Last update: Oct 2026

Cost of Living Comparison Between Hamamatsu and Bali

For one person, living is cheaper in Hamamatsu: $775 a month against $1,236 in Bali, rent and utilities included – about $5,500 less a year. Higher rent and utilities in Bali outweigh lower spending on other living expenses.

38

Cost of Living Index in Hamamatsu
Learn more

Hamamatsu Living Index
60

Cost of Living Index in Bali
Learn more

Bali Living Index

Jump to prices

Hamamatsu

🇯🇵 Japan

$775

/mo nomad

Bali

🇮🇩 Indonesia

$1,236

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamamatsu and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamamatsu and in Bali actually costs, broken down by who's living it.

A single person spends $775 per month in Hamamatsu vs $1,236 in Bali, rent included.

Hamamatsu $775
Bali $1,236

A couple spends around $1,251 per month in Hamamatsu vs $2,086 in Bali, rent included.

Hamamatsu $1,251
Bali $2,086

A family of three spends $1,727 per month in Hamamatsu vs $2,937 in Bali, rent included.

Hamamatsu $1,727
Bali $2,937

Hamamatsu is about 37% cheaper than Bali, and outside of rent the biggest gap is in transport.

Both Hamamatsu and Bali are more affordable than the global median – Hamamatsu 43% lower, Bali 8% lower.

Meal at Budget Restaurant

$3.86 ¥610

$2.76 Rp 49.7K

39.86%

Three-Course Dinner for Two, Mid-Range

$40.71 ¥6,432

$29.80 Rp 536.4K

36.61%

Fast Food Meal (McDonalds, etc)

$5.07 ¥801

$4.63 Rp 83.3K

9.50%

Cappuccino

$3.34 ¥528

$2.32 Rp 41.7K

43.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ¥165

$1.40 Rp 25.1K

-25.71%

Water (0.33 liter bottle)

$0.75 ¥118

$0.64 Rp 11.5K

17.19%

Local Beer (0.5 liter draught)

$2.49 ¥393

$2.19 Rp 39.4K

13.70%

Imported Beer (0.33 liter bottle)

$3.22 ¥508

$3.58 Rp 64.5K

-10.06%

Milk (1 liter)

$1.01 ¥160

$1.49 Rp 26.7K

-32.21%

White Bread (500g)

$1.64 ¥260

$2.21 Rp 39.8K

-25.79%

Rice (white) (1kg)

$3.65 ¥577

$1.17 Rp 21.1K

211.97%

Eggs

$1.60 ¥253

$2.02 Rp 36.4K

-20.79%

Local Cheese (1kg)

$10.37 ¥1,638

$16.52 Rp 297.4K

-37.23%

Chicken Fillets (1kg)

$5.92 ¥935

$3.68 Rp 66.2K

60.87%

Beef Round Steak (1kg)

$14.44 ¥2,282

$11.67 Rp 210.0K

23.74%

Apples (1kg)

$5.69 ¥899

$3.44 Rp 62.0K

65.41%

Banana (1kg)

$2.80 ¥443

$1.46 Rp 26.2K

91.78%

Oranges (1kg)

$2.95 ¥467

$2.24 Rp 40.3K

31.70%

Tomato (1kg)

$4.14 ¥654

$1.82 Rp 32.8K

127.47%

Potato (1kg)

$2.63 ¥415

$1.79 Rp 32.2K

46.93%

Onion (1kg)

$2.54 ¥401

$2.27 Rp 40.9K

11.89%

Lettuce (1 head)

$1.24 ¥196

$0.99 Rp 17.8K

25.25%

Water (1.5 liter bottle)

$0.65 ¥102

$0.51 Rp 9,186

27.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.86 ¥610

$2.15 Rp 38.7K

79.53%

Wine (Bottle)

$6.19 ¥977

$21.44 Rp 386.0K

-71.13%

Local Beer (0.5 liter bottle)

$1.76 ¥278

$2.29 Rp 41.1K

-23.14%

Imported Beer (0.33 liter bottle)

$2.11 ¥333

$2.86 Rp 51.5K

-26.22%

One-way Ticket (Public Transport)

$0.26 Rp 4,713

Public Transport Monthly Pass (Regular Price)

$50.8 ¥8,017

$7.97 Rp 143.5K

536.76%

Taxi Start (Normal Tariff)

