Cost of Living Comparison Between Hagatna and Chiang Mai Cost of Living Comparison Between Hagatna and Chiang Mai

Monthly Cost of Living

A single person spends $3,263 per month in Hagatna vs $866 in Chiang Mai, rent included.

A couple spends around $4,471 per month in Hagatna vs $1,351 in Chiang Mai, rent included.

A family of three spends $5,680 per month in Hagatna vs $1,835 in Chiang Mai, rent included.

Hagatna costs about 277% more than Chiang Mai, driven mainly by Groceries & Markets.

Hagatna sits 143% above the global median, while Chiang Mai is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$24.98 $24.98

$1.94 ฿63.5

1187.63%

Three-Course Dinner for Two, Mid-Range

$80.9 $80.9

$18.64 ฿609

334.01%

Fast Food Meal (McDonalds, etc)

$10.45 $10.45

$7.82 ฿255

33.63%

Cappuccino

$4.51 $4.51

$1.95 ฿63.8

131.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 $1.47

$0.85 ฿27.77

72.94%

Water (0.33 liter bottle)

$1.46 $1.46

$0.35 ฿11.58

317.14%

Local Beer (0.5 liter draught)

$4.31 $4.31

$2.13 ฿69.6

102.35%

Imported Beer (0.33 liter bottle)

$5.92 $5.92

$3.73 ฿122

58.71%

Milk (1 liter)

$3.97 $3.97

$1.71 ฿56.0

132.16%

White Bread (500g)

$3.97 $3.97

$1.63 ฿53.2

143.56%

Rice (white) (1kg)

$2.99 $2.99

$1.14 ฿37.15

162.28%

Eggs

$5.66 $5.66

$1.93 ฿63.1

193.26%

Local Cheese (1kg)

$32.56 $32.56

$16.21 ฿530

100.86%

Chicken Fillets (1kg)

$11.63 $11.63

$3.12 ฿102

272.76%

Beef Round Steak (1kg)

$20.58 $20.58

$10.90 ฿356

88.81%

Apples (1kg)

$10.98 $10.98

$2.75 ฿90.0

299.27%

Banana (1kg)

$1.21 ฿39.52

Oranges (1kg)

$11.17 $11.17

$1.62 ฿53.0

589.51%

Tomato (1kg)

$11.13 $11.13

$1.59 ฿51.8

600.00%

Potato (1kg)

$1.40 ฿45.70

Onion (1kg)

$1.17 ฿38.17

Lettuce (1 head)

$4.95 $4.95

$0.66 ฿21.60

650.00%

Water (1.5 liter bottle)

$2.57 $2.57

$0.53 ฿17.22

384.91%

Cigarettes 20 Pack (Marlboro, Camel)

$6.89 $6.89

$4.69 ฿153

46.91%

Wine (Bottle)

$18.66 ฿609

Local Beer (0.5 liter bottle)

$2.06 $2.06

$1.80 ฿58.8

14.44%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.23 ฿106

24.46%

One-way Ticket (Public Transport)

$0.90 ฿29.26

Public Transport Monthly Pass (Regular Price)

$19.21 ฿628

Taxi Start (Normal Tariff)

$1.41 ฿45.91

Taxi (Normal Tariff) (1km)

$1.29 ฿42.12

Taxi 1hour Waiting (Normal Tariff)

$7.84 ฿256

Gasoline (1 liter)

$1.49 $1.49

$1.27 ฿41.58

17.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ฿694.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ฿725.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$337 $337

$69.1 ฿2,256

388.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.2 $61.2

$14.08 ฿460

334.38%

Internet (50+ Mbps, Unlimited Data)

$94.2 $94.2

$18.00 ฿588

423.50%

Gym Membership (Monthly)

$131 $131

$41.06 ฿1,341

218.56%

Tennis Court (1 Hour on Weekend)

$6.96 ฿227

Cinema Ticket

$16.27 $16.27

$5.92 ฿193

174.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$536 $536

$299 ฿9,766

79.26%

International Primary School, 1 Child (Yearly)

$28.6K $28.6K

$15.0K ฿488.3K

91.01%

Jeans (Levis 501 Or Similar)

$54.7 ฿1,787

Summer Dress (H&M, Zara, etc)

$26.77 ฿874

Sport Shoes (Adidas, Nike)

$85.0 ฿2,776

Men's Leather Business Shoes

$70.6 ฿2,306

1-bedroom Apartment, City Center (Monthly)

$1,855 $1,855

$428 ฿14.0K

333.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,723 $1,723

$237 ฿7,752

625.85%

3-bedroom Apartment, City Center (Monthly)

$2,740 $2,740

$801 ฿26.2K

241.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,530 $2,530

$515 ฿16.8K

390.85%

Buy Apartment in City Center (m2)

$1,975 ฿64.5K

Buy Apartment Outside City Center (m2)

$1,475 ฿48.2K

Average Monthly Net Salary (After Tax)

$6,848 $6,848

$617 ฿20.2K

1009.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagatna: June 1, 2026

Last update for Chiang Mai: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,855 in Hagatna versus $428 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1009% higher in Hagatna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81.0 in Hagatna versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $556 vs $246 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hagatna vs Chiang Mai: Cost of Living - Frequently Asked Questions

Hagatna costs about 277% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,894 per month in Hagatna and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $81.0 in Hagatna and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 126% more in Hagatna, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in Hagatna at $3,263. In Chiang Mai it covers expenses comfortably, while in Hagatna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $866 versus $3,263 in Hagatna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hagatna makes more sense. Both are solid long-term options with distinct trade-offs.