Last update: Oct 2026

Cost of Living Comparison Between Hastings, New Zealand and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,776 in Hastings, rent and utilities included – about $5,100 less a year. Other living expenses account for most of the difference.

86

Cost of Living Index in Hastings
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Hastings Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hastings

🇳🇿 New Zealand

$1,776

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Hastings and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hastings and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,776 per month in Hastings vs $1,349 in Ubud, Bali, rent included.

Hastings $1,776
Ubud, Bali $1,349

A couple spends around $2,606 per month in Hastings vs $2,305 in Ubud, Bali, rent included.

Hastings $2,606
Ubud, Bali $2,305

A family of three spends $3,436 per month in Hastings vs $3,261 in Ubud, Bali, rent included.

Hastings $3,436
Ubud, Bali $3,261

Hastings costs about 32% more than Ubud, Bali, and outside of rent the biggest gap is in transport.

Meal at Budget Restaurant

$11.55 NZ$20.32

$3.32 Rp 59.9K

247.89%

Three-Course Dinner for Two, Mid-Range

$56.3 NZ$99.0

$35.64 Rp 642.4K

57.86%

Fast Food Meal (McDonalds, etc)

$9.33 NZ$16.42

$5.53 Rp 99.7K

68.72%

Cappuccino

$3.29 NZ$5.78

$2.72 Rp 49.0K

20.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.82 NZ$3.20

$1.70 Rp 30.7K

7.06%

Water (0.33 liter bottle)

$1.40 NZ$2.46

$0.76 Rp 13.7K

84.21%

Local Beer (0.5 liter draught)

$4.43 NZ$7.79

$2.65 Rp 47.8K

67.17%

Imported Beer (0.33 liter bottle)

$5.64 NZ$9.94

$4.38 Rp 79.0K

28.77%

Milk (1 liter)

$1.48 NZ$2.61

$1.49 Rp 26.9K

-0.67%

White Bread (500g)

$1.24 NZ$2.19

$2.28 Rp 41.0K

-45.61%

Rice (white) (1kg)

$1.77 NZ$3.12

$1.19 Rp 21.5K

48.74%

Eggs

$5.38 NZ$9.47

$2.04 Rp 36.7K

163.73%

Local Cheese (1kg)

$5.72 NZ$10.07

$17.70 Rp 319.1K

-67.68%

Chicken Fillets (1kg)

$7.48 NZ$13.16

$3.96 Rp 71.4K

88.89%

Beef Round Steak (1kg)

$11.72 NZ$20.63

$12.19 Rp 219.7K

-3.86%

Apples (1kg)

$2.60 NZ$4.58

$3.66 Rp 65.9K

-28.96%

Banana (1kg)

$2.01 NZ$3.54

$1.52 Rp 27.4K

32.24%

Oranges (1kg)

$3.11 NZ$5.48

$2.23 Rp 40.2K

39.46%

Tomato (1kg)

$3.34 NZ$5.88

$1.97 Rp 35.6K

69.54%

Potato (1kg)

$1.79 NZ$3.15

$1.85 Rp 33.3K

-3.24%

Onion (1kg)

$1.03 NZ$1.81

$2.42 Rp 43.7K

-57.44%

Lettuce (1 head)

$1.42 NZ$2.50

$0.99 Rp 17.8K

43.43%

Water (1.5 liter bottle)

$0.97 NZ$1.70

$0.51 Rp 9,255

90.20%

Cigarettes 20 Pack (Marlboro, Camel)

$17.86 NZ$31.43

$2.22 Rp 40.0K

704.50%

Wine (Bottle)

$9.50 NZ$16.71

$22.24 Rp 400.9K

-57.28%

Local Beer (0.5 liter bottle)

$3.86 NZ$6.79

$2.26 Rp 40.7K

70.80%

Imported Beer (0.33 liter bottle)

$3.02 NZ$5.31

$2.97 Rp 53.5K

1.68%

One-way Ticket (Public Transport)

$2.82 NZ$4.97

$0.25 Rp 4,525

1028.00%

Public Transport Monthly Pass (Regular Price)

$104 NZ$183

$7.82 Rp 141.0K

1228.01%

Taxi Start (Normal Tariff)

$3.75 NZ$6.61

$0.44 Rp 7,923

752.27%

Taxi (Normal Tariff) (1km)

$2.81 NZ$4.95

$0.43 Rp 7,753

553.49%

Taxi 1hour Waiting (Normal Tariff)

