Last update: Oct 2026

Cost of Living Comparison Between Bali and Hamamatsu

For one person, living is cheaper in Hamamatsu: $775 a month against $1,236 in Bali, rent and utilities included – about $5,500 less a year. Higher rent and utilities in Bali outweigh lower spending on other living expenses.

60

Cost of Living Index in Bali
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Bali Living Index
38

Cost of Living Index in Hamamatsu
Learn more

Hamamatsu Living Index

Jump to prices

Bali

🇮🇩 Indonesia

$1,236

/mo nomad

Hamamatsu

🇯🇵 Japan

$775

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Hamamatsu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Hamamatsu actually costs, broken down by who's living it.

A single person spends $1,236 per month in Bali vs $775 in Hamamatsu, rent included.

Bali $1,236
Hamamatsu $775

A couple spends around $2,086 per month in Bali vs $1,251 in Hamamatsu, rent included.

Bali $2,086
Hamamatsu $1,251

A family of three spends $2,937 per month in Bali vs $1,727 in Hamamatsu, rent included.

Bali $2,937
Hamamatsu $1,727

Bali costs about 59% more than Hamamatsu, and outside of rent the biggest gap is in transport.

Both Bali and Hamamatsu are more affordable than the global median – Bali 8% lower, Hamamatsu 43% lower.

Meal at Budget Restaurant

$2.76 Rp 49.7K

$3.86 ¥610

-28.50%

Three-Course Dinner for Two, Mid-Range

$29.80 Rp 536.4K

$40.71 ¥6,432

-26.80%

Fast Food Meal (McDonalds, etc)

$4.63 Rp 83.3K

$5.07 ¥801

-8.68%

Cappuccino

$2.32 Rp 41.7K

$3.34 ¥528

-30.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 Rp 25.1K

$1.04 ¥165

34.62%

Water (0.33 liter bottle)

$0.64 Rp 11.5K

$0.75 ¥118

-14.67%

Local Beer (0.5 liter draught)

$2.19 Rp 39.4K

$2.49 ¥393

-12.05%

Imported Beer (0.33 liter bottle)

$3.58 Rp 64.5K

$3.22 ¥508

11.18%

Milk (1 liter)

$1.49 Rp 26.7K

$1.01 ¥160

47.52%

White Bread (500g)

$2.21 Rp 39.8K

$1.64 ¥260

34.76%

Rice (white) (1kg)

$1.17 Rp 21.1K

$3.65 ¥577

-67.95%

Eggs

$2.02 Rp 36.4K

$1.60 ¥253

26.25%

Local Cheese (1kg)

$16.52 Rp 297.4K

$10.37 ¥1,638

59.31%

Chicken Fillets (1kg)

$3.68 Rp 66.2K

$5.92 ¥935

-37.84%

Beef Round Steak (1kg)

$11.67 Rp 210.0K

$14.44 ¥2,282

-19.18%

Apples (1kg)

$3.44 Rp 62.0K

$5.69 ¥899

-39.54%

Banana (1kg)

$1.46 Rp 26.2K

$2.80 ¥443

-47.86%

Oranges (1kg)

$2.24 Rp 40.3K

$2.95 ¥467

-24.07%

Tomato (1kg)

$1.82 Rp 32.8K

$4.14 ¥654

-56.04%

Potato (1kg)

$1.79 Rp 32.2K

$2.63 ¥415

-31.94%

Onion (1kg)

$2.27 Rp 40.9K

$2.54 ¥401

-10.63%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.24 ¥196

-20.16%

Water (1.5 liter bottle)

$0.51 Rp 9,186

$0.65 ¥102

-21.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.15 Rp 38.7K

$3.86 ¥610

-44.30%

Wine (Bottle)

$21.44 Rp 386.0K

$6.19 ¥977

246.37%

Local Beer (0.5 liter bottle)

$2.29 Rp 41.1K

$1.76 ¥278

30.11%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.5K

$2.11 ¥333

35.55%

One-way Ticket (Public Transport)

$0.26 Rp 4,713

Public Transport Monthly Pass (Regular Price)

