Last update: Oct 2026

Cost of Living Comparison Between Hangzhou and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,020 in Hangzhou, rent and utilities included – about $980 less a year. Rent and utilities account for most of the difference.

50

Cost of Living Index in Hangzhou
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Hangzhou Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Hangzhou

🇨🇳 China

$1,020

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Hangzhou and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hangzhou and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,020 per month in Hangzhou vs $938 in Chiang Mai, rent included.

Hangzhou $1,020
Chiang Mai $938

A couple spends around $1,566 per month in Hangzhou vs $1,426 in Chiang Mai, rent included.

Hangzhou $1,566
Chiang Mai $1,426

A family of three spends $2,112 per month in Hangzhou vs $1,914 in Chiang Mai, rent included.

Hangzhou $2,112
Chiang Mai $1,914

Hangzhou costs about 9% more than Chiang Mai, and outside of rent the biggest gap is in transport.

Both Hangzhou and Chiang Mai are more affordable than the global median – Hangzhou 24% lower, Chiang Mai 30% lower.

Meal at Budget Restaurant

$3.77 ¥25.19

$2.26 ฿75.4

66.81%

Three-Course Dinner for Two, Mid-Range

$25.72 ¥172

$19.18 ฿641

34.10%

Fast Food Meal (McDonalds, etc)

$4.54 ¥30.29

$5.59 ฿187

-18.78%

Cappuccino

$3.35 ¥22.35

$1.72 ฿57.6

94.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.59 ¥3.97

$0.64 ฿21.54

-7.81%

Water (0.33 liter bottle)

$0.33 ¥2.23

$0.33 ฿11.18

Local Beer (0.5 liter draught)

$1.18 ¥7.89

$2.36 ฿78.7

-50.00%

Imported Beer (0.33 liter bottle)

$2.21 ¥14.73

$3.90 ฿130

-43.33%

Milk (1 liter)

$1.86 ¥12.42

$2.05 ฿68.6

-9.27%

White Bread (500g)

$1.59 ¥10.59

$1.40 ฿46.70

13.57%

Rice (white) (1kg)

$1.12 ¥7.49

$1.28 ฿42.89

-12.50%

Eggs

$2.01 ¥13.40

$2.25 ฿75.3

-10.67%

Local Cheese (1kg)

$18.92 ¥126

$16.94 ฿566

11.69%

Chicken Fillets (1kg)

$3.78 ¥25.22

$2.74 ฿91.6

37.96%

Beef Round Steak (1kg)

$10.01 ¥66.8

$9.36 ฿313

6.94%

Apples (1kg)

$2.28 ¥15.21

$2.40 ฿80.3

-5.00%

Banana (1kg)

$1.41 ¥9.42

$1.01 ฿33.92

39.60%

Oranges (1kg)

$1.52 ¥10.14

$1.61 ฿53.9

-5.59%

Tomato (1kg)

$1.55 ¥10.38

$1.52 ฿50.7

1.97%

Potato (1kg)

$0.89 ¥5.92

$1.28 ฿42.90

-30.47%

Onion (1kg)

$0.98 ¥6.56

$1.11 ฿37.22

-11.71%

Lettuce (1 head)

$0.67 ¥4.45

$0.72 ฿24.09

-6.94%

Water (1.5 liter bottle)

$0.54 ¥3.60

$0.52 ฿17.54

3.85%

Cigarettes 20 Pack (Marlboro, Camel)

$4.10 ¥27.36

$4.33 ฿145

-5.31%

Wine (Bottle)

$13.30 ¥88.8

$17.73 ฿593

-24.99%

Local Beer (0.5 liter bottle)

$0.78 ¥5.21

$1.63 ฿54.4

-52.15%

Imported Beer (0.33 liter bottle)

$1.65 ¥11.00

$2.85 ฿95.3

-42.11%

One-way Ticket (Public Transport)

$0.63 ¥4.20

$0.85 ฿28.31

-25.88%

Public Transport Monthly Pass (Regular Price)

$17.61 ¥118

$53.9 ฿1,801

-67.33%

Taxi Start (Normal Tariff)

$1.91 ¥12.74

$1.17 ฿39.18

63.25%

Taxi (Normal Tariff) (1km)

$0.38 ¥2.54

$0.57 ฿19.00

-33.33%

Taxi 1hour Waiting (Normal Tariff)

$7.28 ¥48.58

$2.37 ฿79.2

207.17%

Gasoline (1 liter)

