Cost of Living Comparison Between Harrow and Toronto Cost of Living Comparison Between Harrow and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $3,122 in Harrow versus $2,811 in Toronto.

Estimated couple costs with rent: $4,485 in Harrow versus $4,130 in Toronto.

Monthly costs for a family of three with rent: $5,847 in Harrow versus $5,449 in Toronto.

Living in Harrow is roughly 11% more expensive than Toronto, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Harrow 133% above, Toronto 110% above.

Meal at Budget Restaurant

$20.51 £15.28

$18.71 CA$26.02

9.62%

Three-Course Dinner for Two, Mid-Range

$93.6 £69.7

$81.9 CA$114

14.35%

Fast Food Meal (McDonalds, etc)

$9.38 £6.99

$10.83 CA$15.06

-13.39%

Cappuccino

$4.93 £3.68

$3.89 CA$5.41

26.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 £2.15

$2.22 CA$3.09

30.18%

Water (0.33 liter bottle)

$2.17 £1.61

$1.65 CA$2.29

31.52%

Local Beer (0.5 liter draught)

$6.61 £4.92

$6.05 CA$8.41

9.26%

Imported Beer (0.33 liter bottle)

$6.83 £5.09

$6.58 CA$9.15

3.80%

Milk (1 liter)

$1.65 £1.23

$2.73 CA$3.79

-39.56%

White Bread (500g)

$1.75 £1.30

$2.72 CA$3.78

-35.66%

Rice (white) (1kg)

$4.15 £3.09

$3.54 CA$4.92

17.23%

Eggs

$6.26 £4.67

$3.50 CA$4.87

78.86%

Local Cheese (1kg)

$9.68 £7.21

$13.53 CA$18.81

-28.46%

Chicken Fillets (1kg)

$9.07 £6.76

$13.09 CA$18.20

-30.71%

Beef Round Steak (1kg)

$17.54 £13.07

$16.96 CA$23.59

3.42%

Apples (1kg)

$3.36 £2.51

$4.16 CA$5.79

-19.23%

Banana (1kg)

$1.19 £0.88

$1.18 CA$1.64

0.85%

Oranges (1kg)

$2.68 £1.99

$3.25 CA$4.52

-17.54%

Tomato (1kg)

$5.52 £4.11

$4.12 CA$5.73

33.98%

Potato (1kg)

$1.39 £1.04

$2.50 CA$3.48

-44.40%

Onion (1kg)

$4.02 £2.99

$2.88 CA$4.00

39.58%

Lettuce (1 head)

$1.20 £0.90

$2.35 CA$3.27

-48.94%

Water (1.5 liter bottle)

$1.28 £0.96

$2.00 CA$2.78

-36.00%

Cigarettes 20 Pack (Marlboro, Camel)

$21.56 £16.06

$14.58 CA$20.28

47.87%

Wine (Bottle)

$10.64 £7.93

$14.18 CA$19.71

-24.96%

Local Beer (0.5 liter bottle)

$2.09 £1.55

$2.80 CA$3.89

-25.36%

Imported Beer (0.33 liter bottle)

$1.39 £1.04

$3.25 CA$4.53

-57.23%

One-way Ticket (Public Transport)

$2.79 £2.07

$2.40 CA$3.34

16.25%

Public Transport Monthly Pass (Regular Price)

$90.0 £67.0

$114 CA$159

-21.13%

Taxi Start (Normal Tariff)

$5.40 £4.02

$3.76 CA$5.22

43.62%

Taxi (Normal Tariff) (1km)

$2.09 £1.55

$1.41 CA$1.96

48.23%

Taxi 1hour Waiting (Normal Tariff)

$22.97 £17.11

$25.53 CA$35.50

-10.03%

Gasoline (1 liter)

$1.89 £1.41

$1.10 CA$1.53

71.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.0K £28.3K

$25.2K CA$35.1K

50.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.6K £31.0K

$21.1K CA$29.3K

97.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 £135

$120 CA$166

51.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.33 £11.42

$37.54 CA$52.2

-59.16%

Internet (50+ Mbps, Unlimited Data)

$44.39 £33.07

$54.5 CA$75.8

-18.58%

Gym Membership (Monthly)

$53.4 £39.81

$55.5 CA$77.2

-3.75%

Tennis Court (1 Hour on Weekend)

$20.24 £15.08

$21.15 CA$29.41

-4.30%

Cinema Ticket

$16.94 £12.62

$11.56 CA$16.07

46.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,219 £908

$1,129 CA$1,571

7.95%

International Primary School, 1 Child (Yearly)

$18.3K £13.6K

$18.0K CA$25.0K

1.68%

Jeans (Levis 501 Or Similar)

$87.8 £65.4

$56.9 CA$79.2

54.19%

Summer Dress (H&M, Zara, etc)

$68.8 £51.2

$39.96 CA$55.6

72.12%

Sport Shoes (Adidas, Nike)

$110 £82.2

$89.7 CA$125

23.10%

Men's Leather Business Shoes

$202 £151

$114 CA$159

76.86%

1-bedroom Apartment, City Center (Monthly)

$2,469 £1,839

$1,849 CA$2,572

33.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,762 £1,313

$1,560 CA$2,169

12.99%

3-bedroom Apartment, City Center (Monthly)

$3,735 £2,783

$2,925 CA$4,068

27.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,836 £2,113

$2,470 CA$3,435

14.83%

Buy Apartment in City Center (m2)

$7,281 £5,424

$9,085 CA$12.6K

-19.85%

Buy Apartment Outside City Center (m2)

$7,286 £5,428

$7,036 CA$9,785

3.55%

Average Monthly Net Salary (After Tax)

$5,098 £3,798

$3,572 CA$4,967

42.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.77

5.16

11.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harrow: June 1, 2026

Last update for Toronto: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,469 in Harrow and $1,849 in Toronto. Housing cost is often the main lever when comparing two cities.

Harrow pays 43% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $94.0 in Harrow vs $82.0 in Toronto. Groceries flip the comparison at $332 vs $396, with Harrow cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Harrow vs Toronto: Cost of Living - Frequently Asked Questions

Harrow and Toronto differ by about 11% in total monthly costs ($3,122 vs $2,811 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Harrow pays 43% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,469 in Harrow versus $1,849 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toronto runs roughly 27% less than in Harrow. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,219 in Harrow versus $1,129 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Harrow and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 11% less than in Harrow. Beyond cost, consider language, visa policies, and how big the international community is in each city.