Cost of Living Comparison Between Hagatna and Ubud, Bali Cost of Living Comparison Between Hagatna and Ubud, Bali

Monthly Cost of Living

A single person spends $2,739 per month in Hagatna vs $1,396 in Ubud, Bali, rent included.

A couple spends around $2,942 per month in Hagatna vs $2,334 in Ubud, Bali, rent included.

A family of three spends $3,144 per month in Hagatna vs $3,273 in Ubud, Bali, rent included.

Hagatna costs about 96% more than Ubud, Bali, driven mainly by Groceries & Markets.

Both Hagatna and Ubud, Bali sit above the global median – Hagatna by 99%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$3.37 Rp 59.8K

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 683.8K

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.8K

Cappuccino

$2.64 Rp 46.9K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

Water (0.33 liter bottle)

$0.77 Rp 13.6K

Local Beer (0.5 liter draught)

$2.63 Rp 46.7K

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.9K

Milk (1 liter)

$3.91 $3.91

$1.55 Rp 27.4K

152.26%

White Bread (500g)

$2.22 Rp 39.4K

Rice (white) (1kg)

$1.13 Rp 19.9K

Eggs

$9.84 $9.84

$2.09 Rp 37.0K

370.81%

Local Cheese (1kg)

$17.39 Rp 308.2K

Chicken Fillets (1kg)

$3.87 Rp 68.5K

Beef Round Steak (1kg)

$12.55 Rp 222.4K

Apples (1kg)

$3.62 Rp 64.1K

Banana (1kg)

$1.56 Rp 27.6K

Oranges (1kg)

$2.35 Rp 41.7K

Tomato (1kg)

$2.06 Rp 36.4K

Potato (1kg)

$1.90 Rp 33.7K

Onion (1kg)

$2.34 Rp 41.4K

Lettuce (1 head)

$1.03 Rp 18.3K

Water (1.5 liter bottle)

$0.55 Rp 9,830

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.9K

Wine (Bottle)

$23.81 Rp 421.9K

Local Beer (0.5 liter bottle)

$2.31 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.6K

One-way Ticket (Public Transport)

$0.27 Rp 4,827

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.5K

Taxi Start (Normal Tariff)

$0.48 Rp 8,533

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,904

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.4K

Gasoline (1 liter)

$1.25 $1.25

$0.76 Rp 13.4K

64.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 569.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$353 $353

$83.6 Rp 1.5M

322.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.2 $60.2

$6.46 Rp 114.4K

832.35%

Internet (50+ Mbps, Unlimited Data)

$60.9 $60.9

$18.99 Rp 336.6K

220.59%

Gym Membership (Monthly)

$56.0 Rp 992.0K

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.9K

Cinema Ticket

$4.28 Rp 75.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.8M

Jeans (Levis 501 Or Similar)

$45.56 Rp 807.4K

Summer Dress (H&M, Zara, etc)

$36.38 Rp 644.7K

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.5M

Men's Leather Business Shoes

$80.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$2,164 $2,164

$1,117 Rp 19.8M

93.76%

1-bedroom Apartment, Outside City Center (Monthly)

$2,199 $2,199

$701 Rp 12.4M

213.65%

3-bedroom Apartment, City Center (Monthly)

$2,442 $2,442

$3,537 Rp 62.7M

-30.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,408 $2,408

$1,762 Rp 31.2M

36.61%

Buy Apartment in City Center (m2)

$2,826 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.6M

Average Monthly Net Salary (After Tax)

$6,865 $6,865

$170 Rp 3.0M

3943.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagatna: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $2,164 in Hagatna versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3944% higher in Hagatna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hagatna vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Hagatna costs about 96% more than Ubud, Bali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,109 per month in Hagatna and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,739 in Hagatna and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Interestingly, groceries are about 273% cheaper in Hagatna – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Hagatna at $2,739. In Ubud, Bali it covers expenses comfortably, while in Hagatna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,396 versus $2,739 in Hagatna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hagatna makes more sense. Both are solid long-term options with distinct trade-offs.