Last update: Oct 2026

Cost of Living Comparison Between Hamilton, New Zealand and Tbilisi

For one person, living is cheaper in Tbilisi: $1,269 a month against $1,917 in Hamilton, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

93

Cost of Living Index in Hamilton
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Hamilton Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Hamilton

🇳🇿 New Zealand

$1,917

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,917 in Hamilton versus $1,269 in Tbilisi.

Hamilton $1,917
Tbilisi $1,269

Estimated couple costs with rent: $2,828 in Hamilton versus $2,016 in Tbilisi.

Hamilton $2,828
Tbilisi $2,016

Monthly costs for a family of three with rent: $3,739 in Hamilton versus $2,763 in Tbilisi.

Hamilton $3,739
Tbilisi $2,763

Living in Hamilton is roughly 51% more expensive than in Tbilisi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hamilton is 41% above, Tbilisi is 7% below.

Meal at Budget Restaurant

$12.20 NZ$21.47

$11.63 ₾30.07

4.90%

Three-Course Dinner for Two, Mid-Range

$74.6 NZ$131

$37.83 ₾97.9

97.12%

Fast Food Meal (McDonalds, etc)

$8.34 NZ$14.68

$9.66 ₾24.98

-13.66%

Cappuccino

$3.49 NZ$6.15

$3.57 ₾9.24

-2.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 NZ$4.07

$1.08 ₾2.78

113.89%

Water (0.33 liter bottle)

$2.50 NZ$4.40

$0.56 ₾1.45

346.43%

Local Beer (0.5 liter draught)

$6.08 NZ$10.70

$2.62 ₾6.78

132.06%

Imported Beer (0.33 liter bottle)

$5.61 NZ$9.87

$3.04 ₾7.86

84.54%

Milk (1 liter)

$1.46 NZ$2.57

$2.17 ₾5.60

-32.72%

White Bread (500g)

$1.25 NZ$2.20

$0.80 ₾2.06

56.25%

Rice (white) (1kg)

$1.94 NZ$3.41

$1.74 ₾4.51

11.49%

Eggs

$5.52 NZ$9.71

$2.83 ₾7.31

95.05%

Local Cheese (1kg)

$5.78 NZ$10.17

$9.31 ₾24.08

-37.92%

Chicken Fillets (1kg)

$7.18 NZ$12.64

$6.52 ₾16.86

10.12%

Beef Round Steak (1kg)

$11.70 NZ$20.60

$12.95 ₾33.50

-9.65%

Apples (1kg)

$2.71 NZ$4.76

$1.68 ₾4.34

61.31%

Banana (1kg)

$2.31 NZ$4.06

$1.85 ₾4.80

24.86%

Oranges (1kg)

$3.24 NZ$5.71

$1.97 ₾5.10

64.47%

Tomato (1kg)

$6.21 NZ$10.93

$2.42 ₾6.25

156.61%

Potato (1kg)

$2.05 NZ$3.61

$0.82 ₾2.11

150.00%

Onion (1kg)

$1.41 NZ$2.49

$0.74 ₾1.91

90.54%

Lettuce (1 head)

$2.49 NZ$4.38

$1.34 ₾3.47

85.82%

Water (1.5 liter bottle)

$0.98 NZ$1.73

$0.77 ₾2.00

27.27%

Cigarettes 20 Pack (Marlboro, Camel)

$26.19 NZ$46.10

$3.57 ₾9.24

633.61%

Wine (Bottle)

$10.72 NZ$18.87

$7.67 ₾19.84

39.77%

Local Beer (0.5 liter bottle)

$4.02 NZ$7.08

$1.70 ₾4.39

136.47%

Imported Beer (0.33 liter bottle)

$4.14 NZ$7.29

$2.40 ₾6.21

72.50%

One-way Ticket (Public Transport)

$2.66 NZ$4.68

$0.40 ₾1.05

565.00%

Public Transport Monthly Pass (Regular Price)

$52.7 NZ$92.7

$15.23 ₾39.39

245.70%

Taxi Start (Normal Tariff)

$3.70 NZ$6.51

$1.14 ₾2.95

224.56%

Taxi (Normal Tariff) (1km)

$0.78 ₾2.02

Taxi 1hour Waiting (Normal Tariff)

$11.83 ₾30.59

Gasoline (1 liter)

