Last update: Oct 2026

Cost of Living Comparison Between Hamm and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $1,475 in Hamm, rent and utilities included – about $6,500 less a year. Other living expenses account for most of the difference.

71

Cost of Living Index in Hamm
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Hamm Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Hamm

🇩🇪 Germany

$1,475

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamm and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamm and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,475 per month in Hamm vs $936 in Chiang Mai, rent included.

Hamm $1,475
Chiang Mai $936

A couple spends around $2,214 per month in Hamm vs $1,457 in Chiang Mai, rent included.

Hamm $2,214
Chiang Mai $1,457

A family of three spends $2,954 per month in Hamm vs $1,979 in Chiang Mai, rent included.

Hamm $2,954
Chiang Mai $1,979

Hamm costs about 58% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Hamm sits 8% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.36 €11.96

$2.24 ฿75.6

496.43%

Three-Course Dinner for Two, Mid-Range

$67.1 €60.1

$19.00 ฿641

253.16%

Fast Food Meal (McDonalds, etc)

$17.82 €15.96

$5.55 ฿187

221.08%

Cappuccino

$4.35 €3.89

$1.67 ฿56.5

160.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 €2.42

$0.64 ฿21.54

323.44%

Water (0.33 liter bottle)

$2.38 €2.13

$0.31 ฿10.31

667.74%

Local Beer (0.5 liter draught)

$2.77 €2.48

$2.36 ฿79.5

17.37%

Imported Beer (0.33 liter bottle)

$4.01 €3.59

$3.66 ฿124

9.56%

Milk (1 liter)

$1.25 €1.12

$1.95 ฿65.7

-35.90%

White Bread (500g)

$2.02 €1.81

$1.44 ฿48.46

40.28%

Rice (white) (1kg)

$3.80 €3.40

$1.33 ฿45.03

185.71%

Eggs

$3.39 €3.03

$2.28 ฿77.1

48.68%

Local Cheese (1kg)

$14.53 €13.01

$16.45 ฿555

-11.67%

Chicken Fillets (1kg)

$10.39 €9.31

$2.78 ฿93.9

273.74%

Beef Round Steak (1kg)

$24.98 €22.37

$9.31 ฿314

168.31%

Apples (1kg)

$3.42 €3.06

$2.35 ฿79.4

45.53%

Banana (1kg)

$2.24 €2.01

$0.97 ฿32.79

130.93%

Oranges (1kg)

$2.30 €2.06

$1.60 ฿53.9

43.75%

Tomato (1kg)

$4.15 €3.71

$1.50 ฿50.6

176.67%

Potato (1kg)

$1.46 €1.31

$1.28 ฿43.11

14.06%

Onion (1kg)

$1.20 €1.08

$1.10 ฿37.18

9.09%

Lettuce (1 head)

$1.79 €1.60

$0.71 ฿23.82

152.11%

Water (1.5 liter bottle)

$1.06 €0.95

$0.49 ฿16.36

116.33%

Cigarettes 20 Pack (Marlboro, Camel)

$8.95 €8.02

$4.14 ฿140

116.18%

Wine (Bottle)

$6.55 €5.87

$17.52 ฿591

-62.61%

Local Beer (0.5 liter bottle)

$1.07 €0.96

$1.61 ฿54.5

-33.54%

Imported Beer (0.33 liter bottle)

$1.40 €1.25

$2.78 ฿93.9

-49.64%

One-way Ticket (Public Transport)

$3.20 €2.87

$0.87 ฿29.30

267.82%

Public Transport Monthly Pass (Regular Price)

$61.3 €54.9

$54.1 ฿1,825

13.24%

Taxi Start (Normal Tariff)

$5.05 €4.52

$1.16 ฿39.04

335.34%

Taxi (Normal Tariff) (1km)

$2.22 €1.99

$0.53 ฿17.80

318.87%

Taxi 1hour Waiting (Normal Tariff)

$33.01 €29.56

$2.42 ฿81.7

1264.05%

Gasoline (1 liter)

$2.15 €1.93

$1.45 ฿48.88

48.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.2K €28.9K

$21.1K ฿710.5K

53.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €33.4K

$26.9K ฿909.0K

38.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$465 €416

$62.2 ฿2,098

647.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.78 €23.08

$12.17 ฿411

111.83%

Internet (50+ Mbps, Unlimited Data)

$40.16 €35.96

$20.12 ฿679

99.60%

Gym Membership (Monthly)

$28.47 €25.50

$37.31 ฿1,259

-23.69%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$13.25 €11.86

$6.49 ฿219

104.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$169 €151

$736 ฿24.8K

-77.03%

International Primary School, 1 Child (Yearly)

$25.7K €23.0K

$14.8K ฿498.2K

74.07%

Jeans (Levis 501 Or Similar)

$97.9 €87.6

$53.4 ฿1,801

83.34%

Summer Dress (H&M, Zara, etc)

$48.25 €43.21

$24.64 ฿831

95.82%

Sport Shoes (Adidas, Nike)

$111 €99.2

$91.5 ฿3,087

21.13%

Men's Leather Business Shoes

$197 €177

$71.9 ฿2,427

174.41%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

Buy Apartment in City Center (m2)

$2,363 ฿79.7K

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

Average Monthly Net Salary (After Tax)

$2,082 €1,865

$590 ฿19.9K

253.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

5.57

-28.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamm: October 25, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Hamm

$531 36%

Chiang Mai

$94 10.1% 82.2% $436

Groceries & Markets

Hamm

$340 23.1%

Chiang Mai

$234 25.1% 31.1% $106

Eating Out

Hamm

$255 17.3%

Chiang Mai

$78 8.3% 69.5% $177

Clothing & Footwear

Hamm

$204 13.9%

Chiang Mai

$109 11.6% 46.9% $96

Getting Around

Hamm

$90 6.1%

Chiang Mai

$61 6.6% 32% $29

Sport & Entertainment

Hamm

$55 3.7%

Chiang Mai

$50 5.4% 8.5% $4.7

Accommodation & Living

Hamm

- * 0%

Chiang Mai

$309 33%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries in Hamm are about 3.5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67 in Hamm versus $19 in Chiang Mai. Monthly groceries follow the same trend: $340 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇩🇪 Hamm

🇹🇭 Chiang Mai

🕒 Local time

20:39 8:39 PM

02:39 2:39 AM

6 h ahead of Hamm

🌤 Weather

👥 Population

180,000

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

On the map

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Between locations

Hamm Chiang Mai 8,460 km ≈ 11 h nonstop flight

From you

Hamm
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamm vs Chiang Mai: Cost of Living - Frequently Asked Questions

Hamm costs about 58% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,213 per month in Hamm and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Kindergarten costs $169 per month in Hamm and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 45% more in Hamm, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $1,475 in Hamm and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,475 in Hamm. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Hamm makes more sense. Both are solid long-term options with distinct trade-offs.