$7.97 Rp 143.5K

$50.8 ¥8,017

-84.30%

Taxi Start (Normal Tariff)

$0.48 Rp 8,646

$3.21 ¥507

-85.05%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,705

$2.74 ¥433

-84.31%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 101.6K

$20.75 ¥3,278

-72.82%

Gasoline (1 liter)

$0.82 Rp 14.8K

$1.10 ¥173

-25.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 426.6M

$21.0K ¥3.3M

13.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 571.3M

$18.1K ¥2.9M

75.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.3 Rp 1.5M

$131 ¥20.7K

-37.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.53 Rp 117.6K

$8.51 ¥1,345

-23.27%

Internet (50+ Mbps, Unlimited Data)

$18.31 Rp 329.7K

$32.52 ¥5,137

-43.70%

Gym Membership (Monthly)

$46.85 Rp 843.4K

Tennis Court (1 Hour on Weekend)

$15.05 Rp 270.8K

$16.81 ¥2,655

-10.47%

Cinema Ticket

$3.69 Rp 66.5K

$12.81 ¥2,024

-71.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$445 Rp 8.0M

$643 ¥101.5K

-30.74%

International Primary School, 1 Child (Yearly)

$5,218 Rp 93.9M

$14.9K ¥2.4M

-65.10%

Jeans (Levis 501 Or Similar)

$42.66 Rp 767.8K

$61.5 ¥9,712

-30.61%

Summer Dress (H&M, Zara, etc)

$33.40 Rp 601.2K

$36.85 ¥5,822

-9.36%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

$61.0 ¥9,639

23.00%

Men's Leather Business Shoes

$73.7 Rp 1.3M

$102 ¥16.1K

-27.74%

1-bedroom Apartment, City Center (Monthly)

$996 Rp 17.9M

1-bedroom Apartment, Outside City Center (Monthly)

$596 Rp 10.7M

3-bedroom Apartment, City Center (Monthly)

$3,054 Rp 55.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,511 Rp 27.2M

Buy Apartment in City Center (m2)

$2,430 Rp 43.7M

$7,748 ¥1.2M

-68.63%

Buy Apartment Outside City Center (m2)

$1,963 Rp 35.3M

$5,222 ¥825.0K

-62.41%

Average Monthly Net Salary (After Tax)

$220 Rp 4.0M

$1,580 ¥249.7K

-86.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.64

421.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 10, 2026

Last update for Hamamatsu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$596 48.2%

Hamamatsu

- * 0% 100%

Groceries & Markets

Bali

$277 22.4%

Hamamatsu

$280 36.2% 1.3% $3.7

Monthly Utilities & Internet

Bali

$106 8.6%

Hamamatsu

$172 22.2% 61.9% $66

Clothing & Footwear

Bali

$101 8.2%

Hamamatsu

$118 15.2% 16.3% $16

Eating Out

Bali

$90 7.3%

Hamamatsu

$112 14.5% 24.7% $22

Sport & Entertainment

Bali

$54 4.4%

Hamamatsu

$26 * 3.3% 52.8% $29

Getting Around

Bali

$12 0.9%

Hamamatsu

$68 * 8.7% 481% $56

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 617% higher in Hamamatsu, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30.00 in Bali versus $41.00 in Hamamatsu. Monthly groceries follow the same trend: $277 vs $280 – making Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇯🇵 Hamamatsu

🕒 Local time

17:59 5:59 PM

18:59 6:59 PM

1 h ahead of Bali

🌤 Weather

👥 Population

797,033

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Bali Hamamatsu 5,350 km ≈ 7 h nonstop flight

From you

Bali
Hamamatsu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Hamamatsu: Cost of Living - Frequently Asked Questions

Bali costs about 59% more than Hamamatsu, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,854 per month in Bali and $1,163 in Hamamatsu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $30.00 in Bali and $41.00 in Hamamatsu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,236 in Bali and $775 in Hamamatsu. That's a gap of about 59%.

A $2,000 monthly budget goes further in Hamamatsu, where all-in costs run around $775, than in Bali at $1,236. In Hamamatsu it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hamamatsu costs $775 versus $1,236 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hamamatsu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.