Last update: Oct 2026

Cost of Living Comparison Between Hanzhong and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Hanzhong: $692 a month against $862 in Ho Chi Minh City (Saigon), rent and utilities included – about $2,000 less a year. Higher rent and utilities in Ho Chi Minh City (Saigon) outweigh lower spending on other living expenses.

33

Cost of Living Index in Hanzhong
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Hanzhong Living Index
42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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Hanzhong

🇨🇳 China

$692

/mo nomad

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$862

/mo nomad

Monthly Cost of Living

How much you'll spend in Hanzhong and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hanzhong and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $692 in Hanzhong versus $862 in Ho Chi Minh City (Saigon).

Hanzhong $692
Ho Chi Minh City (Saigon) $862

Estimated couple costs with rent: $1,110 in Hanzhong versus $1,410 in Ho Chi Minh City (Saigon).

Hanzhong $1,110
Ho Chi Minh City (Saigon) $1,410

Monthly costs for a family of three with rent: $1,527 in Hanzhong versus $1,958 in Ho Chi Minh City (Saigon).

Hanzhong $1,527
Ho Chi Minh City (Saigon) $1,958

Living in Hanzhong costs roughly 20% less than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Hanzhong 49% lower, Ho Chi Minh City (Saigon) 36% lower.

Meal at Budget Restaurant

$2.75 ¥18.38

$1.98 ₫51.3K

38.89%

Three-Course Dinner for Two, Mid-Range

$18.25 ¥122

$23.14 ₫599.0K

-21.13%

Fast Food Meal (McDonalds, etc)

$4.53 ¥30.27

$4.76 ₫123.2K

-4.83%

Cappuccino

$2.18 ¥14.55

$1.86 ₫48.1K

17.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ¥2.70

$0.51 ₫13.3K

-21.57%

Water (0.33 liter bottle)

$0.26 ¥1.74

$0.32 ₫8,191

-18.75%

Local Beer (0.5 liter draught)

$1.53 ¥10.21

$1.03 ₫26.7K

48.54%

Imported Beer (0.33 liter bottle)

$1.52 ¥10.19

$1.71 ₫44.4K

-11.11%

Milk (1 liter)

$1.45 ¥9.68

$1.58 ₫40.8K

-8.23%

White Bread (500g)

$1.67 ¥11.17

$1.09 ₫28.3K

53.21%

Rice (white) (1kg)

$0.91 ¥6.10

$1.05 ₫27.2K

-13.33%

Eggs

$1.43 ¥9.53

$1.64 ₫42.6K

-12.80%

Local Cheese (1kg)

$11.80 ¥78.9

$12.33 ₫319.2K

-4.30%

Chicken Fillets (1kg)

$4.17 ¥27.85

$3.58 ₫92.6K

16.48%

Beef Round Steak (1kg)

$10.31 ¥69.0

$10.56 ₫273.3K

-2.37%

Apples (1kg)

$1.68 ¥11.23

$2.97 ₫76.9K

-43.43%

Banana (1kg)

$1.10 ¥7.35

$1.26 ₫32.7K

-12.70%

Oranges (1kg)

$1.28 ¥8.55

$1.62 ₫42.0K

-20.99%

Tomato (1kg)

$1.27 ¥8.52

$1.31 ₫33.8K

-3.05%

Potato (1kg)

$0.65 ¥4.31

$1.19 ₫30.8K

-45.38%

Onion (1kg)

$0.71 ¥4.72

$1.14 ₫29.6K

-37.72%

Lettuce (1 head)

$0.63 ¥4.19

$0.73 ₫18.8K

-13.70%

Water (1.5 liter bottle)

$0.59 ¥3.96

$0.56 ₫14.6K

5.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.44 ¥22.99

$1.28 ₫33.0K

168.75%

Wine (Bottle)

$9.81 ¥65.6

$12.46 ₫322.5K

-21.27%

Local Beer (0.5 liter bottle)

$0.78 ¥5.18

$0.96 ₫24.9K

-18.75%

Imported Beer (0.33 liter bottle)

$1.75 ¥11.71

$1.48 ₫38.3K

18.24%

One-way Ticket (Public Transport)

$0.29 ¥1.91

$0.26 ₫6,704

11.54%

Public Transport Monthly Pass (Regular Price)

$18.20 ¥122

$11.43 ₫296.0K

59.23%

Taxi Start (Normal Tariff)

$1.24 ¥8.27

$0.68 ₫17.7K

82.35%

Taxi (Normal Tariff) (1km)

$0.29 ¥1.91

$0.62 ₫16.1K

-53.23%

Taxi 1hour Waiting (Normal Tariff)

$4.58 ¥30.62

$3.00 ₫77.7K

52.67%

Gasoline (1 liter)

