Last update: Oct 2026

Cost of Living Comparison Between Harrow and Toronto

For one person, living is cheaper in Toronto: $2,561 a month against $2,990 in Harrow, rent and utilities included – about $5,100 less a year. Higher rent and utilities in Harrow outweigh lower spending on other living expenses.

146

Cost of Living Index in Harrow
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Harrow Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Harrow

🇬🇧 United Kingdom

$2,990

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Harrow and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Harrow and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,990 in Harrow versus $2,561 in Toronto.

Harrow $2,990
Toronto $2,561

Estimated couple costs with rent: $4,436 in Harrow versus $3,694 in Toronto.

Harrow $4,436
Toronto $3,694

Monthly costs for a family of three with rent: $5,883 in Harrow versus $4,826 in Toronto.

Harrow $5,883
Toronto $4,826

Living in Harrow is roughly 17% more expensive than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Harrow 121% above, Toronto 90% above.

Meal at Budget Restaurant

$19.97 £14.99

$17.18 CA$24.29

16.24%

Three-Course Dinner for Two, Mid-Range

$93.1 £69.8

$76.0 CA$107

22.52%

Fast Food Meal (McDonalds, etc)

$9.39 £7.04

$10.54 CA$14.89

-10.91%

Cappuccino

$4.54 £3.40

$4.02 CA$5.68

12.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 £2.16

$2.12 CA$3.00

35.85%

Water (0.33 liter bottle)

$1.95 £1.46

$1.75 CA$2.48

11.43%

Local Beer (0.5 liter draught)

$7.48 £5.61

$6.24 CA$8.83

19.87%

Imported Beer (0.33 liter bottle)

$7.04 £5.28

$7.09 CA$10.02

-0.71%

Milk (1 liter)

$1.62 £1.21

$2.44 CA$3.45

-33.61%

White Bread (500g)

$1.86 £1.40

$2.68 CA$3.78

-30.60%

Rice (white) (1kg)

$1.70 £1.27

$2.24 CA$3.17

-24.11%

Eggs

$6.11 £4.58

$3.56 CA$5.03

71.63%

Local Cheese (1kg)

$11.15 £8.37

$9.09 CA$12.85

22.66%

Chicken Fillets (1kg)

$8.28 £6.21

$11.33 CA$16.01

-26.92%

Beef Round Steak (1kg)

$12.32 £9.25

$14.53 CA$20.55

-15.21%

Apples (1kg)

$2.06 £1.55

$3.62 CA$5.12

-43.09%

Banana (1kg)

$1.30 £0.98

$1.21 CA$1.72

7.44%

Oranges (1kg)

$1.74 £1.30

$3.60 CA$5.09

-51.67%

Tomato (1kg)

$5.19 £3.90

$4.21 CA$5.96

23.28%

Potato (1kg)

$1.30 £0.98

$1.79 CA$2.53

-27.37%

Onion (1kg)

$1.58 £1.19

$1.59 CA$2.25

-0.63%

Lettuce (1 head)

$1.28 £0.96

$2.27 CA$3.21

-43.61%

Water (1.5 liter bottle)

$1.30 £0.97

$1.25 CA$1.77

4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$22.63 £16.98

$13.82 CA$19.53

63.75%

Wine (Bottle)

$9.46 £7.10

$14.27 CA$20.18

-33.71%

Local Beer (0.5 liter bottle)

$2.03 £1.52

$2.20 CA$3.10

-7.73%

Imported Beer (0.33 liter bottle)

$1.30 £0.98

$2.43 CA$3.44

-46.50%

One-way Ticket (Public Transport)

$4.77 £3.58

$2.39 CA$3.38

99.58%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$13.04 £9.78

$2.91 CA$4.12

348.11%

Taxi (Normal Tariff) (1km)

$3.93 £2.95

$1.20 CA$1.69

227.50%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.89 £1.42

$1.21 CA$1.71

56.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.6K £29.7K

$28.2K CA$39.8K

40.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.6K £32.7K

$20.3K CA$28.6K

115.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 £151

$120 CA$170

67.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.13 £11.35

$32.26 CA$45.60

-53.10%

Internet (50+ Mbps, Unlimited Data)

$39.77 £29.84

$47.93 CA$67.8

-17.02%

Gym Membership (Monthly)

$78.0 £58.5

$38.48 CA$54.4

102.73%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$13.97 £10.48

$12.38 CA$17.50

12.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,909 £1,432

$830 CA$1,173

129.99%

International Primary School, 1 Child (Yearly)

$23.8K £17.9K

$23.1K CA$32.6K

3.25%

Jeans (Levis 501 Or Similar)

$77.8 £58.4

$50.7 CA$71.7

53.38%

Summer Dress (H&M, Zara, etc)

$58.6 £43.93

$40.02 CA$56.6

46.33%

Sport Shoes (Adidas, Nike)

$104 £78.3

$98.0 CA$139

6.52%

Men's Leather Business Shoes

$159 £119

$121 CA$171

31.53%

1-bedroom Apartment, City Center (Monthly)

$2,258 £1,694

$1,592 CA$2,251

41.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,794 £1,346

$1,410 CA$1,994

27.21%

3-bedroom Apartment, City Center (Monthly)

$4,113 £3,086

$2,670 CA$3,775

54.05%

3-bedroom Apartment, Outside City Center (Monthly)

$3,116 £2,338

$2,152 CA$3,042

44.81%

Buy Apartment in City Center (m2)

$7,410 £5,559

$7,945 CA$11.2K

-6.74%

Buy Apartment Outside City Center (m2)

$7,360 £5,522

$6,542 CA$9,249

12.50%

Average Monthly Net Salary (After Tax)

$5,100 £3,826

$3,727 CA$5,269

36.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

4.47

18.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harrow: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Harrow

$1.8K 60%

Toronto

$1.4K 55.1% 21.4% $384

Eating Out

Harrow

$313 10.5%

Toronto

$278 10.9% 11.2% $35

Groceries & Markets

Harrow

$288 9.6%

Toronto

$340 13.3% 17.8% $51

Monthly Utilities & Internet

Harrow

$257 8.6%

Toronto

$201 7.8% 21.9% $56

Clothing & Footwear

Harrow

$180 6%

Toronto

$139 5.4% 22.5% $41

Sport & Entertainment

Harrow

$106 3.5%

Toronto

$63 2.5% 40.3% $43

Getting Around

Harrow

$52 * 1.7%

Toronto

$129 5.1% 150% $78

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,258 in Harrow and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Harrow pays 37% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $93.0 in Harrow vs $76.0 in Toronto. Groceries flip the comparison at $288 vs $340, with Harrow cheaper for home cooking.

Good to know

🇬🇧 Harrow

🇨🇦 Toronto

🕒 Local time

14:22 2:22 PM

09:22 9:22 AM

5 h behind Harrow

🌤 Weather

👥 Population

149,246

2,731,571

💱 Currency

British Pound GBP £

Canadian Dollar CAD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to GBP in detail →

On the map

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Between locations

Harrow Toronto 5,700 km ≈ 8 h nonstop flight

From you

Harrow
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Harrow vs Toronto: Cost of Living - Frequently Asked Questions

Harrow and Toronto differ by about 17% in total monthly costs ($2,990 vs $2,561 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 37% higher in Harrow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,258 in Harrow versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,909 in Harrow versus $830 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Toronto – a meal for two runs $76.0 versus $93.0 in Harrow. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Harrow and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 17% less than in Harrow. Beyond cost, consider language, visa policies, and how big the international community is in each city.