$33.06 NZ$58.2

$5.41 Rp 97.5K

511.09%

Gasoline (1 liter)

$1.56 NZ$2.75

$0.82 Rp 14.9K

90.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K NZ$49.3K

$23.8K Rp 429.7M

17.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K NZ$40.1K

$31.7K Rp 572.3M

-28.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 NZ$339

$79.1 Rp 1.4M

143.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.75 NZ$64.7

$6.45 Rp 116.2K

469.77%

Internet (50+ Mbps, Unlimited Data)

$58.5 NZ$103

$18.58 Rp 334.9K

215.07%

Gym Membership (Monthly)

$27.61 NZ$48.58

$49.48 Rp 892.0K

-44.20%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$10.35 NZ$18.22

$4.27 Rp 77.0K

142.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$684 NZ$1,204

$491 Rp 8.8M

39.44%

International Primary School, 1 Child (Yearly)

$23.0K NZ$40.5K

$5,674 Rp 102.3M

305.52%

Jeans (Levis 501 Or Similar)

$47.65 NZ$83.9

$44.64 Rp 804.7K

6.74%

Summer Dress (H&M, Zara, etc)

$37.98 NZ$66.9

$34.95 Rp 630.1K

8.67%

Sport Shoes (Adidas, Nike)

$94.1 NZ$166

$79.9 Rp 1.4M

17.75%

Men's Leather Business Shoes

$90.0 NZ$158

$79.4 Rp 1.4M

13.31%

1-bedroom Apartment, City Center (Monthly)

$826 NZ$1,454

$1,125 Rp 20.3M

-26.57%

1-bedroom Apartment, Outside City Center (Monthly)

$711 NZ$1,251

$671 Rp 12.1M

5.85%

3-bedroom Apartment, City Center (Monthly)

$1,567 NZ$2,757

$3,565 Rp 64.3M

-56.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,165 NZ$2,050

$1,723 Rp 31.1M

-32.41%

Buy Apartment in City Center (m2)

$4,213 NZ$7,414

$2,732 Rp 49.2M

54.22%

Buy Apartment Outside City Center (m2)

$3,293 NZ$5,796

$2,284 Rp 41.2M

44.18%

Average Monthly Net Salary (After Tax)

$1,586 NZ$2,791

$164 Rp 3.0M

868.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.83

13.78

-50.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hastings: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hastings

$711 40%

Ubud, Bali

$672 49.8% 5.5% $39

Monthly Utilities & Internet

Hastings

$288 16.2%

Ubud, Bali

$104 7.7% 63.8% $184

Groceries & Markets

Hastings

$269 15.1%

Ubud, Bali

$288 21.4% 7.3% $20

Eating Out

Hastings

$206 11.6%

Ubud, Bali

$108 8% 47.7% $98

Getting Around

Hastings

$133 7.5%

Ubud, Bali

$11 0.9% 91.4% $122

Clothing & Footwear

Hastings

$121 6.8%

Ubud, Bali

$108 8% 11.4% $14

Sport & Entertainment

Hastings

$48 2.7%

Ubud, Bali

$58 4.3% 20.1% $9.7

Cost Breakdown

A central one-bedroom costs $826 in Hastings versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hastings are about 9.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56 in Hastings versus $36 in Ubud, Bali. Groceries tell a different story – $269 in Hastings vs $288 in Ubud, Bali – so Hastings wins on supermarket bills even if dining out costs more.

Good to know

🇳🇿 Hastings

🇮🇩 Ubud, Bali

🕒 Local time

01:02 1:02 AM

20:02 8:02 PM

5 h behind Hastings

🌤 Weather

👥 Population

50,100

74,800

💱 Currency

New Zealand Dollar NZD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 NZD = 0.568 USD

1 NZD = 0.511 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 28, 2026: 1 USD = 1.76 NZD (1 NZD = 0.568 USD). 1 EUR = 1.96 NZD (1 NZD = 0.511 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to NZD in detail →

On the map

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Between locations

Hastings Ubud, Bali 6,980 km ≈ 9 h nonstop flight

From you

Hastings
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hastings vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Hastings costs about 32% more than Ubud, Bali, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,664 per month in Hastings and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hastings, especially for central apartments: a one-bedroom in the center costs $826 there versus $1,125 in Ubud, Bali.

Interestingly, groceries are about 7% cheaper in Hastings – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $56 in Hastings and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,776 in Hastings and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,776 in Hastings. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hastings makes more sense. Both are solid long-term options with distinct trade-offs.