$1.26 ¥8.46

$0.91 ₫23.5K

38.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.1K ¥128.0K

$30.6K ₫791.4M

-37.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.8K ¥118.8K

$29.4K ₫760.1M

-39.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.30 ¥276

$104 ₫2.7M

-60.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.82 ¥38.95

$5.79 ₫149.9K

0.52%

Internet (50+ Mbps, Unlimited Data)

$10.63 ¥71.1

$10.48 ₫271.3K

1.43%

Gym Membership (Monthly)

$40.88 ¥273

$26.08 ₫675.1K

56.75%

Tennis Court (1 Hour on Weekend)

$14.70 ¥98.3

$11.90 ₫308.1K

23.53%

Cinema Ticket

$5.10 ¥34.07

$3.89 ₫100.7K

31.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$703 ¥4,703

$440 ₫11.4M

59.89%

International Primary School, 1 Child (Yearly)

$17.2K ¥114.9K

$24.1K ₫622.7M

-28.57%

Jeans (Levis 501 Or Similar)

$38.35 ¥256

$50.9 ₫1.3M

-24.67%

Summer Dress (H&M, Zara, etc)

$37.56 ¥251

$35.18 ₫910.8K

6.77%

Sport Shoes (Adidas, Nike)

$73.8 ¥494

$92.1 ₫2.4M

-19.87%

Men's Leather Business Shoes

$92.3 ¥617

$96.5 ₫2.5M

-4.29%

1-bedroom Apartment, City Center (Monthly)

$293 ¥1,958

$582 ₫15.1M

-49.69%

1-bedroom Apartment, Outside City Center (Monthly)

$184 ¥1,227

$297 ₫7.7M

-38.13%

3-bedroom Apartment, City Center (Monthly)

$637 ¥4,260

$1,298 ₫33.6M

-50.91%

3-bedroom Apartment, Outside City Center (Monthly)

$375 ¥2,506

$727 ₫18.8M

-48.45%

Buy Apartment in City Center (m2)

$3,538 ¥23.7K

$4,782 ₫123.8M

-26.02%

Buy Apartment Outside City Center (m2)

$1,918 ¥12.8K

$1,853 ₫48.0M

3.52%

Average Monthly Net Salary (After Tax)

$588 ¥3,929

$490 ₫12.7M

19.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.1

8.64

-64.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hanzhong: October 18, 2026

Last update for Ho Chi Minh City (Saigon): October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Hanzhong

$194 28%

Ho Chi Minh City (Saigon)

$208 24.1% 7% $14

Accommodation & Living

Hanzhong

$184 26.5%

Ho Chi Minh City (Saigon)

$297 34.4% 61.6% $113

Clothing & Footwear

Hanzhong

$109 15.7%

Ho Chi Minh City (Saigon)

$124 14.3% 13.5% $15

Eating Out

Hanzhong

$75 10.8%

Ho Chi Minh City (Saigon)

$64 7.5% 14.3% $11

Monthly Utilities & Internet

Hanzhong

$58 8.3%

Ho Chi Minh City (Saigon)

$120 13.9% 108% $62

Sport & Entertainment

Hanzhong

$51 7.4%

Ho Chi Minh City (Saigon)

$34 3.9% 33.7% $17

Getting Around

Hanzhong

$22 3.2%

Ho Chi Minh City (Saigon)

$16 1.9% 26.1% $5.8

Cost Breakdown

A one-bedroom apartment in the center runs $293 in Hanzhong and $582 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Hanzhong pays 20% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18.00 in Hanzhong vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $194 vs $208 per month, with Hanzhong cheaper across the board.

Good to know

🇨🇳 Hanzhong

🇻🇳 Ho Chi Minh City (Saigon)

🕒 Local time

04:50 4:50 AM

03:50 3:50 AM

1 h behind Hanzhong

🌤 Weather

👥 Population

3,416,196

9,456,700

💱 Currency

Chinese Yuan CNY ¥

Vietnamese Dong VND ₫

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

Vietnamese Dong exchange rates as of October 20, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

USD to CNY in detail →

On the map

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Between locations

Hanzhong Ho Chi Minh City (Saigon) 2,480 km ≈ 3 h 30 min nonstop flight

From you

Hanzhong
Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hanzhong vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Hanzhong wins on cost – living expenses run 25% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Hanzhong the obvious pick if budget is a priority.

Average pay runs 20% higher in Hanzhong, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $293 in Hanzhong versus $582 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $703 in Hanzhong versus $440 in Ho Chi Minh City (Saigon). Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 7% higher in Ho Chi Minh City (Saigon). For households that cook at home regularly, that difference adds up over a month.

At $692 in Hanzhong versus $862 in Ho Chi Minh City (Saigon), a $1,000 budget is realistic in Hanzhong but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Hanzhong the clear choice for anyone on this budget.

Both work as nomad bases, but Hanzhong delivers better value – similar infrastructure at $692 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Hanzhong hard to pass up.

Safety-wise, Hanzhong and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hanzhong gentler on the wallet – expenses run 25% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.