Last update: Nov 2026

Cost of Living Comparison Between Hagerstown, MD and Monterrey

For one person, living is cheaper in Monterrey: $1,641 a month against $2,490 in Hagerstown, MD, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in Hagerstown, MD
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Hagerstown, MD Living Index
78

Cost of Living Index in Monterrey
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Monterrey Living Index

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Hagerstown, MD

🇺🇸 United States

$2,490

/mo nomad

Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Monthly Cost of Living

How much you'll spend in Hagerstown, MD and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hagerstown, MD and in Monterrey actually costs, broken down by who's living it.

A single person spends $2,490 per month in Hagerstown, MD vs $1,641 in Monterrey, rent included.

Hagerstown, MD $2,490
Monterrey $1,641

A couple spends around $3,639 per month in Hagerstown, MD vs $2,573 in Monterrey, rent included.

Hagerstown, MD $3,639
Monterrey $2,573

A family of three spends $4,787 per month in Hagerstown, MD vs $3,504 in Monterrey, rent included.

Hagerstown, MD $4,787
Monterrey $3,504

Hagerstown, MD costs about 52% more than Monterrey, and outside of rent the biggest gap is in groceries.

Both Hagerstown, MD and Monterrey sit above the global median – Hagerstown, MD by 84%, Monterrey by 21%.

Meal at Budget Restaurant

$15.22 $15.22

$13.37 MX$250

13.84%

Three-Course Dinner for Two, Mid-Range

$76.5 $76.5

$47.95 MX$897

59.50%

Fast Food Meal (McDonalds, etc)

$10.87 $10.87

$10.79 MX$202

0.74%

Cappuccino

$5.82 $5.82

$3.77 MX$70.4

54.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 $2.12

$1.51 MX$28.26

40.40%

Water (0.33 liter bottle)

$2.34 $2.34

$1.03 MX$19.25

127.18%

Local Beer (0.5 liter draught)

$6.39 $6.39

$2.48 MX$46.41

157.66%

Imported Beer (0.33 liter bottle)

$8.29 $8.29

$4.36 MX$81.5

90.14%

Milk (1 liter)

$0.87 $0.87

$1.89 MX$35.43

-53.97%

White Bread (500g)

$4.08 $4.08

$2.85 MX$53.3

43.16%

Rice (white) (1kg)

$4.39 $4.39

$1.86 MX$34.71

136.02%

Eggs

$3.73 $3.73

$2.47 MX$46.12

51.01%

Local Cheese (1kg)

$6.89 $6.89

$11.81 MX$221

-41.66%

Chicken Fillets (1kg)

$13.12 $13.12

$8.97 MX$168

46.27%

Beef Round Steak (1kg)

$22.88 $22.88

$12.57 MX$235

82.02%

Apples (1kg)

$4.52 $4.52

$3.20 MX$59.8

41.25%

Banana (1kg)

$1.11 $1.11

$1.50 MX$28.12

-26.00%

Oranges (1kg)

$4.08 $4.08

$2.12 MX$39.74

92.45%

Tomato (1kg)

$2.70 $2.70

$2.33 MX$43.64

15.88%

Potato (1kg)

$2.42 $2.42

$2.22 MX$41.58

9.01%

Onion (1kg)

$3.80 $3.80

$2.58 MX$48.34

47.29%

Lettuce (1 head)

$2.31 $2.31

$1.45 MX$27.04

59.31%

Water (1.5 liter bottle)

$2.54 $2.54

$1.22 MX$22.85

108.20%

Cigarettes 20 Pack (Marlboro, Camel)

$9.60 $9.60

$4.80 MX$89.7

100.00%

Wine (Bottle)

$15.06 $15.06

$13.30 MX$249

13.23%

Local Beer (0.5 liter bottle)

$2.89 $2.89

$1.93 MX$36.14

49.74%

Imported Beer (0.33 liter bottle)

$2.92 $2.92

$2.86 MX$53.4

2.10%

One-way Ticket (Public Transport)

$0.80 MX$14.94

Public Transport Monthly Pass (Regular Price)

$60.7 $60.7

$30.94 MX$579

96.09%

Taxi Start (Normal Tariff)

$4.37 $4.37

$1.83 MX$34.28

138.80%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.06 MX$19.78

56.60%

Taxi 1hour Waiting (Normal Tariff)

$33.22 $33.22

$10.82 MX$202

207.02%

Gasoline (1 liter)

