two, Mid-Range
$43.87 $43.87
$51.9 CLP 51.1K
-15.49%
Fast Food Meal (McDonalds, etc)
$8.11 $8.11
$8.56 CLP 8,423
-5.26%
Cappuccino
$3.98 $3.98
$3.15 CLP 3,101
26.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.39 $2.39
$1.71 CLP 1,685
39.77%
Water (0.33 liter bottle)
$1.02 $1.02
$1.28 CLP 1,255
-20.31%
Local Beer (0.5 liter draught)
$3.85 $3.85
$4.18 CLP 4,118
-7.89%
Imported Beer (0.33 liter bottle)
$4.33 $4.33
$4.46 CLP 4,390
-2.91%
🛒 Groceries & Markets
Hays, KS
Santiago
Difference
Milk (1 liter)
$0.76 $0.76
$1.29 CLP 1,269
-41.09%
White Bread (500g)
$2.26 $2.26
$1.76 CLP 1,737
28.41%
Rice (white) (1kg)
$4.46 $4.46
$1.66 CLP 1,630
168.67%
Eggs
$2.06 $2.06
$4.21 CLP 4,140
-51.07%
Local Cheese (1kg)
$4.46 $4.46
$11.08 CLP 10.9K
-59.75%
Chicken Fillets (1kg)
$8.93 $8.93
$6.75 CLP 6,641
32.30%
Beef Round Steak (1kg)
$13.33 $13.33
$10.76 CLP 10.6K
23.88%
Apples (1kg)
$6.04 $6.04
$1.96 CLP 1,927
208.16%
Banana (1kg)
$1.64 $1.64
$1.54 CLP 1,518
6.49%
Oranges (1kg)
$5.06 $5.06
$1.58 CLP 1,560
220.25%
Tomato (1kg)
$4.42 $4.42
$1.74 CLP 1,713
154.02%
Potato (1kg)
$2.93 $2.93
$1.09 CLP 1,075
168.81%
Onion (1kg)
$2.17 $2.17
$1.53 CLP 1,509
41.83%
Lettuce (1 head)
$1.97 $1.97
$1.18 CLP 1,163
66.95%
Water (1.5 liter bottle)
$2.03 $2.03
$1.08 CLP 1,060
87.96%
Cigarettes 20 Pack (Marlboro, Camel)
$9.68 $9.68
$5.18 CLP 5,101
86.87%
Wine (Bottle)
$12.15 $12.15
$6.17 CLP 6,070
96.92%
Local Beer (0.5 liter bottle)
$2.23 $2.23
$1.53 CLP 1,511
45.75%
Imported Beer (0.33 liter bottle)
$3.85 $3.85
$2.36 CLP 2,325
63.14%
🚌 Getting Around
Hays, KS
Santiago
Difference
One-way Ticket (Public Transport)
$2.01 $2.01
$0.84 CLP 824
139.29%
Public Transport Monthly Pass (Regular Price)
-
$41.44 CLP 40.8K
-
Taxi Start (Normal Tariff)
$2.43 $2.43
$0.42 CLP 416
478.57%
Taxi (Normal Tariff) (1km)
$1.57 $1.57
$0.88 CLP 869
78.41%
Taxi 1hour Waiting (Normal Tariff)
$39.71 $39.71
$11.49 CLP 11.3K
245.60%
Gasoline (1 liter)
$0.92 $0.92
$1.49 CLP 1,462
-38.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.1K $28.1K
$17.2K CLP 17.0M
62.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$25.6K CLP 25.2M
1.36%
🧾 Monthly Utilities & Internet
Hays, KS
Santiago
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$269 $269
$149 CLP 146.3K
80.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.85 $34.85
$12.11 CLP 11.9K
187.78%
Internet (50+ Mbps, Unlimited Data)
$68.8 $68.8
$19.13 CLP 18.8K
259.80%
🎉 Sport & Entertainment
Hays, KS
Santiago
Difference
Gym Membership (Monthly)
$45.17 $45.17
$33.30 CLP 32.8K
35.65%
Tennis Court (1 Hour on Weekend)
-
$11.51 CLP 11.3K
-
Cinema Ticket
$15.21 $15.21
$7.32 CLP 7,208
107.79%
🧸 Childcare & Education
Hays, KS
Santiago
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$922 $922
$436 CLP 429.2K
111.55%
International Primary School, 1 Child (Yearly)
$15.7K $15.7K
$11.0K CLP 10.8M
43.50%
👕👟 Clothing & Footwear
Hays, KS
Santiago
Difference
Jeans (Levis 501 Or Similar)
$23.68 $23.68
$49.17 CLP 48.4K
-51.84%
Summer Dress (H&M, Zara, etc)
$31.82 $31.82
$29.11 CLP 28.7K
9.31%
Sport Shoes (Adidas, Nike)
$110 $110
$65.5 CLP 64.5K
67.21%
Men's Leather Business Shoes
$138 $138
$80.1 CLP 78.9K
72.26%
🏠 Accommodation & Living
Hays, KS
Santiago
Difference
1-bedroom Apartment, City Center (Monthly)
$793 $793
$554 CLP 545.8K
43.07%
1-bedroom Apartment, Outside City Center (Monthly)
$589 $589
$383 CLP 376.6K
53.92%
3-bedroom Apartment, City Center (Monthly)
$1,034 $1,034
$1,002 CLP 986.5K
3.21%
3-bedroom Apartment, Outside City Center (Monthly)
$895 $895
$775 CLP 762.5K
15.50%
Buy Apartment in City Center (m2)
$2,386 $2,386
$2,708 CLP 2.7M
-11.89%
Buy Apartment Outside City Center (m2)
$2,615 $2,615
$2,613 CLP 2.6M
0.08%
💵 Salaries & Financials
Hays, KS
Santiago
Difference
Average Monthly Net Salary (After Tax)
$2,386 $2,386
$778 CLP 766.3K
206.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.65
5.39
23.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hays, KS: October 18, 2026

