Cost of Living Comparison Between Hagatna and Ubud, Bali Cost of Living Comparison Between Hagatna and Ubud, Bali

Monthly Cost of Living

A single person spends $3,263 per month in Hagatna vs $1,419 in Ubud, Bali, rent included.

A couple spends around $4,471 per month in Hagatna vs $2,540 in Ubud, Bali, rent included.

A family of three spends $5,680 per month in Hagatna vs $3,660 in Ubud, Bali, rent included.

Hagatna costs about 130% more than Ubud, Bali, driven mainly by Groceries & Markets.

Both Hagatna and Ubud, Bali sit above the global median – Hagatna by 143%, Ubud, Bali by 6%.

Meal at Budget Restaurant

$24.98 $24.98

$3.56 Rp 63.7K

601.69%

Three-Course Dinner for Two, Mid-Range

$80.9 $80.9

$32.73 Rp 584.5K

147.17%

Fast Food Meal (McDonalds, etc)

$10.45 $10.45

$4.95 Rp 88.4K

111.11%

Cappuccino

$4.51 $4.51

$2.71 Rp 48.4K

66.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 $1.47

$1.34 Rp 24.0K

9.70%

Water (0.33 liter bottle)

$1.46 $1.46

$0.70 Rp 12.5K

108.57%

Local Beer (0.5 liter draught)

$4.31 $4.31

$2.92 Rp 52.1K

47.60%

Imported Beer (0.33 liter bottle)

$5.92 $5.92

$3.96 Rp 70.7K

49.49%

Milk (1 liter)

$3.97 $3.97

$1.81 Rp 32.3K

119.34%

White Bread (500g)

$3.97 $3.97

$2.52 Rp 45.0K

57.54%

Rice (white) (1kg)

$2.99 $2.99

$1.16 Rp 20.7K

157.76%

Eggs

$5.66 $5.66

$2.46 Rp 43.9K

130.08%

Local Cheese (1kg)

$32.56 $32.56

$14.71 Rp 262.7K

121.35%

Chicken Fillets (1kg)

$11.63 $11.63

$4.32 Rp 77.1K

169.21%

Beef Round Steak (1kg)

$20.58 $20.58

$12.14 Rp 216.7K

69.52%

Apples (1kg)

$10.98 $10.98

$3.84 Rp 68.6K

185.94%

Banana (1kg)

$1.56 Rp 27.8K

Oranges (1kg)

$11.17 $11.17

$2.83 Rp 50.6K

294.70%

Tomato (1kg)

$11.13 $11.13

$2.33 Rp 41.5K

377.68%

Potato (1kg)

$1.91 Rp 34.2K

Onion (1kg)

$2.20 Rp 39.3K

Lettuce (1 head)

$4.95 $4.95

$1.01 Rp 18.1K

390.10%

Water (1.5 liter bottle)

$2.57 $2.57

$0.78 Rp 13.8K

229.49%

Cigarettes 20 Pack (Marlboro, Camel)

$6.89 $6.89

$3.32 Rp 59.2K

107.53%

Wine (Bottle)

$23.74 Rp 423.9K

Local Beer (0.5 liter bottle)

$2.06 $2.06

$2.79 Rp 49.8K

-26.16%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$2.86 Rp 51.1K

40.56%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

Gasoline (1 liter)

$1.49 $1.49

$0.79 Rp 14.2K

88.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$337 $337

$79.9 Rp 1.4M

321.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.2 $61.2

$4.06 Rp 72.6K

1406.40%

Internet (50+ Mbps, Unlimited Data)

$94.2 $94.2

$23.52 Rp 420.0K

300.64%

Gym Membership (Monthly)

$131 $131

$98.7 Rp 1.8M

32.52%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$16.27 $16.27

$4.15 Rp 74.1K

292.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$536 $536

$304 Rp 5.4M

76.35%

International Primary School, 1 Child (Yearly)

$28.6K $28.6K

$6,613 Rp 118.1M

331.87%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,855 $1,855

$1,006 Rp 18.0M

84.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,723 $1,723

$675 Rp 12.1M

155.10%

3-bedroom Apartment, City Center (Monthly)

$2,740 $2,740

$3,442 Rp 61.5M

-20.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,530 $2,530

$2,039 Rp 36.4M

24.07%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$6,848 $6,848

$165 Rp 3.0M

4044.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagatna: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,855 in Hagatna versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4045% higher in Hagatna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81.0 in Hagatna versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $556 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hagatna vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Hagatna costs about 130% more than Ubud, Bali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,894 per month in Hagatna and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,263 in Hagatna and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $536 per month in Hagatna and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Hagatna at $3,263. In Ubud, Bali it covers expenses comfortably, while in Hagatna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,419 versus $3,263 in Hagatna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hagatna makes more sense. Both are solid long-term options with distinct trade-offs.