Cost of Living Comparison Between Harrow and Ubud, Bali Cost of Living Comparison Between Harrow and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,120 in Harrow versus $1,395 in Ubud, Bali.

Estimated couple costs with rent: $4,566 in Harrow versus $2,559 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,013 in Harrow versus $3,724 in Ubud, Bali.

Living in Harrow is roughly 124% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Harrow 132% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$20.72 £15.35

$3.48 Rp 59.7K

495.40%

Three-Course Dinner for Two, Mid-Range

$96.1 £71.2

$32.88 Rp 564.0K

192.15%

Fast Food Meal (McDonalds, etc)

$9.48 £7.02

$5.09 Rp 87.3K

86.25%

Cappuccino

$4.77 £3.54

$2.75 Rp 47.1K

73.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.94 £2.18

$1.38 Rp 23.7K

113.04%

Water (0.33 liter bottle)

$2.17 £1.61

$0.71 Rp 12.2K

205.63%

Local Beer (0.5 liter draught)

$6.42 £4.76

$2.88 Rp 49.4K

122.92%

Imported Beer (0.33 liter bottle)

$6.76 £5.01

$3.87 Rp 66.4K

74.68%

Milk (1 liter)

$1.58 £1.17

$1.79 Rp 30.7K

-11.73%

White Bread (500g)

$1.74 £1.29

$2.45 Rp 42.0K

-28.98%

Rice (white) (1kg)

$4.27 £3.16

$1.21 Rp 20.7K

252.89%

Eggs

$6.25 £4.63

$2.39 Rp 40.9K

161.51%

Local Cheese (1kg)

$9.62 £7.13

$14.70 Rp 252.1K

-34.56%

Chicken Fillets (1kg)

$9.28 £6.87

$4.24 Rp 72.7K

118.87%

Beef Round Steak (1kg)

$17.45 £12.93

$12.08 Rp 207.1K

44.45%

Apples (1kg)

$3.49 £2.58

$3.66 Rp 62.9K

-4.64%

Banana (1kg)

$1.20 £0.89

$1.61 Rp 27.6K

-25.47%

Oranges (1kg)

$2.72 £2.02

$2.72 Rp 46.6K

Tomato (1kg)

$5.34 £3.95

$2.27 Rp 39.0K

135.24%

Potato (1kg)

$1.39 £1.03

$1.90 Rp 32.6K

-26.84%

Onion (1kg)

$3.97 £2.94

$2.30 Rp 39.4K

72.61%

Lettuce (1 head)

$1.19 £0.88

$1.02 Rp 17.4K

16.67%

Water (1.5 liter bottle)

$1.29 £0.95

$0.78 Rp 13.4K

65.38%

Cigarettes 20 Pack (Marlboro, Camel)

$21.62 £16.02

$3.24 Rp 55.7K

567.28%

Wine (Bottle)

$10.60 £7.85

$24.06 Rp 412.7K

-55.94%

Local Beer (0.5 liter bottle)

$2.03 £1.50

$2.84 Rp 48.7K

-28.52%

Imported Beer (0.33 liter bottle)

$1.34 £0.99

$2.79 Rp 47.8K

-51.97%

One-way Ticket (Public Transport)

$2.93 £2.17

$0.27 Rp 4,610

985.19%

Public Transport Monthly Pass (Regular Price)

$87.1 £64.6

$8.24 Rp 141.4K

957.16%

Taxi Start (Normal Tariff)

$5.49 £4.06

$0.45 Rp 7,708

1120.00%

Taxi (Normal Tariff) (1km)

$2.20 £1.63

$0.43 Rp 7,305

411.63%

Taxi 1hour Waiting (Normal Tariff)

$23.32 £17.28

$6.02 Rp 103.3K

287.38%

Gasoline (1 liter)

$2.00 £1.48

$0.86 Rp 14.7K

132.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.9K £28.1K

$26.1K Rp 447.1M

45.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.1K £30.5K

$31.7K Rp 543.7M

29.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 £138

$78.3 Rp 1.3M

137.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.18 £11.25

$4.00 Rp 68.5K

279.50%

Internet (50+ Mbps, Unlimited Data)

$43.35 £32.12

$24.35 Rp 417.7K

78.03%

Gym Membership (Monthly)

$53.4 £39.57

$95.8 Rp 1.6M

-44.24%

Tennis Court (1 Hour on Weekend)

$20.19 £14.96

$6.46 Rp 110.7K

212.54%

Cinema Ticket

$16.86 £12.50

$4.01 Rp 68.7K

320.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,186 £879

$302 Rp 5.2M

293.20%

International Primary School, 1 Child (Yearly)

$18.5K £13.7K

$6,545 Rp 112.3M

182.76%

Jeans (Levis 501 Or Similar)

$88.9 £65.9

$53.4 Rp 916.3K

66.45%

Summer Dress (H&M, Zara, etc)

$68.8 £51.0

$38.55 Rp 661.2K

78.34%

Sport Shoes (Adidas, Nike)

$109 £81.0

$89.1 Rp 1.5M

22.66%

Men's Leather Business Shoes

$202 £150

$78.9 Rp 1.4M

156.44%

1-bedroom Apartment, City Center (Monthly)

$2,492 £1,847

$1,016 Rp 17.4M

145.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,776 £1,316

$672 Rp 11.5M

164.22%

3-bedroom Apartment, City Center (Monthly)

$3,752 £2,780

$3,368 Rp 57.8M

11.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,874 £2,129

$2,108 Rp 36.2M

36.32%

Buy Apartment in City Center (m2)

$7,479 £5,542

$3,001 Rp 51.5M

149.19%

Buy Apartment Outside City Center (m2)

$7,303 £5,411

$2,337 Rp 40.1M

212.54%

Average Monthly Net Salary (After Tax)

$5,201 £3,854

$178 Rp 3.0M

2830.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.77

13.28

-56.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harrow: April 13, 2026

Last update for Ubud, Bali: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,492 in Harrow and $1,016 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Harrow pays 2830% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $96 in Harrow vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $331 vs $300 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Harrow vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Harrow and Ubud, Bali differ by about 124% in total monthly costs ($3,120 vs $1,395 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Harrow pays 2830% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,492 in Harrow versus $1,016 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 957% less than in Harrow. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,186 in Harrow versus $302 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,395 in Ubud, Bali versus $3,120 in Harrow, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Harrow. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Harrow and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 124% less than in Harrow. Beyond cost, consider language, visa policies, and how big the international community is in each city.