Last update: Oct 2026

Cost of Living Comparison Between Belgrade and Hamamatsu

For one person, living is cheaper in Hamamatsu: $783 a month against $1,541 in Belgrade, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

Belgrade, Serbia
Hamamatsu, Japan
Belgrade
🇷🇸 Serbia
$1,541
/mo nomad
Hamamatsu
🇯🇵 Japan
$783
/mo nomad
Monthly Cost of Living

How much you'll spend in Belgrade and in Hamamatsu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Hamamatsu actually costs, broken down by who's living it.

A single person spends $1,541 per month in Belgrade vs $783 in Hamamatsu, rent included.

  • Belgrade $1,541
  • Hamamatsu $783

A couple spends around $2,343 per month in Belgrade vs $1,266 in Hamamatsu, rent included.

  • Belgrade $2,343
  • Hamamatsu $1,266

A family of three spends $3,146 per month in Belgrade vs $1,750 in Hamamatsu, rent included.

  • Belgrade $3,146
  • Hamamatsu $1,750

Belgrade costs about 97% more than Hamamatsu, and outside of rent the biggest gap is in eating out.

Belgrade sits 13% above the global median, while Hamamatsu is 42% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Belgrade
Hamamatsu
Difference
Meal at Budget Restaurant
$13.09 RSD 1,379
$3.90 ¥615
235.64%
Three-Course Dinner for Two, Mid-Range
$56.1 RSD 5,914
$41.78 ¥6,596
34.35%
Fast Food Meal (McDonalds, etc)
$13.35 RSD 1,407
$5.19 ¥820
157.23%
Cappuccino
$3.10 RSD 327
$3.41 ¥539
-9.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.72 RSD 287
$1.10 ¥174
147.27%
Water (0.33 liter bottle)
$2.24 RSD 236
$0.75 ¥118
198.67%
Local Beer (0.5 liter draught)
$3.51 RSD 370
$2.61 ¥411
34.48%
Imported Beer (0.33 liter bottle)
$4.06 RSD 428
$3.11 ¥490
30.55%
🛒 Groceries & Markets
Belgrade
Hamamatsu
Difference
Milk (1 liter)
$1.39 RSD 146
$1.08 ¥170
28.70%
White Bread (500g)
$1.12 RSD 118
$1.70 ¥268
-34.12%
Rice (white) (1kg)
$2.65 RSD 279
$3.67 ¥579
-27.79%
Eggs
$2.69 RSD 283
$1.68 ¥266
60.12%
Local Cheese (1kg)
$10.92 RSD 1,151
$10.25 ¥1,618
6.54%
Chicken Fillets (1kg)
$6.52 RSD 687
$6.17 ¥973
5.67%
Beef Round Steak (1kg)
$15.55 RSD 1,638
$14.24 ¥2,248
9.20%
Apples (1kg)
$1.59 RSD 167
$5.80 ¥916
-72.59%
Banana (1kg)
$1.83 RSD 193
$2.84 ¥448
-35.56%
Oranges (1kg)
$1.80 RSD 190
$2.95 ¥466
-38.98%
Tomato (1kg)
$3.10 RSD 326
$4.30 ¥679
-27.91%
Potato (1kg)
$0.87 RSD 91.2
$2.61 ¥413
-66.67%
Onion (1kg)
$0.66 RSD 69.2
$2.59 ¥408
-74.52%
Lettuce (1 head)
$0.77 RSD 80.9
$1.29 ¥204
-40.31%
Water (1.5 liter bottle)
$0.69 RSD 72.6
$0.66 ¥104
4.55%
Cigarettes 20 Pack (Marlboro, Camel)
$4.73 RSD 499
$3.89 ¥613
21.59%
Wine (Bottle)
$8.61 RSD 908
$6.39 ¥1,009
34.74%
Local Beer (0.5 liter bottle)
$0.94 RSD 99.2
$1.82 ¥288
-48.35%
Imported Beer (0.33 liter bottle)
$1.51 RSD 159
$2.10 ¥331
-28.10%
🚌 Getting Around
Belgrade
Hamamatsu
Difference
Public Transport Monthly Pass (Regular Price)
-
$50.1 ¥7,914
-
Taxi Start (Normal Tariff)
$3.02 RSD 318
$3.11 ¥490
-2.89%
Taxi (Normal Tariff) (1km)
$0.99 RSD 104
$2.63 ¥415
-62.36%
Taxi 1hour Waiting (Normal Tariff)
$17.07 RSD 1,799
$20.62 ¥3,256
-17.22%
Gasoline (1 liter)
$1.87 RSD 197
$1.06 ¥168
76.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0K RSD 3.3M
$21.6K ¥3.4M
43.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4K RSD 2.5M
$15.8K ¥2.5M
47.94%
🧾 Monthly Utilities & Internet
Belgrade
Hamamatsu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$212 RSD 22.4K
$130 ¥20.6K
62.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.87 RSD 2,621
$8.59 ¥1,356
189.52%
Internet (50+ Mbps, Unlimited Data)
$34.64 RSD 3,650
$32.78 ¥5,176
5.67%
🎉 Sport & Entertainment
Belgrade
Hamamatsu
Difference
Gym Membership (Monthly)
$40.02 RSD 4,217
-
-
Tennis Court (1 Hour on Weekend)
$22.70 RSD 2,392
$17.40 ¥2,747
30.46%
Cinema Ticket
$8.02 RSD 845
$13.08 ¥2,065
-38.69%
🧸 Childcare & Education
Belgrade
Hamamatsu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$439 RSD 46.2K
$819 ¥129.3K
-46.43%
International Primary School, 1 Child (Yearly)
$11.3K RSD 1.2M
$14.8K ¥2.3M
-23.56%
👕👟 Clothing & Footwear
Belgrade
Hamamatsu
Difference
Jeans (Levis 501 Or Similar)
$111 RSD 11.7K
$63.6 ¥10.0K
73.82%
Summer Dress (H&M, Zara, etc)
$47.02 RSD 4,954
$37.10 ¥5,858
26.74%
Sport Shoes (Adidas, Nike)
$113 RSD 11.9K
$61.3 ¥9,677
84.08%
Men's Leather Business Shoes
$152 RSD 16.0K
$103 ¥16.3K
47.42%
🏠 Accommodation & Living
Belgrade
Hamamatsu
Difference
1-bedroom Apartment, City Center (Monthly)
$806 RSD 84.9K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$547 RSD 57.6K
-
-
3-bedroom Apartment, City Center (Monthly)
$1,551 RSD 163.4K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$982 RSD 103.4K
-
-
Buy Apartment in City Center (m2)
$5,342 RSD 562.9K
$7,787 ¥1.2M
-31.40%
Buy Apartment Outside City Center (m2)
$3,117 RSD 328.4K
$5,298 ¥836.5K
-41.17%
💵 Salaries & Financials
Belgrade
Hamamatsu
Difference
Average Monthly Net Salary (After Tax)
$1,217 RSD 128.2K
$1,602 ¥253.0K
-24.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.61
2.64
74.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 26, 2026

