Last update: Nov 2026

Cost of Living Comparison Between Monterrey and Hagerstown, MD

For one person, living is cheaper in Monterrey: $1,641 a month against $2,490 in Hagerstown, MD, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

Monterrey, Mexico
Hagerstown, MD, United States
Monterrey
🇲🇽 Mexico
$1,641
/mo nomad
Hagerstown, MD
🇺🇸 United States
$2,490
/mo nomad
Monthly Cost of Living

How much you'll spend in Monterrey and in Hagerstown, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Hagerstown, MD actually costs, broken down by who's living it.

A single person spends $1,641 per month in Monterrey vs $2,490 in Hagerstown, MD, rent included.

  • Monterrey $1,641
  • Hagerstown, MD $2,490

A couple spends around $2,573 per month in Monterrey vs $3,639 in Hagerstown, MD, rent included.

  • Monterrey $2,573
  • Hagerstown, MD $3,639

A family of three spends $3,504 per month in Monterrey vs $4,787 in Hagerstown, MD, rent included.

  • Monterrey $3,504
  • Hagerstown, MD $4,787

Monterrey is about 34% cheaper than Hagerstown, MD, and outside of rent the biggest gap is in groceries.

Both Monterrey and Hagerstown, MD sit above the global median – Monterrey by 21%, Hagerstown, MD by 84%.

Currency
🍽 Eating Out
Monterrey
Hagerstown, MD
Difference
Meal at Budget Restaurant
$13.37 MX$250
$15.22 $15.22
-12.16%
Three-Course Dinner for Two, Mid-Range
$47.95 MX$897
$76.5 $76.5
-37.30%
Fast Food Meal (McDonalds, etc)
$10.79 MX$202
$10.87 $10.87
-0.74%
Cappuccino
$3.77 MX$70.4
$5.82 $5.82
-35.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 MX$28.26
$2.12 $2.12
-28.77%
Water (0.33 liter bottle)
$1.03 MX$19.25
$2.34 $2.34
-55.98%
Local Beer (0.5 liter draught)
$2.48 MX$46.41
$6.39 $6.39
-61.19%
Imported Beer (0.33 liter bottle)
$4.36 MX$81.5
$8.29 $8.29
-47.41%
🛒 Groceries & Markets
Monterrey
Hagerstown, MD
Difference
Milk (1 liter)
$1.89 MX$35.43
$0.87 $0.87
117.24%
White Bread (500g)
$2.85 MX$53.3
$4.08 $4.08
-30.15%
Rice (white) (1kg)
$1.86 MX$34.71
$4.39 $4.39
-57.63%
Eggs
$2.47 MX$46.12
$3.73 $3.73
-33.78%
Local Cheese (1kg)
$11.81 MX$221
$6.89 $6.89
71.41%
Chicken Fillets (1kg)
$8.97 MX$168
$13.12 $13.12
-31.63%
Beef Round Steak (1kg)
$12.57 MX$235
$22.88 $22.88
-45.06%
Apples (1kg)
$3.20 MX$59.8
$4.52 $4.52
-29.20%
Banana (1kg)
$1.50 MX$28.12
$1.11 $1.11
35.14%
Oranges (1kg)
$2.12 MX$39.74
$4.08 $4.08
-48.04%
Tomato (1kg)
$2.33 MX$43.64
$2.70 $2.70
-13.70%
Potato (1kg)
$2.22 MX$41.58
$2.42 $2.42
-8.26%
Onion (1kg)
$2.58 MX$48.34
$3.80 $3.80
-32.11%
Lettuce (1 head)
$1.45 MX$27.04
$2.31 $2.31
-37.23%
Water (1.5 liter bottle)
$1.22 MX$22.85
$2.54 $2.54
-51.97%
Cigarettes 20 Pack (Marlboro, Camel)
$4.80 MX$89.7
$9.60 $9.60
-50.00%
Wine (Bottle)
$13.30 MX$249
$15.06 $15.06
-11.69%
Local Beer (0.5 liter bottle)
$1.93 MX$36.14
$2.89 $2.89
-33.22%
Imported Beer (0.33 liter bottle)
$2.86 MX$53.4
$2.92 $2.92
-2.05%
🚌 Getting Around
Monterrey
Hagerstown, MD
Difference
One-way Ticket (Public Transport)
$0.80 MX$14.94
-
-
Public Transport Monthly Pass (Regular Price)
$30.94 MX$579
$60.7 $60.7
-49.00%
Taxi Start (Normal Tariff)
$1.83 MX$34.28
$4.37 $4.37
-58.12%
Taxi (Normal Tariff) (1km)
$1.06 MX$19.78
$1.66 $1.66
-36.14%
Taxi 1hour Waiting (Normal Tariff)
$10.82 MX$202
$33.22 $33.22
-67.43%
Gasoline (1 liter)
$1.47 MX$27.54
$0.92 $0.92
59.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1K MX$450.4K
$29.5K $29.5K
-18.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K MX$440.2K
$24.5K $24.5K
-3.79%
🧾 Monthly Utilities & Internet
Monterrey
Hagerstown, MD
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 MX$2,144
$166 $166
-31.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.37 MX$493
$52.7 $52.7
-49.91%
Internet (50+ Mbps, Unlimited Data)
$25.70 MX$481
$63.0 $63.0
-59.19%
🎉 Sport & Entertainment
Monterrey
Hagerstown, MD
Difference
Gym Membership (Monthly)
$30.53 MX$571
$50.2 $50.2
-39.21%
Tennis Court (1 Hour on Weekend)
$21.27 MX$398
$18.26 $18.26
16.48%
Cinema Ticket
$4.96 MX$92.8
$10.03 $10.03
-50.55%
🧸 Childcare & Education
Monterrey
Hagerstown, MD
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$679 MX$12.7K
$1,892 $1,892
-64.14%
International Primary School, 1 Child (Yearly)
$14.2K MX$265.3K
$9,875 $9,875
43.64%
👕👟 Clothing & Footwear
Monterrey
Hagerstown, MD
Difference
Jeans (Levis 501 Or Similar)
$72.2 MX$1,350
$54.6 $54.6
32.14%
Summer Dress (H&M, Zara, etc)
$41.94 MX$784
$19.96 $19.96
110.12%
Sport Shoes (Adidas, Nike)
$107 MX$2,011
$97.8 $97.8
9.86%
Men's Leather Business Shoes
$119 MX$2,219
$164 $164
-27.45%
🏠 Accommodation & Living
Monterrey
Hagerstown, MD
Difference
1-bedroom Apartment, City Center (Monthly)
$1,018 MX$19.0K
$1,421 $1,421
-28.37%
1-bedroom Apartment, Outside City Center (Monthly)
$722 MX$13.5K
$1,222 $1,222
-40.94%
3-bedroom Apartment, City Center (Monthly)
$1,966 MX$36.8K
$1,957 $1,957
0.50%
3-bedroom Apartment, Outside City Center (Monthly)
$1,416 MX$26.5K
$1,934 $1,934
-26.80%
Buy Apartment in City Center (m2)
$4,203 MX$78.6K
$2,039 $2,039
106.07%
Buy Apartment Outside City Center (m2)
$2,782 MX$52.0K
$2,008 $2,008
38.50%
💵 Salaries & Financials
Monterrey
Hagerstown, MD
Difference
Average Monthly Net Salary (After Tax)
$1,096 MX$20.5K
$5,381 $5,381
-79.64%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.79
6.49
81.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for Hagerstown, MD: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monterrey
$722
Hagerstown, MD
$1.2K 69.3% $500
Groceries & Markets
Monterrey
$302
Hagerstown, MD
$401 32.7% $99
Eating Out
Monterrey
$216
Hagerstown, MD
$291 34.7% $75
Monthly Utilities & Internet
Monterrey
$167
Hagerstown, MD
$282 69.2% $115
Clothing & Footwear
Monterrey
$153
Hagerstown, MD
$151 1.3% $1.9
Getting Around
Monterrey
$41
Hagerstown, MD
$73 * 77.7% $32
Sport & Entertainment
Monterrey
$40
Hagerstown, MD
$70 73.7% $30

