Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Hagatna

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,790 in Hagatna, rent and utilities included – about $17,300 less a year. Higher rent and utilities in Hagatna outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Hagatna

🇬🇺 Guam

$2,790

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hagatna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hagatna actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,790 in Hagatna, rent included.

Ubud, Bali $1,349
Hagatna $2,790

A couple spends around $2,305 per month in Ubud, Bali vs $2,976 in Hagatna, rent included.

Ubud, Bali $2,305
Hagatna $2,976

A family of three spends $3,261 per month in Ubud, Bali vs $3,162 in Hagatna, rent included.

Ubud, Bali $3,261
Hagatna $3,162

Ubud, Bali is about 52% cheaper than Hagatna, and outside of rent the biggest gap is in utilities.

Meal at Budget Restaurant

$3.32 Rp 60.3K

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

Cappuccino

$2.72 Rp 49.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

Water (0.33 liter bottle)

$0.76 Rp 13.8K

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.0K

$3.83 $3.83

-61.10%

White Bread (500g)

$2.28 Rp 41.3K

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 36.9K

$9.56 $9.56

-78.66%

Local Cheese (1kg)

$17.70 Rp 321.1K

Chicken Fillets (1kg)

$3.96 Rp 71.9K

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

Banana (1kg)

$1.52 Rp 27.5K

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$1.97 Rp 35.8K

Potato (1kg)

$1.85 Rp 33.5K

Onion (1kg)

$2.42 Rp 44.0K

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,313

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.31 $1.31

-37.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$358 $358

-77.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$58.8 $58.8

-89.04%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$60.9 $60.9

-69.51%

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$2,211 $2,211

-49.13%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$2,236 $2,236

-69.97%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$2,418 $2,418

47.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,415 $2,415

-28.64%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$6,801 $6,801

-97.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Hagatna: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Hagatna

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Hagatna

–

Eating Out

Ubud, Bali

$108 8%

Hagatna

–

Clothing & Footwear

Ubud, Bali

$108 8%

Hagatna

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Hagatna

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Hagatna

–

Getting Around

Ubud, Bali

$11 0.9%

Hagatna

–

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $2,211 in Hagatna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hagatna are about 42 times higher. Purchasing power depends on which expenses matter most to you.

Good to know

🇮🇩 Ubud, Bali

🇬🇺 Hagatna

🕒 Local time

12:39 12:39 PM

14:39 2:39 PM

2 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

1,100 Capital

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Hagatna 4,070 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Hagatna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hagatna: Cost of Living - Frequently Asked Questions

Hagatna costs about 107% more than Ubud, Bali, and outside of rent the gap comes mainly from utilities. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $4,185 in Hagatna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,211 in Hagatna.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,790 in Hagatna. That makes Ubud, Bali about 52% cheaper.

Interestingly, groceries are about 73% cheaper in Hagatna – one category where the pricier city actually offers better value.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,790 in Hagatna. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,790 in Hagatna. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Hagatna makes more sense. Both are solid long-term options with distinct trade-offs.