Last update for Santiago: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Hays, KS
$589
Santiago
$383 35% $206
Monthly Utilities & Internet
Hays, KS
$372
Santiago
$180 51.7% $193
Groceries & Markets
Hays, KS
$325
Santiago
$236 27.4% $89
Eating Out
Hays, KS
$220
Santiago
$186 15.3% $34
Clothing & Footwear
Hays, KS
$136
Santiago
$101 26.1% $36
Sport & Entertainment
Hays, KS
$76
Santiago
$48 36.6% $28
Getting Around
Hays, KS
$18 *
Santiago
$50 171% $31

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $793 in Hays, KS versus $554 in Santiago. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 206% higher in Hays, KS, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44.00 in Hays, KS versus $52.0 in Santiago. Groceries tell a different story – $325 in Hays, KS vs $236 in Santiago – so Santiago wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 Hays, KS
🇨🇱 Santiago
🕒 Local time
10:05 10:05 AM
12:05 12:05 PM
2 h ahead of Hays, KS
🌤 Weather
👥 Population
19,726
6,139,087 Capital
💱 Currency
Exchange rates and currency converter

CLP, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Chilean Peso exchange rates as of October 22, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

On the map
Between locations
  • Hays, KS Santiago 8,570 km ≈ 11 h nonstop flight
From you
  • Hays, KS
  • Santiago

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hays, KS vs Santiago: Cost of Living - Frequently Asked Questions
Is Santiago cheaper than Hays, KS?
Yes – Hays, KS is pricier by about 47%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,605 per month in Hays, KS and $1,775 in Santiago. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Santiago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Hays, KS or in Santiago?
A mid-range dinner for two costs $44.00 in Hays, KS and $52.0 in Santiago. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Hays, KS and in Santiago?
Groceries cost about 38% more in Hays, KS, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Hays, KS or in Santiago?
A $1,500 monthly budget goes further in Santiago, where all-in costs run around $1,183, than in Hays, KS at $1,737. In Santiago it covers expenses comfortably, while in Hays, KS it requires careful planning or may not stretch far enough.
Is Hays, KS or Santiago more family-friendly?
Families tend to lean toward Santiago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Hays, KS or Santiago?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Santiago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hays, KS makes more sense. Both are solid long-term options with distinct trade-offs.

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