Last update for Hamamatsu: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Belgrade
$547
Hamamatsu
- * 100%
Monthly Utilities & Internet
Belgrade
$272
Hamamatsu
$172 36.8% $100
Groceries & Markets
Belgrade
$240
Hamamatsu
$285 18.6% $45
Eating Out
Belgrade
$228
Hamamatsu
$114 49.7% $113
Clothing & Footwear
Belgrade
$190
Hamamatsu
$119 37.2% $71
Sport & Entertainment
Belgrade
$56
Hamamatsu
$26 * 53.3% $30
Getting Around
Belgrade
$8 *
Hamamatsu
$66 * 735% $58

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 32% higher in Hamamatsu, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $56 in Belgrade versus $42 in Hamamatsu. Groceries tell a different story – $240 in Belgrade vs $285 in Hamamatsu – so Belgrade wins on supermarket bills even if dining out costs more.

Good to know
🇷🇸 Belgrade
🇯🇵 Hamamatsu
🕒 Local time
23:04 11:04 PM
07:04 7:04 AM
8 h ahead of Belgrade
🌤 Weather
👥 Population
1,197,714 Capital
797,033
💱 Currency
Exchange rates and currency converter

JPY, USD, EUR to RSD – Serbian Dinar Converter

Serbian Dinar exchange rates as of October 28, 2026: 1 USD = 105 RSD (1,000 RSD = 9.49 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Japanese Yen exchange rates as of October 28, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 176 JPY (1,000 JPY = 5.69 EUR).

On the map
Between locations
  • Belgrade Hamamatsu 9,150 km ≈ 12 h nonstop flight
From you
  • Belgrade
  • Hamamatsu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Belgrade vs Hamamatsu: Cost of Living - Frequently Asked Questions
How do living costs in Belgrade and in Hamamatsu compare overall?
Monthly costs with rent: $1,541 in Belgrade, $783 in Hamamatsu – Hamamatsu comes out roughly 49% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Belgrade compared to Hamamatsu?
For a comfortable life, plan on about $2,311 per month in Belgrade and $1,175 in Hamamatsu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has cheaper restaurants?
A mid-range dinner for two costs $56 in Belgrade and $42 in Hamamatsu. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 16% cheaper in Belgrade – one category where the pricier city actually offers better value.
Which city is more doable on $1,200 per month?
A $1,200 monthly budget goes further in Hamamatsu, where all-in costs run around $783, than in Belgrade at $1,541. In Hamamatsu it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.
How does quality of life compare between Belgrade and Hamamatsu?
It depends on your priorities. Hamamatsu has an edge in some lifestyle areas, with costs from $783 in Hamamatsu to $1,541 in Belgrade. Climate, culture, job market, and personal taste all factor in.
Is Belgrade or Hamamatsu safer for residents?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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