Last update: Oct 2026

Cost of Living Comparison Between Hagerstown, MD and Austin, TX

For one person, living is cheaper in Hagerstown, MD: $2,498 a month against $2,698 in Austin, TX, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Hagerstown, MD
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Hagerstown, MD Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Hagerstown, MD

🇺🇸 United States

$2,498

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Hagerstown, MD and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hagerstown, MD and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,498 in Hagerstown, MD versus $2,698 in Austin, TX.

Hagerstown, MD $2,498
Austin, TX $2,698

Estimated couple costs with rent: $3,658 in Hagerstown, MD versus $4,160 in Austin, TX.

Hagerstown, MD $3,658
Austin, TX $4,160

Monthly costs for a family of three with rent: $4,819 in Hagerstown, MD versus $5,622 in Austin, TX.

Hagerstown, MD $4,819
Austin, TX $5,622

Living in Hagerstown, MD costs roughly 7% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Hagerstown, MD 84% above, Austin, TX 99% above.

Meal at Budget Restaurant

$14.81 $14.81

$20.63 $20.63

-28.21%

Three-Course Dinner for Two, Mid-Range

$75.6 $75.6

$84.6 $84.6

-10.57%

Fast Food Meal (McDonalds, etc)

$11.03 $11.03

$12.07 $12.07

-8.62%

Cappuccino

$6.01 $6.01

$5.48 $5.48

9.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 $2.14

$3.80 $3.80

-43.68%

Water (0.33 liter bottle)

$2.36 $2.36

$2.47 $2.47

-4.45%

Local Beer (0.5 liter draught)

$6.65 $6.65

$8.05 $8.05

-17.39%

Imported Beer (0.33 liter bottle)

$8.68 $8.68

$8.88 $8.88

-2.25%

Milk (1 liter)

$0.85 $0.85

$1.11 $1.11

-23.42%

White Bread (500g)

$3.91 $3.91

$3.72 $3.72

5.11%

Rice (white) (1kg)

$4.46 $4.46

$3.37 $3.37

32.34%

Eggs

$3.70 $3.70

$4.32 $4.32

-14.35%

Local Cheese (1kg)

$7.15 $7.15

$13.13 $13.13

-45.54%

Chicken Fillets (1kg)

$13.48 $13.48

$14.15 $14.15

-4.73%

Beef Round Steak (1kg)

$22.92 $22.92

$16.33 $16.33

40.36%

Apples (1kg)

$4.45 $4.45

$4.55 $4.55

-2.20%

Banana (1kg)

$1.12 $1.12

$1.46 $1.46

-23.29%

Oranges (1kg)

$3.99 $3.99

$4.71 $4.71

-15.29%

Tomato (1kg)

$2.64 $2.64

$4.15 $4.15

-36.39%

Potato (1kg)

$2.41 $2.41

$2.58 $2.58

-6.59%

Onion (1kg)

$3.87 $3.87

$2.35 $2.35

64.68%

Lettuce (1 head)

$2.29 $2.29

$1.77 $1.77

29.38%

Water (1.5 liter bottle)

$2.46 $2.46

$2.14 $2.14

14.95%

Cigarettes 20 Pack (Marlboro, Camel)

$9.68 $9.68

$10.10 $10.10

-4.16%

Wine (Bottle)

$14.91 $14.91

$15.19 $15.19

-1.84%

Local Beer (0.5 liter bottle)

$2.74 $2.74

$2.82 $2.82

-2.84%

Imported Beer (0.33 liter bottle)

$2.85 $2.85

$3.44 $3.44

-17.15%

One-way Ticket (Public Transport)

$1.54 $1.54

Public Transport Monthly Pass (Regular Price)

$58.9 $58.9

$40.99 $40.99

43.69%

Taxi Start (Normal Tariff)

$4.03 $4.03

$2.80 $2.80

43.93%

Taxi (Normal Tariff) (1km)

$1.20 $1.20

$1.60 $1.60

-25.00%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$34.34 $34.34

-25.98%

Gasoline (1 liter)

