Last update: Oct 2026

Cost of Living Comparison Between Hagen and Munich

For one person, living is cheaper in Hagen: $1,932 a month against $2,681 in Munich, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

94

Cost of Living Index in Hagen
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Hagen Living Index
130

Cost of Living Index in Munich
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Munich Living Index

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Hagen

🇩🇪 Germany

$1,932

/mo nomad

Munich

🇩🇪 Germany

$2,681

/mo nomad

Monthly Cost of Living

How much you'll spend in Hagen and in Munich

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hagen and in Munich actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,932 in Hagen versus $2,681 in Munich.

Hagen $1,932
Munich $2,681

Estimated couple costs with rent: $2,639 in Hagen versus $4,080 in Munich.

Hagen $2,639
Munich $4,080

Monthly costs for a family of three with rent: $3,346 in Hagen versus $5,480 in Munich.

Hagen $3,346
Munich $5,480

Living in Hagen costs roughly 28% less than in Munich, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Hagen 42% above, Munich 97% above.

Meal at Budget Restaurant

$16.48 €14.76

$18.66 €16.71

-11.68%

Three-Course Dinner for Two, Mid-Range

$79.1 €70.8

$89.2 €79.9

-11.33%

Fast Food Meal (McDonalds, etc)

$11.65 €10.43

$13.38 €11.99

-12.93%

Cappuccino

$3.73 €3.34

$4.32 €3.87

-13.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 €2.75

$3.86 €3.46

-20.47%

Water (0.33 liter bottle)

$2.85 €2.56

$3.35 €3.00

-14.93%

Local Beer (0.5 liter draught)

$5.71 €5.11

$5.22 €4.67

9.39%

Imported Beer (0.33 liter bottle)

$4.98 €4.46

$5.74 €5.14

-13.24%

Milk (1 liter)

$1.26 €1.13

$1.28 €1.15

-1.56%

White Bread (500g)

$2.26 €2.03

$2.32 €2.08

-2.59%

Rice (white) (1kg)

$3.13 €2.80

$2.69 €2.41

16.36%

Eggs

$3.77 €3.37

$4.57 €4.09

-17.51%

Local Cheese (1kg)

$12.68 €11.36

$17.92 €16.05

-29.24%

Chicken Fillets (1kg)

$11.70 €10.48

$13.29 €11.91

-11.96%

Beef Round Steak (1kg)

$23.16 €20.74

$21.85 €19.57

6.00%

Apples (1kg)

$2.93 €2.62

$3.19 €2.85

-8.15%

Banana (1kg)

$2.02 €1.81

$2.01 €1.80

0.50%

Oranges (1kg)

$2.12 €1.90

$2.81 €2.52

-24.56%

Tomato (1kg)

$4.02 €3.60

$4.53 €4.05

-11.26%

Potato (1kg)

$1.44 €1.29

$1.85 €1.66

-22.16%

Onion (1kg)

$1.53 €1.37

$1.83 €1.64

-16.39%

Lettuce (1 head)

$1.56 €1.39

$1.50 €1.34

4.00%

Water (1.5 liter bottle)

$1.10 €0.98

$0.86 €0.77

27.91%

Cigarettes 20 Pack (Marlboro, Camel)

$9.67 €8.66

$11.22 €10.05

-13.81%

Wine (Bottle)

$6.78 €6.07

$6.67 €5.97

1.65%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$1.29 €1.16

-12.40%

Imported Beer (0.33 liter bottle)

$1.63 €1.46

$1.60 €1.44

1.87%

One-way Ticket (Public Transport)

$3.53 €3.16

$4.74 €4.24

-25.53%

Public Transport Monthly Pass (Regular Price)

$63.5 €56.9

$70.1 €62.7

-9.33%

Taxi Start (Normal Tariff)

$5.20 €4.66

$6.76 €6.06

-23.08%

Taxi (Normal Tariff) (1km)

$2.72 €2.43

$3.09 €2.77

-11.97%

Taxi 1hour Waiting (Normal Tariff)

$33.16 €29.70

$43.44 €38.90

-23.66%

Gasoline (1 liter)