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,018 in Monterrey versus $1,421 in Hagerstown, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hagerstown, MD are about 4.9 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48 in Monterrey versus $76 in Hagerstown, MD. Monthly groceries follow the same trend: $302 vs $401 – making Monterrey the more affordable choice for daily food spending.

Good to know
🇲🇽 Monterrey
🇺🇸 Hagerstown, MD
🕒 Local time
14:56 2:56 PM
15:56 3:56 PM
1 h ahead of Monterrey
🌤 Weather
👥 Population
1,142,994
39,008
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

On the map
Between locations
  • Monterrey Hagerstown, MD 2,610 km ≈ 3 h 45 min nonstop flight
From you
  • Monterrey
  • Hagerstown, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monterrey vs Hagerstown, MD: Cost of Living - Frequently Asked Questions
Which city is more expensive, Monterrey or Hagerstown, MD?
Hagerstown, MD costs about 52% more than Monterrey, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Monterrey and in Hagerstown, MD?
For a comfortable life, plan on about $2,461 per month in Monterrey and $3,735 in Hagerstown, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Monterrey or Hagerstown, MD?
Rent is clearly cheaper in Monterrey, especially for central apartments: a one-bedroom in the center costs $1,018 there versus $1,421 in Hagerstown, MD.
Are groceries more expensive in Monterrey or in Hagerstown, MD?
Groceries cost about 33% more in Hagerstown, MD, though the gap depends on what you buy.
How do dining costs compare in Monterrey and in Hagerstown, MD?
A mid-range dinner for two costs $48 in Monterrey and $76 in Hagerstown, MD. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $3,000/month in Monterrey or in Hagerstown, MD?
$3,000 covers both cities comfortably – all-in costs are $1,641 in Monterrey and $2,490 in Hagerstown, MD, leaving budget for savings and extras in both cases.
Which city is better for families?
Families tend to lean toward Monterrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to Monterrey or to Hagerstown, MD?
If budget matters most, go with Monterrey. If higher salaries or specific career opportunities are the priority, Hagerstown, MD makes more sense. Both are solid long-term options with distinct trade-offs.

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