Last update: Oct 2026

Cost of Living Comparison Between Harrow and London

For one person, living is cheaper in Harrow: $2,990 a month against $3,986 in London, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

146

Cost of Living Index in Harrow
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Harrow Living Index
194

Cost of Living Index in London
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London Living Index

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Harrow

🇬🇧 United Kingdom

$2,990

/mo nomad

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monthly Cost of Living

How much you'll spend in Harrow and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Harrow and in London actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,990 in Harrow versus $3,986 in London.

Harrow $2,990
London $3,986

Estimated couple costs with rent: $4,436 in Harrow versus $5,791 in London.

Harrow $4,436
London $5,791

Monthly costs for a family of three with rent: $5,883 in Harrow versus $7,595 in London.

Harrow $5,883
London $7,595

Living in Harrow costs roughly 25% less than in London, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Harrow 121% above, London 195% above.

Meal at Budget Restaurant

$19.97 £14.99

$25.93 £19.45

-22.98%

Three-Course Dinner for Two, Mid-Range

$93.1 £69.8

$107 £79.9

-12.60%

Fast Food Meal (McDonalds, etc)

$9.39 £7.04

$10.71 £8.03

-12.32%

Cappuccino

$4.54 £3.40

$5.47 £4.11

-17.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 £2.16

$2.97 £2.23

-3.03%

Water (0.33 liter bottle)

$1.95 £1.46

$2.20 £1.65

-11.36%

Local Beer (0.5 liter draught)

$7.48 £5.61

$9.13 £6.85

-18.07%

Imported Beer (0.33 liter bottle)

$7.04 £5.28

$7.94 £5.96

-11.34%

Milk (1 liter)

$1.62 £1.21

$1.86 £1.40

-12.90%

White Bread (500g)

$1.86 £1.40

$2.07 £1.55

-10.14%

Rice (white) (1kg)

$1.70 £1.27

$2.42 £1.81

-29.75%

Eggs

$6.11 £4.58

$5.09 £3.82

20.04%

Local Cheese (1kg)

$11.15 £8.37

$12.87 £9.66

-13.36%

Chicken Fillets (1kg)

$8.28 £6.21

$10.43 £7.82

-20.61%

Beef Round Steak (1kg)

$12.32 £9.25

$16.87 £12.66

-26.97%

Apples (1kg)

$2.06 £1.55

$3.11 £2.33

-33.76%

Banana (1kg)

$1.30 £0.98

$1.40 £1.05

-7.14%

Oranges (1kg)

$1.74 £1.30

$3.08 £2.31

-43.51%

Tomato (1kg)

$5.19 £3.90

$3.27 £2.45

58.72%

Potato (1kg)

$1.30 £0.98

$1.58 £1.19

-17.72%

Onion (1kg)

$1.58 £1.19

$1.74 £1.31

-9.20%

Lettuce (1 head)

$1.28 £0.96

$1.40 £1.05

-8.57%

Water (1.5 liter bottle)

$1.30 £0.97

$1.80 £1.35

-27.78%

Cigarettes 20 Pack (Marlboro, Camel)

$22.63 £16.98

$23.28 £17.46

-2.79%

Wine (Bottle)

$9.46 £7.10

$13.03 £9.77

-27.40%

Local Beer (0.5 liter bottle)

$2.03 £1.52

$3.17 £2.38

-35.96%

Imported Beer (0.33 liter bottle)

$1.30 £0.98

$4.42 £3.32

-70.59%

One-way Ticket (Public Transport)

$4.77 £3.58

$4.07 £3.05

17.20%

Public Transport Monthly Pass (Regular Price)

$247 £185

Taxi Start (Normal Tariff)

$13.04 £9.78

$5.58 £4.18

133.69%

Taxi (Normal Tariff) (1km)

$3.93 £2.95

$3.36 £2.52

16.96%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.58

Gasoline (1 liter)

$1.89 £1.42

$2.13 £1.60

-11.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.6K £29.7K

$38.2K £28.6K

3.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.6K £32.7K

$40.9K £30.7K

6.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 £151

$372 £279

-45.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.13 £11.35

$17.82 £13.37

-15.10%

Internet (50+ Mbps, Unlimited Data)

$39.77 £29.84

$40.37 £30.29

-1.49%

Gym Membership (Monthly)

$78.0 £58.5

$60.0 £44.99

30.08%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

Cinema Ticket

$13.97 £10.48

$17.74 £13.31

-21.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,909 £1,432

$2,864 £2,149

-33.36%

International Primary School, 1 Child (Yearly)

$23.8K £17.9K

$35.3K £26.5K

-32.52%

Jeans (Levis 501 Or Similar)

$77.8 £58.4

$114 £85.5

-31.78%

Summer Dress (H&M, Zara, etc)

$58.6 £43.93

$54.3 £40.71

7.90%

Sport Shoes (Adidas, Nike)

$104 £78.3

$124 £93.2

-16.00%

Men's Leather Business Shoes

$159 £119

$163 £122

-2.68%

1-bedroom Apartment, City Center (Monthly)

$2,258 £1,694

$2,869 £2,152

-21.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 £1,346

$2,233 £1,675

-19.66%

3-bedroom Apartment, City Center (Monthly)

$4,113 £3,086

$5,266 £3,951

-21.89%

3-bedroom Apartment, Outside City Center (Monthly)

$3,116 £2,338

$3,778 £2,835

-17.54%

Buy Apartment in City Center (m2)

$7,410 £5,559

$18.3K £13.8K

-59.58%

Buy Apartment Outside City Center (m2)

$7,360 £5,522

$8,024 £6,020

-8.27%

Average Monthly Net Salary (After Tax)

$5,100 £3,826

$5,037 £3,779

1.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

4.74

11.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harrow: October 12, 2026

Last update for London: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Harrow

$1.8K 60%

London

$2.2K 56% 24.5% $439

Eating Out

Harrow

$313 10.5%

London

$388 9.7% 23.7% $74

Groceries & Markets

Harrow

$288 9.6%

London

$349 8.8% 21.2% $61

Monthly Utilities & Internet

Harrow

$257 8.6%

London

$430 10.8% 67.6% $174

Clothing & Footwear

Harrow

$180 6%

London

$205 5.1% 14.1% $25

Sport & Entertainment

Harrow

$106 3.5%

London

$95 2.4% 9.9% $11

Getting Around

Harrow

$52 * 1.7%

London

$285 7.2% 452% $234

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,258 in Harrow and $2,869 in London. Housing cost is often the main lever when comparing two cities.

Harrow pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $93.0 in Harrow vs $107 in London for a mid-range dinner for two. Groceries echo the gap at $288 vs $349 per month, with Harrow cheaper across the board.

Good to know

🇬🇧 Harrow

🇬🇧 London

🕒 Local time

15:04 3:04 PM

Same time as Harrow

🌤 Weather

👥 Population

149,246

8,908,083 Capital

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

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Between locations

Harrow London 18 km

From you

Harrow
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Harrow vs London: Cost of Living - Frequently Asked Questions

Harrow and London differ by about 33% in total monthly costs ($2,990 vs $3,986 including rent). Harrow is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1% higher in Harrow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,258 in Harrow versus $2,869 in London. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,909 in Harrow versus $2,864 in London. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Harrow – a meal for two runs $93.0 versus $107 in London. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Harrow is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Harrow and London are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Harrow gentler on the wallet – expenses run 33% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.