$2.30 €2.06

$2.31 €2.07

-0.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K €29.0K

$33.9K €30.3K

-4.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K €35.1K

$39.3K €35.2K

-0.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$304 €272

$350 €313

-12.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.43 €11.14

$18.57 €16.63

-33.06%

Internet (50+ Mbps, Unlimited Data)

$49.37 €44.22

$39.33 €35.22

25.53%

Gym Membership (Monthly)

$36.02 €32.26

$51.8 €46.39

-30.46%

Tennis Court (1 Hour on Weekend)

$24.31 €21.77

$33.64 €30.13

-27.73%

Cinema Ticket

$15.83 €14.18

$15.92 €14.26

-0.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$462 €414

$868 €778

-46.81%

International Primary School, 1 Child (Yearly)

$22.2K €19.9K

$16.5K €14.7K

34.84%

Jeans (Levis 501 Or Similar)

$89.0 €79.7

$87.7 €78.6

1.48%

Summer Dress (H&M, Zara, etc)

$44.72 €40.05

$42.09 €37.70

6.25%

Sport Shoes (Adidas, Nike)

$87.3 €78.2

$102 €91.2

-14.31%

Men's Leather Business Shoes

$136 €122

$114 €102

18.86%

1-bedroom Apartment, City Center (Monthly)

$798 €715

$1,664 €1,490

-52.02%

1-bedroom Apartment, Outside City Center (Monthly)

$635 €568

$1,254 €1,123

-49.39%

3-bedroom Apartment, City Center (Monthly)

$1,512 €1,354

$3,113 €2,788

-51.41%

3-bedroom Apartment, Outside City Center (Monthly)

$519 €465

$2,352 €2,107

-77.95%

Buy Apartment in City Center (m2)

$4,270 €3,824

$12.5K €11.2K

-65.71%

Buy Apartment Outside City Center (m2)

$3,845 €3,443

$8,605 €7,707

-55.32%

Average Monthly Net Salary (After Tax)

$2,806 €2,513

$4,072 €3,647

-31.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

3.82

3.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagen: October 27, 2026

Last update for Munich: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hagen

$635 32.8%

Munich

$1.3K 46.8% 97.6% $619

Monthly Utilities & Internet

Hagen

$366 18.9%

Munich

$407 15.2% 11.3% $41

Groceries & Markets

Hagen

$333 17.3%

Munich

$361 13.5% 8.4% $28

Eating Out

Hagen

$274 14.2%

Munich

$308 11.5% 12.4% $34

Clothing & Footwear

Hagen

$161 8.3%

Munich

$156 5.8% 3% $4.9

Getting Around

Hagen

$96 5%

Munich

$111 4.2% 15.3% $15

Sport & Entertainment

Hagen

$68 3.5%

Munich

$84 3.1% 23.6% $16

Cost Breakdown

A one-bedroom apartment in the center runs $798 in Hagen and $1,664 in Munich. Housing cost is often the main lever when comparing two cities.

Munich pays 45% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $79 in Hagen vs $89 in Munich for a mid-range dinner for two. Groceries echo the gap at $333 vs $361 per month, with Hagen cheaper across the board.

Good to know

🇩🇪 Hagen

🇩🇪 Munich

🕒 Local time

18:25 6:25 PM

Same time as Hagen

🌤 Weather

👥 Population

186,000

1,484,226

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Hagen Munich 460 km

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hagen vs Munich: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,932 in Hagen and $2,681 in Munich, so Hagen is about 28% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 31% lower in Hagen. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $798 in Hagen versus $1,664 in Munich. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,932 per month in Hagen versus $2,681 in Munich – Hagen is about 28% cheaper, which adds up to real savings over time.

A monthly transit pass in Hagen runs roughly 9% less than in Munich. The price difference matters if you commute daily and watch your budget.

Either city works on $3,000 a month, though Hagen gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hagen and Munich are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Hagen gentler on the wallet – expenses run 28% less than in Munich. Beyond cost, consider language, visa policies, and how big the international community is in each city.