$0.87 $0.87

$0.94 $0.94

-7.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K $28.6K

$34.0K $34.0K

-15.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K $24.2K

$26.8K $26.8K

-9.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 $163

$223 $223

-26.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.7 $50.7

$58.9 $58.9

-13.87%

Internet (50+ Mbps, Unlimited Data)

$62.8 $62.8

$70.6 $70.6

-11.01%

Gym Membership (Monthly)

$50.9 $50.9

$57.7 $57.7

-11.73%

Tennis Court (1 Hour on Weekend)

$17.64 $17.64

$16.53 $16.53

6.72%

Cinema Ticket

$10.11 $10.11

$14.26 $14.26

-29.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,622 $1,622

$1,511 $1,511

7.34%

International Primary School, 1 Child (Yearly)

$10.2K $10.2K

$20.9K $20.9K

-51.21%

Jeans (Levis 501 Or Similar)

$54.4 $54.4

$51.3 $51.3

6.18%

Summer Dress (H&M, Zara, etc)

$19.76 $19.76

$44.17 $44.17

-55.26%

Sport Shoes (Adidas, Nike)

$96.4 $96.4

$87.0 $87.0

10.83%

Men's Leather Business Shoes

$161 $161

$104 $104

54.67%

1-bedroom Apartment, City Center (Monthly)

$1,390 $1,390

$1,940 $1,940

-28.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,240 $1,240

$1,316 $1,316

-5.76%

3-bedroom Apartment, City Center (Monthly)

$1,941 $1,941

$3,664 $3,664

-47.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,991 $1,991

$2,565 $2,565

-22.39%

Buy Apartment in City Center (m2)

$1,990 $1,990

$7,354 $7,354

-72.94%

Buy Apartment Outside City Center (m2)

$2,014 $2,014

$3,129 $3,129

-35.65%

Average Monthly Net Salary (After Tax)

$5,353 $5,353

$5,286 $5,286

1.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.79

-4.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagerstown, MD: October 19, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hagerstown, MD

$1.2K 49.7%

Austin, TX

$1.3K 48.8% 6.1% $76

Groceries & Markets

Hagerstown, MD

$399 16%

Austin, TX

$406 15.1% 1.8% $7.2

Eating Out

Hagerstown, MD

$292 11.7%

Austin, TX

$350 13% 19.8% $58

Monthly Utilities & Internet

Hagerstown, MD

$277 11.1%

Austin, TX

$352 13.1% 27.3% $76

Clothing & Footwear

Hagerstown, MD

$149 6%

Austin, TX

$129 4.8% 13.6% $20

Sport & Entertainment

Hagerstown, MD

$71 2.9%

Austin, TX

$86 3.2% 21.2% $15

Getting Around

Hagerstown, MD

$69 * 2.8%

Austin, TX

$58 2.2% 16% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,390 in Hagerstown, MD and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Hagerstown, MD pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $76.0 in Hagerstown, MD vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $399 vs $406 per month, with Hagerstown, MD cheaper across the board.

Good to know

🇺🇸 Hagerstown, MD

🇺🇸 Austin, TX

🕒 Local time

09:23 9:23 AM

08:23 8:23 AM

1 h behind Hagerstown, MD

🌤 Weather

👥 Population

39,008

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Hagerstown, MD Austin, TX 2,090 km ≈ 3 h nonstop flight

From you

Hagerstown, MD
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hagerstown, MD vs Austin, TX: Cost of Living - Frequently Asked Questions

Hagerstown, MD wins on cost – living expenses run 8% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Hagerstown, MD the obvious pick if budget is a priority.

Average pay runs 1% higher in Hagerstown, MD, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,390 in Hagerstown, MD versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,498 per month in Hagerstown, MD versus $2,698 in Austin, TX – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Hagerstown, MD runs roughly 44% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,498 in Hagerstown, MD versus $2,698 in Austin, TX, a $2,000 budget is realistic in Hagerstown, MD but tight or insufficient in Austin, TX. The gap between the two cities makes Hagerstown, MD the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Hagerstown, MD gentler on the wallet – expenses run 8% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.