$0.92 $0.92

$1.47 MX$27.54

-37.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K $29.5K

$24.1K MX$450.4K

22.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K $24.5K

$23.5K MX$440.2K

3.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 $166

$115 MX$2,144

45.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.7 $52.7

$26.37 MX$493

99.66%

Internet (50+ Mbps, Unlimited Data)

$63.0 $63.0

$25.70 MX$481

145.06%

Gym Membership (Monthly)

$50.2 $50.2

$30.53 MX$571

64.49%

Tennis Court (1 Hour on Weekend)

$18.26 $18.26

$21.27 MX$398

-14.15%

Cinema Ticket

$10.03 $10.03

$4.96 MX$92.8

102.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,892 $1,892

$679 MX$12.7K

178.83%

International Primary School, 1 Child (Yearly)

$9,875 $9,875

$14.2K MX$265.3K

-30.38%

Jeans (Levis 501 Or Similar)

$54.6 $54.6

$72.2 MX$1,350

-24.32%

Summer Dress (H&M, Zara, etc)

$19.96 $19.96

$41.94 MX$784

-52.41%

Sport Shoes (Adidas, Nike)

$97.8 $97.8

$107 MX$2,011

-8.98%

Men's Leather Business Shoes

$164 $164

$119 MX$2,219

37.84%

1-bedroom Apartment, City Center (Monthly)

$1,421 $1,421

$1,018 MX$19.0K

39.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,222 $1,222

$722 MX$13.5K

69.33%

3-bedroom Apartment, City Center (Monthly)

$1,957 $1,957

$1,966 MX$36.8K

-0.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,934 $1,934

$1,416 MX$26.5K

36.61%

Buy Apartment in City Center (m2)

$2,039 $2,039

$4,203 MX$78.6K

-51.47%

Buy Apartment Outside City Center (m2)

$2,008 $2,008

$2,782 MX$52.0K

-27.80%

Average Monthly Net Salary (After Tax)

$5,381 $5,381

$1,096 MX$20.5K

391.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

11.79

-44.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagerstown, MD: November 1, 2026

Last update for Monterrey: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hagerstown, MD

$1.2K 49.1%

Monterrey

$722 44% 40.9% $500

Groceries & Markets

Hagerstown, MD

$401 16.1%

Monterrey

$302 18.4% 24.7% $99

Eating Out

Hagerstown, MD

$291 11.7%

Monterrey

$216 13.2% 25.7% $75

Monthly Utilities & Internet

Hagerstown, MD

$282 11.3%

Monterrey

$167 10.2% 40.9% $115

Clothing & Footwear

Hagerstown, MD

$151 6.1%

Monterrey

$153 9.3% 1.3% $1.9

Getting Around

Hagerstown, MD

$73 * 2.9%

Monterrey

$41 2.5% 43.7% $32

Sport & Entertainment

Hagerstown, MD

$70 2.8%

Monterrey

$40 2.5% 42.4% $30

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,421 in Hagerstown, MD versus $1,018 in Monterrey. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hagerstown, MD are about 4.9 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76 in Hagerstown, MD versus $48 in Monterrey. Monthly groceries follow the same trend: $401 vs $302 – making Monterrey the more affordable choice for daily food spending.

Good to know

🇺🇸 Hagerstown, MD

🇲🇽 Monterrey

🕒 Local time

15:56 3:56 PM

14:56 2:56 PM

1 h behind Hagerstown, MD

🌤 Weather

👥 Population

39,008

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.895 EUR

100 MXN = 5.35 USD

100 MXN = 4.78 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

MXN to USD in detail →

On the map

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Between locations

Hagerstown, MD Monterrey 2,610 km ≈ 3 h 45 min nonstop flight

From you

Hagerstown, MD
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hagerstown, MD vs Monterrey: Cost of Living - Frequently Asked Questions

Hagerstown, MD costs about 52% more than Monterrey, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,735 per month in Hagerstown, MD and $2,461 in Monterrey. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Monterrey, especially for central apartments: a one-bedroom in the center costs $1,018 there versus $1,421 in Hagerstown, MD.

Groceries cost about 33% more in Hagerstown, MD, though the gap depends on what you buy.

A mid-range dinner for two costs $76 in Hagerstown, MD and $48 in Monterrey. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 covers both cities comfortably – all-in costs are $2,490 in Hagerstown, MD and $1,641 in Monterrey, leaving budget for savings and extras in both cases.

Families tend to lean toward Monterrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Monterrey. If higher salaries or specific career opportunities are the priority, Hagerstown, MD makes more sense. Both are solid long-term options with distinct trade-offs.