$3.21 ¥507

$0.48 Rp 8,646

568.75%

Taxi (Normal Tariff) (1km)

$2.74 ¥433

$0.43 Rp 7,705

537.21%

Taxi 1hour Waiting (Normal Tariff)

$20.75 ¥3,278

$5.64 Rp 101.6K

267.91%

Gasoline (1 liter)

$1.10 ¥173

$0.82 Rp 14.8K

34.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ¥3.3M

$23.7K Rp 426.6M

-11.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.1K ¥2.9M

$31.7K Rp 571.3M

-43.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 ¥20.7K

$81.3 Rp 1.5M

60.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.51 ¥1,345

$6.53 Rp 117.6K

30.32%

Internet (50+ Mbps, Unlimited Data)

$32.52 ¥5,137

$18.31 Rp 329.7K

77.61%

Gym Membership (Monthly)

$46.85 Rp 843.4K

Tennis Court (1 Hour on Weekend)

$16.81 ¥2,655

$15.05 Rp 270.8K

11.69%

Cinema Ticket

$12.81 ¥2,024

$3.69 Rp 66.5K

247.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$643 ¥101.5K

$445 Rp 8.0M

44.38%

International Primary School, 1 Child (Yearly)

$14.9K ¥2.4M

$5,218 Rp 93.9M

186.51%

Jeans (Levis 501 Or Similar)

$61.5 ¥9,712

$42.66 Rp 767.8K

44.12%

Summer Dress (H&M, Zara, etc)

$36.85 ¥5,822

$33.40 Rp 601.2K

10.33%

Sport Shoes (Adidas, Nike)

$61.0 ¥9,639

$75.0 Rp 1.4M

-18.70%

Men's Leather Business Shoes

$102 ¥16.1K

$73.7 Rp 1.3M

38.40%

1-bedroom Apartment, City Center (Monthly)

$996 Rp 17.9M

1-bedroom Apartment, Outside City Center (Monthly)

$596 Rp 10.7M

3-bedroom Apartment, City Center (Monthly)

$3,054 Rp 55.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,511 Rp 27.2M

Buy Apartment in City Center (m2)

$7,748 ¥1.2M

$2,430 Rp 43.7M

218.81%

Buy Apartment Outside City Center (m2)

$5,222 ¥825.0K

$1,963 Rp 35.3M

166.04%

Average Monthly Net Salary (After Tax)

$1,580 ¥249.7K

$220 Rp 4.0M

617.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.64

13.78

-80.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamamatsu: October 12, 2026

Last update for Bali: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Hamamatsu

$280 36.2%

Bali

$277 22.4% 1.3% $3.7

Monthly Utilities & Internet

Hamamatsu

$172 22.2%

Bali

$106 8.6% 38.2% $66

Clothing & Footwear

Hamamatsu

$118 15.2%

Bali

$101 8.2% 14% $16

Eating Out

Hamamatsu

$112 14.5%

Bali

$90 7.3% 19.8% $22

Getting Around

Hamamatsu

$68 * 8.7%

Bali

$12 0.9% 82.8% $56

Sport & Entertainment

Hamamatsu

$26 * 3.3%

Bali

$54 4.4% 112% $29

Accommodation & Living

Hamamatsu

- * 0%

Bali

$596 48.2%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 617% higher in Hamamatsu, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $41.00 in Hamamatsu versus $30.00 in Bali. Monthly groceries follow the same trend: $280 vs $277 – making Bali the more affordable choice for daily food spending.

Good to know

🇯🇵 Hamamatsu

🇮🇩 Bali

🕒 Local time

18:23 6:23 PM

17:23 5:23 PM

1 h behind Hamamatsu

🌤 Weather

👥 Population

797,033

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

On the map

Lowest

Highest

Between locations

Hamamatsu Bali 5,350 km ≈ 7 h nonstop flight

From you

Hamamatsu
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamamatsu vs Bali: Cost of Living - Frequently Asked Questions

Bali costs about 59% more than Hamamatsu, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,163 per month in Hamamatsu and $1,854 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $41.00 in Hamamatsu and $30.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $775 in Hamamatsu and $1,236 in Bali. That's a gap of about 59%.

A $2,000 monthly budget goes further in Hamamatsu, where all-in costs run around $775, than in Bali at $1,236. In Hamamatsu it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hamamatsu costs $775 versus $1,236 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hamamatsu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.