$1.31 ¥8.75

$1.45 ฿48.32

-9.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.3K ¥129.0K

$20.5K ฿684.3K

-5.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.3K ¥122.3K

$26.5K ฿886.1K

-30.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$47.44 ¥317

$62.3 ฿2,083

-23.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.05 ¥67.1

$12.27 ฿410

-18.09%

Internet (50+ Mbps, Unlimited Data)

$14.50 ¥96.9

$19.97 ฿668

-27.39%

Gym Membership (Monthly)

$51.5 ¥344

$37.91 ฿1,267

35.90%

Tennis Court (1 Hour on Weekend)

$19.69 ¥131

$3.76 ฿126

423.67%

Cinema Ticket

$7.32 ¥48.87

$6.71 ฿224

9.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$568 ¥3,796

$797 ฿26.6K

-28.68%

International Primary School, 1 Child (Yearly)

$36.2K ¥241.8K

$14.8K ฿495.7K

144.17%

Jeans (Levis 501 Or Similar)

$59.6 ¥398

$53.3 ฿1,780

11.83%

Summer Dress (H&M, Zara, etc)

$41.39 ¥276

$25.05 ฿837

65.23%

Sport Shoes (Adidas, Nike)

$86.2 ¥575

$91.6 ฿3,062

-5.96%

Men's Leather Business Shoes

$109 ¥727

$73.5 ฿2,455

48.22%

1-bedroom Apartment, City Center (Monthly)

$626 ¥4,177

$464 ฿15.5K

34.80%

1-bedroom Apartment, Outside City Center (Monthly)

$393 ¥2,624

$305 ฿10.2K

29.00%

3-bedroom Apartment, City Center (Monthly)

$1,206 ¥8,049

$915 ฿30.6K

31.70%

3-bedroom Apartment, Outside City Center (Monthly)

$672 ¥4,484

$552 ฿18.5K

21.58%

Buy Apartment in City Center (m2)

$8,023 ¥53.6K

$1,912 ฿63.9K

319.65%

Buy Apartment Outside City Center (m2)

$3,742 ¥25.0K

$1,438 ฿48.1K

160.18%

Average Monthly Net Salary (After Tax)

$1,557 ¥10.4K

$595 ฿19.9K

161.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

5.57

-37.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hangzhou: October 10, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hangzhou

$393 38.5%

Chiang Mai

$305 32.5% 22.5% $88

Groceries & Markets

Hangzhou

$234 22.9%

Chiang Mai

$238 25.4% 1.7% $4

Clothing & Footwear

Hangzhou

$133 13.1%

Chiang Mai

$110 11.7% 17.8% $24

Eating Out

Hangzhou

$98 9.6%

Chiang Mai

$79 8.4% 19.4% $19

Monthly Utilities & Internet

Hangzhou

$72 7.1%

Chiang Mai

$95 10.1% 31.4% $23

Sport & Entertainment

Hangzhou

$66 6.5%

Chiang Mai

$51 5.5% 22.4% $15

Getting Around

Hangzhou

$24 2.4%

Chiang Mai

$61 6.5% 156% $37

Cost Breakdown

A central one-bedroom costs $626 in Hangzhou versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 162% higher in Hangzhou, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26.00 in Hangzhou versus $19.00 in Chiang Mai. Groceries tell a different story – $234 in Hangzhou vs $238 in Chiang Mai – so Hangzhou wins on supermarket bills even if dining out costs more.

Good to know

🇨🇳 Hangzhou

🇹🇭 Chiang Mai

🕒 Local time

19:50 7:50 PM

18:50 6:50 PM

1 h behind Hangzhou

🌤 Weather

👥 Population

10,360,000

127,240

💱 Currency

Chinese Yuan CNY ¥

Thai Baht THB ฿

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 18, 2026: 1 USD = 6.68 CNY (1 CNY = 0.15 USD). 1 EUR = 7.51 CNY (1 CNY = 0.133 EUR).

Thai Baht exchange rates as of October 18, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to CNY in detail →

On the map

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Between locations

Hangzhou Chiang Mai 2,490 km ≈ 3 h 30 min nonstop flight

From you

Hangzhou
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hangzhou vs Chiang Mai: Cost of Living - Frequently Asked Questions

Hangzhou costs about 9% more than Chiang Mai, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,530 per month in Hangzhou and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $568 per month in Hangzhou and $797 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 2% cheaper in Hangzhou – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Hangzhou at $1,020. In Chiang Mai it covers expenses comfortably, while in Hangzhou it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $1,020 in Hangzhou. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hangzhou makes more sense. Both are solid long-term options with distinct trade-offs.