Cost of Living Comparison Between Ubud, Bali and Harrow Cost of Living Comparison Between Ubud, Bali and Harrow

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $3,081 in Harrow.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $4,505 in Harrow.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $5,930 in Harrow.

Living in Ubud, Bali costs roughly 56% less than in Harrow, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Harrow 125% above.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$20.34 £15.20

-83.09%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$96.3 £71.9

-62.28%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$9.56 £7.14

-40.27%

Cappuccino

$2.67 Rp 47.3K

$4.82 £3.60

-44.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.83 £2.12

-38.16%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$2.00 £1.49

-56.50%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$7.61 £5.69

-61.24%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$7.26 £5.42

-37.74%

Milk (1 liter)

$1.62 Rp 28.7K

$1.64 £1.23

-1.22%

White Bread (500g)

$2.33 Rp 41.3K

$1.85 £1.39

25.95%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.73 £1.29

-35.84%

Eggs

$2.20 Rp 39.0K

$6.21 £4.64

-64.57%

Local Cheese (1kg)

$17.69 Rp 313.3K

$11.05 £8.26

60.09%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$8.42 £6.29

-51.31%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$12.68 £9.48

-3.94%

Apples (1kg)

$3.71 Rp 65.6K

$2.09 £1.56

77.51%

Banana (1kg)

$1.59 Rp 28.1K

$1.32 £0.99

20.45%

Oranges (1kg)

$2.28 Rp 40.4K

$1.81 £1.35

25.97%

Tomato (1kg)

$1.95 Rp 34.6K

$5.25 £3.93

-62.86%

Potato (1kg)

$1.91 Rp 33.7K

$1.38 £1.03

38.41%

Onion (1kg)

$2.33 Rp 41.3K

$1.65 £1.23

41.21%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.37 £1.03

-26.28%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$1.33 £1.00

-58.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$22.74 £16.99

-90.19%

Wine (Bottle)

$23.07 Rp 408.6K

$9.17 £6.85

151.58%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.98 £1.48

22.22%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.31 £0.98

129.01%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$4.96 £3.71

-94.56%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$13.39 £10.01

-96.42%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$4.02 £3.00

-89.30%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.93 £1.44

-58.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$40.3K £30.1K

-38.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$45.3K £33.9K

-30.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$199 £149

-59.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$15.60 £11.66

-58.40%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$40.01 £29.90

-53.09%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$80.7 £60.3

-29.54%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$14.44 £10.79

-68.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$1,958 £1,463

-75.45%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$24.7K £18.5K

-76.90%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$80.2 £59.9

-43.23%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$59.8 £44.70

-40.02%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$108 £80.4

-25.23%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$160 £120

-50.93%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$2,354 £1,759

-52.65%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$1,826 £1,364

-61.79%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$4,297 £3,211

-15.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$3,182 £2,378

-45.41%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$7,301 £5,456

-61.86%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$7,430 £5,552

-69.18%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$5,082 £3,798

-96.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.3

160.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Harrow: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $2,354 in Harrow. Housing cost is often the main lever when comparing two cities.

Harrow pays 2925% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $96.0 in Harrow. Groceries flip the comparison at $295 vs $292, with Harrow cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Harrow: Cost of Living - Frequently Asked Questions

Ubud, Bali and Harrow differ by about 125% in total monthly costs ($1,368 vs $3,081 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 2925% lower in Harrow. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $2,354 in Harrow. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $1,958 in Harrow. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $96.0 in Harrow. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $3,081 in Harrow, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Harrow. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Harrow are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 125% less than in Harrow. Beyond cost, consider language, visa policies, and how big the international community is in each city.