Cost of Living Comparison Between Toronto and Harrow Cost of Living Comparison Between Toronto and Harrow

Monthly Cost of Living

Monthly costs for one person with rent: $2,768 in Toronto versus $3,120 in Harrow.

Estimated couple costs with rent: $4,066 in Toronto versus $4,566 in Harrow.

Monthly costs for a family of three with rent: $5,364 in Toronto versus $6,013 in Harrow.

Living in Toronto costs roughly 11% less than in Harrow, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Toronto 106% above, Harrow 132% above.

Meal at Budget Restaurant

$18.40 CA$25.20

$20.72 £15.35

-11.20%

Three-Course Dinner for Two, Mid-Range

$81.3 CA$111

$96.1 £71.2

-15.33%

Fast Food Meal (McDonalds, etc)

$10.92 CA$14.97

$9.48 £7.02

15.19%

Cappuccino

$3.83 CA$5.25

$4.77 £3.54

-19.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.01

$2.94 £2.18

-25.51%

Water (0.33 liter bottle)

$1.64 CA$2.25

$2.17 £1.61

-24.42%

Local Beer (0.5 liter draught)

$5.87 CA$8.05

$6.42 £4.76

-8.57%

Imported Beer (0.33 liter bottle)

$6.74 CA$9.24

$6.76 £5.01

-0.30%

Milk (1 liter)

$2.69 CA$3.68

$1.58 £1.17

70.25%

White Bread (500g)

$2.78 CA$3.81

$1.74 £1.29

59.77%

Rice (white) (1kg)

$3.51 CA$4.81

$4.27 £3.16

-17.80%

Eggs

$3.47 CA$4.76

$6.25 £4.63

-44.48%

Local Cheese (1kg)

$13.25 CA$18.15

$9.62 £7.13

37.73%

Chicken Fillets (1kg)

$12.92 CA$17.70

$9.28 £6.87

39.22%

Beef Round Steak (1kg)

$16.38 CA$22.44

$17.45 £12.93

-6.13%

Apples (1kg)

$4.03 CA$5.52

$3.49 £2.58

15.47%

Banana (1kg)

$1.17 CA$1.61

$1.20 £0.89

-2.50%

Oranges (1kg)

$3.35 CA$4.59

$2.72 £2.02

23.16%

Tomato (1kg)

$4.01 CA$5.50

$5.34 £3.95

-24.91%

Potato (1kg)

$2.44 CA$3.34

$1.39 £1.03

75.54%

Onion (1kg)

$2.84 CA$3.90

$3.97 £2.94

-28.46%

Lettuce (1 head)

$2.39 CA$3.27

$1.19 £0.88

100.84%

Water (1.5 liter bottle)

$1.98 CA$2.71

$1.29 £0.95

53.49%

Cigarettes 20 Pack (Marlboro, Camel)

$14.82 CA$20.31

$21.62 £16.02

-31.45%

Wine (Bottle)

$14.37 CA$19.68

$10.60 £7.85

35.57%

Local Beer (0.5 liter bottle)

$2.77 CA$3.79

$2.03 £1.50

36.45%

Imported Beer (0.33 liter bottle)

$3.30 CA$4.52

$1.34 £0.99

146.27%

One-way Ticket (Public Transport)

$2.45 CA$3.35

$2.93 £2.17

-16.38%

Public Transport Monthly Pass (Regular Price)

$113 CA$155

$87.1 £64.6

30.26%

Taxi Start (Normal Tariff)

$3.61 CA$4.95

$5.49 £4.06

-34.24%

Taxi (Normal Tariff) (1km)

$1.42 CA$1.94

$2.20 £1.63

-35.45%

Taxi 1hour Waiting (Normal Tariff)

$25.90 CA$35.48

$23.32 £17.28

11.06%

Gasoline (1 liter)

$1.10 CA$1.50

$2.00 £1.48

-45.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K CA$35.0K

$37.9K £28.1K

-32.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$28.7K

$41.1K £30.5K

-49.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 CA$163

$186 £138

-36.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.69 CA$51.6

$15.18 £11.25

148.29%

Internet (50+ Mbps, Unlimited Data)

$54.6 CA$74.7

$43.35 £32.12

25.84%

Gym Membership (Monthly)

$57.3 CA$78.5

$53.4 £39.57

7.23%

Tennis Court (1 Hour on Weekend)

$20.68 CA$28.33

$20.19 £14.96

2.43%

Cinema Ticket

$11.62 CA$15.92

$16.86 £12.50

-31.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,118 CA$1,531

$1,186 £879

-5.75%

International Primary School, 1 Child (Yearly)

$18.3K CA$25.0K

$18.5K £13.7K

-1.21%

Jeans (Levis 501 Or Similar)

$57.3 CA$78.6

$88.9 £65.9

-35.53%

Summer Dress (H&M, Zara, etc)

$39.80 CA$54.5

$68.8 £51.0

-42.11%

Sport Shoes (Adidas, Nike)

$88.4 CA$121

$109 £81.0

-19.08%

Men's Leather Business Shoes

$116 CA$159

$202 £150

-42.69%

1-bedroom Apartment, City Center (Monthly)

$1,836 CA$2,516

$2,492 £1,847

-26.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,550 CA$2,124

$1,776 £1,316

-12.72%

3-bedroom Apartment, City Center (Monthly)

$2,991 CA$4,097

$3,752 £2,780

-20.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,492 CA$3,415

$2,874 £2,129

-13.26%

Buy Apartment in City Center (m2)

$8,566 CA$11.7K

$7,479 £5,542

14.53%

Buy Apartment Outside City Center (m2)

$6,905 CA$9,460

$7,303 £5,411

-5.45%

Average Monthly Net Salary (After Tax)

$3,697 CA$5,064

$5,201 £3,854

-28.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

5.77

-10.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: April 13, 2026

Last update for Harrow: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,836 in Toronto and $2,492 in Harrow. Housing cost is often the main lever when comparing two cities.

Harrow pays 41% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81 in Toronto vs $96 in Harrow. Groceries flip the comparison at $392 vs $331, with Harrow cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Harrow: Cost of Living - Frequently Asked Questions

Toronto and Harrow differ by about 13% in total monthly costs ($2,768 vs $3,120 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Harrow earns 41% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,836 in Toronto versus $2,492 in Harrow. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toronto runs roughly 30% less than in Harrow. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,118 in Toronto versus $1,186 in Harrow. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Harrow are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 13% less than in Harrow. Beyond cost, consider language, visa policies, and how big the international community is in each city.