Last update: Oct 2026

Cost of Living Comparison Between Toronto and Harrow

For one person, living is cheaper in Toronto: $2,589 a month against $3,031 in Harrow, rent and utilities included – about $5,300 less a year. Higher rent and utilities in Harrow outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
146

Cost of Living Index in Harrow
Learn more

Harrow Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Harrow

🇬🇧 United Kingdom

$3,031

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Harrow

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Harrow actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,589 in Toronto versus $3,031 in Harrow.

Toronto $2,589
Harrow $3,031

Estimated couple costs with rent: $3,710 in Toronto versus $4,459 in Harrow.

Toronto $3,710
Harrow $4,459

Monthly costs for a family of three with rent: $4,831 in Toronto versus $5,886 in Harrow.

Toronto $4,831
Harrow $5,886

Living in Toronto costs roughly 15% less than in Harrow, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: Toronto 90% above, Harrow 123% above.

Meal at Budget Restaurant

$17.60 CA$24.59

$19.77 £14.76

-10.98%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$95.2 £71.1

-18.26%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.79

$9.16 £6.84

15.61%

Cappuccino

$4.16 CA$5.81

$4.81 £3.59

-13.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.86

$2.90 £2.16

-29.66%

Water (0.33 liter bottle)

$1.75 CA$2.45

$1.97 £1.47

-11.17%

Local Beer (0.5 liter draught)

$6.58 CA$9.19

$7.32 £5.47

-10.11%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.94

$7.09 £5.29

0.28%

Milk (1 liter)

$2.53 CA$3.54

$1.62 £1.21

56.17%

White Bread (500g)

$2.70 CA$3.78

$1.84 £1.37

46.74%

Rice (white) (1kg)

$2.24 CA$3.13

$1.64 £1.23

36.59%

Eggs

$3.48 CA$4.87

$5.83 £4.35

-40.31%

Local Cheese (1kg)

$9.38 CA$13.10

$11.22 £8.37

-16.40%

Chicken Fillets (1kg)

$11.60 CA$16.21

$8.24 £6.15

40.78%

Beef Round Steak (1kg)

$14.68 CA$20.52

$12.71 £9.49

15.50%

Apples (1kg)

$3.74 CA$5.23

$2.01 £1.50

86.07%

Banana (1kg)

$1.22 CA$1.71

$1.32 £0.99

-7.58%

Oranges (1kg)

$3.48 CA$4.86

$1.77 £1.32

96.61%

Tomato (1kg)

$4.32 CA$6.04

$5.24 £3.92

-17.56%

Potato (1kg)

$1.85 CA$2.59

$1.36 £1.02

36.03%

Onion (1kg)

$1.69 CA$2.36

$1.55 £1.15

9.03%

Lettuce (1 head)

$2.23 CA$3.11

$1.36 £1.02

63.97%

Water (1.5 liter bottle)

$1.28 CA$1.78

$1.37 £1.02

-6.57%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.62

$22.23 £16.60

-36.84%

Wine (Bottle)

$14.43 CA$20.16

$9.55 £7.13

51.10%

Local Beer (0.5 liter bottle)

$2.16 CA$3.01

$1.96 £1.46

10.20%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.53

$1.35 £1.01

86.67%

One-way Ticket (Public Transport)

$2.37 CA$3.31

$4.89 £3.65

-51.53%

Public Transport Monthly Pass (Regular Price)

$112 CA$157

Taxi Start (Normal Tariff)

$3.04 CA$4.25

$13.35 £9.97

-77.23%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.73

$3.92 £2.93

-68.37%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.51

Gasoline (1 liter)

$1.24 CA$1.74

$1.91 £1.43

-35.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.6K

$40.3K £30.1K

-33.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$29.9K

$44.8K £33.5K

-52.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$174

$201 £150

-38.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.19

$15.01 £11.21

120.19%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.0

$39.90 £29.80

20.20%

Gym Membership (Monthly)

$36.69 CA$51.3

$78.7 £58.8

-53.39%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.07

Cinema Ticket

$13.08 CA$18.27

$14.18 £10.59

-7.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,060

$1,929 £1,440

-60.66%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.2K

$24.1K £18.0K

-1.28%

Jeans (Levis 501 Or Similar)

$53.5 CA$74.8

$78.7 £58.7

-31.93%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.5

$59.9 £44.71

-32.46%

Sport Shoes (Adidas, Nike)

$100 CA$140

$106 £79.3

-5.44%

Men's Leather Business Shoes

$125 CA$175

$161 £120

-22.08%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,277

$2,297 £1,715

-29.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,978

$1,830 £1,366

-22.62%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,765

$4,227 £3,156

-36.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,936

$3,096 £2,312

-32.14%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$7,262 £5,422

3.98%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,325

$7,235 £5,402

-7.75%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,951

$5,045 £3,767

-29.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

5.3

-16.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Harrow: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Harrow

$1.8K 60.4% 29.2% $414

Groceries & Markets

Toronto

$345 13.3%

Harrow

$289 9.6% 16.1% $55

Eating Out

Toronto

$285 11%

Harrow

$314 10.4% 10.2% $29

Monthly Utilities & Internet

Toronto

$206 7.9%

Harrow

$256 8.5% 24.6% $51

Clothing & Footwear

Toronto

$144 5.6%

Harrow

$182 6% 26.8% $39

Getting Around

Toronto

$131 5.1%

Harrow

$53 * 1.7% 60% $79

Sport & Entertainment

Toronto

$63 2.4%

Harrow

$107 3.5% 70.4% $44

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Toronto and $2,297 in Harrow. Housing cost is often the main lever when comparing two cities.

Harrow pays 42% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $78 in Toronto vs $95 in Harrow. Groceries flip the comparison at $345 vs $289, with Harrow cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇬🇧 Harrow

🕒 Local time

13:02 1:02 PM

18:02 6:02 PM

5 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

149,246

💱 Currency

Canadian Dollar CAD $

British Pound GBP £

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 1, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

British Pound exchange rates as of November 1, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Harrow 5,700 km ≈ 8 h nonstop flight

From you

Toronto
Harrow

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Harrow: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,589 in Toronto and $3,031 in Harrow, so Toronto is about 15% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 30% lower in Toronto. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,630 in Toronto versus $2,297 in Harrow. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $759 in Toronto versus $1,929 in Harrow. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Toronto – a meal for two runs $78 versus $95 in Harrow. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Toronto wins on affordability, Harrow on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.