Last update: Oct 2026

Cost of Living Comparison Between London and Harrow

For one person, living is cheaper in Harrow: $3,031 a month against $4,086 in London, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

London, United Kingdom
Harrow, United Kingdom
London
🇬🇧 United Kingdom
$4,086
/mo nomad
Harrow
🇬🇧 United Kingdom
$3,031
/mo nomad
Monthly Cost of Living

How much you'll spend in London and in Harrow

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Harrow actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,086 in London versus $3,031 in Harrow.

  • London $4,086
  • Harrow $3,031

Estimated couple costs with rent: $5,891 in London versus $4,459 in Harrow.

  • London $5,891
  • Harrow $4,459

Monthly costs for a family of three with rent: $7,696 in London versus $5,886 in Harrow.

  • London $7,696
  • Harrow $5,886

Living in London is roughly 35% more expensive than in Harrow, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: London 200% above, Harrow 123% above.

Currency
🍽 Eating Out
London
Harrow
Difference
Meal at Budget Restaurant
$26.55 £19.79
$19.77 £14.74
34.29%
Three-Course Dinner for Two, Mid-Range
$107 £79.8
$95.2 £71.0
12.42%
Fast Food Meal (McDonalds, etc)
$10.78 £8.04
$9.16 £6.83
17.69%
Cappuccino
$5.71 £4.26
$4.81 £3.58
18.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.01 £2.24
$2.90 £2.16
3.79%
Water (0.33 liter bottle)
$2.29 £1.71
$1.97 £1.47
16.24%
Local Beer (0.5 liter draught)
$9.08 £6.77
$7.32 £5.46
24.04%
Imported Beer (0.33 liter bottle)
$8.07 £6.01
$7.09 £5.28
13.82%
🛒 Groceries & Markets
London
Harrow
Difference
Milk (1 liter)
$1.90 £1.42
$1.62 £1.21
17.28%
White Bread (500g)
$2.03 £1.51
$1.84 £1.37
10.33%
Rice (white) (1kg)
$2.45 £1.82
$1.64 £1.22
49.39%
Eggs
$5.07 £3.78
$5.83 £4.34
-13.04%
Local Cheese (1kg)
$12.71 £9.47
$11.22 £8.36
13.28%
Chicken Fillets (1kg)
$10.61 £7.91
$8.24 £6.14
28.76%
Beef Round Steak (1kg)
$17.68 £13.18
$12.71 £9.48
39.10%
Apples (1kg)
$3.17 £2.36
$2.01 £1.50
57.71%
Banana (1kg)
$1.45 £1.08
$1.32 £0.98
9.85%
Oranges (1kg)
$3.13 £2.34
$1.77 £1.32
76.84%
Tomato (1kg)
$3.41 £2.54
$5.24 £3.91
-34.92%
Potato (1kg)
$1.67 £1.24
$1.36 £1.01
22.79%
Onion (1kg)
$1.77 £1.32
$1.55 £1.15
14.19%
Lettuce (1 head)
$1.43 £1.07
$1.36 £1.02
5.15%
Water (1.5 liter bottle)
$1.87 £1.39
$1.37 £1.02
36.50%
Cigarettes 20 Pack (Marlboro, Camel)
$23.91 £17.82
$22.23 £16.57
7.56%
Wine (Bottle)
$13.48 £10.05
$9.55 £7.12
41.15%
Local Beer (0.5 liter bottle)
$3.08 £2.30
$1.96 £1.46
57.14%
Imported Beer (0.33 liter bottle)
$4.39 £3.27
$1.35 £1.01
225.19%
🚌 Getting Around
London
Harrow
Difference
One-way Ticket (Public Transport)
$4.08 £3.04
$4.89 £3.65
-16.56%
Public Transport Monthly Pass (Regular Price)
$252 £188
-
-
Taxi Start (Normal Tariff)
$5.74 £4.28
$13.35 £9.96
-57.00%
Taxi (Normal Tariff) (1km)
$3.35 £2.50
$3.92 £2.92
-14.54%
Taxi 1hour Waiting (Normal Tariff)
$57.2 £42.67
-
-
Gasoline (1 liter)
$2.08 £1.55
$1.91 £1.43
8.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.0K £28.3K
$40.3K £30.0K
-5.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.4K £30.1K
$44.8K £33.4K
-9.88%
🧾 Monthly Utilities & Internet
London
Harrow
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$387 £289
$201 £150
92.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.57 £13.85
$15.01 £11.19
23.72%
Internet (50+ Mbps, Unlimited Data)
$40.69 £30.34
$39.90 £29.75
1.98%
🎉 Sport & Entertainment
London
Harrow
Difference
Gym Membership (Monthly)
$57.6 £42.93
$78.7 £58.7
-26.87%
Tennis Court (1 Hour on Weekend)
$19.75 £14.73
-
-
Cinema Ticket
$18.33 £13.66
$14.18 £10.57
29.27%
🧸 Childcare & Education
London
Harrow
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,957 £2,205
$1,929 £1,438
53.27%
International Primary School, 1 Child (Yearly)
$35.9K £26.8K
$24.1K £18.0K
48.95%
👕👟 Clothing & Footwear
London
Harrow
Difference
Jeans (Levis 501 Or Similar)
$119 £88.6
$78.7 £58.6
51.02%
Summer Dress (H&M, Zara, etc)
$56.3 £41.95
$59.9 £44.65
-6.03%
Sport Shoes (Adidas, Nike)
$131 £97.6
$106 £79.2
23.17%
Men's Leather Business Shoes
$165 £123
$161 £120
2.45%
🏠 Accommodation & Living
London
Harrow
Difference
1-bedroom Apartment, City Center (Monthly)
$2,811 £2,096
$2,297 £1,713
22.39%
1-bedroom Apartment, Outside City Center (Monthly)
$2,291 £1,708
$1,830 £1,364
25.23%
3-bedroom Apartment, City Center (Monthly)
$5,185 £3,866
$4,227 £3,152
22.65%
3-bedroom Apartment, Outside City Center (Monthly)
$3,805 £2,837
$3,096 £2,308
22.90%
Buy Apartment in City Center (m2)
$17.7K £13.2K
$7,262 £5,414
143.26%
Buy Apartment Outside City Center (m2)
$8,405 £6,266
$7,235 £5,394
16.17%
💵 Salaries & Financials
London
Harrow
Difference
Average Monthly Net Salary (After Tax)
$5,070 £3,780
$5,045 £3,761
0.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.79
5.3
-9.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 26, 2026