$1.67 NZ$2.93

$1.45 ₾3.75

15.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K NZ$49.7K

$24.6K ₾63.6K

14.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K NZ$39.3K

$22.3K ₾57.8K

0.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.3 NZ$103

$88.8 ₾230

-34.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.48 NZ$64.2

$13.12 ₾33.94

178.05%

Internet (50+ Mbps, Unlimited Data)

$55.5 NZ$97.6

$19.67 ₾50.9

182.05%

Gym Membership (Monthly)

$25.73 NZ$45.29

$64.1 ₾166

-59.83%

Tennis Court (1 Hour on Weekend)

$28.98 NZ$51.0

$19.04 ₾49.25

52.21%

Cinema Ticket

$13.93 NZ$24.52

$7.12 ₾18.42

95.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$670 NZ$1,180

$375 ₾971

78.54%

International Primary School, 1 Child (Yearly)

$22.5K NZ$39.5K

$10.5K ₾27.1K

114.43%

Jeans (Levis 501 Or Similar)

$63.7 NZ$112

$104 ₾268

-38.59%

Summer Dress (H&M, Zara, etc)

$38.93 NZ$68.5

$39.26 ₾102

-0.84%

Sport Shoes (Adidas, Nike)

$94.7 NZ$167

$117 ₾304

-19.28%

Men's Leather Business Shoes

$107 NZ$188

$122 ₾315

-12.47%

1-bedroom Apartment, City Center (Monthly)

$1,090 NZ$1,918

$695 ₾1,798

56.70%

1-bedroom Apartment, Outside City Center (Monthly)

$987 NZ$1,737

$451 ₾1,167

118.81%

3-bedroom Apartment, City Center (Monthly)

$1,636 NZ$2,879

$1,355 ₾3,505

20.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,476 NZ$2,598

$906 ₾2,344

62.90%

Buy Apartment in City Center (m2)

$4,019 NZ$7,074

$2,295 ₾5,936

75.14%

Buy Apartment Outside City Center (m2)

$4,525 NZ$7,964

$1,345 ₾3,479

236.47%

Average Monthly Net Salary (After Tax)

$2,678 NZ$4,713

$664 ₾1,718

303.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.83

12.62

-45.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 26, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$987 51.5%

Tbilisi

$451 35.6% 54.3% $536

Groceries & Markets

Hamilton

$297 15.5%

Tbilisi

$234 18.4% 21.3% $63

Eating Out

Hamilton

$225 11.8%

Tbilisi

$191 15% 15.4% $35

Monthly Utilities & Internet

Hamilton

$150 7.8%

Tbilisi

$122 9.6% 19.1% $29

Clothing & Footwear

Hamilton

$137 7.1%

Tbilisi

$172 13.5% 25.7% $35

Getting Around

Hamilton

$67 * 3.5%

Tbilisi

$22 1.7% 67.3% $45

Sport & Entertainment

Hamilton

$54 2.8%

Tbilisi

$78 6.2% 46.1% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,090 in Hamilton and $695 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Hamilton pays about 4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $75 in Hamilton vs $38 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $297 vs $234 per month, with Tbilisi cheaper across the board.

Good to know

🇳🇿 Hamilton

🇬🇪 Tbilisi

🕒 Local time

06:44 6:44 AM

21:44 9:44 PM

9 h behind Hamilton

🌤 Weather

👥 Population

169,500

1,241,700 Capital

💱 Currency

New Zealand Dollar NZD $

Georgian Lari GEL ₾

📈 Exchange rate

1 NZD = 0.568 USD

1 NZD = 0.51 EUR

1 GEL = 0.387 USD

1 GEL = 0.347 EUR

Exchange rates and currency converter

GEL, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 28, 2026: 1 USD = 1.76 NZD (1 NZD = 0.568 USD). 1 EUR = 1.96 NZD (1 NZD = 0.51 EUR).

Georgian Lari exchange rates as of October 28, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.88 GEL (1 GEL = 0.347 EUR).

USD to NZD in detail →

On the map

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Between locations

Hamilton Tbilisi 15,820 km ≈ 20 h nonstop flight

From you

Hamilton
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Tbilisi: Cost of Living - Frequently Asked Questions

Tbilisi is cheaper overall, especially in groceries, utilities, and transport. The 51% gap adds up to real monthly savings that compound significantly over time.

Average pay in Hamilton is about 4 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,090 in Hamilton versus $695 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Tbilisi – a meal for two runs $38 versus $75 in Hamilton. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,917 per month in Hamilton versus $1,269 in Tbilisi – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hamilton and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 34% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.