Last update: Oct 2026

Cost of Living Comparison Between Hamm and London

For one person, living is cheaper in Hamm: $1,481 a month against $3,986 in London, rent and utilities included – about $30,100 less a year. Rent and utilities account for most of the difference.

71

Cost of Living Index in Hamm
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Hamm Living Index
194

Cost of Living Index in London
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London Living Index

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Hamm

🇩🇪 Germany

$1,481

/mo nomad

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamm and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamm and in London actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,481 in Hamm versus $3,986 in London.

Hamm $1,481
London $3,986

Estimated couple costs with rent: $2,219 in Hamm versus $5,791 in London.

Hamm $2,219
London $5,791

Monthly costs for a family of three with rent: $2,957 in Hamm versus $7,595 in London.

Hamm $2,957
London $7,595

Living in Hamm costs roughly 63% less than in London, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Hamm 10% above, London 195% above.

Meal at Budget Restaurant

$13.40 €11.92

$25.93 £19.45

-48.32%

Three-Course Dinner for Two, Mid-Range

$66.0 €58.7

$107 £79.9

-38.07%

Fast Food Meal (McDonalds, etc)

$18.02 €16.03

$10.71 £8.03

68.25%

Cappuccino

$4.49 €4.00

$5.47 £4.11

-17.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 €2.51

$2.97 £2.23

-4.71%

Water (0.33 liter bottle)

$2.38 €2.11

$2.20 £1.65

8.18%

Local Beer (0.5 liter draught)

$2.77 €2.46

$9.13 £6.85

-69.66%

Imported Beer (0.33 liter bottle)

$3.84 €3.41

$7.94 £5.96

-51.64%

Milk (1 liter)

$1.24 €1.10

$1.86 £1.40

-33.33%

White Bread (500g)

$2.10 €1.87

$2.07 £1.55

1.45%

Rice (white) (1kg)

$3.92 €3.48

$2.42 £1.81

61.98%

Eggs

$3.41 €3.03

$5.09 £3.82

-33.01%

Local Cheese (1kg)

$14.30 €12.72

$12.87 £9.66

11.11%

Chicken Fillets (1kg)

$10.69 €9.50

$10.43 £7.82

2.49%

Beef Round Steak (1kg)

$25.33 €22.53

$16.87 £12.66

50.15%

Apples (1kg)

$3.43 €3.05

$3.11 £2.33

10.29%

Banana (1kg)

$2.24 €1.99

$1.40 £1.05

60.00%

Oranges (1kg)

$2.38 €2.12

$3.08 £2.31

-22.73%

Tomato (1kg)

$4.26 €3.79

$3.27 £2.45

30.28%

Potato (1kg)

$1.48 €1.32

$1.58 £1.19

-6.33%

Onion (1kg)

$1.16 €1.03

$1.74 £1.31

-33.33%

Lettuce (1 head)

$1.73 €1.54

$1.40 £1.05

23.57%

Water (1.5 liter bottle)

$1.00 €0.89

$1.80 £1.35

-44.44%

Cigarettes 20 Pack (Marlboro, Camel)

$9.17 €8.16

$23.28 £17.46

-60.61%

Wine (Bottle)

$6.82 €6.07

$13.03 £9.77

-47.66%

Local Beer (0.5 liter bottle)

$1.11 €0.98

$3.17 £2.38

-64.98%

Imported Beer (0.33 liter bottle)

$1.33 €1.18

$4.42 £3.32

-69.91%

One-way Ticket (Public Transport)

$3.05 €2.72

$4.07 £3.05

-25.06%

Public Transport Monthly Pass (Regular Price)

$60.8 €54.1

$247 £185

-75.38%

Taxi Start (Normal Tariff)

$5.11 €4.55

$5.58 £4.18

-8.42%

Taxi (Normal Tariff) (1km)

$2.29 €2.04

$3.36 £2.52

-31.85%

Taxi 1hour Waiting (Normal Tariff)

$33.12 €29.46

$56.8 £42.58

-41.64%

Gasoline (1 liter)

$2.08 €1.85

$2.13 £1.60

-2.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K €28.8K

$38.2K £28.6K

-15.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €34.3K

$40.9K £30.7K

-5.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$468 €416

$372 £279

25.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.27 €22.48

$17.82 £13.37

41.81%

Internet (50+ Mbps, Unlimited Data)

$40.90 €36.38

$40.37 £30.29

1.31%

Gym Membership (Monthly)

$27.40 €24.38

$60.0 £44.99

-54.31%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

Cinema Ticket

$13.51 €12.02

$17.74 £13.31

-23.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$164 €146

$2,864 £2,149

-94.27%

International Primary School, 1 Child (Yearly)

$25.3K €22.5K

$35.3K £26.5K

-28.50%

Jeans (Levis 501 Or Similar)

$95.2 €84.7

$114 £85.5

-16.47%

Summer Dress (H&M, Zara, etc)

$49.25 €43.81

$54.3 £40.71

-9.25%

Sport Shoes (Adidas, Nike)

$110 €97.4

$124 £93.2

-11.86%

Men's Leather Business Shoes

$195 €174

$163 £122

19.62%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,951

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,835

Buy Apartment in City Center (m2)

$18.3K £13.8K

Buy Apartment Outside City Center (m2)

$8,024 £6,020

Average Monthly Net Salary (After Tax)

$2,045 €1,819

$5,037 £3,779

-59.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

4.74

-16.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamm: October 12, 2026

Last update for London: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Hamm

$534 36%

London

$430 10.8% 19.4% $104

Groceries & Markets

Hamm

$344 23.2%

London

$349 8.8% 1.6% $5.6

Eating Out

Hamm

$258 17.4%

London

$388 9.7% 50.5% $130

Clothing & Footwear

Hamm

$202 13.6%

London

$205 5.1% 1.5% $3

Getting Around

Hamm

$90 6.1%

London

$285 7.2% 219% $196

Sport & Entertainment

Hamm

$54 3.7%

London

$95 2.4% 75.4% $41

Accommodation & Living

Hamm

- * 0%

London

$2.2K 56%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

London pays 146% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Hamm vs $107 in London for a mid-range dinner for two. Groceries echo the gap at $344 vs $349 per month, with Hamm cheaper across the board.

Good to know

🇩🇪 Hamm

🇬🇧 London

🕒 Local time

13:26 1:26 PM

12:26 12:26 PM

1 h behind Hamm

🌤 Weather

👥 Population

180,000

8,908,083 Capital

💱 Currency

Euro EUR €

British Pound GBP £

📈 Exchange rate

1 EUR = 1.12 USD

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

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Between locations

Hamm London 550 km ≈ 1 h 15 min nonstop flight

From you

Hamm
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamm vs London: Cost of Living - Frequently Asked Questions

Hamm and London differ by about 169% in total monthly costs ($1,481 vs $3,986 including rent). Hamm is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 146% lower in London. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Childcare runs $164 in Hamm versus $2,864 in London. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 2% higher in London. For households that cook at home regularly, that difference adds up over a month.

At $1,481 in Hamm versus $3,986 in London, a $2,000 budget is realistic in Hamm but tight or insufficient in London. The gap between the two cities makes Hamm the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hamm and London are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hamm gentler on the wallet – expenses run 169% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.