Last update: Oct 2026

Cost of Living Comparison Between Hangzhou and Jinhua

For one person, living is cheaper in Jinhua: $640 a month against $1,023 in Hangzhou, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Hangzhou
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Hangzhou Living Index
31

Cost of Living Index in Jinhua
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Jinhua Living Index

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Hangzhou

🇨🇳 China

$1,023

/mo nomad

Jinhua

🇨🇳 China

$640

/mo nomad

Monthly Cost of Living

How much you'll spend in Hangzhou and in Jinhua

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hangzhou and in Jinhua actually costs, broken down by who's living it.

A single person spends $1,023 per month in Hangzhou vs $640 in Jinhua, rent included.

Hangzhou $1,023
Jinhua $640

A couple spends around $1,574 per month in Hangzhou vs $1,056 in Jinhua, rent included.

Hangzhou $1,574
Jinhua $1,056

A family of three spends $2,125 per month in Hangzhou vs $1,471 in Jinhua, rent included.

Hangzhou $2,125
Jinhua $1,471

Hangzhou costs about 60% more than Jinhua, and outside of rent the biggest gap is in clothing.

Both Hangzhou and Jinhua are more affordable than the global median – Hangzhou 24% lower, Jinhua 53% lower.

Meal at Budget Restaurant

$3.82 ¥25.46

$4.58 ¥30.56

-16.59%

Three-Course Dinner for Two, Mid-Range

$25.78 ¥172

$22.28 ¥149

15.71%

Fast Food Meal (McDonalds, etc)

$4.72 ¥31.48

$5.13 ¥34.21

-7.99%

Cappuccino

$3.44 ¥22.96

$1.52 ¥10.13

126.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ¥4.06

$0.46 ¥3.09

32.61%

Water (0.33 liter bottle)

$0.33 ¥2.21

$0.29 ¥1.91

13.79%

Local Beer (0.5 liter draught)

$1.19 ¥7.91

$0.44 ¥2.93

170.45%

Imported Beer (0.33 liter bottle)

$2.26 ¥15.07

$1.50 ¥10.02

50.67%

Milk (1 liter)

$1.82 ¥12.17

$1.52 ¥10.14

19.74%

White Bread (500g)

$1.68 ¥11.19

$1.52 ¥10.13

10.53%

Rice (white) (1kg)

$1.10 ¥7.36

$0.76 ¥5.09

44.74%

Eggs

$2.08 ¥13.86

$1.28 ¥8.57

62.50%

Local Cheese (1kg)

$19.25 ¥128

$16.98 ¥113

13.37%

Chicken Fillets (1kg)

$3.77 ¥25.12

$3.29 ¥21.97

14.59%

Beef Round Steak (1kg)

$10.09 ¥67.3

$8.79 ¥58.6

14.79%

Apples (1kg)

$2.37 ¥15.81

$1.82 ¥12.12

30.22%

Banana (1kg)

$1.34 ¥8.95

$1.18 ¥7.85

13.56%

Oranges (1kg)

$1.50 ¥10.03

$1.18 ¥7.85

27.12%

Tomato (1kg)

$1.54 ¥10.25

$1.51 ¥10.05

1.99%

Potato (1kg)

$0.93 ¥6.18

$0.79 ¥5.24

17.72%

Onion (1kg)

$0.92 ¥6.16

$0.78 ¥5.21

17.95%

Lettuce (1 head)

$0.68 ¥4.54

$0.14 ¥0.94

385.71%

Water (1.5 liter bottle)

$0.57 ¥3.82

$0.29 ¥1.92

96.55%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ¥28.01

$3.69 ¥24.60

13.82%

Wine (Bottle)

$13.70 ¥91.4

$10.81 ¥72.1

26.73%

Local Beer (0.5 liter bottle)

$0.80 ¥5.31

$0.47 ¥3.15

70.21%

Imported Beer (0.33 liter bottle)

$1.72 ¥11.44

$1.51 ¥10.08

13.91%

One-way Ticket (Public Transport)

$0.62 ¥4.15

$0.31 ¥2.10

100.00%

Public Transport Monthly Pass (Regular Price)

$17.96 ¥120

$17.84 ¥119

0.67%

Taxi Start (Normal Tariff)

$1.93 ¥12.86

$1.47 ¥9.80

31.29%

Taxi (Normal Tariff) (1km)

$0.38 ¥2.56

$0.21 ¥1.40

80.95%

Taxi 1hour Waiting (Normal Tariff)

