Last update: Oct 2026

Cost of Living Comparison Between Hagatna and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $2,740 in Hagatna, rent and utilities included – about $21,600 less a year. Higher rent and utilities in Hagatna outweigh lower spending on other living expenses.

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Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Hagatna

🇬🇺 Guam

$2,740

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Hagatna and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hagatna and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,740 per month in Hagatna vs $938 in Chiang Mai, rent included.

Hagatna $2,740
Chiang Mai $938

A couple spends around $2,939 per month in Hagatna vs $1,426 in Chiang Mai, rent included.

Hagatna $2,939
Chiang Mai $1,426

A family of three spends $3,138 per month in Hagatna vs $1,914 in Chiang Mai, rent included.

Hagatna $3,138
Chiang Mai $1,914

Hagatna costs about 192% more than Chiang Mai, and outside of rent the biggest gap is in groceries.

Hagatna sits 103% above the global median, while Chiang Mai is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.26 ฿75.4

Three-Course Dinner for Two, Mid-Range

$19.18 ฿641

Fast Food Meal (McDonalds, etc)

$5.59 ฿187

Cappuccino

$1.72 ฿57.6

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.54

Water (0.33 liter bottle)

$0.33 ฿11.18

Local Beer (0.5 liter draught)

$2.36 ฿78.7

Imported Beer (0.33 liter bottle)

$3.90 ฿130

Milk (1 liter)

$3.85 $3.85

$2.05 ฿68.6

87.80%

White Bread (500g)

$1.40 ฿46.70

Rice (white) (1kg)

$1.28 ฿42.89

Eggs

$9.46 $9.46

$2.25 ฿75.3

320.44%

Local Cheese (1kg)

$16.94 ฿566

Chicken Fillets (1kg)

$2.74 ฿91.6

Beef Round Steak (1kg)

$9.36 ฿313

Apples (1kg)

$2.40 ฿80.3

Banana (1kg)

$1.01 ฿33.92

Oranges (1kg)

$1.61 ฿53.9

Tomato (1kg)

$1.52 ฿50.7

Potato (1kg)

$1.28 ฿42.90

Onion (1kg)

$1.11 ฿37.22

Lettuce (1 head)

$0.72 ฿24.09

Water (1.5 liter bottle)

$0.52 ฿17.54

Cigarettes 20 Pack (Marlboro, Camel)

$4.33 ฿145

Wine (Bottle)

$17.73 ฿593

Local Beer (0.5 liter bottle)

$1.63 ฿54.4

Imported Beer (0.33 liter bottle)

$2.85 ฿95.3

One-way Ticket (Public Transport)

$0.85 ฿28.31

Public Transport Monthly Pass (Regular Price)

$53.9 ฿1,801

Taxi Start (Normal Tariff)

$1.17 ฿39.18

Taxi (Normal Tariff) (1km)

$0.57 ฿19.00

Taxi 1hour Waiting (Normal Tariff)

$2.37 ฿79.2

Gasoline (1 liter)

$1.32 $1.32

$1.45 ฿48.32

-8.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ฿684.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿886.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$345 $345

$62.3 ฿2,083

453.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.5 $60.5

$12.27 ฿410

393.40%

Internet (50+ Mbps, Unlimited Data)

$59.6 $59.6

$19.97 ฿668

198.45%

Gym Membership (Monthly)

$37.91 ฿1,267

Tennis Court (1 Hour on Weekend)

$3.76 ฿126

Cinema Ticket

$6.71 ฿224

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$797 ฿26.6K

International Primary School, 1 Child (Yearly)

$14.8K ฿495.7K

Jeans (Levis 501 Or Similar)

$53.3 ฿1,780

Summer Dress (H&M, Zara, etc)

$25.05 ฿837

Sport Shoes (Adidas, Nike)

$91.6 ฿3,062

Men's Leather Business Shoes

$73.5 ฿2,455

1-bedroom Apartment, City Center (Monthly)

$2,178 $2,178

$464 ฿15.5K

369.27%

1-bedroom Apartment, Outside City Center (Monthly)

$2,198 $2,198

$305 ฿10.2K

621.57%

3-bedroom Apartment, City Center (Monthly)

$2,423 $2,423

$915 ฿30.6K

164.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,402 $2,402

$552 ฿18.5K

334.94%

Buy Apartment in City Center (m2)

$1,912 ฿63.9K

Buy Apartment Outside City Center (m2)

$1,438 ฿48.1K

Average Monthly Net Salary (After Tax)

$6,807 $6,807

$595 ฿19.9K

1043.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagatna: October 10, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hagatna

–

Chiang Mai

$305 32.5%

Groceries & Markets

Hagatna

–

Chiang Mai

$238 25.4%

Clothing & Footwear

Hagatna

–

Chiang Mai

$110 11.7%

Monthly Utilities & Internet

Hagatna

–

Chiang Mai

$95 10.1%

Eating Out

Hagatna

–

Chiang Mai

$79 8.4%

Getting Around

Hagatna

–

Chiang Mai

$61 6.5%

Sport & Entertainment

Hagatna

–

Chiang Mai

$51 5.5%

Cost Breakdown

A central one-bedroom costs $2,178 in Hagatna versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1044% higher in Hagatna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

Good to know

🇬🇺 Hagatna

🇹🇭 Chiang Mai

🕒 Local time

23:57 11:57 PM

20:57 8:57 PM

3 h behind Hagatna

🌤 Weather

👥 Population

1,100 Capital

127,240

💱 Currency

United States Dollar USD $

Thai Baht THB ฿

📈 Exchange rate

1 USD = 0.889 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

🇹🇭 Thai Baht (฿)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Thai Baht exchange rates as of October 17, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

THB to USD in detail →

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Between locations

Hagatna Chiang Mai 4,910 km ≈ 7 h nonstop flight

From you

Hagatna
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hagatna vs Chiang Mai: Cost of Living - Frequently Asked Questions

Hagatna costs about 192% more than Chiang Mai, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,110 per month in Hagatna and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,740 in Hagatna and $938 in Chiang Mai. That's a gap of about 192%.

Interestingly, groceries are about 212% cheaper in Hagatna – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Hagatna at $2,740. In Chiang Mai it covers expenses comfortably, while in Hagatna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $2,740 in Hagatna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hagatna makes more sense. Both are solid long-term options with distinct trade-offs.