Cost of Living Comparison Between Harrow and London Cost of Living Comparison Between Harrow and London

Monthly Cost of Living

Monthly costs for one person with rent: $3,120 in Harrow versus $4,000 in London.

Estimated couple costs with rent: $4,566 in Harrow versus $5,771 in London.

Monthly costs for a family of three with rent: $6,013 in Harrow versus $7,542 in London.

Living in Harrow costs roughly 22% less than in London, driven mainly by Getting Around.

Both cities are pricier than the global median: Harrow 132% above, London 197% above.

Meal at Budget Restaurant

$20.72 £15.35

$27.00 £20.00

-23.26%

Three-Course Dinner for Two, Mid-Range

$96.1 £71.2

$108 £79.7

-10.68%

Fast Food Meal (McDonalds, etc)

$9.48 £7.02

$10.76 £7.97

-11.90%

Cappuccino

$4.77 £3.54

$5.12 £3.79

-6.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.94 £2.18

$2.75 £2.04

6.91%

Water (0.33 liter bottle)

$2.17 £1.61

$1.78 £1.32

21.91%

Local Beer (0.5 liter draught)

$6.42 £4.76

$8.84 £6.55

-27.38%

Imported Beer (0.33 liter bottle)

$6.76 £5.01

$8.08 £5.99

-16.34%

Milk (1 liter)

$1.58 £1.17

$1.75 £1.30

-9.71%

White Bread (500g)

$1.74 £1.29

$2.18 £1.61

-20.18%

Rice (white) (1kg)

$4.27 £3.16

$2.53 £1.88

68.77%

Eggs

$6.25 £4.63

$4.78 £3.54

30.75%

Local Cheese (1kg)

$9.62 £7.13

$11.46 £8.49

-16.06%

Chicken Fillets (1kg)

$9.28 £6.87

$8.96 £6.64

3.57%

Beef Round Steak (1kg)

$17.45 £12.93

$14.45 £10.71

20.76%

Apples (1kg)

$3.49 £2.58

$3.45 £2.55

1.16%

Banana (1kg)

$1.20 £0.89

$2.04 £1.51

-41.18%

Oranges (1kg)

$2.72 £2.02

$3.19 £2.37

-14.73%

Tomato (1kg)

$5.34 £3.95

$3.59 £2.66

48.75%

Potato (1kg)

$1.39 £1.03

$1.75 £1.30

-20.57%

Onion (1kg)

$3.97 £2.94

$1.78 £1.32

123.03%

Lettuce (1 head)

$1.19 £0.88

$1.32 £0.98

-9.85%

Water (1.5 liter bottle)

$1.29 £0.95

$1.89 £1.40

-31.75%

Cigarettes 20 Pack (Marlboro, Camel)

$21.62 £16.02

$22.64 £16.78

-4.51%

Wine (Bottle)

$10.60 £7.85

$13.27 £9.83

-20.12%

Local Beer (0.5 liter bottle)

$2.03 £1.50

$3.23 £2.40

-37.15%

Imported Beer (0.33 liter bottle)

$1.34 £0.99

$3.90 £2.89

-65.64%

One-way Ticket (Public Transport)

$2.93 £2.17

$4.00 £2.96

-26.75%

Public Transport Monthly Pass (Regular Price)

$87.1 £64.6

$244 £181

-64.24%

Taxi Start (Normal Tariff)

$5.49 £4.06

$6.03 £4.47

-8.96%

Taxi (Normal Tariff) (1km)

$2.20 £1.63

$3.24 £2.40

-32.10%

Taxi 1hour Waiting (Normal Tariff)

$23.32 £17.28

$40.25 £29.82

-42.06%

Gasoline (1 liter)

$2.00 £1.48

$1.96 £1.45

2.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.9K £28.1K

$38.2K £28.3K

-0.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.1K £30.5K

$39.2K £29.1K

4.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 £138

$328 £243

-43.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.18 £11.25

$20.14 £14.92

-24.63%

Internet (50+ Mbps, Unlimited Data)

$43.35 £32.12

$42.96 £31.83

0.91%

Gym Membership (Monthly)

$53.4 £39.57

$65.4 £48.48

-18.39%

Tennis Court (1 Hour on Weekend)

$20.19 £14.96

$22.39 £16.59

-9.83%

Cinema Ticket

$16.86 £12.50

$20.19 £14.96

-16.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,186 £879

$2,552 £1,891

-53.54%

International Primary School, 1 Child (Yearly)

$18.5K £13.7K

$27.9K £20.6K

-33.56%

Jeans (Levis 501 Or Similar)

$88.9 £65.9

$119 £88.4

-25.48%

Summer Dress (H&M, Zara, etc)

$68.8 £51.0

$49.55 £36.71

38.75%

Sport Shoes (Adidas, Nike)

$109 £81.0

$128 £94.7

-14.49%

Men's Leather Business Shoes

$202 £150

$154 £114

31.09%

1-bedroom Apartment, City Center (Monthly)

$2,492 £1,847

$2,993 £2,218

-16.73%

1-bedroom Apartment, Outside City Center (Monthly)

$1,776 £1,316

$2,221 £1,646

-20.04%

3-bedroom Apartment, City Center (Monthly)

$3,752 £2,780

$5,642 £4,181

-33.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,874 £2,129

$3,634 £2,693

-20.93%

Buy Apartment in City Center (m2)

$7,479 £5,542

$19.2K £14.2K

-61.00%

Buy Apartment Outside City Center (m2)

$7,303 £5,411

$10.2K £7,572

-28.53%

Average Monthly Net Salary (After Tax)

$5,201 £3,854

$5,067 £3,755

2.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.77

5.05

14.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harrow: April 13, 2026

Last update for London: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,492 in Harrow and $2,993 in London. Housing cost is often the main lever when comparing two cities.

Harrow pays 3% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $96 in Harrow vs $108 in London for a mid-range dinner for two. Groceries echo the gap at $331 vs $339 per month, with Harrow cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Harrow vs London: Cost of Living - Frequently Asked Questions

Harrow and London differ by about 28% in total monthly costs ($3,120 vs $4,000 including rent). Harrow is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Harrow pays 3% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,492 in Harrow versus $2,993 in London. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Harrow runs roughly 180% less than in London. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,186 in Harrow versus $2,552 in London. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $3,000. Harrow is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Harrow and London are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Harrow gentler on the wallet – expenses run 28% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.