Last update: Oct 2026

Cost of Living Comparison Between Hagatna and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,740 in Hagatna, rent and utilities included – about $16,500 less a year. Higher rent and utilities in Hagatna outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Hagatna

🇬🇺 Guam

$2,740

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Hagatna and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hagatna and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,740 per month in Hagatna vs $1,368 in Ubud, Bali, rent included.

Hagatna $2,740
Ubud, Bali $1,368

A couple spends around $2,939 per month in Hagatna vs $2,314 in Ubud, Bali, rent included.

Hagatna $2,939
Ubud, Bali $2,314

A family of three spends $3,138 per month in Hagatna vs $3,260 in Ubud, Bali, rent included.

Hagatna $3,138
Ubud, Bali $3,260

Hagatna costs about 100% more than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Hagatna and Ubud, Bali sit above the global median – Hagatna by 103%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$3.33 Rp 59.9K

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

Cappuccino

$2.73 Rp 49.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

Water (0.33 liter bottle)

$0.83 Rp 15.0K

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$3.85 $3.85

$1.50 Rp 27.1K

156.67%

White Bread (500g)

$2.30 Rp 41.4K

Rice (white) (1kg)

$1.18 Rp 21.2K

Eggs

$9.46 $9.46

$2.14 Rp 38.6K

342.06%

Local Cheese (1kg)

$17.48 Rp 314.6K

Chicken Fillets (1kg)

$4.03 Rp 72.5K

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$3.55 Rp 63.9K

Banana (1kg)

$1.57 Rp 28.3K

Oranges (1kg)

$2.24 Rp 40.2K

Tomato (1kg)

$1.93 Rp 34.7K

Potato (1kg)

$1.88 Rp 33.9K

Onion (1kg)

$2.29 Rp 41.3K

Lettuce (1 head)

$0.99 Rp 17.9K

Water (1.5 liter bottle)

$0.53 Rp 9,475

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$1.32 $1.32

$0.88 Rp 15.9K

50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$345 $345

$83.0 Rp 1.5M

315.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.5 $60.5

$6.45 Rp 116.0K

838.60%

Internet (50+ Mbps, Unlimited Data)

$59.6 $59.6

$18.57 Rp 334.2K

220.95%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

Men's Leather Business Shoes

$78.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$2,178 $2,178

$1,142 Rp 20.6M

90.62%

1-bedroom Apartment, Outside City Center (Monthly)

$2,198 $2,198

$676 Rp 12.2M

225.36%

3-bedroom Apartment, City Center (Monthly)

$2,423 $2,423

$3,503 Rp 63.1M

-30.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,402 $2,402

$1,700 Rp 30.6M

41.34%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$6,807 $6,807

$165 Rp 3.0M

4036.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagatna: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hagatna

–

Ubud, Bali

$676 49.4%

Groceries & Markets

Hagatna

–

Ubud, Bali

$290 21.2%

Eating Out

Hagatna

–

Ubud, Bali

$109 8%

Monthly Utilities & Internet

Hagatna

–

Ubud, Bali

$108 7.9%

Clothing & Footwear

Hagatna

–

Ubud, Bali

$108 7.9%

Sport & Entertainment

Hagatna

–

Ubud, Bali

$65 4.7%

Getting Around

Hagatna

–

Ubud, Bali

$13 0.9%

Cost Breakdown

A central one-bedroom costs $2,178 in Hagatna versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4037% higher in Hagatna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

Good to know

🇬🇺 Hagatna

🇮🇩 Ubud, Bali

🕒 Local time

23:57 11:57 PM

21:57 9:57 PM

2 h behind Hagatna

🌤 Weather

👥 Population

1,100 Capital

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.889 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Hagatna Ubud, Bali 4,070 km ≈ 6 h nonstop flight

From you

Hagatna
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hagatna vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Hagatna costs about 100% more than Ubud, Bali, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,110 per month in Hagatna and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,740 in Hagatna and $1,368 in Ubud, Bali. That's a gap of about 100%.

Interestingly, groceries are about 280% cheaper in Hagatna – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Hagatna at $2,740. In Ubud, Bali it covers expenses comfortably, while in Hagatna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $2,740 in Hagatna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hagatna makes more sense. Both are solid long-term options with distinct trade-offs.