$6.96 ¥46.41

$9.19 ¥61.3

-24.27%

Gasoline (1 liter)

$1.37 ¥9.15

$1.28 ¥8.52

7.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.1K ¥127.6K

$11.7K ¥78.2K

63.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.8K ¥125.6K

$14.7K ¥98.1K

28.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$47.48 ¥317

$22.71 ¥151

109.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.02 ¥66.9

$7.99 ¥53.3

25.41%

Internet (50+ Mbps, Unlimited Data)

$14.74 ¥98.3

$10.43 ¥69.6

41.32%

Gym Membership (Monthly)

$51.0 ¥340

$41.36 ¥276

23.38%

Tennis Court (1 Hour on Weekend)

$19.35 ¥129

$14.72 ¥98.2

31.45%

Cinema Ticket

$7.44 ¥49.65

$4.41 ¥29.42

68.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$578 ¥3,854

$417 ¥2,779

38.67%

International Primary School, 1 Child (Yearly)

$36.1K ¥241.0K

$28.1K ¥187.5K

28.54%

Jeans (Levis 501 Or Similar)

$58.1 ¥387

$22.53 ¥150

157.66%

Summer Dress (H&M, Zara, etc)

$42.37 ¥283

$37.73 ¥252

12.30%

Sport Shoes (Adidas, Nike)

$86.5 ¥577

$73.8 ¥492

17.28%

Men's Leather Business Shoes

$110 ¥734

$30.19 ¥201

264.43%

1-bedroom Apartment, City Center (Monthly)

$623 ¥4,157

$258 ¥1,720

141.72%

1-bedroom Apartment, Outside City Center (Monthly)

$390 ¥2,599

$179 ¥1,192

118.00%

3-bedroom Apartment, City Center (Monthly)

$1,199 ¥8,000

$477 ¥3,182

151.45%

3-bedroom Apartment, Outside City Center (Monthly)

$672 ¥4,485

$376 ¥2,510

78.66%

Buy Apartment in City Center (m2)

$7,857 ¥52.4K

$3,429 ¥22.9K

129.13%

Buy Apartment Outside City Center (m2)

$3,778 ¥25.2K

$1,972 ¥13.2K

91.59%

Average Monthly Net Salary (After Tax)

$1,583 ¥10.6K

$1,502 ¥10.0K

5.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

16.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hangzhou: October 19, 2026

Last update for Jinhua: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hangzhou

$390 38.1%

Jinhua

$179 27.9% 54.1% $211

Groceries & Markets

Hangzhou

$237 23.2%

Jinhua

$196 30.6% 17.5% $42

Clothing & Footwear

Hangzhou

$134 13.1%

Jinhua

$74 11.6% 44.7% $60

Eating Out

Hangzhou

$100 9.8%

Jinhua

$78 12.3% 21.7% $22

Monthly Utilities & Internet

Hangzhou

$72 7.1%

Jinhua

$41 6.4% 43.1% $31

Sport & Entertainment

Hangzhou

$66 6.4%

Jinhua

$50 7.8% 23.9% $16

Getting Around

Hangzhou

$24 2.4%

Jinhua

$22 3.4% 11% $2.7

Cost Breakdown

A central one-bedroom costs $623 in Hangzhou versus $258 in Jinhua. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Hangzhou, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26.00 in Hangzhou versus $22.00 in Jinhua. Monthly groceries follow the same trend: $237 vs $196 – making Jinhua the more affordable choice for daily food spending.

Good to know

🇨🇳 Hangzhou

🇨🇳 Jinhua

🕒 Local time

23:43 11:43 PM

Same time as Hangzhou

🌤 Weather

👥 Population

10,360,000

5,361,572

💱 Currency

Chinese Yuan CNY ¥

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Hangzhou vs Jinhua: Cost of Living - Frequently Asked Questions

Yes – Hangzhou is pricier by about 60%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $1,535 per month in Hangzhou and $960 in Jinhua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jinhua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 21% more in Hangzhou, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $26.00 in Hangzhou and $22.00 in Jinhua. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Jinhua, where all-in costs run around $640, than in Hangzhou at $1,023. In Jinhua it covers expenses comfortably, while in Hangzhou it requires careful planning or may not stretch far enough.

Families tend to lean toward Jinhua – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Jinhua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hangzhou makes more sense. Both are solid long-term options with distinct trade-offs.