Cost of Living Comparison Between Hagatna and Chiang Mai Cost of Living Comparison Between Hagatna and Chiang Mai

Monthly Cost of Living

A single person spends $2,739 per month in Hagatna vs $947 in Chiang Mai, rent included.

A couple spends around $2,942 per month in Hagatna vs $1,411 in Chiang Mai, rent included.

A family of three spends $3,144 per month in Hagatna vs $1,874 in Chiang Mai, rent included.

Hagatna costs about 189% more than Chiang Mai, driven mainly by Groceries & Markets.

Hagatna sits 99% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.08 ฿69.4

Three-Course Dinner for Two, Mid-Range

$19.64 ฿654

Fast Food Meal (McDonalds, etc)

$5.65 ฿188

Cappuccino

$1.81 ฿60.1

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 ฿23.75

Water (0.33 liter bottle)

$0.32 ฿10.52

Local Beer (0.5 liter draught)

$2.24 ฿74.5

Imported Beer (0.33 liter bottle)

$3.63 ฿121

Milk (1 liter)

$3.91 $3.91

$1.96 ฿65.2

99.49%

White Bread (500g)

$1.50 ฿50.0

Rice (white) (1kg)

$1.34 ฿44.49

Eggs

$9.84 $9.84

$2.26 ฿75.4

335.40%

Local Cheese (1kg)

$16.26 ฿541

Chicken Fillets (1kg)

$2.95 ฿98.4

Beef Round Steak (1kg)

$9.94 ฿331

Apples (1kg)

$2.57 ฿85.7

Banana (1kg)

$1.06 ฿35.18

Oranges (1kg)

$1.61 ฿53.7

Tomato (1kg)

$1.52 ฿50.6

Potato (1kg)

$1.27 ฿42.30

Onion (1kg)

$1.07 ฿35.51

Lettuce (1 head)

$0.72 ฿23.98

Water (1.5 liter bottle)

$0.51 ฿16.94

Cigarettes 20 Pack (Marlboro, Camel)

$4.19 ฿140

Wine (Bottle)

$17.87 ฿595

Local Beer (0.5 liter bottle)

$1.69 ฿56.4

Imported Beer (0.33 liter bottle)

$2.84 ฿94.5

One-way Ticket (Public Transport)

$0.93 ฿30.82

Public Transport Monthly Pass (Regular Price)

$53.9 ฿1,794

Taxi Start (Normal Tariff)

$1.23 ฿41.11

Taxi (Normal Tariff) (1km)

$0.58 ฿19.20

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿80.7

Gasoline (1 liter)

$1.25 $1.25

$1.41 ฿47.03

-11.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ฿714.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K ฿910.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$353 $353

$63.7 ฿2,120

453.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.2 $60.2

$12.85 ฿428

368.72%

Internet (50+ Mbps, Unlimited Data)

$60.9 $60.9

$20.22 ฿673

201.09%

Gym Membership (Monthly)

$38.74 ฿1,290

Tennis Court (1 Hour on Weekend)

$3.97 ฿132

Cinema Ticket

$6.74 ฿224

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$778 ฿25.9K

International Primary School, 1 Child (Yearly)

$14.6K ฿486.5K

Jeans (Levis 501 Or Similar)

$54.3 ฿1,808

Summer Dress (H&M, Zara, etc)

$25.45 ฿847

Sport Shoes (Adidas, Nike)

$94.3 ฿3,141

Men's Leather Business Shoes

$73.4 ฿2,446

1-bedroom Apartment, City Center (Monthly)

$2,164 $2,164

$490 ฿16.3K

341.82%

1-bedroom Apartment, Outside City Center (Monthly)

$2,199 $2,199

$289 ฿9,634

660.07%

3-bedroom Apartment, City Center (Monthly)

$2,442 $2,442

$894 ฿29.8K

173.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,408 $2,408

$517 ฿17.2K

365.65%

Buy Apartment in City Center (m2)

$1,955 ฿65.1K

Buy Apartment Outside City Center (m2)

$1,477 ฿49.2K

Average Monthly Net Salary (After Tax)

$6,865 $6,865

$602 ฿20.0K

1040.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagatna: August 30, 2026

Last update for Chiang Mai: August 31, 2026

Cost Breakdown

A central one-bedroom costs $2,164 in Hagatna versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1040% higher in Hagatna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hagatna vs Chiang Mai: Cost of Living - Frequently Asked Questions

Hagatna costs about 189% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,109 per month in Hagatna and $1,421 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,739 in Hagatna and $947 in Chiang Mai. The difference isn't just one category – it shows up across housing, food, transport, and services.

Interestingly, groceries are about 206% cheaper in Hagatna – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $947, than in Hagatna at $2,739. In Chiang Mai it covers expenses comfortably, while in Hagatna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $947 versus $2,739 in Hagatna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hagatna makes more sense. Both are solid long-term options with distinct trade-offs.