Cost of Living Comparison Between Toronto and Harrow Cost of Living Comparison Between Toronto and Harrow

Monthly Cost of Living

Monthly costs for one person with rent: $2,811 in Toronto versus $3,122 in Harrow.

Estimated couple costs with rent: $4,130 in Toronto versus $4,485 in Harrow.

Monthly costs for a family of three with rent: $5,449 in Toronto versus $5,847 in Harrow.

Living in Toronto costs roughly 10% less than in Harrow, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Toronto 110% above, Harrow 133% above.

Meal at Budget Restaurant

$18.71 CA$26.02

$20.51 £15.28

-8.78%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$93.6 £69.7

-12.55%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.06

$9.38 £6.99

15.46%

Cappuccino

$3.89 CA$5.41

$4.93 £3.68

-21.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.09

$2.89 £2.15

-23.18%

Water (0.33 liter bottle)

$1.65 CA$2.29

$2.17 £1.61

-23.96%

Local Beer (0.5 liter draught)

$6.05 CA$8.41

$6.61 £4.92

-8.47%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.15

$6.83 £5.09

-3.66%

Milk (1 liter)

$2.73 CA$3.79

$1.65 £1.23

65.45%

White Bread (500g)

$2.72 CA$3.78

$1.75 £1.30

55.43%

Rice (white) (1kg)

$3.54 CA$4.92

$4.15 £3.09

-14.70%

Eggs

$3.50 CA$4.87

$6.26 £4.67

-44.09%

Local Cheese (1kg)

$13.53 CA$18.81

$9.68 £7.21

39.77%

Chicken Fillets (1kg)

$13.09 CA$18.20

$9.07 £6.76

44.32%

Beef Round Steak (1kg)

$16.96 CA$23.59

$17.54 £13.07

-3.31%

Apples (1kg)

$4.16 CA$5.79

$3.36 £2.51

23.81%

Banana (1kg)

$1.18 CA$1.64

$1.19 £0.88

-0.84%

Oranges (1kg)

$3.25 CA$4.52

$2.68 £1.99

21.27%

Tomato (1kg)

$4.12 CA$5.73

$5.52 £4.11

-25.36%

Potato (1kg)

$2.50 CA$3.48

$1.39 £1.04

79.86%

Onion (1kg)

$2.88 CA$4.00

$4.02 £2.99

-28.36%

Lettuce (1 head)

$2.35 CA$3.27

$1.20 £0.90

95.83%

Water (1.5 liter bottle)

$2.00 CA$2.78

$1.28 £0.96

56.25%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.28

$21.56 £16.06

-32.37%

Wine (Bottle)

$14.18 CA$19.71

$10.64 £7.93

33.27%

Local Beer (0.5 liter bottle)

$2.80 CA$3.89

$2.09 £1.55

33.97%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.53

$1.39 £1.04

133.81%

One-way Ticket (Public Transport)

$2.40 CA$3.34

$2.79 £2.07

-13.98%

Public Transport Monthly Pass (Regular Price)

$114 CA$159

$90.0 £67.0

26.79%

Taxi Start (Normal Tariff)

$3.76 CA$5.22

$5.40 £4.02

-30.37%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.96

$2.09 £1.55

-32.54%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.50

$22.97 £17.11

11.14%

Gasoline (1 liter)

$1.10 CA$1.53

$1.89 £1.41

-41.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.1K

$38.0K £28.3K

-33.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$41.6K £31.0K

-49.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$181 £135

-33.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.2

$15.33 £11.42

144.88%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.8

$44.39 £33.07

22.82%

Gym Membership (Monthly)

$55.5 CA$77.2

$53.4 £39.81

3.89%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.41

$20.24 £15.08

4.50%

Cinema Ticket

$11.56 CA$16.07

$16.94 £12.62

-31.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,571

$1,219 £908

-7.36%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.0K

$18.3K £13.6K

-1.65%

Jeans (Levis 501 Or Similar)

$56.9 CA$79.2

$87.8 £65.4

-35.14%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.6

$68.8 £51.2

-41.90%

Sport Shoes (Adidas, Nike)

$89.7 CA$125

$110 £82.2

-18.77%

Men's Leather Business Shoes

$114 CA$159

$202 £151

-43.46%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,572

$2,469 £1,839

-25.10%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,169

$1,762 £1,313

-11.50%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,068

$3,735 £2,783

-21.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,435

$2,836 £2,113

-12.92%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

$7,281 £5,424

24.77%

Buy Apartment Outside City Center (m2)

$7,036 CA$9,785

$7,286 £5,428

-3.43%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,967

$5,098 £3,798

-29.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

5.77

-10.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Harrow: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,849 in Toronto and $2,469 in Harrow. Housing cost is often the main lever when comparing two cities.

Harrow pays 43% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Toronto vs $94.0 in Harrow. Groceries flip the comparison at $396 vs $332, with Harrow cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Harrow: Cost of Living - Frequently Asked Questions

Toronto and Harrow differ by about 11% in total monthly costs ($2,811 vs $3,122 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Harrow earns 43% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,849 in Toronto versus $2,469 in Harrow. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toronto runs roughly 27% less than in Harrow. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,129 in Toronto versus $1,219 in Harrow. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Harrow are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 11% less than in Harrow. Beyond cost, consider language, visa policies, and how big the international community is in each city.