Last update for Harrow: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
London
$2.3K
Harrow
$1.8K 20.1% $462
Monthly Utilities & Internet
London
$446
Harrow
$256 42.6% $190
Eating Out
London
$396
Harrow
$314 20.8% $82
Groceries & Markets
London
$356
Harrow
$289 18.6% $66
Getting Around
London
$291
Harrow
$53 * 82% $238
Clothing & Footwear
London
$212
Harrow
$182 13.8% $29
Sport & Entertainment
London
$94
Harrow
$107 13.6% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,811 in London and $2,297 in Harrow. Housing cost is often the main lever when comparing two cities.

Dining out: $107 in London vs $95 in Harrow for a mid-range dinner for two. Groceries echo the gap at $356 vs $289 per month, with Harrow cheaper across the board.

Good to know
🇬🇧 London
🇬🇧 Harrow
🕒 Local time
14:25 2:25 PM
14:25 2:25 PM
Same time as London
🌤 Weather
👥 Population
8,908,083 Capital
149,246
💱 Currency
Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of November 2, 2026: 1 USD = 0.746 GBP (1 GBP = 1.34 USD). 1 EUR = 0.832 GBP (1 GBP = 1.2 EUR).

On the map
Between locations
  • London Harrow 18 km
From you
  • London
  • Harrow

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
London vs Harrow: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in London and in Harrow?
Total monthly costs including rent come to $4,086 in London and $3,031 in Harrow, so Harrow is about 26% cheaper – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in London compared to Harrow?
You’d need roughly $6,129 in London and $4,546 in Harrow to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in London and in Harrow?
Rent for a central apartment: $2,811 in London versus $2,297 in Harrow. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between London and Harrow?
Childcare runs $2,957 in London versus $1,929 in Harrow. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Harrow – a meal for two runs $95 versus $107 in London. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is feasible on a $3,000 budget?
Both cities are expensive relative to $3,000. Harrow is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
How does quality of life compare between London and Harrow?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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