Cost of Living Comparison Between Ubud, Bali and Hagatna Cost of Living Comparison Between Ubud, Bali and Hagatna

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $2,801 in Hagatna, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $2,968 in Hagatna, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $3,135 in Hagatna, rent included.

Ubud, Bali is about 51% cheaper than Hagatna, driven mainly by Groceries & Markets.

Both Ubud, Bali and Hagatna sit above the global median – Ubud, Bali by 0%, Hagatna by 105%.

Meal at Budget Restaurant

$3.44 Rp 60.9K

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

Cappuccino

$2.67 Rp 47.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

Water (0.33 liter bottle)

$0.87 Rp 15.4K

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$1.62 Rp 28.7K

$3.87 $3.87

-58.14%

White Bread (500g)

$2.33 Rp 41.3K

Rice (white) (1kg)

$1.11 Rp 19.6K

Eggs

$2.20 Rp 39.0K

$9.40 $9.40

-76.60%

Local Cheese (1kg)

$17.69 Rp 313.3K

Chicken Fillets (1kg)

$4.10 Rp 72.5K

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

Banana (1kg)

$1.59 Rp 28.1K

Oranges (1kg)

$2.28 Rp 40.4K

Tomato (1kg)

$1.95 Rp 34.6K

Potato (1kg)

$1.91 Rp 33.7K

Onion (1kg)

$2.33 Rp 41.3K

Lettuce (1 head)

$1.01 Rp 17.8K

Water (1.5 liter bottle)

$0.55 Rp 9,773

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.31 $1.31

-38.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$359 $359

-77.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$60.6 $60.6

-89.29%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$58.9 $58.9

-68.11%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

Men's Leather Business Shoes

$78.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$2,163 $2,163

-48.48%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$2,207 $2,207

-68.40%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$2,436 $2,436

49.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$2,394 $2,394

-27.45%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$6,746 $6,746

-97.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Hagatna: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $2,163 in Hagatna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3915% higher in Hagatna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hagatna: Cost of Living - Frequently Asked Questions

Hagatna costs about 105% more than Ubud, Bali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $4,201 in Hagatna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $2,801 in Hagatna. The difference isn't just one category – it shows up across housing, food, transport, and services.

Interestingly, groceries are about 287% cheaper in Hagatna – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Hagatna at $2,801. In Ubud, Bali it covers expenses comfortably, while in Hagatna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $2,801 in Hagatna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hagatna makes more sense. Both are solid long-term options with distinct trade-offs.